www.brennanfinancialgroup.com
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Submitted URL: http://brennanfinancialgroup.com/
Effective URL: https://www.brennanfinancialgroup.com/
Submission: On January 25 via api from US — Scanned from DE
Effective URL: https://www.brennanfinancialgroup.com/
Submission: On January 25 via api from US — Scanned from DE
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* Home * What's new in finance * Button * Our Team * How it Works * Common Questions * Investment Choices * Product Showcase * Next Step * Contact Us * Contact Us * Sign up * Blog * This site is published * … * Home * What's new in finance * Button * Our Team * How it Works * Common Questions * Investment Choices * Product Showcase * Next Step * Contact Us * Contact Us * Sign up * Blog * This site is published Ready to Plan? * Home * What's new in finance * Button * Our Team * How it Works * Common Questions * Investment Choices * Product Showcase * Next Step * Contact Us * Contact Us * Sign up * Blog * This site is published * … * Home * What's new in finance * Button * Our Team * How it Works * Common Questions * Investment Choices * Product Showcase * Next Step * Contact Us * Contact Us * Sign up * Blog * This site is published Ready to Plan? * RETIREMENT AND INVESTMENT ADVICE Book An Appointment * * Finra Broker Check Securities America Form CRS * OUR TEAM William Brennan is the owner of Brennan Financial Group. He is a Certified Financial Planner™, Investment Advisor Representative, and Registered Principal. A graduate of the University of Delaware, William has over 25 years of experience in the financial services industry. Leigh Joseph joined Brennan Financial Group in 2007 after graduating from The University of Delaware. Leigh is both Series 7 and 66 licensed. She has 12 years experience in the financial industry. MEET OUR TEAM * HOW IT WORKS MEET WITH BRENNAN FINANCIAL WE WORK WITH ALL AGE GROUPS. OUR MISSION IS TO PROVIDE INSIGHT INTO A VERY COMPLEX WORLD. FINANCIAL PLANNING CAN BE VERY COMPLICATED, BUT IT IS NECESSARY FOR MOST INDIVIDUALS AND FAMILIES. FINANCIAL PLANNING SHOULD BE ACCESSIBLE, INDIVIDUALIZED, AND UNDERSTOOD. OUR MISSION IS TO PROVIDE THE INDIVIDUALIZED SERVICE THAT PUTS FOLKS AT EASE AND CONFIDENT IN THEIR FINANCIAL FUTURE. 1 SCHEDULE A MEETING You are ready to create a plan. It is time to gather any information relevant to your financial situation in preparation for your initial meeting. This includes savings statements, 401k statements , defined benefit plans, non qualified assets, and insurance policies. 2 MEET WITH AN ADVISOR. Go over financial goals and expectations of working with a professional. Make sure your advisor understands those goals and you feel comfortable in developing a working relationship. Share what you are comfortable, if it takes more than an initial meeting to build trust that is okay. Never feel pressure to decide quickly, this decision effects the next phase of your life. 3 FOLLOW UP Go over a tailored plan with timeline of goals, cash flow analysis, and projection of impending retirement. This plan is a work in progress and just as life changes so must a financial plan. Be clear what you expect from your advisor. This should be a long lasting relationship built on trust. * COMMON QUESTIONS REASSURANCE. MAKING SURE YOU ARE ON TRACK AND HAVE A PLAN. EMPLOYER SPONSORED PLANS AM I SAVING ENOUGH? Contributing to a 401k, 403b, or an IRA increases your chances of a successful retirement, but how much is enough? We work with our clients to answer this complicated question. INVESTMENT CHOICES WHERE SHOULD I BE PUTTING MY MONEY? Investment choices are as complicated as the reasons behind them. We address some common investing mistakes and build a tailored portfolio around risk tolerance, income needs, and retirement timelines. FINANCIAL CALCULATORS - CLICK HERE RESOURCES FOR RETIREMENT When you are in the beginning stages of planning, financial calculators are great tools that give a rough idea of retirement goals and income needs for your future. Calculators have their limitations, specifically all the outside factors and conditions of lifestyle goals. When financial calculators fall short consult a financial advisor. * INVESTMENT CHOICES * LONG TERM CARE LONG TERM CARE - DO YOU NEED IT, AND WHEN SHOULD YOU GET IT? IT VARIES FROM PERSON TO PERSON. IS THE PREMIUM COST WORTH THE BENEFIT? LONG TERM CARE OFFERS A DAILY BENEFIT TO OFFSET COST OF STAY IN SKILLED NURSING HOME OR ASSISTED LIVING. (CANNOT PERFORM 2 OUT OF THE 5 ADULT DAILY LIVING). LONG TERM STAYS IN SKILLED NURSING HOME AND ASSISTED LIVING ARE NOT COVERED UNDER MEDICARE. Buy Now INDIVIDUAL STOCKS AND EXCHANGE TRADE FUNDS PORTFOLIOS CONSTRUCTED WITH INDIVIDUAL COMPANY STOCK AND/OR LOW COST FUNDS THAT MIRROR S&P, SECTORS, OR A BASKET OF FUNDS. EVALUATED QUARTERLY OR ANNUALLY. RISK TOLERANCE AND INVESTMENT HORIZON MAJOR FACTOR IN HOW PORTFOLIO FUNDS ARE CHOSEN. MANAGEMENT FEES OF 1%-1.25% NO SURRENDER PERIODS Buy Now ACTIVELY TRADED PORTFOLIOS TRADED EVERY DAY WITH A FOCUS ON RISK MANAGEMENT AND MARKET CONDITION CHANGES. EVALUATED DAILY AND TRADED DAILY. ABILITY TO USE INVERSE AND LEVERAGE FUNDS. STRATEGICALLY TRADED THEREFORE HIGHER COST. MANAGEMENT FEES 1.0%-1.5% NO SURRENDER PERIODS. Buy Now VARIABLE ANNUITIES PRODUCT THAT OFFERS INCOME RIDERS AND DEATH BENEFITS WITH SUB ACCOUNTS THAT ARE TIED TO THE STOCK MARKET. INCOME RIDERS AND DEATH BENEFITS HAVE A COST AND INTERNAL FEES OF SUBACCOUNTS. COST VARIES FROM 1%-3%* DEPENDING ON THE ADDING OF RIDERS TO CONTRACT. SURRENDER PERIODS CAN RANGE FROM 4-10 YEARS. Buy Now EQUITY INDEX ANNUITIES LOW COST ANNUITIES THAT OFFER SAFETY OF PRINCIPAL AND INCOME GUARANTEES. CAN OFFER DEATH BENEFITS AND NURSING HOME RIDERS AS WELL. PERFORMANCE TIED TO FIXED ACCOUNT AND EQUITY INDEX USING CREDITING. INCOME RIDERS AND DEATH BENEFITS HAVE A COST, BUT NO INTERNAL FEES. COST VARY FROM 0%-1.3%* DEPENDING ON ADD ONS OF RIDERS. SURRENDER PERIODS CAN RANGE FROM 4-10 YEARS. Buy Now LIFE INSURANCE 20 YEAR TERM - INCOME REPLACEMENT FOR LOWEST COST. YOUNG FAMILIES SHOULD INVESTIGATE. *AFTER 20 YEARS PREMIUMS ARE GONE*PLUS SIDE YOU'RE ALIVE! UNIVERSAL / WHOLE LIFE INSURANCE - CREATE CASH VALUE AND DEATH BENEFIT. THIS INSURANCE DOES NOT EXPIRE LIKE 20 YEAR, BUT THE COST TO INSURE IS ALSO HIGHER. PROTECTS YOU IF LATER IN LIFE YOU BECOME UNINSURABLE. Buy Now LONG TERM CARE LONG TERM CARE - DO YOU NEED IT, AND WHEN SHOULD YOU GET IT? IT VARIES FROM PERSON TO PERSON. IS THE PREMIUM COST WORTH THE BENEFIT? LONG TERM CARE OFFERS A DAILY BENEFIT TO OFFSET COST OF STAY IN SKILLED NURSING HOME OR ASSISTED LIVING. (CANNOT PERFORM 2 OUT OF THE 5 ADULT DAILY LIVING). LONG TERM STAYS IN SKILLED NURSING HOME AND ASSISTED LIVING ARE NOT COVERED UNDER MEDICARE. Buy Now INDIVIDUAL STOCKS AND EXCHANGE TRADE FUNDS PORTFOLIOS CONSTRUCTED WITH INDIVIDUAL COMPANY STOCK AND/OR LOW COST FUNDS THAT MIRROR S&P, SECTORS, OR A BASKET OF FUNDS. EVALUATED QUARTERLY OR ANNUALLY. RISK TOLERANCE AND INVESTMENT HORIZON MAJOR FACTOR IN HOW PORTFOLIO FUNDS ARE CHOSEN. MANAGEMENT FEES OF 1%-1.25% NO SURRENDER PERIODS Buy Now * NEXT STEPS WE LOVE FINANCIAL CALCULATORS, THEY ARE GREAT STARTING POINTS. THE SITES THAT PROVIDE THEM ARE WONDERFUL RESOURCES. WHEN THE HYPOTHETICAL RETIREMENT BECOMES REAL WE WOULD LIKE TO BE THE EXPERT YOU CALL. IRA ROLLOVERS INVESTING IN YOUR FUTURE You've retired or switched jobs and need to evaluate what you should do with the money you've contributed. An IRA rollover lets you control that savings, derive income, and chose what type of investor you want to be. IRA's can be less restrictive than employee contribution plans which gives limitless options for different types of investors. INSURANCE USING A THIRD PARTY TO INSURE YOUR RETIREMENT Insurance isn't the right choice for everyone, but when used strategically it is a very effective tool in financial planning. From 20 year term to long term care, insurance can provide peace of mind. * CONTACT US READY FOR YOUR FUTURE? START A PLAN TODAY! 3521 Silverside Rd Suite 2G-2 Wilmington De 19810 Monday - Friday 9:00 am - 5:00 pm *After Hours Appointment upon request *In home appointments upon request 3026558361 3026558361 wbrennan@brennanfinancialgroup.com Name Email Message Submit Comment * CONNECT WITH US MAKE SURE TO ADD LINKS TO THE ICONS! Bill Brennan Leigh Joseph 3026558361 * SIGN UP FOR NOTIFICATION ON SPECIAL EVENT WORKSHOPS AND NEWSLETTERS Name Email Submit Comment * * THIS SITE IS PUBLISHED FOR RESIDENTS OF THE UNITED STATES AND IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE AN OFFER TO SELL OR A SOLICITATION OF AN OFFER TO BUY ANY SECURITY OR PRODUCT THAT MAY BE REFERENCED HEREIN. PERSONS MENTIONED ON THIS WEBSITE MAY ONLY OFFER SERVICES AND TRANSACT BUSINESS AND/OR RESPOND TO INQUIRIES IN STATES OR JURISDICTIONS IN WHICH THEY HAVE BEEN PROPERLY REGISTERED OR ARE EXEMPT FROM REGISTRATION. NOT ALL PRODUCTS AND SERVICES REFERENCED ON THIS SITE ARE AVAILABLE IN EVERY STATE, JURISDICTION OR FROM EVERY PERSON LISTED. SECURITIES OFFERED THROUGH SECURITIES AMERICA, INC., MEMBER FINRA/SIPC. ADVISORY SERVICES OFFERED THROUGH SECURITIES AMERICA ADVISORS, INC. BRENNAN FINANCIAL GROUP AND SECURITIES AMERICA ARE SEPARATE COMPANIES. © 2019 Cookie Use We use cookies to ensure a smooth browsing experience. By continuing we assume you accept the use of cookies. Accept Learn More