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5 KEY FACTORS THAT INFLUENCE YOUR FICO® SCORE

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WHAT IS A GOOD FICO® SCORE?

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FICO® SCORES ARE USED BY 90% OF TOP LENDERS

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FICO® SCORE — THE SCORE THAT LENDERS USE®

Understanding your FICO® Scores is a vital part of your financial health. Learn
why FICO® Scores matter and how they play a key role in your credit profile.

FICO® Score Education
Why FICO® Scores Matter
Where To Get FICO® Scores

FICO® SCORES ARE AN INDUSTRY STANDARD

THEY CAN IMPACT HOW MUCH YOU PAY FOR LOANS

THEY MAKE LENDING FAIRER

THEY'RE BASED ON YOUR CREDIT HISTORY


FICO® SCORES IN THE NEWS

New FICO Study Highlights How Student Loan Borrowers Improve their FICO® Score
FICO® Score Open Access Reaches 250 Million Consumer Financial Credit Accounts
FICO Partners with Operation HOPE to Improve Consumer Financial Health
Ways to Get Your Credit Score Above 800
Credit Scores Are Rising, and Becoming More Visible
Q&A: FICO Vice President Jim Wehmann on understanding your credit score


FICO® SCORES IN THE NEWS

Obtain your FICO® Scores directly from an authorized FICO® Score retailer to
ensure you're getting your FICO® Scores — and not any other type of credit
score. If they aren't listed, they aren't delivering FICO® Scores.

FICO® Scores are only provided on Equifax® products that specifically state a
FICO® Score is included, including the Credit ScoreWatch® product and the Score
Power® product. Other Equifax® products may contain credit scores that are not
FICO® Scores


Still have questions? View FAQs
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ABOUT FICO® SCORES

FICO® Scores are the most widely used credit scores. An industry standard since
they were first introduced over 30 years ago, FICO® Scores are used by 90% of
top lenders. Learn more.

IMPORTANT INFORMATION:

All FICO® Score products made available on myFICO.com include a FICO® Score 8,
along with additional FICO® Score versions. Your lender or insurer may use a
different FICO® Score than the versions you receive from myFICO, or another type
of credit score altogether. Learn more.

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are
trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit
Report is a trademark of Equifax, Inc. and its affiliated companies. Many
factors affect your FICO® Scores and the interest rates you may receive. Fair
Isaac is not a credit repair organization as defined under federal or state law,
including the Credit Repair Organizations Act. Fair Isaac does not provide
"credit repair" services or advice or assistance regarding "rebuilding" or
"improving" your credit record, credit history or credit rating. FTC's website
on credit.

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