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HELPING SMALL BUSINESS GROW BIG

At Harvest Lending, we pride ourselves on ingenuity with practical application!
All scenarios are different. Since each business has its unique challenges and
growth opportunity, we help our clients find a financial solution and provide
information on the cutting-edge forefront of what is happening in industries
across America.

APPLY NOW



HELPING SMALL BUSINESS GROW BIG

 

At Harvest Lending, we pride ourselves on ingenuity with practical application!
All scenarios are different. Since each business has its unique challenges and
growth opportunity, we help our clients find a financial solution and provide
information on the cutting-edge forefront of what is happening in industries
across America.

APPLY NOW



WHO WE ARE


WHAT WE DO & HOW WE GET IT DONE!

Where and how you receive business capital is, let’s be honest, crucial. When
working with approvals, rates, and fees, it is critical to know how much of
those funds are going into the business and not getting soaked up in fees. We at
Harvest Lending refer to this as an Initial Rate vs. the Final Rate. The Initial
Rate is the amount one gets approved for plus the interest rate. The Final Rate
is when you factor how much capital you net after fees, plus the interest rate
that calculates to the total payback. By working with Direct Lenders or
Syndicators*, you can cut out the “Middle-man” that increases the costs of these
financial products.

Learn More

*A Syndicator is a party who can directly contribute capital to a financial
product. Not in whole, but as a party to a direct lender or outside party
syndicator. By working with a syndicator, it is the case, more often than not,
that rates on certain financial products can be lower in initial rate and highly
reduced fees since those are more common to be the case when working through a
“Broker.”

WHAT WE DO


OUR SERVICES

Lower fees and lower interest rates can be indicators of lower risk to the
financial institution you partner with, it is in the best interest of all
parties to keep those costs down and not have to pay an outside party to bring
your file to us!

UNSECURED BUSINESS LOAN



MERCHANT CASH ADVANCE



ASSET-BASED LENDING



CREDIT CARD PROCESSING



EQUIPMENT LEASING / EQUIPMENT FINANCING



UNSECURED BUSINESS LOAN

Business Loans in 2021



An unsecured business loan is a loan from a lender that does not need collateral
from a business or a business owner. The decision gets based upon the
creditworthiness of the applicant.



MERCHANT CASH ADVANCE

Simple - Easy - FAST!



A merchant cash advance (MCA) is a cash advance based on the credit sales
deposited into the business’ account. A business owner applies for the cash
advance, and the funds get depositing into the business account.



ASSET-BASED LENDING

Asset-Based Lending/Loans (ABL)



Asset-Based Lending refers to a type of business loan secured by collateral. In
asset-based lending, the loan granted by the lender is collateralized with
company assets.



CREDIT CARD PROCESSING

It's not as complex as it seems...



Credit card processing, in a nutshell, is the system through which the data from
a customer’s credit card gets transmitted to approve a dollar transaction from
their accounts to the merchant’s account.



EQUIPMENT LEASING / EQUIPMENT FINANCING

Need equipment for your business?



Equipment leasing is getting equipment on a rental basis to avoid investing
capital in equipment.

Equipment financing refers to a loan used to purchase business-related
equipment.




OUR TEAM


OUR EXPERTS WAITING FOR YOU

We bring the right people together to challenge established thinking and drive
transformation.

HARVEST LENDING SPECIALIZES IN PROVIDING BUSINESSES WITH OPTIONS IN THE BUSINESS
LOAN AND ALTERNATIVE FINANCING INDUSTRY. HARVEST LENDING IS NOT A DIRECT LENDER
AND RESERVES THE RIGHT TO SYNDICATE* ON ALTERNATIVE FINANCING PRODUCTS.
INFORMATION IS NEVER SOLD AND PRIVACY IS ALWAYS MAINTAINED.

 * About
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485C US HIGHWAY 1 SOUTH
SUITE 100-015
ISELIN, NJ 08830

TEAM@HARVESTLENDING.COM


(732)-395-8534

© 2021 Harvest Lending, LLC. All Rights Reserved.




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