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Submitted URL: https://fidelity.mortgage/
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MORTGAGE

Whether you're buying a home or building one, we're happy to help you make your
big move.

Learn More Pay a Loan

Homes come in all different sizes and styles. Likewise, there are plenty of
financing options. Our team at PS Mortgage can explain all the details and help
you decide on a loan that fits perfectly with your new home.

Home Purchase

Your home isn't just a great place to live. It's also a major investment. With
affordable financing from PS Mortgage, you can feel certain that you're on solid
financial footing.

 * Fixed-rate loans with stable monthly payments
 * FHA, VA, and USDA loans are available for those who qualify
 * Competitive rates and closing costs
 * Personalized assistance from our experienced lending team
 * Mortgage interest payments may be tax-deductible (consult your financial
   advisor)

All inquiries received after 4:00 p.m. EST will be considered received on the
next business day.

Get Started



Home Construction Loan

You want a home that's unique - or one that's on the perfect piece of land. At
PS Mortgage, we can finance every phase of the new home construction process,
from the first shovelful of dirt to the final coat of paint.

 * Competitive rates and closing costs
 * Easily converts to long-term mortgage once you're ready to move in, all with
   one closing

All inquiries received after 4:00 p.m. EST will be considered received on the
next business day.

Get Started



Home Refinance

You're quite satisfied with your current home. But maybe you're not as thrilled
with your existing mortgage. Our lending team is ready to review your loan and
see if we can find one that works better for you.

 * Take advantage of lower interest rates to reduce your payment or shorten your
   mortgage term
 * Cash out your home's equity to consolidate debt or make home improvements

All inquiries received after 4:00 p.m. EST will be considered received on the
next business day.

Get Started



First-Time Home Buyer Grant

There's almost nothing more exciting than buying your first home. But saving
enough money to make it happen can be a big challenge. At PS Mortgage, our First
Front Door program provides financial assistance that turns dreams into reality.

 * Apply for up to $5,000 in down payment and closing cost assistance
 * FFD program available to first-time homebuyers whose household income is no
   more than 80% of our area's median income.
 * Visit: www.firstfrontdoor.com to review all FFD requirements
 * Our friendly mortgage team can explain all the details and help determine if
   you're eligible
 * PS Bank is proud to work with local agencies that assist first-time home
   buyers such as NeighborWorks of NEPA and Trehab of Bradford County

All inquiries received after 4:00 p.m. EST will be considered received on the
next business day.

Get Started



Mortgage 100%

PS Bank is proud to offer 100% financing for your next residential mortgage or
construction. With Mortgage 100%, borrow up to 100% of the value of your home.

Now is the time to buy or build with no down payment needed. 

Mortgage 100% can be used for a purchase, construction, or toward home
improvements. Borrow up to 100% with Cash Out toward your remodel.

*Offer subject to credit approval. Terms up to 20 years, Additional terms and
conditions may apply. Example of payment terms: Borrow $150,000 at 3.675% Annual
Percentage Rate (APR) for 240 monthly payments of $869.94. Payment does not
include amounts for taxes, private mortgage insurance, and homeowners insurance
premiums, the actual payment will be greater. Flood insurance may be required.
Loan to value ratio may not exceed 100%. Program available for properties
located in PA only. Lender title insurance required. APR and example of payment
shown is based on Loan Amount of $150,000, 1.0% Origination Fee, 0% down
payment, up to 3% seller assist for closing costs, 680+ credit score. Rate is in
effect April 15, 2022 and subject to change at any time. NMLS#486076

Get Started




CONTACT US

Senior Mortgage Lending Officer
Vice President


Lori Rudalavage
NMLS #142504
lrudalavage@psbanking.com
570-586-3122

LinkedIn



PS Bank is a full-service financial institution with branches throughout
Northeastern and North Central Pennsylvania.

Unsecured Home Improvement Loan

Do you want to increase the value of your home with fixed monthly payments? PS
Bank can help with an unsecured home improvement loan.

Learn More

Borrow

 * Mortgage
 * Home Improvement Loans & Lines
 * Personal & Auto Loans
 * Business Lending
 * Government Lending
 * Commercial Loan Officers

Apply For A Mortgage

Jump into your dream home with a mortgage from PS Mortgage.

Learn More About Home Loans

Bank From Anywhere

Download our mobile app to bank as you go!



Learn More About Mobile Banking

Make A Loan Payment Online

Make your PS Bank loan and mortgage payments online anytime, anywhere!

Make A Payment

Explore Our Digital Banking Services

At PS Bank, you can manage your money and account from anywhere, anytime. Use
Online Banking to pay bills, make loan payments, and more.

Connect With Us

Check Out Our Competitive Rates

240 Month Home Equity

7.25
% APR

HELOC Introductory Rate

5.99
% APR

60 Month CD

0.90
% APY

View All Rates

We Want to Hear From You!

Questions or concerns? Get in touch with us

Contact Us

 1. Home
 2. Borrow
 3. Mortgage

PS Bank offers personal and business banking solutions including, savings
accounts, checking accounts, credit cards, mortgages, business checking accounts
and commercial loans to customers across Northeastern and North Central
Pennsylvania. Customers can bank online, with our mobile app or in person at one
of our convenient locations in Clarks Summit, Factoryville, Sayre, Dushore,
North Towanda, Tunkhannock, Wyalusing, Wysox and Montrose - Loan Production
Office.

Get Started

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Important Information

Call Us: 866-746-1011
Routing Number: 031314503
NMLS # 486076
BIC: PSBNUS32
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