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2 forms found in the DOM

<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter your email" autocomplete="email" title="Email Address">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <input class="btn email-capture__submit email-capture-submit copy--button" type="submit" value="Apply Now" data-android="Enter your email"> <input type="hidden" name="ph_tid" value="">
</form>

GET https://tr.snapchat.com/cm/i

<form method="GET" action="https://tr.snapchat.com/cm/i" target="snap09134613168214563" accept-charset="utf-8" style="display: none;"><iframe id="snap09134613168214563" name="snap09134613168214563"></iframe><input name="pid"><input
    name="u_scsid"><input name="u_sclid"></form>

Text Content

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LOOKS LIKE YOU’RE LOOKING FOR CHIME.COM

Chime is a financial technology company, not a bank. Banking services provided
by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members
FDIC.

Proceed


OVERDRAFT FEE-FREE UP TO $200*


Already have an account?

Privacy Policy for info on data collection and uses

Click for terms and conditions.





YOUR ACCOUNT SHOULDN’T COST YOU MONEY

no late fees
no minimum balance
no monthly service fees
no foreign transaction fees
no transfer fees

Get paid up to 2 days earlyˆ with direct deposit

Over 60k fee-free ATMs˜

Fee-free overdraft up to $200*

24/7 live support, with a real human


CHIME CHECKING ACCOUNT AND VISA® DEBIT CARD

Chime offers a Checking Account with no minimum balance fees, no monthly fees,
and no overdraft fees.

Use your Chime debit card to withdraw cash at over 60K fee-free ATMs˜ and make
purchases wherever Visa® debit cards are accepted.


CHIME CREDIT BUILDER VISA® CREDIT CARD

Help increase your credit score by an average of 30 points with regular, on-time
payments with our new secured credit card.2 Eligibility requirements apply.1

 * No interest or annual fee
 * No credit check to apply
 * No minimum security deposit required3

 * 1
 * 2


SAFE, SECURE & TRUSTED BY MILLIONS

Your funds are FDIC insured up to $250,000 through The Bancorp Bank or Stride
Bank, N.A., Members FDIC and we keep your money safe and secure with periodic
security tests of our systems.

 * Turn on instant transaction alerts
 * Block your card in one tap
 * 24/7 live support – with a real human
 * Secure two-factor and fingerprint authentication


WE'RE CHANGING THE WAY YOU FEEL ABOUT MONEY

Join the millions of members on Chime and feel good about your finances.




MAKE THE SWITCH TODAY

Get started

Banking services for the Chime Spending Account are provided by The Bancorp Bank
or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The
Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may
be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder
Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and
may be used everywhere Visa credit cards are accepted. Please see back of your
Card for its issuing bank.



* SpotMe/Fee-Free Overdraft Chime SpotMe is an optional, no fee service that
requires a single deposit of $200 or more in qualifying direct deposits to the
Chime Checking Account each month. All qualifying members will be allowed to
overdraw their account up to $20 on debit card purchases and cash withdrawals
initially, but may be later eligible for a higher limit of up to $200 or more
based on member's Chime Account history, direct deposit frequency and amount,
spending activity and other risk-based factors. Your limit will be displayed to
you within the Chime mobile app. You will receive notice of any changes to your
limit. Your limit may change at any time, at Chime's discretion. Although there
are no overdraft fees, there may be out-of-network or third party fees
associated with ATM transactions. SpotMe won't cover non-debit card
transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook
transactions. See terms and conditions.

^ Early Payday/Get Paid Up to Two Days Early Early access to direct deposit
funds depends on the timing of the submission of the payment file from the
payer. We generally make these funds available on the day the payment file is
received, which may be up to 2 days earlier than the scheduled payment date.

~ Fee-Free ATMs Get fee-free transactions at any Moneypass ATM in a 7-Eleven
location and at any Allpoint or Visa Plus Alliance ATM. Otherwise,
out-of-network ATM withdrawal fees may apply.

1 Credit Builder To be eligible to apply for Credit Builder, you need to have
received a qualifying direct deposit of $200 or more to your Spending Account
within the last 365 days of your application. The qualifying direct deposit must
have been made by your employer, payroll provider, or benefits payer by
Automated Clearing House (ACH) deposit. Bank ACH transfers, Pay Friends
transfers, verification or trial deposits from financial institutions, peer to
peer transfers from services such as PayPal, Cash App, or Venmo, mobile check
deposits, and cash loads or deposits are not qualifying direct deposits.

2 Credit Score Increase based on a representative study conducted by
TransUnion®, members who started using Chime Credit Builder in September 2019
observed a median credit score (VantageScore 3.0) increase of 30 points by
January 2020. On-time payment history can have a positive impact on your credit
score. Late payment may negatively impact your credit score.

3 Security Deposit Money added to Credit Builder will be held in a secured
account as collateral for your Credit Builder card, which means you can spend up
to this amount on your card. This is money you can use to pay off your charges
at the end of every month.

Chime
P.O. Box 417
San Francisco, CA 94104-0417

© 2013-2022 Chime. All Rights Reserved.