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call +61 2 9194 1700 phone GET A FREE ASSESSMENT email menu menu Menu * close * * Home Loans Home Loans Home Loan Types Which type of home loan product best suits your needs? * No deposit loans * Bad credit loans * Low deposit loans * Investment loans * Guarantor loans * Trust loans * Australian expat home loan * Home Loan for Doctors * Non-resident loans * Unusual employment loans * Waived LMI * Fixed rate loans * Low-doc loans * Home equity loans * Self-employed loans * See All Home Loans * Mortgage Calculators Mortgage Calculators Calculators Use one of our calculators to find out your borrowing power and the costs of buying or investing in property! * How much can I borrow calculator * Loan repayments calculator * Buy now or save more calculator * LMI calculator * Home buying costs calculator * Credit score calculator * First home grant calculator * Guarantor loan calculator * LVR calculator * Exit strategy calculator * Home equity calculator * See all calculators * Resources Resources Resources Essential tools and tips on everything from buying to investing in property. * Lenders mortgage insurance * Credit score * Business loans * Commercial property loan * Genuine savings * Home Loan Interest Rates * Property types * Forum * Recommended conveyancers * Blog * Home loan documents * Home loan articles * Lender Reviews * Refinance Rebates * Downloadable resources * First Home Buyers Guide * Coronavirus Home Loan Guides * Home Buyers CourseNew! * How To Buy A House * Testimonials Testimonials * About About About Our award-winning mortgage brokers will find you the right home loan for your needs. * Why should you use us? * Awards and memberships * FAQ * Online Mortgage Broker * Our lenders * Our team * Client Stories * Contact Us Contact Us GET A FREE ASSESSMENT Call us now 19.2k 325 SIMPLE HOME LOAN SOLUTIONS, EXPERT MORTGAGE BROKERS GET A FREE ASSESSMENT Facts about us 50+ lenders on our panel $4B+ lent Australia-wide and counting 75% of our borrowers get approved with a major bank 95% of our borrowers get a discount below the bank standard variable rate WHY USE US? We aim to set an example by delivering what we promise: a higher level of service, better advice and better home loans. Banks Support from a dedicated Home Loan Experts ? check_circle check_circle A one-stop solution ? cancel check_circle Discounted interest rates ? cancel check_circle Legal duty to act in your best interests ? cancel check_circle 16 hours phone enquiry support ? cancel check_circle Need More Reasons TESTIMONIALS FOR HOME LOAN EXPERTS 4.7 from 450+ reviews 5.0 from 150+ reviews 4.8 from 750+ reviews “ …absolutely outstanding!!!! I would give more than 5 stars if I could. My partner and I cannot speak highly enough of him. Our situation is quite a difficult one and this is our first time buying a home, but nothing was too difficult….” “ …provided an excellent service that included very quick turnaround in getting our applications processed and providing guidance and valuable advice in trying to secure a home loan for us…..” Chavi U “ …made the application and settlement process incredibly easy and stress-free. They provided very clear information and responded to any queries quickly. They were very transparent about all aspects of the process.” Eamonn M “ …From the beginning the service, care and attention to my needs was outstanding. And that continued with every contact, in fact I’d say it got better, which is counter to what happens almost everywhere else….” Glen C “ …He was able to quickly and with minimal fuss, find us a loan at a good rate when others told us it would be too hard. Very impressed with their service and would highly recommend the home loan experts in the future” Kim T “ …offered fast service and made the whole refinance process simple. And I love simple! Thank you for getting me a great deal with a home loan that really suited my needs….” Tracey A “ …absolutely outstanding!!!! I would give more than 5 stars if I could. My partner and I cannot speak highly enough of him. Our situation is quite a difficult one and this is our first time buying a home, but nothing was too difficult….” “ …provided an excellent service that included very quick turnaround in getting our applications processed and providing guidance and valuable advice in trying to secure a home loan for us…..” Chavi U “ …made the application and settlement process incredibly easy and stress-free. They provided very clear information and responded to any queries quickly. They were very transparent about all aspects of the process.” Eamonn M “ …From the beginning the service, care and attention to my needs was outstanding. And that continued with every contact, in fact I’d say it got better, which is counter to what happens almost everywhere else….” Glen C “ …He was able to quickly and with minimal fuss, find us a loan at a good rate when others told us it would be too hard. Very impressed with their service and would highly recommend the home loan experts in the future” Kim T “ …offered fast service and made the whole refinance process simple. And I love simple! Thank you for getting me a great deal with a home loan that really suited my needs….” Tracey A prev next See more testimonials USE ONE OF OUR MANY CALCULATORS (to help you get started) monetization_on HOW MUCH CAN I BORROW Which bank will lend you the most? Learn More trending_flat flight CREDIT SCORE CALCULATOR Are you a high risk borrower? Learn More trending_flat account_balance LMI CALCULATOR Do you qualify for an LMI discount? Learn More trending_flat monetization_on LOAN REPAYMENTS CALCULATOR How much will your repayments be? Learn More trending_flat supervisor_account GUARANTOR LOAN CALCULATOR Can you borrow 100% with help from your parents? Learn More trending_flat attach_money HOME BUYING COSTS CALCULATOR What are the costs of buying a home? Learn More trending_flat swap_vertical_circle BUY NOW OR SAVE Is it better to buy now and pay LMI or save? Learn More trending_flat trending_up INVESTMENT PROPERTY CALCULATOR Calculate your weekly cashflow. Learn More trending_flat pie_chart LIVING EXPENSE CALCULATOR How much does living in Australia cost? Learn More trending_flat data_usage LVR CALCULATOR What is the LVR of your loan? Learn More trending_flat home FIRST HOME GRANT CALCULATOR Are you eligible for home buyer grants? Learn More trending_flat trending_down INTEREST RATE CALCULATOR Find the lowest interest rates. Learn More trending_flat View all calculators OUR AWARD-WINNING MORTGAGE BROKERS will find you the right home loan for your situation prev next View more awards WE CAN GET TOUGH LOANS APPROVED! supervisor_account GUARANTOR HOME LOANS The only way to borrow 100% to 110% in Australia. Learn More trending_flat offline_pin WAIVED LMI Get a home loan without paying LMI. Learn More trending_flat money_off NO DEPOSIT HOME LOANS Find out how to borrow up to 105%. Learn More trending_flat monetization_on LOW DEPOSIT LOANS Can I get a home loan with a small deposit? Learn More trending_flat flight_takeoff AUSTRALIAN EXPAT LOANS Borrow up to 90% of the property value. Learn More trending_flat credit_card BAD CREDIT HOME LOANS Don’t let bad credit stop you from getting a home loan! Learn More trending_flat trending_up INVESTMENT LOANS Which banks support investors? Learn More trending_flat description UNUSUAL EMPLOYMENT Got a job and can afford a home loan, but banks wont help? Learn More trending_flat flight NON-RESIDENT HOME LOANS Are you on Temporary, spouse. or 457 visa? Learn More trending_flat verified_user TRUST LOANS How does borrowing in a trust work? Learn More trending_flat account_balance_wallet SMSF LOANS How much can you borrow in your SMSF? Learn More trending_flat business COMMERCIAL LOANS Partner with the right lender. Learn More trending_flat View all home loan types HOW WE FIND YOU THE RIGHT SOLUTION We get a complete understanding of where you’re at and what your ultimate goals are. You’ll get a recommendation in just 3 easy steps. Step 1 Enquire online or call us Step 2 We assess your situation Step 3 We find you the most suitable loan EXPERT UPDATES - BE THE FIRST TO KNOW! Get a weekly summary of what's happening to interest rates and the property market. Plus get secrets from our brokers on how lenders are changing their products. Subscribe Today Get intelligent content delivered straight to your inbox every Monday! WANT TO DISCUSS YOUR HOME LOAN NEEDS? WE’RE HERE TO HELP. perm_phone_msg Call us now +61 2 9194 1700 email Email us at info@homeloanexperts.com.au help Enquire now Find out if you qualify ABOUT US Home Loan Experts is a business owned by mortgage broking firm Dargan Financial. ABN: 68 702 047 521 Main Sections * Home * Why Use Us? * Enquire Online * Contact Us Specialities * No Deposit home loans * Guarantor loans * Non-resident Loans * Borrowing with a trust * Unusual employment * Low Doc Loans * Waived LMI * Bad credit home loans * Australian expat home loan * Genuine Savings Tools & Resources * Home buyers centre * investors centre * Mortgage Calculators * Home loan interest rates * Home loan forum * Lender Reviews * Mortgage Blog * First Home Buyers Guide * Coronavirus Home Loan Guides * How To Buy A House Contact us location_onHead office location Suite 207, 3 Rider Boulevard Rhodes NSW 2138 markunread_mailboxMailing address PO Box 3726 Rhodes NSW 2138 scheduleOpening Hours Monday - Friday 9:00 AM - 5:00 PM phone Local: 1300 889 743 language Overseas: +61 2 9194 1700 print Fax: +61 2 9475 4466 mail_outline Info@homeloanexperts.com.au help Enquire Now Site Logo © 2022 The Trustee for the Dargan Financial Discretionary Trust | Australian Credit Licence: 383528 * Terms & Conditions * Sitemap * Privacy Policy FREE Home Buyers Course Join Now Sign in +