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Personal
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 * Frost Personal Account
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   Personal Banking
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    * Frost Personal Account
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    * Personal Savings Account
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    * CDs
   
   Loans
    * Personal Loans
    * Personal Lines of Credit
    * Personal Auto Loans
    * Home Equity and Home Improvement Loans
    * Mortgage
   
   Private Banking
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   Investments
    * Managed Accounts
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We slay monthly service charges. You slay the day.

Frost Personal Accounts are free for customers under 25.

Open yours in moments
Banking that’s unexpectedly about you

People don’t expect much from banks. But at Frost, we’ve got something special.
It’s the high bar of service our customers love us for. The focus on you in
everything we do, from our products to our people. How we find moments to make
your life better every day.

Because here, you matter. And it always surprises people who don’t know us. Yet.

Get in touch

Opening more locations statewide
Nearly anywhere in Texas, we’re just around the corner — and always in your
corner.
4.9/5 rated app
A state-of-the-art banking experience that’s 155+ years in the making.
24/7 live human support
No “press 1 or 2.” Just a fast and friendly “Hi, how can I help you?”
Live chat a person, not a bot
To us, AI means talking to someone who’s Actually Interested in how you’re
doing.
Connected and committed to our communities
It isn’t just a bunch of words. It’s a way of doing things. Around town, on the
news, in a financial center or at an event, we’re all in on helping our
communities thrive every day in every way. Because you’re our people.
Helping Austin’s homeless find community
Alongside the FHLB of Dallas, we’ve committed $1.5M in housing grants toward
Austin’s Community First! Village.
Learn more 
AFP recognizes Frost as Outstanding Philanthropic Business
We’re honored by the recognition — and even more honored to serve our Permian
Basin neighbors.
Hear from local orgs 
United in our commitment to San Antonio
We’ve pledged $1 million to the United Way — and we’re paying it forward,
boosting new donations of $100 or more by $100. 
Make an impact 
Helping Austin’s homeless find community
Alongside the FHLB of Dallas, we’ve committed $1.5M in housing grants toward
Austin’s Community First! Village.
Learn more 
AFP recognizes Frost as Outstanding Philanthropic Business
We’re honored by the recognition — and even more honored to serve our Permian
Basin neighbors.
Hear from local orgs 
United in our commitment to San Antonio
We’ve pledged $1 million to the United Way — and we’re paying it forward,
boosting new donations of $100 or more by $100. 
Make an impact 

Everything you’d expect from a big bank
— but even better
Accounts? Check. Loans? Definitely. Award-winning service? You know it. But
that’s only the start.
At Frost, you can have it all — the financial products you need with the
exceptional level of care you deserve.
 * Personal
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Checking
Savings
Mortgage
Loans
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Access your home’s equity on a budget
Turn longtime needs into bigtime wins with our Frost Progress Home Equity Loan.
It’s an affordable way to unlock cash you can use from the value you’ve built.
Income and credit guidelines apply.
Checking
Savings
Loans
Small Business Administration (SBA) Loans
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Merchant Services
Clearly track business transactions
Your business runs at a fast pace, now there’s an app that works as quickly as
you do. The Frost App now features merchant logos and clearer descriptions to
make tracking business transactions easier.
Checking
Savings
Loans
Treasury Management
Insurance
Bank Cards
Stay alert and ahead of scams
There are several ways to help fraud-proof your business. At Frost, we help by
identifying common scams and ways you can safeguard your data to avoid becoming
a victim yourself.
Customer Photo of the Day:
December Morning , Fort Worth, TX by customer Don B.
Neighbors make the best photographers
As a Texas bank, we love celebrating our great state — and a good view of it.
Whether it’s a scenic landscape or simply a day in the life, share a photo of
the place we all call home to be featured here and on the Frost App.
Submit your photo View the gallery
Don’t be a stranger



WE’RE GRATEFUL FOR THE AWARDS, BUT OUR GREATEST REWARD IS SERVING YOU


OUR CUSTOMERS MEAN EVERYTHING TO US

For the 15th consecutive year, Frost Bank ranked #1 for Retail Banking Customer
Satisfaction in Texas, according to the J.D. Power 2024 U.S. Retail Banking
Satisfaction Study℠.

Learn about J.D. Power


19 YEARS, THANKS TO YOU

Frost is proud of 19 consecutive years of Greenwich Awards recognition thanks to
feedback of businesses like yours.

View Greenwich Awards won


FROST FUNDS WIN IBD AWARD

At Frost, it's clear our clients are the top priority, even from the outside
looking in. We're proud to have received the 2024 Best Mutual Fund award from
Investor's Business Daily for the second consecutive year, reinforcing our
commitment to providing comprehensive investment solutions for our clients.

Learn more


FROST VOTED BEST PRIVATE BANK

Thanks to the extraordinary attention and one-to-one expertise provided by Frost
private bankers, we’re grateful to be recognized on the Texas Lawyer Best of
2024 list. Our private bankers regularly go above and beyond to help clients
achieve their financial goals.

Learn more

Reach us when you need us

Talk to real people you can really rely on 24/7. You’ll never chat with a bot.
Just a Texan like you who’s ready to help. And however you get in touch, you can
always expect a personal touch.

Get in touch
Find a location


Download our top-rated app

Our most popular financial center happens to be an arm's reach away. Go about
your online banking anytime, anywhere — and take us with you.




Download our top-rated app

Our most popular financial center happens to be an arm's reach away. Go about
your online banking anytime, anywhere — and take us with you.



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Apple Inc.

Investment management services and trust services are offered through Frost
Wealth Advisors of Frost Bank. Investment and insurance products are not FDIC
insured, are not bank guaranteed, and may lose value. Brokerage services offered
through Frost Brokerage Services, Inc., Member FINRA/SIPC, and investment
advisory services offered through Frost Investment Services, LLC, a registered
investment adviser. Both companies are subsidiaries of Frost Bank.

Insurance products are offered through Frost Insurance for solicitation in the
state of Texas.

Deposit and loan products are offered through Frost Bank, Member FDIC.

Equal Housing OpportunityEqual Housing Lender



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