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    * Saving for education
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    * Investment products
   
   
   INSURANCE
   
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    * Protecting my family
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    * Long-term care planning
   
   
   INSIGHTS AND RESOURCES
   
    * Wealth Insights
    * Disclosures
    * Investment Education Center
    * Customer Relationship Summary
   
   
   FINRA BROKERCHECK™
   
    * Research backgrounds of brokers and firms for free by visiting FINRA's
      BrokerCheck™ website
   
   
   IMPORTANT LINKS
   
    * Investing & Retiring FAQ
    * Life Insurance FAQs
    * Wealth Centers
    * Contact us

 * Banking Accounts and cards
   
   
   PRODUCTS
   
    * Credit Cards
    * Checking
    * Premier Relationship Savings
    * Savings
    * Certificates of Deposit
    * Debit Cards
   
   
   RATES
   
    * Deposit Rates
   
   
   INTERNATIONAL BANKING
   
    * International Banking Overview
    * Global Transfers
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    * Mortgages for International Borrowers
    * International Students
   
   
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    * International buyers
   
   
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    * Mortgage customer service
    * Information for real estate professionals
   
   
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Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

Investment, annuities, and variable life insurance products are offered by HSBC
Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. In California, HSI conducts
insurance business as HSBC Securities Insurance Services. License #: OE67746.
HSI is an affiliate of HSBC Bank USA, N.A. Whole life, universal life, term
life, and other types of insurance are offered by HSBC Insurance Agency (USA)
Inc., a wholly owned subsidiary of HSBC Bank USA, N.A. Products and services may
vary by state and are not available in all states. California license #:
OD36843.

Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A.
and are only available for property located in the U.S. Subject to credit
approval. Borrowers must meet program qualifications. Programs are subject to
change. Geographic and other restrictions may apply. Discounts can be cancelled
or are subject to change at any time and cannot be combined with any other offer
or discount.

HSBC Global Money Account is a prepaid, multi-currency account available on our
the HSBC Mobile Banking App for customers who maintain an HSBC consumer deposit
account.

Data rate charges from your service provider may apply.  HSBC Bank USA, N.A. is
not responsible for these charges.  Camera-in device required to be able to
utilize HSBC Mobile Check Deposit. Deposit amount limits may apply.  HSBC Mobile
Banking App is available for iPhone®, iPad®, AndroidTM devices and must be
downloaded from the App StoreSM or Google PlayTM.

iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other
countries.

Android and Google Play are trademarks of Google LLC.

App Store is a service mark of Apple Inc.

United States persons are subject to U.S. taxation on their worldwide income and
may be subject to tax and other filing obligations with respect to their U.S.
and non-U.S. accounts. U.S. persons should consult a tax adviser for more
information.

HSBC commissioned this article as part of our Beyond Banking initiative.  While
HSBC is pleased to offer this Beyond Banking article as an educational service
to our customers, HSBC does not guarantee, warrant or recommend the opinion or
advice or the product and/or services offered or mentioned in this article.  Any
opinions, judgments, advice, statements, services, offers or other information
presented within a Beyond Banking article are those of a third party and not
HSBC.

For clients located outside of the U.S. - Our products and services are not
specifically directed at individuals located in the European Union. Our U.S.
representatives, as well as our public website, us.hsbc.com, provide products
and services governed by U.S. laws and regulations. Our products and services,
as well as their specific terms and conditions, are subject to change and may
not be available in all territories or to all customers. If you are not located
in the U.S., the laws and regulations of your country of residence could affect
the offering, negotiation, discussion, provision, and/or use of HSBC U.S.
products and services. If you are not a U.S. resident, please read the specific
cross-border product and service disclaimers, which are available on the Cross
Border Disclosure page of our public website at www.us.hsbc.com/crossborder.



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