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REFINANCING YOUR HOME?


GET $2,500 CASHBACK WHEN YOU REFINANCE WITH BOQ.

Learn more

Terms and conditions apply^^

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MYBOQ


DOWNLOAD THE FEATURE-PACKED MYBOQ APP AND OPEN A NEW ACCOUNT IN MINUTES.

Learn more
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PLATINUM VISA CREDIT CARD


GET THE LOT (AND MORE) – FOR SURPRISINGLY LITTLE.

Earn 150,000 bonus Q Rewards® points1

Apply now

Spend criteria, terms and conditions apply. New customers only.

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BUILD YOUR FORTUNE WITH BOQ’S TERM DEPOSITS.




3.30 % P.A 12 month Fixed Term Deposit

Apply now

To apply over the phone call us on 1300 854 181

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Bank accounts



EVERYDAY BANKING WITH BOQ

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Watch your money grow with our high interest term deposit account


TERM DEPOSITS



3.30 % P.A.
12 month fixed term deposit from $5,000





Learn more




DIGITAL WALLETS ARE FINALLY HERE

The wait is over – it’s time to open up your digital wallet: Apple Pay, Google
Pay and Samsung Pay are here! The fast, safe and secure way to pay.

Find out more
Home loans



HOME LOANS

 * Our most popular home loans
 * Compare our home loans
 * Home loan calculators
 * Buying your first home
 * Buying an investment property
 * Building a home
 * Refinancing your home

GET INTO YOUR HOME FASTER WITH IMPRESSIVELY LOW RATES


ECONOMY VARIABLE HOME LOAN



3.69 % p.a.
For owner occupiers
3.85 % p.a.
Comparison Rate^

Terms and conditions apply



Learn more




GET $2,500 CASHBACK WHEN YOU REFINANCE YOUR HOME LOAN WITH BOQ

Terms and conditions apply^^

Learn more
Credit cards



CREDIT CARDS

 * Low Rate Visa Credit Card
 * Blue Visa Credit Card
 * Platinum Visa Credit Card
 * Q Rewards® Points
 * Compare Credit Cards

Platinum Visa credit card


EARN 150,000 BONUS Q REWARDS® POINTS. TERMS AND CONDITIONS APPLY~


READY TO APPLY?



Apply online now
Personal loans



PERSONAL AND CAR LOANS

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FIXED RATE UNSECURED PERSONAL LOAN



10.99 % P.A.
Fixed unsecured interest rate
11.71 % P.A.
Comparison rate**





Learn more




COMPARE OUR INTEREST RATES

See today’s rates

See more
Insurance



INSURANCE

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 * Landlord Insurance


PROTECT YOUR LIFESTYLE - CHOOSE QUALITY INSURANCE COVER TO MATCH YOUR NEEDS





BOQ's Specialist Insurance Team is here to help. Get a quote today.



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BUY ONLINE OR CALL OUR SPECIALIST INSURANCE TEAM ON 1300 159 298

Available from Monday to Friday, 8:00am – 6:00pm (AEST).

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OUR LATEST AWARDS

SAVINGS ACCOUNT AWARDS



HOME LOAN AWARDS & CUSTOMER SERVICE AWARD



 


TOOLS AND CALCULATORS

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Use our calculators


OPENED A NEW ACCOUNT?

Make the most of it and get started with these easy steps.

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FAQS

Find the answer to your frequently asked questions.

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FINANCIAL DIFFICULTY

If you're struggling to make ends meet, we can help.

Find out how
For us, successful banking is all about building relationships and understanding
our customer's needs, whatever they are.
Aaron Todd Owner Managers, BOQ Jimboomba

Locate your branch manager

Find a branch or ATM


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Find out how we can help support you during difficult times.

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LATEST BLOG ARTICLES


HOUSING MARKET UPDATE: HOUSE PRICES - HOT IN THE CITY (AND REGIONS)

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ECONOMIC AND FINANCIAL MARKET UPDATE: THE ECONOMIC FLIGHT PATH

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ECONOMIC AND FINANCIAL MARKET UPDATE: INTEREST RATES - ALMOST CERTAINLY HIGHER
BUT SOME WAY OFF

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SEE LATEST ARTICLES

   
 * Local Community


10 YEARS IN BUSINESS FOR JEFF WALLS AND BOQ NORTH LAKES

   
 * Local Community


10 YEARS IN BUSINESS FOR JEFF WALLS AND BOQ NORTH LAKES

   
 * Local Community


10 YEARS IN BUSINESS FOR JEFF WALLS AND BOQ NORTH LAKES

See more articles


SEE LATEST ARTICLES

   
 * Property
 * Featured


DO YOU KNOW THE IN'S & OUT'S OF YOUR HOME LOAN CONTRACT?

   
 * Property
 * Featured


IS NOW A GOOD TIME FOR FIRST HOME BUYERS TO ENTER THE MARKET?

   
 * Property
 * Featured


THE RISE IN POPULARITY OF HOME RENOVATIONS IN AUSTRALIA

See more articles
 * Important Information
   
   
    National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian
   Credit Licence 230686) ("NAB") is the credit provider and issuer of BOQ
   Credit Cards ("Credit Cards").  Fees and charges are payable. Full terms and
   conditions are available at any Bank of Queensland branch. NAB's standard
   credit assessment criteria apply. This website contains general advice. This
   advice has been prepared without taking account of your objectives, financial
   situation or needs. You should consider the appropriateness of any advice
   before acting on it. You should obtain and consider the relevant Product
   Disclosure Statement, terms and conditions, Financial Services Guide and
   Guide to Fees and Charges before making any decision about whether to acquire
   or continue to hold the product. You can obtain a copy of those documents
   from any Bank of Queensland branch or by contacting us. For Target Market
   Determinations please refer here.
   
   Bank of Queensland Credit Cards (“Credit Cards”) are issued by National
   Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit
   Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32
   009 656 740 (“BOQ”). NAB has acquired the business relating to the Credit
   Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and Australian Credit
   Licence 238098) ("Citi") and has appointed Citi to assist to administer the
   Credit Cards. BOQ does not and will not guarantee or otherwise support NAB’s
   obligations under the contracts or agreements connected with the Credit
   Cards.
   
   ^^ Special limited time $2,500 cashback offer only available for new
   refinance applications received between Friday 1 July 2022 and Wednesday 30
   November 2022 (inclusive) and that settle by Tuesday 28 February 2023. This
   offer is open to Australian residents aged 18 and over who are personal
   customers taking out a new home loan with BOQ, refinanced from another
   financial institution. Offer available on BOQ’s Clear Path, Economy, Intro
   Rate, or Fixed Rate home loan products only. Minimum total new lending of at
   least $250,000. Maximum loan-to-value ratio (LVR) of 80%. Not available for
   the refinance, restructure or switches of home loans within BOQ Group, which
   includes BOQ, BOQ Specialist, ME Bank and Virgin Money (Australia). An
   applicant will be eligible for a maximum of one refinance cashback payment,
   regardless of the number of loan applications they are party to, provided the
   total amount drawn at settlement across all loans is at least $250,000.
   Customers who have ever received a similar refinance cashback payment from
   BOQ will be ineligible for this offer. The cashback will be paid to the
   applicant’s BOQ transaction account within 30 days of the settlement date.
   For multiple home loan applicants the BOQ account needs to be in the name of
   at least one of the home loan applicants and the cashback will be paid only
   once to the applicants jointly. If you do not already have one,  an eligible
   BOQ transaction account is required to be establihed. Offer current as at 1
   September 2022. This offer can be amended and/or withdrawn by BOQ at any time
   without notice. Applicants should seek their own tax advice in relation to
   the receipt of a cashback on settlement. Fees and charges payable. BOQ's
   standard credit assessment criteria apply. Full home loan terms and
   conditions are available at any BOQ branch.
   
   Credit provided by Bank of Queensland Limited ABN 32 009 656 740 (Australian
   Credit Licence Number 244616) (BOQ). Fees and charges payable. BOQ's standard
   credit assessment criteria apply. Full terms and conditions are available at
   any BOQ branch. Interest rates quoted are indicative only, and are subject to
   change without notice. 
   
   ^Comparison rates calculated on the basis of a secured loan of $150,000 for a
   term of 25 years. WARNING: This comparison rate is true only for the examples
   given and may not include all fees and charges. Different terms, fees or
   other loan amounts might result in a different comparison rate. Comparison
   rate for variable Interest Only loans are based on an initial 5 year Interest
   Only period. Comparison rates for fixed interest only loans are based on an
   initial Interest Only period equal in length to the fixed period. During an
   interest only period, your interest only payments will not reduce your loan
   balance. This may mean you pay more interest over the life of the loan.
   
   Conditions, Criteria and Fees Apply.  You should obtain and consider the
   relevant Product Disclosure Statement (PDS), terms and conditions and Guide
   to Fees and Charges for the product before making any decision about whether
   to acquire or continue to hold it.  Full terms and conditions are available
   online or at any Bank of Queensland branch. 
   
   1 To be eligible for the 150,000 bonus Q Rewards® Points offer you need to
   apply for the BOQ Platinum Visa Card by 31 July 2022. 150,000 bonus Q Rewards
   Points will be awarded when $3,000 or more is spent on Eligible Transactions
   within the first 3 months from card approval. Eligible Transaction is defined
   in the Q Rewards® Terms and Conditions and means any purchase excluding (but
   not limited to) cash advances, balance transfers, special promotions, BPAY
   payments, government related transactions and all other transactions set out
   within the definition. All Q Rewards® are subject to the BOQ Q Rewards® Terms
   and Conditions. The bonus Q Rewards® Points will be credited to the Primary
   Cardholder’s Account up to 60 days after meeting the spend criteria.


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