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E-Commerce Brands, Agencies, Coaches, and Consultants


ZERO-FEE CREDIT


CARD PROCESSING

Send Invoices?

Switch to Lumino and Save Thousands on Credit Card Fees

Book a Demo


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How it works




YOUR


GROWTH


PARTNER

Lumino is your solution for worry-free payment processing. Say goodbye to the
risk of account shutdowns and hidden fees. Our tailored services and responsive
support team ensure you can focus on growing your business with confidence.

No Funds Frozen Without Warning



Zero Fee Transparent Pricing



24/7 Customer Support



Make the Switch



How Lumino Helps




EXPERIENCE


SECURITY AND RELIABILITY

Operate your business worry-free from account shutdowns and frozen funds. Simply
put, Lumino is the better option for high-risk merchants.


NEXT DAY PAYOUTS

With next-day payouts you'll receive quick access to your funds regardless of
your business's risk level.




WHITE GLOVE SUPPORT

Customer support should be there when you need them the most. Get access to a
dedicated account manager.




CUSTOM UNDERWRITING

Your business is unique, our custom merchant accounts are tailored to your
business regardless of your risk level.

Unique Selling Points




EXCEPTIONAL


MERCHANT SERVICES

Designed to optimize and elevate your business operations.


GUARANTEED FUND SECURITY

Your funds are safe and secure with Lumino's ironclad account guarantee.


FAST AND EASY SETUP

Get up and running swiftly with our user-friendly setup process.




SEAMLESS INTEGRATIONS

Effortlessly connect Lumino with your favorite tools and platforms for a
harmonious payment processing experience.




STORE CUSTOMER SUBSCRIPTION DATA SECURELY

Safeguard customer subscription data with our robust security measures.

Get Started


CUSTOMIZABLE PAYMENT LINKS

Create personalized payment links that match your brand and preferences.

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Unique Selling Points




INDUSTRIES


WE SERVE

Designed to optimize and elevate your business operations.



View All

Testimonials




HEAR FROM


OUR HAPPY CLIENTS

See what our clients are saying.

 * I just got Lumino and was approved in less than 1 week! The team showed me
   how to hook it up with GHL and now I’m ready to take payments. Let’s
   Gooooooooo!
   
   Louis Solomon
   
   CEO Limitless Lyfestyles

 * Love the dashboard and simple UI. Got approved super quickly and the
   onboarding process was seamless.
   
   Jack Woodburn
   
   CEO Rocket Dropship

 * You should always have a second payment processor because you never know if
   you’ll get shut down or your account restricted.
   
   Clarissa Fioravanti
   
   Co-Founder ATMA

 * I just got Lumino and was approved in less than 1 week! The team showed me
   how to hook it up with GHL and now I’m ready to take payments. Let’s
   Gooooooooo!
   
   Louis Solomon
   
   CEO Limitless Lyfestyles

 * Love the dashboard and simple UI. Got approved super quickly and the
   onboarding process was seamless.
   
   Jack Woodburn
   
   CEO Rocket Dropship

 * You should always have a second payment processor because you never know if
   you’ll get shut down or your account restricted.
   
   Clarissa Fioravanti
   
   Co-Founder ATMA

 * I just got Lumino and was approved in less than 1 week! The team showed me
   how to hook it up with GHL and now I’m ready to take payments. Let’s
   Gooooooooo!
   
   Louis Solomon
   
   CEO Limitless Lyfestyles

 * Love the dashboard and simple UI. Got approved super quickly and the
   onboarding process was seamless.
   
   Jack Woodburn
   
   CEO Rocket Dropship

 * You should always have a second payment processor because you never know if
   you’ll get shut down or your account restricted.
   
   Clarissa Fioravanti
   
   Co-Founder ATMA

 * I just got Lumino and was approved in less than 1 week! The team showed me
   how to hook it up with GHL and now I’m ready to take payments. Let’s
   Gooooooooo!
   
   Louis Solomon
   
   CEO Limitless Lyfestyles

 * Love the dashboard and simple UI. Got approved super quickly and the
   onboarding process was seamless.
   
   Jack Woodburn
   
   CEO Rocket Dropship

 * You should always have a second payment processor because you never know if
   you’ll get shut down or your account restricted.
   
   Clarissa Fioravanti
   
   Co-Founder ATMA

 * We ran an audit and Stripe was charging us almost 3.9% when taking cards over
   the phone and issuing an invoice. We had no idea… Glad we switched over to
   Lumino. The team has been great!
   
   David Kang
   
   Prosperity Trades

 * Felt like we were getting robbed by CardConnect. Our fees were through the
   roof. Lumino’s pricing makes more sense for our business and it was very easy
   to switch over.
   
   Eugenio Blasio
   
   CEO Houston Pro Maids

 * We ran an audit and Stripe was charging us almost 3.9% when taking cards over
   the phone and issuing an invoice. We had no idea… Glad we switched over to
   Lumino. The team has been great!
   
   David Kang
   
   Prosperity Trades

 * Felt like we were getting robbed by CardConnect. Our fees were through the
   roof. Lumino’s pricing makes more sense for our business and it was very easy
   to switch over.
   
   Eugenio Blasio
   
   CEO Houston Pro Maids

 * We ran an audit and Stripe was charging us almost 3.9% when taking cards over
   the phone and issuing an invoice. We had no idea… Glad we switched over to
   Lumino. The team has been great!
   
   David Kang
   
   Prosperity Trades

 * Felt like we were getting robbed by CardConnect. Our fees were through the
   roof. Lumino’s pricing makes more sense for our business and it was very easy
   to switch over.
   
   Eugenio Blasio
   
   CEO Houston Pro Maids

 * We ran an audit and Stripe was charging us almost 3.9% when taking cards over
   the phone and issuing an invoice. We had no idea… Glad we switched over to
   Lumino. The team has been great!
   
   David Kang
   
   Prosperity Trades

 * Felt like we were getting robbed by CardConnect. Our fees were through the
   roof. Lumino’s pricing makes more sense for our business and it was very easy
   to switch over.
   
   Eugenio Blasio
   
   CEO Houston Pro Maids

 * We ran an audit and Stripe was charging us almost 3.9% when taking cards over
   the phone and issuing an invoice. We had no idea… Glad we switched over to
   Lumino. The team has been great!
   
   David Kang
   
   Prosperity Trades

 * Felt like we were getting robbed by CardConnect. Our fees were through the
   roof. Lumino’s pricing makes more sense for our business and it was very easy
   to switch over.
   
   Eugenio Blasio
   
   CEO Houston Pro Maids

Pricing




PRICING


THAT


WORKS FOR YOU

Our Zero Fee Dual Pricing and ACH Payments offer unparalleled transparency and
cost-efficiency, allowing you to pass credit card fees to customers or choose
lower-cost ACH payments. This approach is especially beneficial for businesses
with high transaction volumes, where traditional flat-rate pricing can lead to
substantially higher transaction fees.

Zero Fee Dual Pricing



Pay by ACH or Card



No Hidden Surprise Charges



Learn More

CONTACT US




UPGRADE


YOUR PROCESSING

Start your secure payment processing journey today.

Have Questions? Book a Call!



Ready to get started? Apply now!

FAQs




FREQUENTLY


ASKED


QUESTIONS

Discover Lumino: Your Trusted Partner in Payment Processing.

What sets Lumino apart from other payment processors?



Can I trust Lumino to protect my funds and sensitive data?



How quickly can I get started with Lumino?



What if I encounter issues or need assistance?



How does Lumino handle unexpected disruptions or account issues?

Pricing




BOOK


YOUR


FREE CONSULTATION

Lumino revolutionizes payment processing for agencies, coaches, and consultants
with seamless, secure credit card solutions. Our platform enhances business
efficiency and customer experience in the dynamic e-commerce landscape.

Contact Us

Payment Processing Simplified



Lumino is a division and registered trademark of Ascension Processing Solutions
LLC. Ascension Processing Solutions LLC is a registered ISO/MSP of Axiom Bank,
N.A., Maitland, FL.‍

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