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SunTrust Bank and BB&T have merged to become Truist. LightStream is now a
division of Truist.

Click to learn more about the merger between SunTrust Bank and BB&T. Click to
not hear this message again

SunTrust Bank and BB&T have merged to become Truist. LightStream is now a
division of Truist. Learn more about the merger.

Both institutions will continue to offer independent product lines for a period
of time. This may include differing underwriting guidelines, product features,
terms, fees and pricing.

TRUIST DISCLOSURE

Keeping you informed

Our goal is to keep you fully informed as SunTrust and BB&T move forward as
Truist. In the coming months, you will receive additional information regarding
how any changes will impact you. For now, please read the following information
concerning your accounts.

As you are aware, SunTrust Bank (“SunTrust”) merged with Branch Banking and
Trust Company, a North Carolina banking corporation (“BB&T”) and the combined
bank is now known as Truist Bank (“Truist”). Although now Truist, we will
continue to operate under the SunTrust name for some period of time until our
operating systems convert to Truist systems. While we continue to operate under
the SunTrust name, you will receive correspondence and notices from SunTrust
regarding your SunTrust accounts.

AMENDMENT TO DOCUMENTS

Effective on the date of the merger, any agreement, disclosure, form or
instrument naming SunTrust as a party, constitutes a valid and binding
obligation with Truist even though the documents reference SunTrust as the party
in interest. The documents shall be read with Truist in place of SunTrust.

The terms and conditions of any agreement, disclosure, form or instrument shall
remain in effect unless modified or amended in accordance with any such
provision contained therein.

Consumer Privacy

Your privacy is important at Truist and we are committed to maintaining and
protecting your personal information. After the merger date, accounts opened at
SunTrust will continue to be governed by the SunTrust privacy policy up to the
date of conversion of the operating systems to Truist. We will keep you informed
as to any changes to the privacy policy that may occur upon conversion to
Truist.

For any account opened after the merger date, you will still be able to manage
your privacy choices for Truist to fit your particular needs.

Fraud Protection

Protecting your information and identity is our priority. SunTrust will never
send unsolicited emails, phone calls or texts asking you to provide, update or
verify your personal or account information, such as passwords, Social Security
numbers, personal identification numbers (PINs), credit or debit card numbers.
If you receive a suspicious call or if you believe your account security has
been compromised, call us immediately at 800.447.8994.

Discover what you can do to avoid scams with the help of our security tools,
tips, and resources on suntrust.com/security.

Truist Bank is an Equal Housing Lender. © 2022 Truist Financial Corporation.
SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are
service marks of Truist Financial Corporation. All other trademarks are the
property of their respective owners.





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 * Rate Beat
 * Privacy/Security
 * Questions
 * Site Map
 * Affiliate Program
 * Careers
 * Accessibility




APR Disclosure
* Your loan terms, including APR, may differ based on loan purpose, amount, term
length, and your credit profile. Lowest rates require excellent credit. At least
27% of approved applicants applying for the lowest rate qualified for the lowest
rate available based on data from 07/01/2021 to 09/30/2021. Rate is quoted with
AutoPay discount. AutoPay discount is only available prior to loan funding.
Rates without AutoPay are 0.50% points higher. Subject to credit approval.
Conditions and limitations apply. Advertised rates and terms are subject to
change without notice.



Payment example: Monthly payments for a $10,000 loan at 2.49% APR with a term of
3 years would result in 36 monthly payments of $288.57.

Maximum APR for a LightStream loan is 20.49%.




Business Hours (Eastern time)

Customer Service
Monday - Friday: 10 a.m. to 8 p.m. & Saturday: Noon to 4 p.m.

Application Processing
Monday - Friday: 10 a.m. to 6 p.m.
Saturday & Sunday: 1 p.m. to 6 p.m.

Mailing Address
PO Box 117320
Atlanta, GA 30368-7320

Truist Bank is an Equal Housing Lender.
© 2022 Truist Financial Corporation. SunTrust, Truist, LightStream, the
LightStream logo,
and the SunTrust logo are service marks of Truist Financial Corporation.
All other trademarks are the property of their respective owners.
Lending services provided by Truist Bank.







At LightStream, we care about the environment and, more importantly, we try to
do something about it. For one, we have created a virtually paperless consumer
loan experience at LightStream. By eliminating paper almost entirely from the
LightStream loan process, we not only save our natural resources but we save on
expenses as well, better enabling us to offer you highly competitive interest
rates.

In addition, for every loan that we fund for our customers, we will have a tree
planted in one of our country's fragile habitat communities currently under
restoration.


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