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Text Content

Products
Full Stack
We bring the bank, money movement, and processing in one turnkey platform
Processor Only
You bring the bank, we do the processing, build the stack that fits you best
 * cards
   Fully managed debit, credit, and prepaid cards with flexible funds flows
   Accounts
   Unlimited virtual or routable accounts that support unique funds flow on our
   native core
   ACH
   Programmatic debit and credit origination for all six ACH windows with the
   latest cutoff times

 * Gateway
   Purpose built gateway to issue and process any type of card with your sponsor
   bank. Use standalone or in conjunction with Lithic Core.
   Core
   Our core system, supporting a variety of account types and funds flows, fully
   embeddable in your apps and workflow.


Solutions
 * Bill Pay
   Digital Banking
   Disbursements
   Expense Management
   Rewards & Incentives
   Platforms


Developers
 * Documentation
   Sandbox
   API Status
   Libraries and SDKs
   Changelog


Resources
 * Blog
   Legal Library
   Press
   Terms & Conditions
   Privacy Policy


Company
 * About
   Careers
   Contact



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SETTLEMENT API FOR BETTER VISIBILITY INTO DAILY CASH MOVEMENT

Ronald Caspers
, 
Product Manager
August 21, 2023
 • 
1
 min read
Expand for full transcript


Today, we’re launching our Settlement API, a solution that provides you a clear
view of cash movement and daily network activity, including data on interchange
and network fees.

The API is designed to give you a single, clean source for understanding
transaction activity on the Lithic platform. It streamlines your reconciliation
process by eliminating the need to aggregate financial data across multiple APIs
or perform extensive data transformations.

The Settlement API offers several benefits:

 * Simplified reconciliation of daily cash movements
 * A comprehensive view of transactions for effective card program management
 * Streamlined financial transaction analysis for Lithic customers

This feature is particularly useful for customers who act as their own card
program managers and use Lithic solely as an issuer processor (Processor Only).


HOW THE SETTLEMENT API WORKS

The Settlement API helps you reconcile daily cash movements from your settlement
account against transactions. The key functionality of the API includes two main
endpoints: Settlement Summary and Settlement Details.

Settlement Summary endpoint Provides an aggregate gross settlement by report
date.
The summary includes information such as currency, settled transactions,
interchange, chargebacks, and fees along with their respective details.
Settlement Details endpoint Offers detailed information on each settlement that
makes up the totals in the summary endpoint


GETTING STARTED

Visit our documentation to learn how to start using the API for your settlement
reporting.

If you have any questions, schedule some time with your account manager, or
reach out to us via your dedicated Slack channel.





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