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OUR COMMITMENT TO SUSTAINABILITY

Temple View Capital, LLC and its affiliates ("Temple View") pledges to be a
progressive, private lending industry leader in carbon neutrality and
environmental sustainability. In 2021, Temple View became carbon neutral. We are
supporting the long-term global objective of net-zero greenhouse gas emissions
by 2050.


IN 2021, TEMPLE VIEW BECAME CARBON NEUTRAL. THE FIRST PRIVATE LENDING COMPANY IN
THE U.S. TO ACHIEVE THIS STATUS.

> "Temple View is committed to being a leader in the push towards carbon
> neutrality. We hope that our peers in the industry will follow because we can
> make a difference. We're all lending into projects that are helping energy
> efficiency nationwide in the U.S. housing stock, and we think we can all be a
> part of that solution."


MICHAEL NICCOLINI, CO-FOUNDER & PRINCIPAL, TEMPLE VIEW CAPITAL




PARTNERING WITH SOUTH POLE USA, INC.

Temple View prioritizes building sustainable, equitable, healthy, and diverse
communities through a combination of innovative real estate lending solutions
and exemplary environmental, social, and governance (ESG) performance. By
working with Pole USA, Inc., Temple View became carbon neutral in 2021 and will
support the global objective of net-zero greenhouse gas emissions by 2050. This
partnership will help the company deliver near-term efficiency, value, and
health for our company, investors, clients, and community in reducing our
environmental impact in our lending and corporate operations. South Pole USA,
Inc. will hold Temple View accountable for its environmental sustainability
commitment.

Learn More


ABOUT SOUTH POLE USA, INC.

South Pole, recognized by the World Economic Forum as a Social Enterprise, has
been at the forefront of decarbonization since 2006. With its global Climate
Solutions platform, South Pole develops and implements comprehensive strategies
that turn climate action into long-term business opportunities for companies,
governments and organizations around the world.

South Pole is also a leading project developer, and has provided nearly 1,000
projects in over 50 countries with climate finance to reduce over a gigaton of
CO2 emissions, and to provide social benefits to less privileged communities who
are particularly vulnerable to climate change.




BECOMING CARBON NEUTRAL

Temple View and South Pole USA, Inc. are using a multi-pronged approach to
address the need for increased lending in sustainable homes and engaging with
stakeholders. The approach will drive innovation and systemic change, which will
lead to cumulative transformations. Below are the steps we plan to take to
achieve carbon neutrality.


STEP 1

Improve data granularity and quality for all sites and emissions sources on an
ongoing basis.


STEP 2

Plan to Measure Temple View Capital's complete Scope 3 footprint in the future,
including investments.


STEP 3

Develop an emission reduction strategy for Temple View Capital's emissions.


STEP 4

Set and submit a Science-Based Target (SBT) to demonstrate commitment.


STEP 5

Share full GHG footprint & reduction strategy communications with stakeholders.


STEP 6

Purchase carbon credits to offset Temple View Capital Emissions.



CONVERTING LANDFILL GAS INTO GREEN ENERGY 

For our carbon remediation project with South Pole USA, Inc., Temple View chose
a landfill project in Spartanburg County, South Carolina. The project will
recapture methane emissions and repurpose them as clean energy.

Learn more about the project
Slide 2 of 6.





PROMOTING SUSTAINABLE LENDING

In addition to supporting the Spartanburg Gas Recovery project, we will continue
to promote sustainable lending in four ways.


ENCOURAGE

Encouraging our borrowers to implement sustainable practices in their projects.


ENGAGE

Engaging borrowers on sustainability issues to increase awareness and reduce
waste.


LEND

Lending on projects that incorporate modern, energy-efficient building
materials, appliances, and systems.


RENOVATE

Lending in areas with old, inefficient housing stock to encourage new
renovations of these properties.

> “There is an accelerating long-term shift toward sustainable investing and for
> us to continue to be leaders in our sector and leaders among our peers. We
> need to have proactive, progressive sustainability, green investing policies
> and procedures, and products for our customers. It's not just about being
> stewards of the earth. It's actually good for business.”


STEVE TROWERN, CO-FOUNDER & PRINCIPAL, TEMPLE VIEW CAPITAL


OUR SUSTAINABILITY STATEMENT

Read more about our carbon neutral and environmental sustainability initiatives.

Learn More

Temple View Capital Funding,
LP™ is an equal opportunity lender.

Temple View Capital Funding, LP™ 2016


Temple View Capital, LLC™ 2012


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TEMPLE VIEW CAPITAL FUNDING, LP™ 2016 is licensed (i) by the Financial Division
of the California Department of Business Oversight as a California Finance
Lender and Broker under DBO license #60DBO-73498, (ii) by the Department of
Financial Institutions of Arizona as a Arizona Mortgage Banker under License #
BK-1004278, (iii) in Minnesota as a Residential Mortgage Originator under
License #MN-MO-1835832, (iv) maintains its Residential First Mortgage
Notification status in Utah through the Utah Department of Financial
Institutions, (v) by the Division of Financial Regulation of Oregon as an Oregon
Mortgage Lender under License # ML-5871 and (vi) by the Nevada Division of
Mortgage Lending as a Mortgage Company Licensee under License # 5168.