www.5pointsbank.com Open in urlscan Pro
107.162.177.237  Public Scan

Form analysis
1 forms found in the DOM

GET /search.html

<form method="get" action="/search.html" class="search">
  <label>
    <span>Search</span>
    <input name="addsearch" type="search" class="addsearch" placeholder="What are you looking for?" data-addsearch-field="true" autocomplete="off" aria-label="Search field" style="cursor: auto;">
  </label>
  <button id="search-close" class="fp-close"><span>Search</span></button>
  <button class="fp-search"><span>Search</span></button>
</form>

Text Content

Close


TO IMPROVE YOUR EXPERIENCE WITH US, SELECT YOUR CITY BELOW:

Select City Select City Sumner Papillion LaVista Omaha Lincoln Kearney Hastings
Grand Island Elkhorn Select CitySumnerPapillion
LaVistaOmahaLincolnKearneyHastingsGrand IslandElkhorn

No, thank you.

Take Me to The Site

 * 
 * Select City
 * Menu

Search Search Search


 * LOGIN


 * PERSONAL
   
   * Personal
   * Checking Accounts
   * Golden Club
   * Savings & Money Market Accounts
   * Online Services
   * Certificates of Deposits
   * IRA Accounts
   * Health Savings Accounts
   * Safe Deposit Boxes
   * Credit Cards
   * Loans & Credit
   * MoneyiQ
   * Blog


 * BUSINESS
   
   * Business
   * Business Lending
   * Cash Management & Online Services
   * Business Checking
   * Business Savings & Money Market Accounts
   * Business Certificates of Deposit
   * Business Credit Cards
   * MoneyiQ
   * Blog


 * AGRICULTURE
   
   * Agriculture
   * Loans
   * Cash Management
   * Personal Financial Statement
   * Five Points Bank of Hastings Personal Financial Statement


 * HOME MORTGAGE
   
   * Home Mortgage
   * Mortgage Application/Login
   * Five Points Bank of Hastings Mortgage Application/Login
   * Loans
   * The Basics and Loan Process
   * Related Services
   * Contact Mortgage Staff


 * WEALTH MANAGEMENT
   
   * Wealth Management
   * Trust Services
   * Trust Services Login
   * Investment Login
   * Investment Management
   * Planning


 * RESOURCE
   
   * Resource
   * Blog
   * Calculators
   * eLearning
   * Forms
   * Lost or Stolen Card
   * MoneyiQ

 * 
 * Search
 * About Us
 * Events
 * Contact Us
 * Lost or Stolen Card
 * (800) 576-4687
 * (402) 462-2228
 * Select City


FIVE POINTS BANK BLOG


ARCHIVED PAGES


HOW YOUR CREDIT SCORE AFFECTS YOUR ABILITY TO BUY A HOME

When buying a home, there are a number of factors that affect whether or not you
get a loan, and what your interest rate will be. The most important factor that
affects your interest rate is your credit score.

Lenders see your credit score as an indicator of how likely it is that you’ll
make your loan payments. Low scores are seen as higher risk. The higher your
score, the more likely it is that you’ll be approved for a home loan with a
better interest rate.

For a 30-year loan, even 1 percentage point can have a major impact on how much
you have to repay.

For example, let’s look at a $250,000 loan. At an interest rate of 8%, your
monthly mortgage payment would be $1,834. Over the life of your loan, that means
you’d pay about $410,000 in interest.

That same loan at 7% would give you monthly payments of $1,663, and your total
interest would be just under $349,000. That’s over $150 less per month, and over
$60,000 in savings over the course of your 30-year mortgage.

The better your interest rates, the more you’ll save in monthly payments and
over time. And while interest rates can change over the years, you can often
save as much as 1.5% by increasing your credit score.

While there are a lot of numbers to juggle when it comes to buying a home,
boosting your credit score can make a big difference!


GRAND ISLAND LOCATIONS

 * Address 2015 North Broadwell Avenue
   Grand Island, NE 68803 Phone Number 308-384-5350
 * Address 3111 West Stolley Park Road
   Grand Island, NE 68803 Phone Number
 * Address 2009 North Diers Avenue
   Grand Island, NE 68803 Phone Number
 * Address 518 North Eddy Street
   Grand Island, NE 68803 Phone Number


KEARNEY LOCATIONS

 * Address 1809 West 39th Street
   Kearney, NE 68845 Phone Number 308-234-6171
 * Address 2501 Central Avenue
   Kearney, NE 68847 Phone Number


SUMNER LOCATIONS

 * Address 100 West 5th Street, Sumner, NE 68878 Phone Number 308-752-2385


OMAHA METRO LOCATIONS

 * Address 1303 N 205th Street
   Elkhorn, NE 68022 Phone Number 402-829-3626
 * Address 9718 Giles Road
   La Vista, NE 68128 Phone Number 402-827-8941
 * Address 8820 Arbor Street
   Omaha, NE 68124 Phone Number 402-827-8941


OMAHA METRO LOCATIONS

 * Address 9718 Giles Road
   La Vista, NE 68128 Phone Number 402-827-8941
 * Address 8820 Arbor Street
   Omaha, NE 68124 Phone Number 402-827-8941
 * Address 1303 N 205th Street
   Elkhorn, NE 68022 Phone Number 402-829-3626


OMAHA METRO LOCATIONS

 * Address 8820 Arbor Street
   Omaha, NE 68124 Phone Number 402-827-8941
 * Address 9718 Giles Road
   La Vista, NE 68128 Phone Number 402-827-8941
 * Address 1303 N 205th Street
   Elkhorn, NE 68022 Phone Number 402-829-3626
 * Address Millwork Commons
   1229 Millwork Ave, Omaha, NE 68102 Phone Number 402-913-3661


FIVE POINTS BANK OF HASTINGS LOCATIONS

 * Address 2815 Osborne Drive West
   Hastings, NE 68901 Phone Number 402-462-2228
 * Address 322 North St. Joseph
   Hastings, NE 68901 Phone Number
 * Address 320 South Burlington Avenue
   Hastings, NE 68901 Phone Number


LINCOLN LOCATIONS

 * Address 8500 South 30th Street Phone Number 402-817-3434


FIVE POINTS BANK, WEALTH MANAGEMENT LOCATIONS

 * Address 2032 Brentwood Blvd
   Grand Island NE 68801


 * TRUST
   
   Phone (308) 389-8816 Fax (308) 389-8836


 * INVESTMENTS
   
   Phone (308) 389-8770 Fax (308) 389-8837

See all locations


CONNECT WITH US

 * Facebook
 * Twitter
 * Instagram


FIVE POINTS BANK

Phone Number (800) 576-4687


FIVE POINTS BANK OF HASTINGS

Phone Number (402) 462-2228

 * Personal
 * Business
 * Agriculture
 * Home Mortgage
 * Wealth Management

 * About Us
 * Careers
 * Events
 * Find A Location
 * Contact Us

FDICEHL

Privacy & Other Policies

© 2024 Five Points Bank. All Rights Reserved.

Five Points Bank and Five Points Bank of Hastings are divisions of Hometown Banc
Corp.


Go to Top
 X




$H2

$hl

X