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INVITE FRIENDS TO TRY HSBC KINETIC

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LEGAL

 * Website privacy notice and cookie policy
 * Website terms and conditions


SEE BUSINESS DIFFERENTLY?
BANK DIFFERENTLY WITH HSBC KINETIC

Whether you’re new to business or looking to switch to mobile banking, HSBC
Kinetic has the business current account that makes banking simpler and faster.
It gives you the freedom to do what you do best – run your business.

Download the app and apply in minutes




*The HSBC Kinetic Current Account is subject to approval, eligibility criteria,
credit check and fees and charges apply.





OVER 3,000 BUSINESSES TOLD US WHAT THEY WANT IN A BANKING APP – WE LISTENED

More than just a bank account – HSBC Kinetic is a banking service that will
transform the way you do business.

This account could be right for you if you have a Limited company and are the
sole director who is also the sole shareholder registered with Companies House
or if you are a Sole Trader and the sole owner of the business for which you are
applying.

* Click hereto view additional criteria to view additional criteria before you
download the app.


To get started, read more below then simply download the app to apply.

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A FULL SUITE OF BANKING SERVICES AND NO CURRENT ACCOUNT MAINTENANCE FEE FOR 12
MONTHS1

Flexible borrowing with an HSBC Kinetic Credit Card,
Representative 15.9% APR (variable)2
Same-day overdraft on application3
Representative EAR of 15.67% variable. Daily Overdraft fees apply
HSBC Kinetic Small Business Loan, 11.3% Representative APR (fixed)4,5
1 There will be no monthly current account maintenance fee for the first 12
months from account opening. However, there are other fees and charges that will
apply. After the free period, there will be a monthly current account
maintenance fee of £6.50*. If you opened or applied for your account prior to
1st June 2021 you will be charged this fee from 1st December 2022.
2 Subject to approval and eligibility criteria.
3 Maximum overdraft £30,000. Subject to status and eligibility criteria. A Daily
Overdraft Facility Fee applies, calculated at an annualised rate of 1.5% of your
overdraft limit. This fee accrues daily and is charged monthly (based on there
being 365 days in the year) regardless of whether the overdraft has been used.
Applicable for an Overdraft limit of more than £200.
The Representative EAR (Effective Annual Rate) is the rate at, or below, which
we reasonably expect would apply to unsecured credit, provided to at least 51%
of customers who enter into a credit agreement as a result of advertising or
marketing. EAR takes into account the interest rate and how often interest is
paid. It does not include any fees or charges.
4 HSBC Kinetic Small Business Loan is available from £1,000 - £10,000 with
repayment terms of 1 - 10 years. The Representative APR is 11.3% (fixed), based
on an assumed loan amount of £7,000 over 60 months at the interest rate of 11.3%
p.a. (fixed). Monthly repayment £151.34 with a total amount payable of
£9,080.40. Representative APR (Annual Percentage Rate) is the advertised rate at
or below we reasonably expect at least 51% of customer who are accepted for and
enter into the loan as a result of marketing.
5 If you want to open an HSBC Kinetic Savings Account and or HSBC Kinetic Small
Business Loan without opening an HSBC Kinetic Current Account, please call us on
0345 587 3529 or +44 1397 436960 if you're outside the UK. You don't have to
open, have or maintain a HSBC Kinetic Current Account to open, have or maintain
a HSBC Kinetic Savings Account and or HSBC Kinetic Small Business Loan.


FEATURES AT A GLANCE

 * Tick iconApply for an account in minutes
 * Tick iconMake domestic payments of up to £25,000 per day in app
 * Tick iconManage Standing Orders and Direct Debits. Scan and deposit cheques
   securely (limits and charges apply)
 * Tick iconFreeze and unfreeze your debit card instantly if you lose or
   misplace it
 * Tick iconSave for tax bills or buy equipment for your business with our
   savings account, to see our rates click here.

Features at a glance
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DISCOVER MORE ABOUT YOUR BUSINESS

 * Tick iconGet insights into how and where you are spending, to keep track of
   your expenses
 * Tick iconSee a monthly breakdown of your cash flow within your HSBC Kinetic
   Current Account

Discover more about your business
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A LITTLE HELP TO KICK START YOUR BUSINESS

We’ve teamed up with some great partners that offer everything from discounted
broadband to inspirational office space. Full details available in-app.

Google Workspace Logo
Global Payments Logo



FEATURES, SERVICE & PRODUCTS NOT AVAILABLE

 * Multi-user access
 * Cheque books not issued for the HSBC Kinetic Current Account
 * Foreign currency accounts or holdings
 * Clients Deposit Account


If you need any of the above then take a look at other accounts from HSBC UK -
these aren’t available in the HSBC Kinetic app.

See FAQs for more details on HSBC Kinetic services


TAKE A LOOK AT WHAT YOU CAN EXPECT WITH HSBC KINETIC

The next generation business banking service

How to apply for an account in minutes

How to make payments


YOUR MONEY IS PROTECTED

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GOT A QUESTION?

We’ve included lots of important and useful information in our FAQs.

See FAQs to find out more information.


COMPANY

 * FAQs
 * Accessibility


LEGAL

 * Price List (from 25 October 2024)
 * Website terms and conditions


PRIVACY & COOKIE NOTICE

 * Privacy Notice
 * Cookie Notice

© Copyright HSBC Group 2024. All rights reserved.

All information will be processed in accordance with the website Privacy Notice
and Cookie Notice.
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