q2smart.q2ebanking.com
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Submitted URL: http://q2smart.q2ebanking.com/
Effective URL: https://q2smart.q2ebanking.com/
Submission: On October 03 via manual from US — Scanned from US
Effective URL: https://q2smart.q2ebanking.com/
Submission: On October 03 via manual from US — Scanned from US
Form analysis 1 forms found in the DOM
<form data-ember-action="459">
<!---->
<div class="input-field">
<input id="username" test-id="fldUsername" autofocus="" type="text" class="ember-view ember-text-field">
<label for="username" class="">Login ID</label>
</div>
<div class="input-field">
<input id="password" test-id="fldPassword" type="password" class="ember-view ember-text-field">
<label for="password">Password</label>
</div>
<div class="input-field">
<p>Forgot your password? Login credentials can be managed in Q2 Console.</p>
</div>
<div class="right-align nowrap">
<button id="ember497" type="submit" class="ember-view waves-effect waves-light btn-submit"><!----> Log In </button>
</div>
</form>Text Content
Login ID Password Forgot your password? Login credentials can be managed in Q2 Console. Log In Q2 SMART™ 4.3.0 × ANNUAL DEPOSITED INCOME TRAIT We are pleased to announce our new trait: Annual Deposited Income. This trait describes the estimated annual deposited income for a user based on the deposits made to all their consumer accounts at the financial institution. Please note the income described for this user is limited to the deposits made at your FI, as income that may have been received elsewhere is unavailable. DETAILS -------------------------------------------------------------------------------- The Annual Deposited Income trait is an estimation of a user’s income as it is impossible to identify a completely comprehensive view of a user’s income. Limitations to consider are: * Users may have accounts at other institutions which receive a portion of their income. User deposit activity at other institutions is not available. * Financial institutions must correctly differentiate between consumer checking and savings types of accounts to avoid counting business revenue. Please ensure your products are tagged correctly in Q2 SMART. * While an extensive list of key word strings is used for categorization (please refer to documentation), not all income deposits can always be successfully classified. Users receive income via diversified methods (payroll, gig work, peer-to-peer payments, etc.) and at varying intervals (daily, sporadically, biweekly, etc.). HOW CAN I USE THIS TRAIT? -------------------------------------------------------------------------------- Income group segmentation Users can combine the Annual Deposited Income trait with the User’s Age trait to create segments that fit various income groups. Additional traits can identify whether they have student loans, a 401K plan, and so on. Savings and investing marketing/cross-selling The Annual Deposited Income trait can be used to evaluate certain deposit thresholds to promote high-yield savings products and investment services. It also can be used in addition to other traits, such as the Q2 Goals – eligible to enroll trait. WANT TO LEARN MORE? -------------------------------------------------------------------------------- You can learn more about this trait such as the trait logic and what data is needed to ensure trait viability in the Customer Portal under Education > Product Documentation > Q2 SMART > Traits. Okay, got it! Remind Me Later