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Información importante: Va a entrar a una página que podría estar en inglés. Es
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       * 
       
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WELCOME - SESLOC CREDIT UNION

Welcome to SESLOC Dive in Located on the Corner of People & Place. Where ease
meets access. Dive in Located on the Corner of People & Place. Where knowledge
meets opportunity. Dive in Located on the Corner of People & Place. Where dreams
meet living.

LIFE HAPPENS.


SESLOC INSTANT FUNDS LOANS ARE HERE TO HELP.

With a Life Event or Smart Payday Loan, you could get funded in less than 60
seconds, even on nights and weekends. (Terms and conditions apply, click “Learn
More” for complete details.)

Learn More


A SPECIAL OFFER

Just for SESLOC Members:


FREE STRAWBERRY LEMONADE

with the purchase of an entrée at the

MAYA MEXICAN RESTAURANT FOOD TRUCK

While supplies last

Learn More

(TERMS AND CONDITIONS APPLY, CLICK LEARN MORE FOR DETAILS.)


TODAY’S RATES

VIEW Consumer RATES
VIEW BUSINESS RATES


3-MONTH CERTIFICATE
SPECIAL ¹

OFFERED ON CONSUMER SHARE CERTIFICATES

3.56%

MINIMUM OPENING DEPOSIT OF $1,000.

HOME EQUITY
LOANS ²

FIXED RATE AS LOW AS

8.164%

FOR A 20-YEAR CLOSED-END HOME EQUITY LOAN.

BUSINESS AUTO
LOANS ³

AS LOW AS

7.59%

FOR A NEW VEHICLE WITH LESS THAN 12,000 MILES WITH A TERM UP TO 60 MONTHS.


CELEBRATING

HISPANIC HERITIAGE MONTH

SEPTEMBER 15 – OCTOBER 15

Learn More


DRIVE YOUR BUSINESS FORWARD

BASIC BUSINESS VEHICLE LOANS ARE NOW MORE AFFORDABLE. 

See How

A MUST-HAVE FOR ALL MUSTANGS.

Introducing the all new Cal Poly Debit Rewards Card for HomeFREE Checking™

SAME BENEFITS. SAME REWARDS.

But now, pay with Cal Poly pride.

For all the fans
Just for Students

THE BEST PLACE TO BANK
IS NOT A BANK.


IT'S HERE. AT SESLOC.

See Why


TAKE IT TO GO

For an optimal Online Banking experience, download the SESLOC mobile app.

App Store
Google Play


SESLOC BUSINESS SERVICES 

LOCAL. STABLE. FLEXIBLE.

Learn More


GET BUYING POWER

 

IT’S TIME TO PURCHASE YOUR CENTRAL COAST DREAM HOME.

Fast Pre-approvals


FEATURED STORIES FROM SESLOC NEWS+

OUR LATEST EVENTS, COMMUNITY STORIES AND TIPS TO BOOST YOUR FINANCIAL IQ


SAVING STRATEGIES: BUILDING AN EMERGENCY FUND AND PLANNING FOR FUTURE EXPENSES

Saving money is essential for financial stability and preparedness. One of the
first steps in saving is to build an emergency fund to cover unexpected expenses
like medical bills or car repairs. Here are a few tips for building an emergency
fund and planning for future expenses.

read more


SESLOC CELEBRATES HISPANIC HERITAGE MONTH

SESLOC is celebrating Hispanic Heritage Month from September 15th to October
15th and the important contributions Hispanics and Latinos make to strengthen
our community. To join in the celebration, check out some festive local
celebrations planned for 2024.

read more


4 STEPS TO NAVIGATE HOUSING MARKET CHALLENGES

The current housing market presents unique challenges, including rising home
prices and tight inventory. Here are 3 steps to help you overcome these hurdles
and achieve your homeownership goals.

read more
See all stories


AWARDED TO CENTRAL COAST SCHOOLS.

See how we give back »


SESLOC MEMBERS STRONG.

See why they chose SESLOC »


AWARDED TO MONEY SAVERS.

See how we foster a habit of saving »

HAPPENING NOW AT SESLOC

JOIN US FOR THESE UPCOMING MEMBER EDUCATION OPPORTUNTIES, EVENTS AND
CELEBRATIONS.




FINANCIAL WEBINARS

Free and open to the public

Join us where we’ll help you navigate the world of finances like a pro! From
budgeting to building credit and investing, we’ve got you covered. This
presentation is geared towards those starting their financial journey and
beginning down the road of adult financial independence.

September 18, 12:00 p.m.

Register Now

Webinars From the Vault: The Psychology of Spending

Watch online

In The Psychology of Spending, we talk about the role of psychology in how we
spend. Presented March, 22, 2023 by Vincent Delgado, Education Outreach Manager.

Watch Now


EVENTS & CELEBRATIONS

 

SHRED DAY: PASO ROBLES

Paso Robles Branch
705 Golden Hill Rd, Paso Robles, CA 93446

Saturday, September 7, 2024
9:00 a.m. – 12:00 p.m., or until the partner trucks are full

See details »

 




HOLIDAY CLOSURES

Branches, Contact Center and Live Chat are closed in observance of upcoming
federal holidays. See all closures. 


STAY CONNECTED

Get SESLOC News+ delivered to your inbox.


YOU'RE IN!

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“Great alternative to big corporate banks that profess to also be “people” but
don’t remind you of any person that ever cared about you in the least.”

Shawn
"We've been members of SESLOC since 1972. It was refreshingly user-friendly then
and that attitude continues to this day."

Dan "Excellent place for depository accounts and loans. Low rates, one of the
best online financial services and the people there are friendly... It truly
feels like a hometown credit union."

Mary "All of the employees are always professional and greet everyone with a
smile. On top of banking, I have used them for auto loans in the past and have
always been happy with the rates and service."

Jennie "SESLOC has always come through for us, whether it is for car loans,
mortgage loans or refinancing. The staff are attentive and friendly, their rates
good. SESLOC is our bank for everything."

Mary "Love this bank! The workers are sooo nice and friendly!!"

Lanie "The best place to go. Will never go anywhere else for financing my
vehicles. Fast, easy, and friendly."

Greg "I love my credit union because they are straightforward and helpful. I
appreciate the many ways that they support financial literacy in the community."

Stacey "This credit Union Rocks just like Incubus."

Aja
Read More Reviews
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* APR = ANNUAL PERCENTAGE RATE. ALL LOANS SUBJECT TO CREDIT APPROVAL AND OTHER
UNDERWRITING CRITERIA; NOT EVERY APPLICANT WILL QUALIFY. APR AND TERMS VARY
BASED ON CREDIT WORTHINESS AND OTHER CONDITIONS.
** APY = ANNUAL PERCENTAGE YIELD. SEE TERMS AND CONDITIONS.

1. THE ANNUAL PERCENTAGE YIELD (APY) IS EFFECTIVE AS OF 7/19/24, IS SUBJECT TO
CHANGE AT ANY TIME WITHOUT PRIOR NOTICE AND WILL BE DETERMINED AND FIXED FOR THE
TERM OF THE 3-MONTH SHARE CERTIFICATE AT ACCOUNT FUNDING. THIS OFFER IS VALID
FOR CONSUMER TRADITIONAL CERTIFICATE ACCOUNTS. THIS OFFER AND TERM ARE NOT
AVAILABLE FOR BUSINESS AND IRA SHARE CERTIFICATE ACCOUNTS, AND BUILDING BLOCK OR
SAVE TO WIN ACCOUNTS. REQUIRED MINIMUM OPENING DEPOSIT OF $1,000. ANY
WITHDRAWALS, INCLUDING FEES, WILL REDUCE EARNINGS ON THE ACCOUNT. EARLY
WITHDRAWAL PENALTIES AND ADDITIONAL RESTRICTIONS MAY APPLY.

2. SEE ALL CURRENT MORTGAGE RATES AT WWW.SESLOC.ORG/RATES. RATES SUBJECT TO
CHANGE WITHOUT NOTICE. ADVERTISED INTEREST RATES AND APRS ARE CONSIDERED BASE
RATES.  ALL SPECIFIC INTEREST RATES AND APRS, AS WELL AS OTHER TERMS AND
CONDITIONS ARE DISCLOSED DURING THE APPLICATION PROCESS. EXAMPLE SHOWN IS FOR A
FIXED RATE 20-YEAR CLOSED-END HOME EQUITY LOAN. PAYMENT EXAMPLE: FOR A FIXED
RATE EQUITY LOAN IN THE AMOUNT OF $100,000 FOR 20 YEARS WITH AN INITIAL INTEREST
RATE OF 8.000% (APR 8.164%*), THE ESTIMATED MONTHLY PAYMENT WOULD BE $836.44.
PAYMENT EXAMPLE EXCLUDES TAXES AND INSURANCE.  ACTUAL PAYMENT WILL VARY BASED ON
FINAL LOAN TERMS AND MAY BE HIGHER. REFER TO THE PAYMENT CALCULATOR TO ESTIMATE
ADDITIONAL PAYMENT EXAMPLES. 

3.VEHICLES LESS THAN 7 YEARS OLD AND MILEAGE LESS THAN 12,000. PAYMENT EXAMPLE:
A $30,000 LOAN, AT 8.59% APR FOR 60 MONTHS, WOULD HAVE AN ESTIMATED MONTHLY
PAYMENT OF $616.80. RATES ARE BASED ON CREDIT SCORE AND SPECIFIC VEHICLE
QUALIFICATIONS. FINANCING AVAILABLE UP TO 95% OF MSRP OR RETAIL KELLEY BLUE
BOOK. FINANCING IS SUBJECT TO SESLOC MEMBERSHIP, CREDIT APPROVAL AND OTHER
UNDERWRITING CRITERIA; NOT EVERY APPLICANT WILL QUALIFY. RESTRICTIONS MAY APPLY.

Connect
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 * Book Appointment
 * Branch Waitlist
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(805) 543-1816

CONTACT CENTER HOURS
    Telephone:
Mon – Fri, 8:00 a.m. – 6:00 p.m.
Saturday, 9:00 a.m. – 1:00 p.m.
    Live Chat:
Mon – Fri, 8:00 a.m. – 6:00 p.m.


About
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 * About SESLOC
 * Employment
 * Today’s Mortgage Rates
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 * Fee Schedules
 * Charter Conversion FAQs

Resources
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 * Lost or Stolen Cards
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Disclosures
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 * Equal Housing Lender
 * Privacy Policy
 * Accessibility
 * Mortgage Hardship Assistance

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ROUTING NUMBER: 322282713

NMLS #411619

© Copyright 2024 SESLOC Credit Union

Founded in 1942, SESLOC Credit Union is a not-for-profit financial institution
providing personal and business banking, commercial lending and investment
services in central and coastal California. Committed to improving the financial
well-being of its members and community, SESLOC offers affordable and inclusive
products, services and education programs to help build financial stability.
SESLOC accepts ITINs. From free checking accounts, high-yield savings and
investment accounts, mortgages, home equity line of credit, credit cards,
personal and auto loans, wealth management services, business banking, and
commercial lending, SESLOC is here for all of your banking needs. Members may
bank online, use the SESLOC mobile banking app, use one of 30,000 surcharge-free
ATMs nationwide, or visit one of our branches in Paso Robles, Atascadero, San
Luis Obispo, Cal Poly campus, Arroyo Grande or Santa Maria.

Savings are insured to at least $250,000 and backed by the full faith and credit
of the U.S. government. National Credit Union Administration, a U.S. government
agency.

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