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Laddering
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Insurance calculator
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FAQs
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LICENSES

Agency services offered through Ladder are provided by Ladder Insurance Services
(LIS), LLC, a wholly-owned subsidiary of Ladder Financial Inc. Third party
administrator services offered through Ladder are provided by LIS in all states
except Florida. In Florida, third party administrator services are offered
through Ladder Services, LLC (LS), a wholly-owned subsidiary of LIS. LIS and LS
are committed to operating their businesses in compliance with applicable laws
and regulations. Please contact legal@ladderlife.com, so we may address any
questions or concerns.

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THIRD PARTY ADMINISTRATOR LICENSES

StateLicense no.AuthorityAlaska100147494LicenseArizona502290477Certificate of
RegistrationCalifornia0K22568LicenseConnecticut2571792Non Resident
LicenseDelaware503477831Resident LicenseFlorida18-352611083Certificate of
AuthorityGeorgia197656LicenseHawaii504774Non Resident
LicenseIllinois3000136934LicenseIndiana3310352ResidentIdaho659292Non Resident
LicenseIowa1002299821RegistrationKansasN/ALicenseKentucky963716Non Resident
LicenseLouisianaN/ALicenseMaineTAF295832LicenseMaryland3000136975LicenseMinnesota40548286LicenseMississippi15032258LicenseMissouri431663Certificate
of AuthorityMontanaTPA628Certificate of RegistrationNebraska160015Certificate of
AuthorityNevada3298437Non Resident LicenseNew HampshireT3425LicenseNew
Mexico3000139537LicenseNorth CarolinaTP037041LicenseNorth
Dakota3000140348LicenseOhio1163695Non-Resident
LicenseOklahoma502724312LicenseOregon3000141539LicensePennsylvania825869LicenseRhode
Island3000136760Waiver CertificateSouth Carolina213234LicenseSouth
Dakota10019909LicenseTennessee12738933Certificate of
AuthorityTexas13765649Certificate of AuthorityUtah633619Non-Resident LicenseWest
VirginiaT0572Certificate of AuthorityWisconsin3000134139LicenseWyoming349752Non
Resident License

--------------------------------------------------------------------------------


PRODUCER LICENSES

Ladder Insurance Services LLC

StateLicense
no.AuthorityAlabama0797932LifeAlaska100147494LifeArizona3000138243Life /
Accident Health or SicknessArkansas3000140372Life / Accident Health or
SicknessCalifornia0K22568Accident & Health / Life Only
AgentColorado545298LifeConnecticut2567863Life / Accident & Health or
SicknessDelaware3000136838LifeDistrict of Columbia3000136913Life / Accident &
Health or SicknessGeorgia197154LifeHawaii458200LifeIdaho629414Health /
LifeIllinois3000136934LifeIndiana3266532LifeIowa1002297317LifeKansas473701270-000LifeKentucky963716LifeLouisiana746136Life
/ Accident & Health or SicknessMaineAGN291836LifeMaryland3000136975Health /
LifeMassachusetts2034350LifeMichigan0107462Life / Accident &
HealthMinnesota40541654LifeMississippi15032258LifeMissouri8416498LifeMontana3000136923Disability
(Health) / LifeNebraska100273273LifeNevada3267792LifeNew Hampshire2377484Life /
Accident & Health or SicknessNew Jersey1647354Life / Accident & Health or
SicknessNew Mexico3000139537Life / Accident & Health or SicknessNew
YorkLA-1479888LifeNorth Carolina1000538757LifeNorth Dakota3000140348Life /
Accident & HealthOhio1161756, 1163695Life / Accident &
HealthOklahoma3000139950Life / Accident & Health or Sickness / Managing General
AgentOregon3000141539LifePennsylvania823962Life / Accident & HealthRhode
Island3000136760Life / Accident & Health or SicknessSouth
Carolina213028LifeSouth Dakota10019909LifeTennessee2373676LifeTexas2230576,
2360847LifeUtah629440Life / Accident & Health or
SicknessVermont3264522LifeVirginia142353Health / LifeWashington957370Disability
/ LifeWest Virginia100249918LifeWisconsin3000134139LifeWyoming346131Life /
Accident & Health or Sickness

Ladder Services LLC

StateLicense no.AuthorityFloridaL100719Life

James Alden Hale

StateLicense
no.AuthorityAlabama735871LifeAlaska100122253LifeArizona17556132LifeArkansas17556132LifeCalifornia0K18155Variable
Contracts / Accident & Health / Life Only
AgentColorado486288LifeConnecticut002500699Travel / Life /
CreditDelaware1387830LifeDistrict of Columbia3080647LifeFloridaW279898Life with
Variable AnnuitiesGeorgia3034972Agent -
LifeHawaii429932LifeIdaho539809LifeIllinois17556132LifeIndiana3098804LifeIowa17556132LifeKansas17556132LifeKentuckyDOI-888687LifeLouisiana665948LifeMainePRN255148LifeMaryland2177047LifeMassachusetts1987274LifeMichigan17556132LifeMinnesota40443486LifeMississippi10395739LifeMissouri8355501LifeMontana100140366LifeNebraska17556132Life
& AnnuitiesNevada3098970LifeNew Hampshire17556132LifeNew Jersey1589110LifeNew
Mexico17556132LifeNew YorkLA-1392480LifeNorth Carolina17556132LifeNorth
Dakota17556132Life &
AnnuityOhio1075580LifeOklahoma100233294LifeOregon17556132LifePennsylvania748481Life
& Fixed AnnuitiesRhode Island2315275LifeSouth Carolina782520LifeSouth
Dakota40398673LifeTennessee2311233LifeTexas2030348LifeUtah539767LifeVermont3099084LifeVirginia962650Life
& AnnuitiesWashington896762LifeWest
Virginia17556132LifeWisconsin17556132LifeWyoming294526Life

Terry Lee

StateLicense
no.AuthorityAlabama0808407LifeAlaska100150551LifeArizona18557119LifeArkansas18557119LifeCalifornia0L96941Life
Only AgentColorado551773LifeConnecticut2576971LifeDelaware3000174933LifeDistrict
of
Columbia3000175884LifeFloridaW467061LifeGeorgia3168046LifeHawaii461866LifeIdaho638525LifeIllinois18557119LifeIndiana3288054LifeIowa18557119LifeKansas18557119LifeKentuckyDOI-973222LifeLouisiana753337LifeMainePRN296272LifeMaryland3000174133LifeMassachusetts2038684LifeMichigan0830481LifeMinnesota40547206LifeMississippi10514540LifeMissouri8421950LifeMontana3000173872LifeNebraska18557119Life
& AnnuitiesNevada3284861LifeNew Hampshire2384603LifeNew Jersey1654669LifeNew
Mexico18557119LifeNew YorkLA-1482450LifeNorth Carolina18557119LifeNorth
Dakota18557119Life &
AnnuityOhio1170021LifeOklahoma3000173953LifeOregon18557119LifePennsylvania831129LifeRhode
Island3000173973LifeSouth Carolina885652LifeSouth
Dakota40463746LifeTennessee2381456LifeTexas2249408LifeUtah639145LifeVermont3286332LifeVirginia1052338LifeWashington965168LifeWest
Virginia18557119LifeWisconsin18557119LifeWyoming352456Life

Pierre Garcia

StateLicense
no.AuthorityAlabama3000622577LifeAlaska100176609LifeArizona17328022LifeArkansas17328022LifeCalifornia0I98652Life
Only
AgentColorado607087LifeConnecticut002640309LifeDelaware3000567070LifeDistrict of
Columbia3000567063LifeFloridaW580044LifeGeorgia3283509LifeHawaii492709LifeIdaho726491LifeIllinois17328022LifeIndiana3447321LifeIowa17328022LifeKansas17328022LifeKentuckyDOI-1043455LifeLouisiana819325LifeMainePRN332666LifeMaryland3000567080LifeMassachusetts2091433LifeMichigan17328022LifeMinnesota40635156LifeMississippi10617576LifeMissouri8477836LifeMontana3000567117LifeNebraska17328022LifeNevada3446596LifeNew
Hampshire17328022LifeNew Jersey3000567159LifeNew Mexico17328022LifeNew
YorkLA-1555994LifeNorth Carolina17328022LifeNorth
Dakota17328022LifeOhio1243178LifeOklahoma3000567084LifeOregon17328022LifePennsylvania898803LifeRhode
Island3000567146LifeSouth Carolina17328022LifeSouth
Dakota40519664LifeTennessee2442130LifeTexas2415524LifeUtah726411LifeVermont3447160LifeVirginia1126391LifeWashington1023592LifeWest
Virginia17328022LifeWisconsin17328022LifeWyoming403612Life

Christine Nelson

StateLicense
no.AuthorityAlabama3000626963LifeAlaska100179155LifeArizona19240413LifeArkansas19240413LifeCalifornia0N10609Life
Only AgentColorado612959LifeConnecticut2645827Travel / Life /
CreditDelaware3000609164LifeDistrict of Columbia3000609065LifeFloridaW591963Life
& Variable
AnnuityGeorgia3290910LifeHawaii495455LifeIdaho734800LifeIllinois19240413LifeIndiana3462245LifeIowa19240413LifeKansas19240413LifeKentuckyDOI-1050293LifeLouisiana840268LifeMainePRN335766LifeMaryland3000603156LifeMassachusetts2095620LifeMichigan0929635LifeMinnesota40643887LifeMississippi10627402LifeMissouri8483348LifeMontana3000609174LifeNebraska19240413Life
& AnnuitiesNevada3461952LifeNew Hampshire19240413LifeNew Jersey3000609012LifeNew
Mexico19240413LifeNew YorkLA-1568340LifeNorth Carolina19240413LifeNorth
Dakota19240413Life &
AnnuitiesOhio1251467LifeOklahoma3000609208LifeOregon19240413LifePennsylvania906124Life
& Fixed AnnuitiesRhode Island3000608970LifeSouth Carolina19240413LifeSouth
Dakota40525278LifeTennessee2448411LifeTexas2433294LifeUtah734204LifeVermont3462558LifeVirginia1134141LifeWashington1027824Insurance
AdjusterWest Virginia19240413LifeWisconsin19240413LifeWyoming408403Life

Albert Anthony Hernandez

StateLicense
no.AuthorityAlabama3001331026LifeAlaska3001330347LifeArizona19894354LifeArkansas19894354LifeCalifornia4114673Life
Only
AgentColorado693759LifeConnecticut002726150LifeDelaware3001330335LifeDistrict of
Columbia3001330334LifeFloridaW749320LifeGeorgia3442653LifeHawaii535841LifeIdaho852831LifeIllinois19894354LifeIndiana3678463LifeIowa19894354LifeKansas19894354LifeKentuckyDOI-1137142LifeLouisiana940890LifeMainePRN384651LifeMaryland3001330341LifeMassachusetts2151948LifeMichigan19894354LifeMinnesota40743873LifeMississippi10759403LifeMissouri3001330345LifeMontana3001330327LifeNebraska19894354LifeNevada3676237LifeNew
Hampshire19894354LifeNew Jersey3001330330LifeNew Mexico19894354LifeNew
YorkLA-1665559LifeNorth Carolina19894354LifeNorth
Dakota19894354LifeOhio1364666LifeOklahoma3001330342LifeOregon19894354LifePennsylvania1005214LifeRhode
Island3001330343LifeSouth Carolina19894354LifeSouth
Dakota40597396LifeTennessee3001330349LifeTexas2676775LifeUtah852809LifeVermont3676249LifeVirginia1239944LifeWashington1104918LifeWest
Virginia19894354LifeWisconsin19894354LifeWyoming466735Life

Alvin Tan

StateLicense
no.AuthorityAlabama3001528920LifeAlaska3001512639LifeArizona19251527LifeArkansas19251527LifeCalifornia0N12766LifeColorado711385LifeConnecticut2743935LifeDelaware3001512426LifeDistrict
of
Columbia3001512394LifeFloridaW787565LifeGeorgia3456099LifeHawaii543750LifeIdaho883876LifeIllinois19251527LifeIndiana3722568LifeIowa19251527LifeKansas19251527LifeKentucky1158362LifeLouisiana937489LifeMainePRN395518LifeMaryland3001512449LifeMassachusetts2163094LifeMichigan1078446LifeMinnesota40762064LifeMississippi10790917LifeMissouri3001512609LifeMontana3001512445LifeNebraska19251527LifeNevada3720783LifeNew
Hampshire19251527LifeNew Jersey3001512571LifeNew Mexico19251527LifeNew
York1689845LifeNorth Carolina19251527LifeNorth
Dakota19251527LifeOhio1395452LifeOklahoma3001518008LifeOregon19251527LifePennsylvania1026575LifeRhode
Island3001512512LifeSouth Carolina19251527LifeSouth
Dakota40611332LifeTennessee3001546233LifeTexas2728159LifeUtah878286LifeVermont3001512680LifeVirginia1263123LifeWashington1123923LifeWest
Virginia19251527LifeWisconsin19251527LifeWyoming479017Life

Aurielle Flasschoen

StateLicense
no.AuthorityAlabama3002099776LifeAlaska3002082445LifeArizona20387405LifeArkansas20387405LifeCalifornia4232142LifeColorado757484LifeConnecticut20387405LifeDelaware3002082594LifeDistrict
of
Columbia3002082553LifeFloridaW889311LifeGeorgia3543555LifeHawaii568914LifeIdaho948643LifeIllinois20387405LifeIndiana3822034LifeIowa20387405LifeKansas20387405LifeKentucky1222476 LifeLouisiana1001872LifeMainePRN426575LifeMaryland3002082612 LifeMassachusetts20387405 LifeMichigan20387405LifeMinnesota40820347LifeMississippi10878780LifeMissouri3002082437LifeMontana3002082627LifeNebraska20387405LifeNevada3820975LifeNew
Hampshire20387405LifeNew Jersey3002082417LifeNew Mexico20387405LifeNew
York1746765LifeNorth Carolina20387405 LifeNorth
Dakota20387405 LifeOhio1453687 LifeOklahoma3002082650 LifeOregon1453687LifePennsylvania1082844LifeRhode
Island3002082687LifeSouth Carolina20387405LifeSouth
Dakota40651227LifeTennessee3002082485LifeTexas2880761LifeUtah948225LifeVermont3002082462LifeVirginia1324217LifeWashington1169899LifeWest
Virginia20387405LifeWisconsin20387405LifeWyoming521899Life

Benjamin Hatmaker

StateLicense
no.AuthorityAlabama3001795350LifeAlaska3001793338LifeArizona20225882LifeArkansas20225882LifeCalifornia4189835Life
Only
AgentColorado735180LifeConnecticut20225882LifeDelaware3001793235LifeDistrict of
Columbia3001793231LifeFloridaW854834LifeGeorgia3498362LifeHawaii555240LifeIdaho911397LifeIllinois20225882LifeIndiana3771859LifeIowa20225882LifeKansas20225882LifeKentucky1188398LifeLouisiana985987LifeMainePRN410884LifeMaryland3001793286LifeMassachusetts2180032LifeMichigan20225882LifeMinnesota40788542LifeMississippi10832276LifeMissouri3001793335LifeMontana3001793272LifeNebraska20225882LifeNevada3771737LifeNew
Hampshire20225882LifeNew Jersey3001793327LifeNew Mexico20225882LifeNew
York1719052LifeNorth Carolina20225882LifeNorth
Dakota20225882LifeOhio1421388LifeOklahoma3001793301LifeOregon20225882LifePennsylvania1054880LifeRhode
Island3001793310LifeSouth Carolina20225882LifeSouth
Dakota40630014LifeTennessee3001793366LifeTexas2800437LifeUtah911311LifeVermont3001793376LifeVirginia1294057LifeWashington1147684LifeWest
Virginia20225882LifeWisconsin20225882LifeWyoming498831Life

Corey Shaw

StateLicense
no.AuthorityAlabama3001833552LifeAlaska3001878021LifeArizona18188374LifeArkansas18188374LifeCalifornia4199351LifeColorado738322LifeConnecticut18188374LifeDelaware3001833415LifeDistrict
of
Columbia3001833689LifeFloridaW855546LifeGeorgia3504564LifeHawaii556874LifeIdaho916513LifeIllinois18188374LifeIndiana3786821LifeIowa18188374LifeKansas18188374LifeKentucky1192960LifeLouisiana1000511LifeMainePRN413852LifeMaryland3001861463LifeMassachusetts18188374LifeMichigan1119409LifeMinnesota40793023LifeMississippi10838468LifeMissouri3001836041LifeMontana3001832222LifeNebraska18188374LifeNevada3780481LifeNew
Hampshire18188374LifeNew Jersey3001837900LifeNew Mexico18188374LifeNew
York1722573LifeNorth Carolina18188374LifeNorth
Dakota18188374LifeOhio1426117LifeOklahoma3001835462LifeOregon18188374LifePennsylvania1060584LifeRhode
Island3001833182LifeSouth Carolina18188374LifeSouth
Dakota40633007LifeTennessee3001833559LifeTexas2811870LifeUtah918989LifeVermont3001833145LifeVirginia1298110LifeWashington1157021LifeWest
Virginia18188374LifeWisconsin18188374LifeWyoming503289Life

Fabiola Franco

StateLicense
no.AuthorityAlabama3001573190 LifeAlaska3001560348 LifeArizona20061997 LifeArkansas20061997 LifeCalifornia4164405 LifeColorado715901 LifeConnecticut20061997 LifeDelaware3001560441 LifeDistrict
of
Columbia3001560411 LifeFloridaW806777 LifeGeorgia3463539 LifeHawaii545805 LifeIdaho884264 LifeIllinois20061997 LifeIndiana3731557 LifeIowa20061997 LifeKansas20061997 LifeKentuckyDOI-1163330 LifeLouisiana974290 LifeMainePRN398380 LifeMaryland3001560434 LifeMassachusetts20061997 LifeMichigan20061997 LifeMinnesota40765808 LifeMississippi10798380 LifeMissouri3001560564 LifeMontana3001560465 LifeNebraska20061997 LifeNevada3730434 LifeNew
Hampshire20061997 LifeNew Jersey3001560533 LifeNew Mexico20061997 LifeNew
YorkLA-1696128 LifeNorth Carolina20061997 LifeNorth
Dakota20061997 LifeOhio1394849 LifeOklahoma3001560481 LifeOregon20061997 LifePennsylvania1032252 LifeRhode
Island3001560497 LifeSouth Carolina20061997 LifeSouth
Dakota40614431 LifeTennessee3001560385 LifeTexas2741592 LifeUtah883798 LifeVermont3001560369 LifeVirginia1269285 LifeWashington1127952 LifeWest
Virginia20061997 LifeWisconsin20061997 LifeWyoming481858 Life

Halie Bitner

StateLicense
no.AuthorityAlabama3001881461 LifeAlaska3001880306 LifeArizona20268702 LifeArkansas20268702 LifeCalifornia4204646LifeColorado741390 LifeConnecticut20268702 LifeDelaware3001880169 LifeDistrict
of
Columbia3001880163 LifeFloridaW893669LifeGeorgia3511144LifeHawaii558589LifeIdaho921437 LifeIllinois20268702 LifeIndiana3785306LifeIowa20268702 LifeKansas20268702 LifeKentucky1197519LifeLouisiana986304 LifeMainePRN415497LifeMaryland3001880197 LifeMassachusetts20268702 LifeMichigan20268702LifeMinnesota40796473 LifeMississippi10845168LifeMissouri3001880280 LifeMontana3001880202 LifeNebraska20268702LifeNevada3785022 LifeNew
Hampshire20268702 LifeNew Jersey3001880259 LifeNew Mexico20268702 LifeNew
York1726156 LifeNorth Carolina20268702 LifeNorth
Dakota20268702 LifeOhio1430416LifeOklahoma3001880225 LifeOregon20268702 LifePennsylvania1062843 LifeRhode
Island3001880242LifeSouth Carolina20268702 LifeSouth
Dakota40636384LifeTennessee3001880355 LifeTexas2812656LifeUtah921316 LifeVermont3001880352 LifeVirginia1302317 LifeWashington1153494 LifeWest
Virginia20268702 LifeWisconsin20268702 LifeWyoming505800 Life

Jackson Smith

StateLicense
no.AuthorityAlabama3001222236LifeAlaska3001832368LifeArizona19808673LifeArkansas19808673LifeCalifornia4112314Life
Only
AgentColorado738115LifeConnecticut19808673LifeDelaware3001832262LifeDistrict of
Columbia3001832247LifeFloridaW728657LifeGeorgia3407838LifeHawaii556881LifeIdaho916614LifeIllinois19808673LifeIndiana3646268LifeIowa19808673LifeKansas19808673LifeKentucky1193043LifeLouisiana994369LifeMainePRN413050LifeMaryland3001220400LifeMassachusetts19808673LifeMichigan19808673LifeMinnesota40792322LifeMississippi10838506LifeMissouri3001220430LifeMontana3001832294LifeNebraska19808673LifeNevada3777940LifeNew
Hampshire19808673LifeNew Jersey3001832333LifeNew Mexico19808673LifeNew
York1652092LifeNorth Carolina19808673LifeNorth
Dakota19808673LifeOhio1349685LifeOklahoma3001832293LifeOregon19808673LifePennsylvania991409LifeRhode
Island3001832326LifeSouth Carolina19808673LifeSouth
Dakota40633017LifeTennessee3001220368LifeTexas2643222LifeUtah916159LifeVermont3001832400LifeVirginia1225502LifeWashington1153782LifeWest
Virginia19808673LifeWisconsin19808673LifeWyoming502027Life

Janette C Angelini

StateLicense
no.AuthorityAlabama3001553469LifeAlaska3001446152LifeArizona19983995LifeArkansas19983995LifeCalifornia4148673Life
Only
AgentColorado705463LifeConnecticut002737659LifeDelaware3001445924LifeDistrict of
Columbia3001445910LifeFloridaW771496LifeGeorgia3446708LifeHawaii541410LifeIdaho871293LifeIllinois19983995LifeIndiana3709934LifeIowa19983995LifeKansas19983995LifeKentuckyDOI-1151542LifeLouisiana958978LifeMainePRN391788LifeMaryland3001445966LifeMassachusetts2159632LifeMichigan19983995LifeMinnesota40757227LifeMississippi10779875LifeMissouri3001446130LifeMontana3001445950LifeNebraska19983995LifeNevada3709638LifeNew
Hampshire19983995LifeNew Jersey3001446036LifeNew Mexico19983995LifeNew
YorkLA-1680207LifeNorth Carolina19983995LifeNorth
Dakota19983995LifeOhio1380445LifeOklahoma3001446005LifeOregon19983995LifePennsylvania1019120LifeRhode
Island3001446052LifeSouth Carolina19983995LifeSouth
Dakota40607134LifeTennessee3001446183LifeTexas2712231LifeUtah871066LifeVermont3001460480LifeVirginia1255244LifeWashington1118126LifeWest
Virginia19983995LifeWisconsin19983995LifeWyoming475388Life

Jasmine Torres

StateLicense
no.AuthorityAlabama3002245011LifeAlaska3002242503LifeArizona20473021LifeArkansas20473021LifeCalifornia4254540LifeColorado771558LifeConnecticut20473021LifeDelaware3002242428LifeDistrict
of
Columbia3002242539LifeFloridaW950192LifeGeorgia3569532LifeHawaii577108LifeIdaho20473021LifeIllinois20473021LifeIndiana3851872LifeIowa20473021LifeKansas20473021LifeKentucky1240679LifeLouisiana1055977LifeMainePRN436432LifeMaryland3002242438LifeMassachusetts20473021LifeMichigan1176613LifeMinnesota40835674LifeMississippi10904392LifeMissouri3002242512LifeMontana3002242433LifeNebraska20473021LifeNevada3849606LifeNew
Hampshire20473021LifeNew Jersey3002242460LifeNew Mexico20473021LifeNew
York1755219LifeNorth Carolina20473021LifeNorth
Dakota20473021LifeOhio1473141LifeOklahoma3002242452LifeOregon20473021LifePennsylvania1099850LifeRhode
Island3002242474LifeSouth Carolina20473021LifeSouth
Dakota40663104LifeTennessee3002242520LifeTexas2923865LifeUtah963549LifeVermont3002242530LifeVirginia1342573LifeWashington1184824LifeWest
Virginia20473021LifeWisconsin20473021LifeWyoming532714Life

Joshua Ng

StateLicense
no.AuthorityAlabama3001674685LifeAlaska3001503322LifeArizona20025223LifeArkansas20025223LifeCalifornia4146381LifeColorado708655LifeConnecticut2741335LifeDelaware3001480232LifeDistrict
of
Columbia3001480197LifeFloridaW779515LifeGeorgia3479887LifeHawaii542691LifeIdaho875353LifeIllinois20025223LifeIndiana3716708LifeIowa20025223LifeKansas20025223LifeKentucky1155619LifeLouisiana932579LifeMainePRN393997LifeMaryland3001480273LifeMassachusetts2161632LifeMichigan1074395LifeMinnesota40760057LifeMississippi10786232LifeMissouri3001480065LifeMontana3001480265LifeNebraska20025223LifeNevada3716116LifeNew
Hampshire20025223LifeNew Jersey3001480374LifeNew Mexico20025223LifeNew
York1685077LifeNorth Carolina20025223LifeNorth
Dakota20025223LifeOhio1384786LifeOklahoma3001480330LifeOregon20025223LifePennsylvania1023142LifeRhode
Island3001480342LifeSouth Carolina20025223LifeSouth
Dakota40609549LifeTennessee3001480099LifeTexas40609549LifeUtah875148LifeVermont3001480145LifeVirginia1259472LifeWashington1120843LifeWest
Virginia3001480145LifeWisconsin20025223LifeWyoming477478Life

Kavya Dendukuri

StateLicense
no.AuthorityAlabama3001102002LifeAlaska3001074825LifeArizona18215813LifeArkansas18215813LifeCalifornia0L40704Accident
& Health / Life Only AgentColorado667715LifeConnecticut002701509Travel / Life /
CreditDelaware3001074656LifeDistrict of Columbia3001074641LifeFloridaW705453Life
& Variable
AnnuityGeorgia3383462LifeHawaii522662LifeIdaho813852LifeIllinois18215813LifeIndiana3609008LifeIowa18215813LifeKansas18215813LifeKentuckyDOI-1109857LifeLouisiana890230LifeMainePRN368474LifeMaryland3001074637LifeMassachusetts2134082LifeMichigan1014209LifeMinnesota40712789LifeMississippi10717725LifeMissouri3001074809LifeMontana3001074719LifeNebraska18215813LifeNevada3607263LifeNew
Hampshire18215813LifeNew Jersey3001074775LifeNew Mexico18215813LifeNew
YorkLA-1634634LifeNorth Carolina18215813LifeNorth
Dakota18215813LifeOhio1340570LifeOklahoma3001103006LifeOregon18215813LifePennsylvania972739Life
& Fixed AnnuitiesRhode Island3001074693LifeSouth Carolina18215813LifeSouth
Dakota40572695LifeTennessee3001120557LifeTexas2596836LifeUtah813360LifeVermont3607423LifeVirginia1206713Life
& AnnuitiesWashington1081043LifeWest
Virginia18215813LifeWisconsin18215813LifeWyoming448254Life

Lana Welch

StateLicense
no.AuthorityAlabama3002004663LifeAlaska3002003389LifeArizona20351171LifeArkansas20351171LifeCalifornia4220819LifeColorado751077LifeConnecticut20351171LifeDelaware3002003496LifeDistrict
of
Columbia3002003456LifeFloridaW870944LifeGeorgia3530442LifeHawaii564728LifeIdaho938616LifeIllinois20351171LifeIndiana938616LifeIowa20351171LifeKansas20351171LifeKentucky1212749LifeLouisiana1027419LifeMainePRN422097LifeMaryland3002003511LifeMassachusetts20351171LifeMichigan20351171LifeMinnesota40811284LifeMississippi10865913LifeMissouri3002003365LifeMontana3002003524LifeNebraska20351171LifeNevada3806483LifeNew
Hampshire20351171LifeNew Jersey3002003346LifeNew Mexico20351171LifeNew
York1738566LifeNorth Carolina20351171LifeNorth
Dakota20351171LifeOhio1444026LifeOklahoma3002003551LifeOregon20351171LifePennsylvania1074735LifeRhode
Island3002003563LifeSouth Carolina20351171LifeSouth
Dakota40645314LifeTennessee3002003416LifeTexas2857797LifeUtah937364LifeVermont3002003436LifeVirginia1315198LifeWashington1163642LifeWest
Virginia20351171LifeWisconsin20351171LifeWyoming516619Life

Max Keeler

StateLicense
no.AuthorityAlabama3001473785LifeAlaska3001454750LifeArizona20011371LifeArkansas20011371LifeCalifornia4139169Life
Only AgentColorado706335LifeConnecticut2738465LifeDelaware3001454850LifeDistrict
of
Columbia3001454843LifeFloridaW772856LifeGeorgia3448195LifeHawaii541817LifeIdaho872384LifeIllinois20011371LifeIndiana3711941LifeIowa20011371LifeKansas20011371LifeKentucky1152623LifeLouisiana928637LifeMainePRN392336LifeMaryland3001454856LifeMassachusetts2160258LifeMichigan1070838LifeMinnesota40758026LifeMississippi10781333LifeMissouri3001454701LifeMontana3001454884LifeNebraska20011371LifeNevada3711470LifeNew
Hampshire20011371LifeNew Jersey3001454713LifeNew Mexico20011371LifeNew
York1681366LifeNorth Carolina20011371LifeNorth
Dakota20011371LifeOhio1381612LifeOklahoma3001454893LifeOregon20011371LifePennsylvania1020268LifeRhode
Island3001454666LifeSouth Carolina20011371LifeSouth
Dakota40607720LifeTennessee3001454758LifeTexas2714569LifeUtah872242LifeVermont3001454789LifeVirginia1256317LifeWashington1118280Life
/ HealthWest Virginia20011371LifeWisconsin20011371LifeWyoming475949Life

Ruci Karangutkar

StateLicense
no.AuthorityAlabama3001214269LifeAlaska3001175202LifeArizona19779884LifeArkansas19779884LifeCalifornia4101992Life
Only AgentColorado678339LifeConnecticut2711397LifeDelaware3001175128LifeDistrict
of
Columbia3001175121LifeFloridaW719211LifeGeorgia3400162LifeHawaii528192LifeIdaho828897LifeIllinois19779884LifeIndiana3636239LifeIowa19779884LifeKansas19779884LifeKentucky1120030LifeLouisiana909456LifeMainePRN375047LifeMaryland3001175137LifeMassachusetts2141387LifeMichigan1029331LifeMinnesota40725525LifeMississippi10733597LifeMissouri3001175199LifeMontana3001175133LifeNebraska19779884LifeNevada3634241LifeNew
Hampshire19779884LifeNew Jersey3001175116LifeNew Mexico19779884LifeNew
YorkLB-1646408LifeNorth Carolina19779884LifeNorth
Dakota19779884LifeOhio1343521LifeOklahoma3001175167LifeOregon19779884LifePennsylvania985837LifeRhode
Island3001175149LifeSouth Carolina19779884LifeSouth
Dakota40583089LifeTennessee3001175197LifeTexas2627760LifeUtah828820LifeVermont3634357LifeVirginia1219439LifeWashington1089471LifeWest
Virginia19779884LifeWisconsin19779884LifeWyoming455583Life

Sarah Smith-Brady

StateLicense
no.AuthorityAlabama3001881403 LifeAlaska3001880491 LifeArizona20265742 LifeArkansas20265742 LifeCalifornia4204678LifeColorado741393 LifeConnecticut20265742 LifeDelaware3001880585 LifeDistrict
of
Columbia3001880579 LifeFloridaW846253LifeGeorgia3511203 LifeHawaii558600LifeIdaho921443 LifeIllinois20265742 LifeIndiana3785552LifeIowa20265742 LifeKansas20265742 LifeKentucky1197555 LifeLouisiana986310 LifeMainePRN415509 LifeMaryland3001880595 LifeMassachusetts20265742 LifeMichigan20265742 LifeMinnesota40796521 LifeMississippi10845207 LifeMissouri3001880507 LifeMontana3001880620 LifeNebraska20265742 LifeNevada3785001 LifeNew
Hampshire20265742 LifeNew Jersey3001880501 LifeNew Mexico20265742 LifeNew
York1726365 LifeNorth Carolina20265742 LifeNorth
Dakota20265742 LifeOhio1430445 LifeOklahoma3001880470 LifeOregon20265742 LifePennsylvania1062826 LifeRhode
Island3001880474 LifeSouth Carolina20265742 LifeSouth
Dakota40636397 LifeTennessee3001880542 LifeTexas2823292 LifeUtah921341 LifeVermont3001880558 LifeVirginia1302346 LifeWashington1160469LifeWest
Virginia20265742 LifeWisconsin20265742 LifeWyoming505796 Life

Soros "Sophie" Chok

StateLicense
no.AuthorityAlabama3001507683LifeAlaska3001479103LifeArizona20025266LifeArkansas20025266LifeCalifornia4146065LifeColorado708666LifeConnecticut2741295LifeDelaware3001479299LifeDistrict
of
Columbia3001479292LifeFloridaW779448LifeGeorgia3451803LifeHawaii542668LifeIdaho875508LifeIllinois20025266LifeIndiana3716454LifeIowa20025266LifeKansas20025266LifeKentucky1155584LifeLouisiana932007LifeMainePRN393967LifeMaryland3001479318LifeMassachusetts2161546LifeMichigan1074334LifeMinnesota40760004LifeMississippi10786117LifeMissouri3001479089LifeMontana3001479369LifeNebraska20025266LifeNevada3716110LifeNew
Hampshire20025266LifeNew Jersey3001479497LifeNew Mexico20025266LifeNew
York1684886LifeNorth Carolina20025266LifeNorth
Dakota20025266LifeOhio1384700LifeOklahoma3001479411LifeOregon20025266LifePennsylvania1023084LifeRhode
Island3001479462LifeSouth Carolina20025266LifeSouth
Dakota40609519LifeTennessee3001479163LifeTexas2720918LifeUtah875129LifeVermont3001479192LifeVirginia1259389LifeWashington1120948LifeWest
Virginia20025266LifeWisconsin20025266LifeWyoming477464Life

Steven Early

StateLicense
no.AuthorityAlabama3001857925LifeAlaska3001854251LifeArizona16657506LifeArkansas16657506LifeCalifornia0H88980LifeColorado740010LifeConnecticut16657506LifeDelaware3001854143LifeDistrict
of
Columbia3001854289LifeFloridaW854883LifeGeorgia3782222LifeHawaii557808LifeIdaho919365LifeIllinois16657506LifeIndiana3782222LifeIowa16657506LifeKansas16657506LifeKentucky1195564LifeLouisiana999353LifeMainePRN414581LifeMaryland3001854133LifeMassachusetts16657506LifeMichigan1122480LifeMinnesota40794703LifeMississippi10842382LifeMissouri3001854224LifeMontana3001854175LifeNebraska16657506LifeNevada3782111LifeNew
Hampshire16657506LifeNew Jersey3001854215LifeNew Mexico16657506LifeNew
York1724659LifeNorth Carolina16657506LifeNorth
Dakota16657506LifeOhio1428414LifeOklahoma3001854195LifeOregon16657506LifePennsylvania1060983LifeRhode
Island3001854202LifeSouth Carolina16657506LifeSouth
Dakota40635025LifeTennessee3001854256LifeTexas2818023LifeUtah919014LifeVermont3001854264LifeVirginia1300417LifeWashington1152087LifeWest
Virginia16657506LifeWisconsin16657506LifeWyoming504275Life

Valerie Sandoval

StateLicense
no.AuthorityAlabama3001467513LifeAlaska3001462045LifeArizona20011420LifeArkansas20011420LifeCalifornia4137377Life
Only AgentColorado707013LifeConnecticut2739543LifeDelaware3001461871LifeDistrict
of
Columbia3001461850LifeFloridaW793964LifeGeorgia3449074LifeHawaii542009LifeIdaho873122LifeIllinois20011420LifeIndiana3713103LifeIowa20011420LifeKansas20011420LifeKentuckyDOI-1153528LifeLouisiana960830LifeMainePRN392964LifeMaryland3001461917LifeMassachusetts2160581LifeMichigan1071850LifeMinnesota40758523LifeMississippi10782453LifeMissouri3001462069LifeMontana3001461953LifeNebraska20011420LifeNevada3712752LifeNew
Hampshire20011420LifeNew Jersey3001462031LifeNew Mexico20011420LifeNew
York1682044LifeNorth Carolina20011420LifeNorth
Dakota20011420LifeOhio1382563LifeOklahoma3001461970LifeOregon20011420LifePennsylvania1021053LifeRhode
Island3001461980LifeSouth Carolina20011420LifeSouth
Dakota40608274LifeTennessee3001462176LifeTexas2716364LifeUtah872890LifeVermont3001462162LifeVirginia1257239LifeWashington1118627LifeWest
Virginia20011420LifeWisconsin20011420LifeWyoming476316Life

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Ladder Insurance Services, LLC (CA license #0K22568 ; AR license # 3000140372)
offers term life insurance policies: (i) in California, on behalf of its
affiliate, Ladder Life Insurance Company, Menlo Park, CA (policy form #
P-LL100CA); (ii) in New York, on behalf of Allianz Life Insurance Company of New
York, New York, NY (policy form # MN-26); (iii) in the District of Columbia and
all states except New York on behalf of Allianz Life Insurance Company of North
America, Minneapolis, MN (policy form # ICC20P-AZ100 and # P-AZ100); and (iv)
Fidelity Security Life Insurance Company®, Kansas City, MO in the District of
Columbia and all states except California and New York (policy form #
ICC17-M-1069, M-1069 and policy # TL-146).Only Allianz Life Insurance Company of
New York is authorized to issue life insurance in the state of New
York.Insurance policy prices, coverages, features, terms, benefits, exclusions,
limitations and available discounts vary among these insurers and are subject to
qualifications.Ladder Life Insurance Company has earned a Financial Stability
Rating® (FSR) of A (Exceptional) from Demotech, Inc. FSRs are a leading
indicator of financial stability, providing an objective baseline of the future
solvency. The most current FSRs must be verified by visiting
www.demotech.com.Each insurer is solely responsible for any claims and has
financial responsibility for its own products.Prices start at $5/month based on
a 20-year-old female rated Preferred-Plus for a $100K policy for a 10-year term.
Individual rates will vary as specific circumstances will affect each customer’s
rate. Rate valid as of 10/1/22.
From ForbesAdvisor.com, April 21, 2021 © Forbes Marketplace Operations, Inc.
2021.
2023 © LADDER FINANCIAL INC. All rights reserved.









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