homeloanhelp.bankofamerica.com Open in urlscan Pro
152.199.5.238  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Skip to main content
 * Bankofamerica.com
 * Locations
 * Contact Us
 * Español

 * Stay in Home
   * Back
   * Overview
     
      * Overview
        
        Learn about programs that may help you avoid foreclosure and stay in
        your home.
        
        Learn more
   
   * Forbearance
     
      * Forbearance
        
        For temporary hardships such as medical illness or natural disaster, it
        may be possible to reduce or suspend loan payments for a short period of
        time.
        
        Learn more
   
   * Loan Modification
     
     * Overview
       
        * Overview
          
          A loan modification changes the terms of the loan in order to try to
          achieve more affordable payments.
          
          Learn more
     
     * Fannie Mae & Freddie Mac
       
        * Fannie Mae & Freddie Mac
          
          If the loan is owned by Fannie Mae or Freddie Mac, it may be possible
          to modify the loan to make payments more affordable.
          
          Learn more
     
     * Federal Housing Admin (FHA)
       
        * Federal Housing Admin (FHA)
          
          For loans insured by the FHA, a loan modification may help lower
          monthly mortgage payments.
          
          Learn more
     
     * Veterans Affairs (VA)
       
        * Veterans Affairs (VA)
          
          If the loan is guaranteed by the VA and there is a hardship, a loan
          modification may make payments more affordable.
          
          Learn more
     
     * USDA (Rural)
       
        * USDA (Rural)
          
          For loans guaranteed by the USDA (also known as a Rural loan), it may
          be possible to modify the loan to lower the mortgage payments.
          
          Learn more
     
     * Non-Government Owned/Insured
       
        * Non-Government Owned/Insured
          
          For loans that are not owned or insured by a government entity,
          understand how a loan modification may make payments more affordable.
          
          Learn more
     
     * Home Equity Assistance
       
        * Home Equity Assistance
          
          For help with Bank of America home equity loan or line of credit
          payments, there may be options to change the terms in order to achieve
          more affordable payments.
          
          Learn more
   * Coronavirus-Related Assistance
     
     * Coronavirus Forbearance
       
        * Coronavirus Forbearance
          
          If you are experiencing a financial hardship related to coronavirus,
          we may be able to postpone home loan payments for three months or
          longer.
          
          Learn more
     
     * End of Forbearance Options
       
        * End of Forbearance Options
          
          If the forbearance period has ended or you need longer-term help, it
          may be possible to change the terms of the loan.
          
          Learn more
     
     * State and Local Assistance
       
        * State and Local Assistance
          
          Funds available through local organizations may help prevent mortgage
          foreclosure, and loss of utilities.
          
          Learn more
 * Leave House
   * Back
   * Overview
     
      * Overview
        
        Learn about home loan assistance solutions for settling home loan debt.
        
        Learn more
   
   * FHA Short Sale
     
      * FHA Short Sale
        
        For those with an FHA-insured loan that are worried about foreclosure,
        this program offers alternatives for settling the mortgage debt.
        
        Learn more
   
   * Cooperative Short Sale
     
      * Cooperative Short Sale
        
        If the current value of the house is less than is owed on the mortgage,
        a Cooperative Short Sale may help avoid foreclosure.
        
        Learn more
   
   * Traditional Short Sale
     
      * Traditional Short Sale
        
        If there is already a potential buyer of the property but we haven’t
        previously given our approval to pursue a short sale, understand the
        next steps.
        
        Learn more
   
   * Deed in Lieu
     
      * Deed in Lieu
        
        If a sale of the property hasn’t been successful, signing the house over
        to the lender may settle the loan.
        
        Learn more
   
   * Foreclosure Info & Alternatives
     
      * Foreclosure Information & Alternatives
        
        Foreclosure can happen to anyone for a number of reasons. If foreclosure
        may be a possibility — even if a foreclosure notice hasn’t been
        received, there may be alternatives.
        
        Learn more
 * Document Checklist
 * My Loan Status
 * Support
   * Back
   * Overview
     
      * Overview
        
        Discover more resources that may be helpful throughout the home loan
        assistance process.
        
        Learn more
   
   * Safety
     
      * Safety
        
        Learn how to recognize and avoid common mortgage relief scams.
        
        Learn more
   
   * Counseling
     
      * Counseling
        
        Find local resources through the U.S. Department of Housing and Urban
        Development’s (HUD) homeowner counseling services and understand
        foreclosure prevention options.
        
        Learn more
   
   * FAQs
     
      * FAQs
        
        Straight forward answers to frequently asked questions.
        
        Learn more
   
   * More Products
     
      * More Products
        
        We have even more solutions, from assistance with credit cards to help
        with auto loans.
        
        Learn more
   
   * Glossary
     
      * Glossary
        
        Easy-to-understand explanations of terms.
        
        Learn more

Home Loan Assistance


STRUGGLING WITH HOME LOAN PAYMENTS?
WE’RE HERE TO HELP.




STAYING IN MY HOME

Assistance programs may make payments more affordable.

Learn more


LEAVING MY HOUSE

There are solutions that may help settle home loan debt.

Learn more


DOCUMENT CHECKLIST

See which documents you may need.

Get started


ALTERNATIVES TO FORECLOSURE

Understanding foreclosure and trying to avoid it.

Learn more


AVOIDING SCAMS

Read tips to help avoid common mortgage scams.

Learn more


CONNECT WITH A COUNSELOR

An advisor can provide guidance for your situation.

Learn more


CALL US

800.669.6650

800.669.6650 Monday through Friday
8 a.m.-8 p.m. Eastern

Help is available in English, Spanish, and many other languages.

lock  |  Privacy  |  Security  |  Advertising Practices  |  CA Opt-Out
Preference Signals Honored
Bank of America, N.A. Member FDIC. Equal Housing Lender 

© 2023 Bank of America Corporation. All rights reserved.

C3_13369

×


ADVERTISING PRACTICES

We strive to provide you with information about products and services you might
find interesting and useful. Relationship-based ads and online behavioral
advertising help us do that.

Here's how it works: We gather information about your online activities, such as
the searches you conduct on our Sites and the pages you visit. This information
may be used to deliver advertising on our Sites and offline (for example, by
phone, email and direct mail) that's customized to meet specific interests you
may have.

If you prefer that we do not use this information, you may opt out of online
behavioral advertising. If you opt out, though, you may still receive generic
advertising. In addition, financial advisors/Client Managers may continue to use
information collected online to provide product and service information in
accordance with account agreements.

Also, if you opt out of online behavioral advertising, you may still see ads
when you sign in to your account, for example through Online Banking or
MyMerrill. These ads are based on your specific account relationships with us.

To learn more about relationship-based ads, online behavioral advertising and
our privacy practices, please review the Bank of America Online Privacy Notice
and our Online Privacy FAQs.

×


QUALIFYING DIRECT DEPOSIT

A qualifying direct deposit is a recurring direct deposit of a paycheck,
pension, Social Security or other eligible regular monthly income,
electronically deposited by an employer or an outside agency into your new
checking account. Please note, this does not include a transfer done via ATM,
online, or teller, or a transfer from a bank or brokerage account, Merrill Edge®
or Merrill Lynch® account.


QUALIFYING PURCHASE

A qualifying debit card purchase is any purchase of goods or services made in
store, by telephone or online using the debit card and/or debit card number
associated with the new checking account that qualified for the $150 bonus.
Purchases will be qualified based on the day the purchase posts to your new
account. Purchases include any payments made using your debit card number but do
not include ATM transactions (such as withdrawals).

This is the second paragraph


BANK OF AMERICA CORE CHECKING®

No monthly maintenance fee for each statement cycle that you:

Have at least one Qualifying Direct Deposit of $250

or

Maintain a minimum daily balance of $1,500 or more

Students under age 24 are eligible to have this fee waived while
enrolled in high school, college or a vocational program.

Preferred Rewards clients get this fee waived.

Or pay $12/month


BANK OF AMERICA INTEREST CHECKING®

No monthly maintenance fee for each statement cycle that you:

Maintain a combined balance* of at least $10,000 or more

*Combined balances include:
The average daily balance in eligible linked checking
and savings accounts for the statement cycle

AND

The current balances in linked personal CDs and IRAs
at the end of the Interest Checking statement cycle

AND

The current balance (2 business days before the end of the Interest Checking
statement cycle)
in your eligible linked Merrill Edge® and Merrill Lynch® investment accounts

Preferred Rewards clients get this fee waived.

Or pay $25/month


BANK OF AMERICA® REWARDS SAVINGS

No monthly maintenance fee for each statement cycle that you:

Maintain a minimum daily balance of at least $500

or

Link your Bank of America Interest Checking® account to your Rewards Savings
account
(waiver applies to first 4 savings accounts)

or

When you are a Bank of America Preferred Rewards client
(waiver applies to first 4 checking and savings accounts)

Or pay $8/month


IMPORTANT NOTICE

You're continuing to another website

You're continuing to another website that Bank of America doesn't own or
operate. Its owner is solely responsible for the website's content, offering and
level of security, so please refer to the website's posted privacy policy and
terms of use.

Continue Cancel


NOTICIA IMPORTANTE

Está entrando a una página que está en inglés

Le informamos que la página que está a punto de ver solo se ofrece en inglés.
Las solicitudes y documentos para productos y servicios específicos también
pueden estar solo en inglés.

Como siempre, asegúrese de leer y entender todos los términos y condiciones
antes de elegir un producto, y póngase en contacto con nosotros si tiene
cualquier pregunta.

Continuar en inglés Regresar a español


SHARING AND SELLING OF PERSONAL INFORMATION

California residents covered by the California Consumer Privacy Act have the
right to opt-out from the “sale” or “sharing” of their personal information via
browser-enabled opt-out preference signals. While we do not “sell” or “share”
personal information of California residents, Bank of America treats opt-out
preference signals as valid requests to opt-out of sale/sharing for the browser.
For more information, please see our CCPA Notice.
CCPA Notice

Sharing and Selling of Personal Information

SHARING AND SELLING OF PERSONAL INFORMATION



CA Opt-Out Preference Signals Honored

Back Button


BACK



Search Icon
Filter Icon

Clear
checkbox label label
Apply Cancel
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label

Close