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 * Platform
 * Digital Services
 * Industries
   * Financial Services
   * Insurance
   * ECommerce
   * Higher Education
   * Foodservices
   * Logistics
   * Manufacturing
   * Retail
 * Insights
   * News
   * Events
   * Blogs
   * Case Studies
   * Whitepapers
 * About
 * Contact

 * Platform
 * Digital Services
 * Industries
   * Financial Services
   * Insurance
   * ECommerce
   * Higher Education
   * Foodservices
   * Logistics
   * Manufacturing
   * Retail
 * Insights
   * News
   * Events
   * Blogs
   * Case Studies
   * Whitepapers
 * About
 * Contact

 * Platform
 * Digital Services
 * Industries
   * Financial Services
   * Insurance
   * ECommerce
   * Higher Education
   * Foodservices
   * Logistics
   * Manufacturing
   * Retail
 * Insights
   * News
   * Events
   * Blogs
   * Case Studies
   * Whitepapers
 * About
 * Contact


Insurance Services


Digital engineering specialists in progressive value creation through
operational excellence, data management, and innovation execution throughout the
customer lifecycle.


Learn more



WHAT WE DO

From emerging technologies to business consulting to platforms, we have the
expertise and experience to accelerate your digital transformation.


 * Our Services
 * Our Services
 * Platform
 * Platform
 * Sector Expertise
 * Why Us?
 * Resources
 * Contact Us

 * Our Services
 * Our Services
 * Platform
 * Platform
 * Sector Expertise
 * Why Us?
 * Resources
 * Contact Us

Our Services



Click the services below to read more about our business process outsourcing and
digital services.

Platforms & Solutions Business Services
 * Integrated Data Management
 * The Connected Insurance Platform
 * Payment Disbursement Platform
 * FulcrumOne Development Accelerator

Integrated Data Management

An end-to-end workflow that includes data extraction, data governance, and data
analytics as a service.


The Connected Insurance Platform

Create usage-based products built on telematics for insurance carriers and
brokers. Analyse data, drive engagement, and market new products within the
platform, using auto-personalized “just in time” insurance offers.


Payment Disbursement Platform

Generate rapid, flexible, responsive ways to expedite claims to your customers –
from everyday collisions to disasters.


FulcrumOne Development Accelerator

Our low-code development accelerator with insurance-specific and cross-industry
components ready to use saves clients on average 30% on development time and
cost.

 * Business Services
 * Underwriting
 * Claims Management
 * Policy Admin
 * Medical Record & Bill Review Services
 * Contract Lifecycle Management Services
 * First Response Support Team

Actuarial Services
Strategize, define, and implement new digitally enabled processes to streamline
and improve the accuracy of risk-modelling insights and actions for your
actuaries.



Underwriting

Improve underwriting guidelines from centralized data from actuarial teams, and
strengthen data backed decision-making protocols through our proven underwriting
methodology.


Claims Management

Relieve pressure on your claims processes and litigations, relying on our
trusted attorneys and legal specialists to ensure SLA compliance and reduce your
legal costs.


Policy Admin

Streamline your rating calculations, policy issuance, endorsement, renewals and
reporting requirements under one digitally enabled team.


Medical Record & Bill Review Services

Capture, organize, and securely manage a complete view of patient’s medical
history, and generate medical record summaries, medical bills and coverage
accordingly.


Contract Lifecycle Management Services

Protect your business from damaging disputes through digitization of key
documentation, end-to-end contract process reviewal, and post-execution
compliance checks.


First Response Support Team

Deliver personalized, intelligent, and secure engagements across all your
channels.



OUR SERVICES



Click the services below to read more about our business process outsourcing and
digital services.

Platforms & Solutions Business Services

INTEGRATED DATA MANAGEMENT

An end-to-end workflow that includes data extraction, data governance, and data
analytics as a service.

THE CONNECTED INSURANCE PLATFORM

Create usage-based products built on telematics for insurance carriers and
brokers. Analyse data, drive engagement, and market new products within the
platform, using auto-personalized “just in time” insurance offers.

PAYMENT DISBURSEMENT PLATFORM

Generate rapid, flexible, responsive ways to expedite claims to your customers –
from everyday collisions to disasters.

FULCRUMONE DEVELOPMENT ACCELERATOR

Our low-code development accelerator with insurance-specific and cross-industry
components ready to use saves clients on average 30% on development time and
cost.

ACTUARIAL SERVICES

Strategize, define, and implement new digitally enabled processes to streamline
and improve the accuracy of risk-modelling insights and actions for your
actuaries.

UNDERWRITING

Improve underwriting guidelines from centralized data from actuarial teams, and
strengthen data backed decision-making protocols through our proven underwriting
methodology.

CLAIMS MANAGEMENT

Relieve pressure on your claims processes and litigations, relying on our
trusted attorneys and legal specialists to ensure SLA compliance and reduce your
legal costs.

POLICY ADMIN

Streamline your rating calculations, policy issuance, endorsement, renewals and
reporting requirements under one digitally enabled team.

MEDICAL RECORD & BILL REVIEW SERVICES

Capture, organize, and securely manage a complete view of patient’s medical
history, and generate medical record summaries, medical bills and coverage
accordingly.

CONTRACT LIFECYCLE MANAGEMENT SERVICES

Protect your business from damaging disputes through digitization of key
documentation, end-to-end contract process reviewal, and post-execution
compliance checks.

FIRST RESPONSE SUPPORT TEAM

Deliver personalized, intelligent, and secure engagements across all your
channels.

Build, Accelerate, Deploy

with FulcrumOne



Our platform accelerator FulcrumOne helps reduce cost of development and
go-to-market speeds for new solutions by an average of 30%.

With over 100 insurance specific and cross-industry components ready to use, you
can build your own platform, or benefit from pre-built workflow engines made to
streamline your business critical operations

FULCRUMONE

Our low-code development accelerator with insurance-specific and cross-industry
components ready to use saves clients on average 30% on development time and
cost.

INTEGRATED DATA MANAGEMENT

An end-to-end workflow that includes data extraction, data governance, and data
analytics as a service.

THE CONNECTED INSURANCE PLATFORM

Create usage-based products built on telematics for insurance carriers and
brokers. Analyze data, and market new products within the platform.

PAYMENT DISBURSEMENT PLATFORM

Generate rapid, flexible, responsive ways to expedite claims to your customers –
from everyday collisions to disasters.

Sector Expertise

With over 20 years in the insurance domain, Fulcrum has established dedicated
Centres of Excellence for each insurance sub-vertical.


LIFE INSURANCE




PROPERTY AND CASUALTY




ANNUITIES




PET INSURANCE




HEALTH INSURANCE

Global Delivery Model

As a digital engineering and business platform company, Fulcrum Digital serves
as the core digital engine for niche insurance industry disruptors through to
global conglomerates.



We provide a consulting-led approach to implementing best-fit solutions for your
organizational needs, through a proven Best-Shore model for optimizing on cost
without sacrificing quality, vision, or time to market.


Our Partners
We believe in focusing on what we do best, and we partner for the rest.

Click on the logos below to find out more.


SortSpoke is a 3rd generation AI/ML data extraction platform, helping businesses
increase productivity, decrease risk, and improve turnaround times. Their
platform helps increase team productivity, reduce manual errors, and improve
their workflow in a few hours. 

x

Amodo is an Insurtech company that helps insurance carriers create usage-based
products based on behavioral data collected from smartphones. As a provider of
connected insurance, it allows insurers to develop products and services for
direct digital channels.

x

With 18 years continued investment into our Microsoft Practice, Fulcrum Digital
are certified Microsoft Gold Partners with a dedicated Centre of Excellence
covering all Microsoft technologies including Azure, O365, D365, BizTalk and
more.

x

UiPath is a market leading RPA tool that allows users to automate various
aspects of their business operations. As an open-source platform, we’ve utilized
UiPath technologies to automate and streamline countless business critical
processes in Insurance and beyond.

x

Systech provides responsive, high quality, multi-disciplinary managed services
to support complex projects with insurance data analytics and reporting.

x

Helps businesses extract value from your data ecosystems using software
solutions for Data Management, Data Governance, Data Privacy and Regulatory
Compliance.

x
x
x
x
x
x
x

WHY US?



Fulcrum Digital Insurance provides digital strategy analysis, ideation,
solutioning and implementation supported by insurance specialists with a
combined team experience of over 1000 years.

We deliver innovative business services and high impact technology solutions
designed to accelerate digital transformation and create differentiated customer
experiences.

As a right-sized company, our ability to rapidly scale advanced digital teams
for global insurance groups has seen us keep a 100% client retention rate
throughout Covid-19.




DON’T JUST
TAKE OUR
WORD FOR IT…

   

Resources

Case Study

FULCRUMONE SAVES 38% ON COST FOR NEW WEB APPLICATION – FULCRUM DIGITAL

Read Full Story

Case Study

CELEBRATING 10+ YEARS WITH A LEADING INSURANCE CONGLOMERATE

Read Full Story

Blog

TOP 6 MUST HAVE DIGITAL CAPABILITIES FOR INSURERS

Read Full Story

Thinking of How Digital Solutions Can Grow Profitability?


START YOUR TRANSFORMATION

with a Quick Call?



Drop us your details and one of the Fulcrum team will reach out within one
working day.



Fulcrum Digital

Jersey City, 111 Town Square Place,
Suite 1215, Jersey City NJ 07310

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Call: +1 201-523-7555
Email: info@fulcrumdigital.com

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