www.solo401k.com Open in urlscan Pro
2606:4700:20::681a:c9e  Public Scan

Form analysis
2 forms found in the DOM

GET https://www.solo401k.com

<form class="elementor-search-form" role="search" action="https://www.solo401k.com" method="get">
  <div class="elementor-search-form__toggle">
    <i aria-hidden="true" class="fas fa-search"></i> <span class="elementor-screen-only">Search</span>
  </div>
  <div class="elementor-search-form__container">
    <input placeholder="Search..." class="elementor-search-form__input" type="search" name="s" title="Search" value="">
    <div class="dialog-lightbox-close-button dialog-close-button">
      <i aria-hidden="true" class="eicon-close"></i> <span class="elementor-screen-only">Close</span>
    </div>
  </div>
</form>

GET https://www.solo401k.com

<form class="elementor-search-form" role="search" action="https://www.solo401k.com" method="get">
  <div class="elementor-search-form__toggle">
    <i aria-hidden="true" class="fas fa-search"></i> <span class="elementor-screen-only">Search</span>
  </div>
  <div class="elementor-search-form__container">
    <input placeholder="Search..." class="elementor-search-form__input" type="search" name="s" title="Search" value="">
    <div class="dialog-lightbox-close-button dialog-close-button">
      <i aria-hidden="true" class="eicon-close"></i> <span class="elementor-screen-only">Close</span>
    </div>
  </div>
</form>

Text Content

 * Learn
   * Blog
   * Setup
     * Solo 401k Setup Process
     * Services
     * Features
     * Deadlines
     * Compliance Calendar
     * Who is the Trustee and Custodian?
     * Do I Need a Third Party Administrator?
     * Multi-Member LLC and the Solo 401k
     * Is a Solo 401k Protected Against Bankruptcy?
     * Checkbook IRA >
       * What is the IRA LLC?
       * IRA LLC Setup Process
   * Funding
     * Funding Your Solo 401k
     * What’s the Difference Between a Transfer and a Rollover?
     * Rollover Real Estate from the Self-Directed IRA to the Solo 401k
     * How to Document an Indirect Rollover
     * Rollover Real Estate from the IRA LLC to the Solo 401k
   * Contributions
     * Solo 401k Contributions
     * Contribution Calculator
     * Sole Proprietorship Contributions
     * LLC and Partnership Contributions
     * Voluntary After-Tax Contributions
     * Corporation Contributions
     * Mega Backdoor Roth
     * Contribution FAQs
   * Qualification
     * How to Qualify
     * Multi-owner LLC Business and the Solo 401k
   * Borrow
   * Reporting
     * Solo 401k Reporting Requirements
     * IRS Form 1099-R
     * How to File Form 5500-EZ
     * Where to File the 5500-EZ and Other FAQs
   * Roth Solo 401k
   * Prohibited Transactions
   * Calculators and Tools
     * Contribution Calculator
     * Roth Conversion Calculator
     * Solo 401k Retirement Calculator
     * Home Budget Calculator
     * Roth vs Traditional Contribution Calculator
   * Solo 401k FAQ
 * Invest
   * Cryptocurrency
     * Cryptocurrency Basics
     * Crypto In Your Solo 401k
     * Grow Crypto Gains Tax Free with Roth 401k
     * FAQ – Bitcoin In the Solo 401k
   * Real Estate
     * Real Estate and the Solo 401k
     * Real Estate Example
     * Financing
     * Non-Recourse Loans
     * Non-Recourse Lending Resources
   * Promissory and Mortgage Notes
   * Tax Liens & Deeds
   * Gold & Silver
   * Brokerage Accounts
   * Private Placements
 * Reviews
   * Reviews
   * About Us
   * Referrals
 * Pricing
 * Support
   * Get Support
   * Knowledge Base
   * Community
 * Partners
 * Careers
 * Login

Menu
 * Learn
   * Blog
   * Setup
     * Solo 401k Setup Process
     * Services
     * Features
     * Deadlines
     * Compliance Calendar
     * Who is the Trustee and Custodian?
     * Do I Need a Third Party Administrator?
     * Multi-Member LLC and the Solo 401k
     * Is a Solo 401k Protected Against Bankruptcy?
     * Checkbook IRA >
       * What is the IRA LLC?
       * IRA LLC Setup Process
   * Funding
     * Funding Your Solo 401k
     * What’s the Difference Between a Transfer and a Rollover?
     * Rollover Real Estate from the Self-Directed IRA to the Solo 401k
     * How to Document an Indirect Rollover
     * Rollover Real Estate from the IRA LLC to the Solo 401k
   * Contributions
     * Solo 401k Contributions
     * Contribution Calculator
     * Sole Proprietorship Contributions
     * LLC and Partnership Contributions
     * Voluntary After-Tax Contributions
     * Corporation Contributions
     * Mega Backdoor Roth
     * Contribution FAQs
   * Qualification
     * How to Qualify
     * Multi-owner LLC Business and the Solo 401k
   * Borrow
   * Reporting
     * Solo 401k Reporting Requirements
     * IRS Form 1099-R
     * How to File Form 5500-EZ
     * Where to File the 5500-EZ and Other FAQs
   * Roth Solo 401k
   * Prohibited Transactions
   * Calculators and Tools
     * Contribution Calculator
     * Roth Conversion Calculator
     * Solo 401k Retirement Calculator
     * Home Budget Calculator
     * Roth vs Traditional Contribution Calculator
   * Solo 401k FAQ
 * Invest
   * Cryptocurrency
     * Cryptocurrency Basics
     * Crypto In Your Solo 401k
     * Grow Crypto Gains Tax Free with Roth 401k
     * FAQ – Bitcoin In the Solo 401k
   * Real Estate
     * Real Estate and the Solo 401k
     * Real Estate Example
     * Financing
     * Non-Recourse Loans
     * Non-Recourse Lending Resources
   * Promissory and Mortgage Notes
   * Tax Liens & Deeds
   * Gold & Silver
   * Brokerage Accounts
   * Private Placements
 * Reviews
   * Reviews
   * About Us
   * Referrals
 * Pricing
 * Support
   * Get Support
   * Knowledge Base
   * Community
 * Partners
 * Careers
 * Login

Search
Close
Talk to an expert
Open Solo 401k
 * Learn
   * Blog
   * Setup
     * Solo 401k Setup Process
     * Services
     * Features
     * Deadlines
     * Compliance Calendar
     * Who is the Trustee and Custodian?
     * Do I Need a Third Party Administrator?
     * Multi-Member LLC and the Solo 401k
     * Is a Solo 401k Protected Against Bankruptcy?
     * Checkbook IRA >
       * What is the IRA LLC?
       * IRA LLC Setup Process
   * Funding
     * Funding Your Solo 401k
     * What’s the Difference Between a Transfer and a Rollover?
     * Rollover Real Estate from the Self-Directed IRA to the Solo 401k
     * How to Document an Indirect Rollover
     * Rollover Real Estate from the IRA LLC to the Solo 401k
   * Contributions
     * Solo 401k Contributions
     * Contribution Calculator
     * Sole Proprietorship Contributions
     * LLC and Partnership Contributions
     * Voluntary After-Tax Contributions
     * Corporation Contributions
     * Mega Backdoor Roth
     * Contribution FAQs
   * Qualification
     * How to Qualify
     * Multi-owner LLC Business and the Solo 401k
   * Borrow
   * Reporting
     * Solo 401k Reporting Requirements
     * IRS Form 1099-R
     * How to File Form 5500-EZ
     * Where to File the 5500-EZ and Other FAQs
   * Roth Solo 401k
   * Prohibited Transactions
   * Calculators and Tools
     * Contribution Calculator
     * Roth Conversion Calculator
     * Solo 401k Retirement Calculator
     * Home Budget Calculator
     * Roth vs Traditional Contribution Calculator
   * Solo 401k FAQ
 * Invest
   * Cryptocurrency
     * Cryptocurrency Basics
     * Crypto In Your Solo 401k
     * Grow Crypto Gains Tax Free with Roth 401k
     * FAQ – Bitcoin In the Solo 401k
   * Real Estate
     * Real Estate and the Solo 401k
     * Real Estate Example
     * Financing
     * Non-Recourse Loans
     * Non-Recourse Lending Resources
   * Promissory and Mortgage Notes
   * Tax Liens & Deeds
   * Gold & Silver
   * Brokerage Accounts
   * Private Placements
 * Reviews
   * Reviews
   * About Us
   * Referrals
 * Pricing
 * Support
   * Get Support
   * Knowledge Base
   * Community
 * Partners
 * Careers
 * Login

Menu
 * Learn
   * Blog
   * Setup
     * Solo 401k Setup Process
     * Services
     * Features
     * Deadlines
     * Compliance Calendar
     * Who is the Trustee and Custodian?
     * Do I Need a Third Party Administrator?
     * Multi-Member LLC and the Solo 401k
     * Is a Solo 401k Protected Against Bankruptcy?
     * Checkbook IRA >
       * What is the IRA LLC?
       * IRA LLC Setup Process
   * Funding
     * Funding Your Solo 401k
     * What’s the Difference Between a Transfer and a Rollover?
     * Rollover Real Estate from the Self-Directed IRA to the Solo 401k
     * How to Document an Indirect Rollover
     * Rollover Real Estate from the IRA LLC to the Solo 401k
   * Contributions
     * Solo 401k Contributions
     * Contribution Calculator
     * Sole Proprietorship Contributions
     * LLC and Partnership Contributions
     * Voluntary After-Tax Contributions
     * Corporation Contributions
     * Mega Backdoor Roth
     * Contribution FAQs
   * Qualification
     * How to Qualify
     * Multi-owner LLC Business and the Solo 401k
   * Borrow
   * Reporting
     * Solo 401k Reporting Requirements
     * IRS Form 1099-R
     * How to File Form 5500-EZ
     * Where to File the 5500-EZ and Other FAQs
   * Roth Solo 401k
   * Prohibited Transactions
   * Calculators and Tools
     * Contribution Calculator
     * Roth Conversion Calculator
     * Solo 401k Retirement Calculator
     * Home Budget Calculator
     * Roth vs Traditional Contribution Calculator
   * Solo 401k FAQ
 * Invest
   * Cryptocurrency
     * Cryptocurrency Basics
     * Crypto In Your Solo 401k
     * Grow Crypto Gains Tax Free with Roth 401k
     * FAQ – Bitcoin In the Solo 401k
   * Real Estate
     * Real Estate and the Solo 401k
     * Real Estate Example
     * Financing
     * Non-Recourse Loans
     * Non-Recourse Lending Resources
   * Promissory and Mortgage Notes
   * Tax Liens & Deeds
   * Gold & Silver
   * Brokerage Accounts
   * Private Placements
 * Reviews
   * Reviews
   * About Us
   * Referrals
 * Pricing
 * Support
   * Get Support
   * Knowledge Base
   * Community
 * Partners
 * Careers
 * Login

Search
Close
Talk to an expert
Open Solo 401k
0 people
are viewing this site

Timothy from Thibodaux, LA
Recently opened a Solo 401k
a day ago

0 people
viewed this page
in the last




INVEST IN WHAT YOU WANT WITH A SOLO 401K



If you work for yourself, the Solo 401k provides more investment options, the
highest contribution limits, and the lowest fees of any fully self directed
retirement plan.

Get Started
Do I qualify?
 * How It Works
 * Investment Options
 * Free Rollovers, Roths, & Spouse Accounts
 * How Much Can I Deduct?
 * $50K Loan
 * The Difference

Menu
 * How It Works
 * Investment Options
 * Free Rollovers, Roths, & Spouse Accounts
 * How Much Can I Deduct?
 * $50K Loan
 * The Difference


HOW IT WORKS

Setting up a Solo 401k retirement plan is easy and allows for tax-deductible
contributions much larger than an IRA or standard 401k. Plus it puts you in
control with access to a world of alternative investment options.

SEE IF YOU QUALIFY AND ESTIMATE YOUR TAX DEDUCTION

See If You Qualify

OPEN YOUR SOLO 401K PLAN AND HOLDING ACCOUNT

Open Your Solo 401k

FUND YOUR SOLO 401K WITH A ROLLOVER OR CONTRIBUTION

See Investment Options

CLAIM YOUR TAX DEDUCTION AND INVEST IN ALTERNATIVE ASSETS

Get Started


* App features shown above coming soon.


INVEST IN VIRTUALLY ANYTHING

Your Solo 401k makes you the CEO of your money with access to a full range of
investment options so you can grow your money faster.

REAL ESTATE

Long-term rentals
Vacation rentals
Offshore property
Apartment syndications
Crowdfunding
Tax liens
Mortgage notes

DIGITAL ASSETS

Bitcoin
Crypto-assets (ETH, SOL, etc)
DeFi tokens
Security tokens
DAOs
NFTs
L1s and L2s

STARTUPS

Venture capital
Angel investing
SAFEs
Convertible notes
Crowdfunding
SaaS
Fintechs

TRADITIONAL ASSETS

Stocks
Bonds
Mutual funds
ETF's
Life Insurance
Annuities

ALTERNATIVES

Precious metals
Private placements
Private lending
Hedge funds
Offshore investments
0 K+
Plans Setup
0 K+
Clients
0
Years in Business




FREE ROLLOVERS, ROTH'S & SPOUSE ACCOUNTS

Your Solo 401k is four accounts in one, and there are no transaction fees or
rollover fees.

 * Traditional account (tax-deferred)
 * Roth account (tax-free)
 * Traditional account for your spouse
 * Roth account for your spouse

 * Unlimited free rollovers
 * No transaction fees
 * All included for one low price


HOW MUCH CAN I DEDUCT?

Contribution limits are based on net earnings from self employment. The more you
earn from self employment, the bigger the tax deduction you get for saving and
investing for your future.

💸 Select Income Range
$0 - $19,000
$19,000 - $40,000
$40,000 - $80,000
$80,000 - $120,000
$120,000 - $150,000+
See If You Qualify
Select Your Income Range







* App features shown above coming soon.


TAKE A $50,000 LOAN INSTANTLY

No credit check, no bank—instant approval—all from within your Solo 401k online
dashboard.

 * No bank or underwriting required; Zero loan fees
 * Instant approval and funding from your 401k
 * Loan amount up to the lesser of 50% of your account balance or $50,000
 * Additional spouse loan available up to an additional $50K
 * Use loan proceeds for any purpose
 * Pay 4.25% interest into your Solo 401k instead of to a bank

Get Started
Do I qualify?


WATCH YOUR MONEY ADD UP FASTER

The difference this can make in your finances is significant due to the effects
of larger contributions and a higher growth rate.




* Illustration assumes net earnings from self employment of $148,000/yr, maximum
Solo 401k contributions of $56,000/yr and investment growth of 12%/yr with
alternative investments; compared to maximum contributions into IRA of $6,000
and SEP IRA of $37,000 with compound annual growth rate equal to that of S&P 500
in 2000-2018, including dividends, which is 4.83%.


GET THE FAQ'S ON THE SOLO 401K

What is the Solo 401k?
The Solo 401k is a special type of retirement plan for business owners (and
their spouses). In many ways, the Solo 401k functions like a corporate 401k plan
but allows you greater freedom to invest in what you want, and contribute on
your own schedule because you are your own 401k plan administrator and trustee.
What do I need to qualify for a Solo 401k?

There are two elements needed to qualify for a Solo 401k:

1) The presence of self-employment business activity and

2) the absence of full-time employees. Please see our page on Solo 401k

Click here to instantly see if you qualify.

How long does it take Nabers Group to set up the Solo 401k?

The application will only take you a few minutes. After you submit your
application to us, we’ll have your documents prepared and delivered to your
private encrypted 401k document dashboard in just a couple hours! You have
access to your private 401k dashboard 24/7 so you can begin a rollover at 2 am
without waiting for someone to have to send you any paperwork. However, the
Nabers Group team is always a phone call, email or online chat away to answer
any of your questions and make sure you’re well supported.

Click here to start your Solo 401k application.

What can I rollover into the Solo 401k?

You can rollover almost any type of retirement plan into the Solo 401k,
including a traditional IRA, another 401k plan, 403b, pension plan, TSP, etc.
The only retirement plan that cannot roll into a Solo 401k is a Roth IRA as per
IRS rules.

Who helps me do the rollover?
The Nabers Group team is here to help every step of the way. Our revolutionary
proprietary software will help you complete and generate a rollover packet to
send to your current custodian in 2 minutes or less. Your rollover packet
includes all the relevant compliance paperwork proving your Solo 401k is an
IRS-approved plan, including a copy of our IRS Opinion Letter, and even sample
1099-R so your custodian can document the rollover as a direct rollover.
Where do the rollover funds go? Does Nabers Group manage the 401k?

You’ll receive a check in the mail for your rollover funds with the check made
payable to your new Solo 410k trust. Nabers Group never touches your money so
it’s safe in your hands as your own 401k trustee. Nabers Group is not a
custodian so we don’t manage your investments. You are your own custodian,
giving you full freedom and flexibility to invest your funds any way you choose.

Do I have to rollover everything?

You can rollover a portion or all of your funds into the Solo 401k plan. It’s
your choice.

Can I rollover assets or only cash?

You can rollover cash and/or in-kind assets. Our rollover paperwork will give
you a section to note if and how you’d like to rollover in-kind assets such as
stocks, bonds, or even real estate.

How much can I contribute to the Solo 401k?

As of 2022, you can contribute up to $61,000 (or $69,500 if you are age 50 or
older). If your spouse participates in the Solo 401k plan with you, double that
contribution amount!

Can I have a Solo 401k and my corporate (regular) job at the same time?

Yes, you can!

Can I contribute to both the Solo 401k and regular 401k plan at the same time?
Yes! The Solo 401k has two types of contributions: employee (salary deferral)
contributions and employer (profit-sharing) contributions. Your employee
contributions are limited to $19,500 across all 401k plans (or $26,000 if you
are age 50 or older). That means if you are contributing $10,000 to your regular
401k at work, you would be able to contribute the remaining $9,500 to your Solo
401k plan. Employer (profit-sharing) contributions stand alone so the amount you
contribute to the employer portion of your Solo 401k plan does not affect your
regular job 401k because they are two distinct employers/businesses.
Can I move funds into a new Solo 401k from an IRA or other 401(k)/457/403(b)
retirement account?

Yes! Ever since the Pension Protection Act was passed in 2006, you have the
ability to do a tax free transfer, or “rollover,” of retirement funds from one
retirement account to another.

Do I have to own a business to open a Solo 401k?

You must meet 2 requirements to open a Solo 401k:

1) Entrepreneurship – This can be working as a freelancer, independent
contractor, or business owner. This can be in the form of a sole proprietor or a
formal corporation or LLC. Your entrepreneurship can be brand new, part time, or
full time.

2) No full time employees – If you pay yourself a W2 paycheck that’s fine, but
no outside W2 employees who work 1000+ hours a year.

What if my business has partners but no employees?
No problem! We’ll write a special type of Solo 401k plan for you (for a small
additional fee) where your business partner is excluded from participating in
your plan. This allows the plan to remain truly “Solo”.
Can my spouse or I own a business that has full time W2 employees?
No. If you or your spouse own a business that has W2 employees who work more
than 1000 hours per year, you do not qualify for a Solo 401k account and the
Checkbook IRA is the best type of Self-Directed retirement account for you.
Can my spouse participate in my Solo 401k too?
Yes, it is possible for your spouse to participate in your Solo 401k, without
having to create another Solo 401k plan. He/she will be able to rollover and
contribute funds alongside you. This also means you and your spouse can combine
your retirement funds for investments, which is illegal in IRAs.
What kind of paperwork does the IRS expect me to file?
The Solo 401k is a retirement account and is tax-deferred, therefore there is no
tax return due for a Solo 401k plan. Once you have $250,000 or more in total
plan value (add up all your assets and cash in the plan), you will file form
5500-EZ. If you have less than $250,000 in your 401k plan, nothing needs to be
filed. The Nabers Group team has guides and articles to guide you and your CPA
through successfully completing this form. Our clients have told us that with
the help of our trainings and guides, the 5500-EZ took them less than 10 minutes
to complete!
What paperwork will Nabers Group provide me for setting up the Solo 401k?
Yes, we were the very first non-custodial document provider in the industry and
have been setting up Solo 401k plans since 2006 when the Solo 401k first came
into existence. Your Solo 401k plan includes a copy of our IRS Opinion Letter
proving our 401k plan and trust have been approved by the IRS. We work with the
IRS and DOL on a consistent basis to ensure our documents are up to date and
afford the greatest freedoms to Solo 401k accountholders while maintaining the
strictest compliance standards.
Do I need a custodian?

No. With a Solo 401k, you can be your own custodian.

Do I need an LLC to get "checkbook control"?
No. Because you don’t need a custodian, you also don’t need to create a
“checkbook control” LLC. Your “checkbook control” feature is built in to your
Solo 401k. This saves you fees, delays, and the potential of getting into
compliance trouble as most self directed IRA fraud happens in custodian
accounts.
Can my Solo 401k buy real estate?

Yes! And it’s better than a self directed IRA because your Solo 401k is exempt
from taxes on leveraged real estate profits.

Can my Solo 401k be ROTH?
Yes! ROTH is a special tax treatment that allows you to not only grow your money
tax free, but make retirement distributions tax free as well. You can have
traditional and Roth funds all in one Solo 401k, and your spouse can too. This
means it’s like 4 retirement accounts in one.

View More

Have more questions? Visit our knowledge-base.

The Solo 401k Blog


READ UP ON SELF DIRECTED RETIREMENT


WHAT IS A SOLO 401K AND WHO NEEDS ONE?

March 15, 2022


HOW TO EASILY OPEN A 401K WITHOUT AN EMPLOYER FOR GREAT TAX SAVINGS!

March 8, 2022



Nabers Group is a A+ Better Business Bureau Accredited business with a fanatical
dedication to excellence in customer service and lifetime customer support to
our accountholders.

600 17th Street
Suite 2800
Denver, CO 80202

Phone: 877-765-6401
Fax: 775-201-1456
Email: info@solo401k.com

Business Hours:
Monday-Saturday 8 am-6 pm MT
Sunday by appointment

Cryptocurrency services provided by Gemini Trust Company LLC.

Facebook-f Linkedin Youtube Twitter



ABOUT THE SOLO 401K

 * Qualification
 * Pricing
 * Setup Process
 * Investment Options
 * Roth Solo 401k
 * Reporting Requirements
 * Prohibited Transactions
 * Participant Loan
 * Crypto In Your Solo 401k
 * Real Estate in Your Solo 401k
 * Open Solo 401k

PLANS

 * Nabers Solo 401k

LEGAL

 * Privacy Policy
 * Terms of Use

© 2022 Nabers Group. All rights reserved.