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Audi

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Finance & Offers > Find & Buy > Audi UK


FINANCE & OFFERS

Calculate Finance Part Exchange

Finance & Offers
 * More
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 * Personal Contract Plan
 * Contract Hire
 * Hire Purchase
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LET US HELP YOU INTO YOUR NEXT AUDI

It’s easy to fall in love with an Audi. And, with Audi Finance, it’s just as
easy to drive one. Whether you choose to finance with a Solutions Personal
Contract Plan, or lease with Contract Hire, we can help you get into the Audi
you’ve set your sights on.





FINANCE OPTIONS TO SUIT YOU

We know there are lots of decisions to make when it comes to financing your
Audi. Scroll down to find out more, compare your options and discover our latest
finance offers.






SOLUTIONS PERSONAL CONTRACT PLAN (PCP)

This is all about flexibility and choice. At the end of your agreement you can
decide if you want to purchase, part exchange or return your Audi.

Discover more


HIRE PURCHASE (HP)

This is your straightforward route to owning an Audi with regular monthly
payments and no mileage restrictions.

Discover more


PERSONAL CONTRACT HIRE (PCH)

The simple way to drive an Audi without needing to own it? Lease it and hand it
back at the end of your term.

Discover more


BUSINESS CONTRACT HIRE (BCH)

A lease agreement that allows business customers to drive an Audi without
needing to own it.

Discover more
Compare finance products

Already a finance customer?

As a thank you for being a valued customer, we have additional offers¹ available
for existing Audi Finance customers who purchase a new Audi and renew their
current finance agreement with us.



You can find out more from your local Audi Centre.

Request a callback

Finance Calculator

Use our finance calculator to personalise your deposit amount, contract length,
or opt for part vehicle exchange when buying or leasing a car.

Calculate Finance
Is PCP, HP or CH better for me? What is the difference?
Solutions Personal Contract Plan (PCP) is a flexible plan that gives you
multiple options at the end of the agreement. You can buy the car outright (once
all outstanding fees and charges are settled), return the vehicle to Audi
Financial Services (subject to excess mileage and damage charges), or use any
equity in the car to trade it in as a deposit for a newer model.

Hire Purchase (HP) is a straightforward route to car ownership. The amount
financed is spread equally across your selected repayment term. At the end of
your agreement, simply pay the option to purchase fee and own the car. If you
want a newer model, you can use any equity to part-exchange your current model
for a new one.

Contract Hire (CH) is a simple leasing agreement with fixed monthly rentals. At
the end of the agreement, you do not own the car. Simply return it to Audi
Financial Services and pay any damage or mileage charges that may apply.
Contract Hire is available for both Personal and Business use.

If you’re in the market for a new car, you might be starting to research which
finance option is best for you.

You’ll need to get some key pieces of information in place before you know which
type of agreement will suit you, such as what monthly payment you can afford,
how much deposit you can put in up front, how likely it is that your
circumstances might change, and whether or not you want the option to own the
vehicle at the end of the
agreement.

Personal Contract Purchase (PCP), Hire Purchase (HP) and Contract Hire (CH) are
some of the more popular types of car finance agreement. They’re not the only
plans available, but they are often compared when car buyers are making a
decision about finance.

Take a look at our PCP, HP and CH pages for more information on each.
Can I keep my car at the end of my agreement?
This depends on your choice of finance agreement.

With a Solutions Personal Contract Plan (PCP), you can choose to pay an optional
final payment and option to purchase fee at the end of your agreement, and own
the car (provided all other amounts due under the agreement have been paid).

With a Contract Hire (CH) agreement, there isn’t the option to purchase the
vehicle. You simply pay your monthly rentals, then return it at the end (subject
to any excess mileage or damage charges).

With a Hire Purchase (HP) agreement, you finish paying your regular monthly
payments and the option to purchase fee, and you will own the vehicle at the end
of your agreement.
What do I need to consider when choosing the length of my agreement?
Deciding the length of your plan is dependent upon lots of different factors.

Your finance term is the period over which you’ll spread your repayments, which
for most people tends to be between 2 and 4 years.

There are a variety of things to consider when you are choosing the right option
for you:

What can you afford to pay monthly?
Are you likely to have any major outgoings over the next few years that might
affect how long you’d like to pay for a car on finance?
Are you likely to be in paid employment throughout the duration of the contract?
At what point will it be cost effective or desirable to upgrade to a new model?
What’s your expected annual mileage? This can affect vehicle depreciation and
the value at the end of the contract, as well as your monthly payments.

As a general rule, the longer the repayment term, the lower the monthly payments
will be, as the amount financed is spread over a longer period. Whilst the
monthly payments may be lower, you could pay more overall, as interest is
calculated over a longer term.
Do I need a credit check to be eligible to finance an Audi?
A credit check, or credit search, is an integral part of applying for finance.
It allows us to use your credit history to make sure the financial commitment
you are signing up for is right for you. We work with Credit Reference Agencies
(CRAs) who hold information on your financial history. This information is
obtained from creditors you have used in the past such as a Banks and public
records.
Can I finance a used vehicle?
Yes, you can finance all approved Audi used cars. Just because it’s a used
vehicle, doesn’t mean you have to arrange how to fund it on your own.

You can view our latest used car finance offers here:
https://www.audi.co.uk/uk/web/en/used-cars/used-car-offers.html
How can I view or manage my contract?
You can stay on top of your agreement wherever and whenever you want by logging
into your online account. From viewing your agreements and updating your
details, to changing your payment date or even requesting a call back, all at
your own convenience: https://myaudifinance.vwfs.co.uk/

If you are a VWFS | Fleet customer, contact your account manager. If you have a
Finance Lease or Business Contract Hire agreement you can't currently manage
your account online - please get in touch on customerservices@vwfs.co.uk or 0370
010 2007 to discuss.
Who can I speak to for more information?
Your local Audi Centre will be able to help provide more information on our
different finance products. You can either request a callback here
https://www.audi.co.uk/uk/web/en/call-me-back.html#/, or find your local Audi
Centre on https://www.audi.co.uk/uk/web/en/locate-a-centre.html

Alternatively, if you can speak to our customer services team on
customerservices@vwfs.co.uk or 0370 010 2007 for further help.


Models shown are not UK specification. Please use model configurator to view UK
specifications.
¹Available across all models on Solutions Personal Contract Plan excluding TFSI
e models, RS models and e-tron GT models.

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