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PLEASE NOTE

Some documents on our website may not be compliant with the Americans with
Disabilities Act (ADA) Standards for Accessible Design. If you are having
trouble viewing a document on our website, please contact SCCCU for assistance
at 831-425-7708. Thank you.

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    * Financial Wellness Center
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   Keep moving forward with free financial guidance and online tools.
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 * Inclusion
    * Empowering You
      * Access Savings
      * Second Chance Checking
      * LIFT Loans
      * Secured Loans
      * DACA Loans
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      * Financial Counseling (BALANCE)
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 * Personal
   You deserve more time to enjoy your life. Get a checking account with 24/7
   access to manage your money at your convenience.
   Learn More
   * Savings & Money Market
     * Savings
     * Access Savings
     * Money Market
   * Personal Checking
     * FREE Nimble Checking
     * Community Checking
     * Second Chance Checking
   * Share Certificates
   * Individual Retirement Accounts (IRAs)
     * Traditional IRAs
     * Roth IRAs
     * Retirement Planning Assistance
   * Deposit Rates
 * Borrow
   We’ll help you get where you need to be with our low-cost auto loans.
   Learn More
   * Personal Loans
     * Auto Loans
     * Motorcycle Loans
     * Bicycle Loans
     * LIFT Loans (Payday Alternative Loans)
     * Personal (Unsecured) Loans
     * Secured Loans
     * Solar Loans
     * DACA Loans
   * Get Green Loans
     * Energy Savings Loans
     * Solar Loans
   * Personal Credit Cards
     * Platinum Rewards Visa
     * Community Visa
     * Secured Visa
   * Home Loan Center
     * Home Loans
     * Mobile Home Loans
     * Proyecto Hogar
     * Calculators
     * Rates
     * Homebuyer Education
   * Home Equity Loans & Lines of Credit
   * Loan Rates
   * Make a Loan Payment
 * Business
   Take the next step with the right business loan.
   Learn More
   * Business Checking
     * Economy Checking
     * Standard Checking
     * Super Checking
   * Merchant Services
   * Business Savings Accounts
     * Business Savings
     * Money Market Account
   * Business Loans
     * Business Term Loans
     * Start-up Loans
     * Business Lines of Credit
     * Guaranteed Loans (SBA/Cal Coastal)
     * Commercial Real Estate Loans
   * Business Visa Credit Card
   * Cannabis Accounts
   * Business Resource Center
     * Small Business Resources
     * Business Loan Assistance
     * El Pajaro
     * SBDC
 * Services
   Manage your money anywhere, anytime. Download our highly-rated Mobile Banking
   App.
   Learn More
   * Online Banking
     * eStatements
     * Online Bill Pay
   * Mobile Banking
   * Digital Wallet
   * Insurance
     * TruStage® Auto Insurance Program
     * TruState® Home, Condo & Renters Insurance Program
     * TruStage® Accidental Death and Dismemberment Insurance
     * TruStage® Life Insurance
   * Calculators
 * Learn
   Keep moving forward with free financial guidance and online tools.
   Learn More
   * Financial Wellness Center
     * SCCCU Financial Wellness Center
     * MoneyEdu: Online Financial Wellness
     * How-To and FAQ Videos
     * Financial Webinars & Workshops
     * Financial Counseling
   * In Focus – SCCCU Blog
   * MoneyEdu: Online Financial Wellness
 * Inclusion
   Need to build up your credit? We’re here to help.
   Learn More
   * Empowering You
     * Access Savings
     * Second Chance Checking
     * LIFT Loans
     * Secured Loans
     * DACA Loans
     * VITA Tax Services
     * Credit Counseling
     * Financial Counseling (BALANCE)
     * Budgeting Assistance
   * Our Why
     * Vision, Mission, and Values
     * Member Access Plan
   * Purpose Driven
     * Community Partners
     * Return the Favor
     * Sponsorship Online Application


I want to...
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



GET THE LIFT YOU NEED FROM A PLACE YOU CAN TRUST

Borrow up to $2,500 at low or no fees. ITIN accepted.

Apply Now
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



WE’RE MOVING!

Our Santa Cruz Branch is moving to 55 River Street.

Get Details
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New


LET’S MAKE A DIFFERENCE TOGETHER!

Donate today to support the Second Harvest Food & Fund Drive,
and earn entries into our SCCCU Giving Sweepstakes.

Get details
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



OPEN POSITIONS AVAILABLE FOR BOARD AND SUPERVISORY COMMITTEE

Learn how to get involved in your Credit Union.

Get Details
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



12-MONTH COMMUNITY INVESTOR CERTIFICATE

5.39% APY* with a minimum of $5,000 (new money only).

Limited time only!

Get details
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



A SECURE WAY TO MAKE YOUR SCCCU LOAN PAYMENTS FROM ANY FINANCIAL INSTITUTION.


Learn More
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



GET THE LIFT YOU NEED FROM A PLACE YOU CAN TRUST

Borrow up to $2,500 at low or no fees. ITIN accepted.

Apply Now
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



WE’RE MOVING!

Our Santa Cruz Branch is moving to 55 River Street.

Get Details
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New


LET’S MAKE A DIFFERENCE TOGETHER!

Donate today to support the Second Harvest Food & Fund Drive,
and earn entries into our SCCCU Giving Sweepstakes.

Get details
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



OPEN POSITIONS AVAILABLE FOR BOARD AND SUPERVISORY COMMITTEE

Learn how to get involved in your Credit Union.

Get Details
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



12-MONTH COMMUNITY INVESTOR CERTIFICATE

5.39% APY* with a minimum of $5,000 (new money only).

Limited time only!

Get details
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



A SECURE WAY TO MAKE YOUR SCCCU LOAN PAYMENTS FROM ANY FINANCIAL INSTITUTION.


Learn More
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New



GET THE LIFT YOU NEED FROM A PLACE YOU CAN TRUST

Borrow up to $2,500 at low or no fees. ITIN accepted.

Apply Now
Apply for a Loan
Make A Payment
Find an ATM or Branch
Contact a Team Member
Join the Team
Learn What’s New
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HERE, YOU’RE EMPOWERED.

WE BELIEVE YOU SHOULD BE IN CHARGE OF YOUR FINANCIAL FUTURE.
AND WE GIVE YOU THE RESOURCES YOU NEED.

ACCESSIBLE

Count on 24/7 online tools, thousands of surcharge-free ATMs, and local branches
with bilingual team members.

Join today Accessible

AFFORDABLE

It’s about your money, not ours. Get accounts and loans with lower fees, better
rates, and less hassle.

Join today Affordable

INCLUSIVE

Our members have a voice in their future. Joining is easy, and membership is
for life.

Join today Inclusive


WE BELIEVE IN OPPORTUNITY.

For everyone. No exceptions. As a
not-for-profit financial cooperative, we promote economic justice by offering
affordable financial products and services for all to enjoy.

Here’s how




NEWS & INSIGHTS FROM OUR BLOG

SECURITY TIPS TO PICK HACK-PROOF PASSWORDS

November 29, 2023
Passwords are like fortress gatekeepers that control who accesses internet data.
Passwords are the f...
Read more about Security Tips to Pick Hack-Proof Passwords

FIVE ENERGY-SAVING TIPS FOR THE HOLIDAYS

November 29, 2023
The holidays can be an energy guzzler. Festive lights are hung and turned on
24/7. The oven is worki...
Read more about Five Energy-Saving Tips for the Holidays

GET CREATIVE! WAYS TO LOWER HOLIDAY SPENDING

November 29, 2023
Holiday spending is often a budget-buster. The expenses can be numerous:
presents, wrapping paper, c...
Read more about Get Creative! Ways to Lower Holiday Spending


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KNOWLEDGE

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CALL US

831-425-7708


VISIT US

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Find an ATM


STAY CONNECTED

 * 
 * 
 * 


MAILING ADDRESS

324 Front Street
Santa Cruz, CA 95060

 

--------------------------------------------------------------------------------

Printable Loan Rate Sheet
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Join today

PLEASE NOTE

Some documents on our website may not be compliant with the Americans with
Disabilities Act (ADA) Standards for Accessible Design. If you are having
trouble viewing a document on our website, please contact SCCCU for assistance
at 831-425-7708. Thank you.

Continue Close
Banking
Routing #: 321180939
About Us
 * Our Story
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Disclosures
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 * Accessibility Statement

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 * Rates

©2023 Santa Cruz Community Credit Union. All rights reserved.
A local, green, community development financial institution.



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