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https://www.zandersinside.com/en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/
Submission: On September 12 via api from US — Scanned from NL
Submission: On September 12 via api from US — Scanned from NL
Form analysis
5 forms found in the DOMPOST /en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/
<form action="/en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/" class="footer__form js-contact-form" data-target="request-form" enctype="multipart/form-data" id="" method="post" role="form">
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<div class="iti__flag iti__us">+31</div>
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<div class="iti__flag-box">
<div class="iti__flag iti__us"></div>
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<div class="iti__flag-box">
<div class="iti__flag iti__gb"></div>
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<div class="iti__flag-box">
<div class="iti__flag iti__af"></div>
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<div class="iti__flag-box">
<div class="iti__flag iti__al"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="213" data-country-code="dz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dz"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="as" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__as"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="376" data-country-code="ad" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ad"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="244" data-country-code="ao" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ao"></div>
</div><span class="iti__country-name">Angola</span><span class="iti__dial-code">+244</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ai" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ai"></div>
</div><span class="iti__country-name">Anguilla</span><span class="iti__dial-code">+1</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ag" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ag"></div>
</div><span class="iti__country-name">Antigua and Barbuda</span><span class="iti__dial-code">+1</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="54" data-country-code="ar" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ar"></div>
</div><span class="iti__country-name">Argentina</span><span class="iti__dial-code">+54</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="374" data-country-code="am" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__am"></div>
</div><span class="iti__country-name">Armenia (Հայաստան)</span><span class="iti__dial-code">+374</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="297" data-country-code="aw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__aw"></div>
</div><span class="iti__country-name">Aruba</span><span class="iti__dial-code">+297</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="247" data-country-code="ac" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ac"></div>
</div><span class="iti__country-name">Ascension Island</span><span class="iti__dial-code">+247</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="61" data-country-code="au" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__au"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="43" data-country-code="at" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__at"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="994" data-country-code="az" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__az"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="bs" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bs"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="973" data-country-code="bh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bh"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="880" data-country-code="bd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bd"></div>
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<div class="iti__flag-box">
<div class="iti__flag iti__bb"></div>
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<div class="iti__flag-box">
<div class="iti__flag iti__by"></div>
</div><span class="iti__country-name">Belarus (Беларусь)</span><span class="iti__dial-code">+375</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="32" data-country-code="be" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__be"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="501" data-country-code="bz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bz"></div>
</div><span class="iti__country-name">Belize</span><span class="iti__dial-code">+501</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="229" data-country-code="bj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bj"></div>
</div><span class="iti__country-name">Benin (Bénin)</span><span class="iti__dial-code">+229</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="bm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bm"></div>
</div><span class="iti__country-name">Bermuda</span><span class="iti__dial-code">+1</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="975" data-country-code="bt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bt"></div>
</div><span class="iti__country-name">Bhutan (འབྲུག)</span><span class="iti__dial-code">+975</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="591" data-country-code="bo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bo"></div>
</div><span class="iti__country-name">Bolivia</span><span class="iti__dial-code">+591</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="387" data-country-code="ba" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ba"></div>
</div><span class="iti__country-name">Bosnia and Herzegovina (Босна и Херцеговина)</span><span class="iti__dial-code">+387</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="267" data-country-code="bw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bw"></div>
</div><span class="iti__country-name">Botswana</span><span class="iti__dial-code">+267</span>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="55" data-country-code="br" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__br"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="246" data-country-code="io" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__io"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="vg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vg"></div>
</div><span class="iti__country-name">British Virgin Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="673" data-country-code="bn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bn"></div>
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<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="359" data-country-code="bg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bg"></div>
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</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="226" data-country-code="bf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bf"></div>
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</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="257" data-country-code="bi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bi"></div>
</div><span class="iti__country-name">Burundi (Uburundi)</span><span class="iti__dial-code">+257</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="855" data-country-code="kh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kh"></div>
</div><span class="iti__country-name">Cambodia (កម្ពុជា)</span><span class="iti__dial-code">+855</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="237" data-country-code="cm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cm"></div>
</div><span class="iti__country-name">Cameroon (Cameroun)</span><span class="iti__dial-code">+237</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ca" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ca"></div>
</div><span class="iti__country-name">Canada</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="238" data-country-code="cv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cv"></div>
</div><span class="iti__country-name">Cape Verde (Kabu Verdi)</span><span class="iti__dial-code">+238</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="599" data-country-code="bq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bq"></div>
</div><span class="iti__country-name">Caribbean Netherlands</span><span class="iti__dial-code">+599</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ky" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ky"></div>
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</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="236" data-country-code="cf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cf"></div>
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</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="235" data-country-code="td" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__td"></div>
</div><span class="iti__country-name">Chad (Tchad)</span><span class="iti__dial-code">+235</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="56" data-country-code="cl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cl"></div>
</div><span class="iti__country-name">Chile</span><span class="iti__dial-code">+56</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="86" data-country-code="cn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cn"></div>
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</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="61" data-country-code="cx" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cx"></div>
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</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="61" data-country-code="cc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cc"></div>
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</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="57" data-country-code="co" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__co"></div>
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</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="269" data-country-code="km" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__km"></div>
</div><span class="iti__country-name">Comoros (جزر القمر)</span><span class="iti__dial-code">+269</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="243" data-country-code="cd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cd"></div>
</div><span class="iti__country-name">Congo (DRC) (Jamhuri ya Kidemokrasia ya Kongo)</span><span class="iti__dial-code">+243</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="242" data-country-code="cg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cg"></div>
</div><span class="iti__country-name">Congo (Republic) (Congo-Brazzaville)</span><span class="iti__dial-code">+242</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="682" data-country-code="ck" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ck"></div>
</div><span class="iti__country-name">Cook Islands</span><span class="iti__dial-code">+682</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="506" data-country-code="cr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cr"></div>
</div><span class="iti__country-name">Costa Rica</span><span class="iti__dial-code">+506</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="225" data-country-code="ci" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ci"></div>
</div><span class="iti__country-name">Côte d’Ivoire</span><span class="iti__dial-code">+225</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="385" data-country-code="hr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hr"></div>
</div><span class="iti__country-name">Croatia (Hrvatska)</span><span class="iti__dial-code">+385</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="53" data-country-code="cu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cu"></div>
</div><span class="iti__country-name">Cuba</span><span class="iti__dial-code">+53</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="599" data-country-code="cw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cw"></div>
</div><span class="iti__country-name">Curaçao</span><span class="iti__dial-code">+599</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="357" data-country-code="cy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cy"></div>
</div><span class="iti__country-name">Cyprus (Κύπρος)</span><span class="iti__dial-code">+357</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="420" data-country-code="cz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cz"></div>
</div><span class="iti__country-name">Czech Republic (Česká republika)</span><span class="iti__dial-code">+420</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="45" data-country-code="dk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dk"></div>
</div><span class="iti__country-name">Denmark (Danmark)</span><span class="iti__dial-code">+45</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="253" data-country-code="dj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dj"></div>
</div><span class="iti__country-name">Djibouti</span><span class="iti__dial-code">+253</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="dm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dm"></div>
</div><span class="iti__country-name">Dominica</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="do" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__do"></div>
</div><span class="iti__country-name">Dominican Republic (República Dominicana)</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="593" data-country-code="ec" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ec"></div>
</div><span class="iti__country-name">Ecuador</span><span class="iti__dial-code">+593</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="20" data-country-code="eg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__eg"></div>
</div><span class="iti__country-name">Egypt (مصر)</span><span class="iti__dial-code">+20</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="503" data-country-code="sv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sv"></div>
</div><span class="iti__country-name">El Salvador</span><span class="iti__dial-code">+503</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="240" data-country-code="gq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gq"></div>
</div><span class="iti__country-name">Equatorial Guinea (Guinea Ecuatorial)</span><span class="iti__dial-code">+240</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="291" data-country-code="er" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__er"></div>
</div><span class="iti__country-name">Eritrea</span><span class="iti__dial-code">+291</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="372" data-country-code="ee" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ee"></div>
</div><span class="iti__country-name">Estonia (Eesti)</span><span class="iti__dial-code">+372</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="268" data-country-code="sz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sz"></div>
</div><span class="iti__country-name">Eswatini</span><span class="iti__dial-code">+268</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="251" data-country-code="et" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__et"></div>
</div><span class="iti__country-name">Ethiopia</span><span class="iti__dial-code">+251</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="500" data-country-code="fk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fk"></div>
</div><span class="iti__country-name">Falkland Islands (Islas Malvinas)</span><span class="iti__dial-code">+500</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="298" data-country-code="fo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fo"></div>
</div><span class="iti__country-name">Faroe Islands (Føroyar)</span><span class="iti__dial-code">+298</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="679" data-country-code="fj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fj"></div>
</div><span class="iti__country-name">Fiji</span><span class="iti__dial-code">+679</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="358" data-country-code="fi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fi"></div>
</div><span class="iti__country-name">Finland (Suomi)</span><span class="iti__dial-code">+358</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="33" data-country-code="fr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fr"></div>
</div><span class="iti__country-name">France</span><span class="iti__dial-code">+33</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="594" data-country-code="gf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gf"></div>
</div><span class="iti__country-name">French Guiana (Guyane française)</span><span class="iti__dial-code">+594</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="689" data-country-code="pf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pf"></div>
</div><span class="iti__country-name">French Polynesia (Polynésie française)</span><span class="iti__dial-code">+689</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="241" data-country-code="ga" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ga"></div>
</div><span class="iti__country-name">Gabon</span><span class="iti__dial-code">+241</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="220" data-country-code="gm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gm"></div>
</div><span class="iti__country-name">Gambia</span><span class="iti__dial-code">+220</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="995" data-country-code="ge" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ge"></div>
</div><span class="iti__country-name">Georgia (საქართველო)</span><span class="iti__dial-code">+995</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="49" data-country-code="de" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__de"></div>
</div><span class="iti__country-name">Germany (Deutschland)</span><span class="iti__dial-code">+49</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="233" data-country-code="gh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gh"></div>
</div><span class="iti__country-name">Ghana (Gaana)</span><span class="iti__dial-code">+233</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="350" data-country-code="gi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gi"></div>
</div><span class="iti__country-name">Gibraltar</span><span class="iti__dial-code">+350</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="30" data-country-code="gr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gr"></div>
</div><span class="iti__country-name">Greece (Ελλάδα)</span><span class="iti__dial-code">+30</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="299" data-country-code="gl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gl"></div>
</div><span class="iti__country-name">Greenland (Kalaallit Nunaat)</span><span class="iti__dial-code">+299</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="gd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gd"></div>
</div><span class="iti__country-name">Grenada</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="590" data-country-code="gp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gp"></div>
</div><span class="iti__country-name">Guadeloupe</span><span class="iti__dial-code">+590</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="gu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gu"></div>
</div><span class="iti__country-name">Guam</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="502" data-country-code="gt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gt"></div>
</div><span class="iti__country-name">Guatemala</span><span class="iti__dial-code">+502</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="44" data-country-code="gg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gg"></div>
</div><span class="iti__country-name">Guernsey</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="224" data-country-code="gn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gn"></div>
</div><span class="iti__country-name">Guinea (Guinée)</span><span class="iti__dial-code">+224</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="245" data-country-code="gw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gw"></div>
</div><span class="iti__country-name">Guinea-Bissau (Guiné Bissau)</span><span class="iti__dial-code">+245</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="592" data-country-code="gy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gy"></div>
</div><span class="iti__country-name">Guyana</span><span class="iti__dial-code">+592</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="509" data-country-code="ht" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ht"></div>
</div><span class="iti__country-name">Haiti</span><span class="iti__dial-code">+509</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="504" data-country-code="hn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hn"></div>
</div><span class="iti__country-name">Honduras</span><span class="iti__dial-code">+504</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="852" data-country-code="hk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hk"></div>
</div><span class="iti__country-name">Hong Kong (香港)</span><span class="iti__dial-code">+852</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="36" data-country-code="hu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hu"></div>
</div><span class="iti__country-name">Hungary (Magyarország)</span><span class="iti__dial-code">+36</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="354" data-country-code="is" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__is"></div>
</div><span class="iti__country-name">Iceland (Ísland)</span><span class="iti__dial-code">+354</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="91" data-country-code="in" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__in"></div>
</div><span class="iti__country-name">India (भारत)</span><span class="iti__dial-code">+91</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="62" data-country-code="id" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__id"></div>
</div><span class="iti__country-name">Indonesia</span><span class="iti__dial-code">+62</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="98" data-country-code="ir" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ir"></div>
</div><span class="iti__country-name">Iran (ایران)</span><span class="iti__dial-code">+98</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="964" data-country-code="iq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__iq"></div>
</div><span class="iti__country-name">Iraq (العراق)</span><span class="iti__dial-code">+964</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="353" data-country-code="ie" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ie"></div>
</div><span class="iti__country-name">Ireland</span><span class="iti__dial-code">+353</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="44" data-country-code="im" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__im"></div>
</div><span class="iti__country-name">Isle of Man</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="972" data-country-code="il" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__il"></div>
</div><span class="iti__country-name">Israel (ישראל)</span><span class="iti__dial-code">+972</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="39" data-country-code="it" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__it"></div>
</div><span class="iti__country-name">Italy (Italia)</span><span class="iti__dial-code">+39</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="jm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__jm"></div>
</div><span class="iti__country-name">Jamaica</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="81" data-country-code="jp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__jp"></div>
</div><span class="iti__country-name">Japan (日本)</span><span class="iti__dial-code">+81</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="44" data-country-code="je" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__je"></div>
</div><span class="iti__country-name">Jersey</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="962" data-country-code="jo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__jo"></div>
</div><span class="iti__country-name">Jordan (الأردن)</span><span class="iti__dial-code">+962</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="7" data-country-code="kz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kz"></div>
</div><span class="iti__country-name">Kazakhstan (Казахстан)</span><span class="iti__dial-code">+7</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="254" data-country-code="ke" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ke"></div>
</div><span class="iti__country-name">Kenya</span><span class="iti__dial-code">+254</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="686" data-country-code="ki" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ki"></div>
</div><span class="iti__country-name">Kiribati</span><span class="iti__dial-code">+686</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="383" data-country-code="xk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__xk"></div>
</div><span class="iti__country-name">Kosovo</span><span class="iti__dial-code">+383</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="965" data-country-code="kw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kw"></div>
</div><span class="iti__country-name">Kuwait (الكويت)</span><span class="iti__dial-code">+965</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="996" data-country-code="kg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kg"></div>
</div><span class="iti__country-name">Kyrgyzstan (Кыргызстан)</span><span class="iti__dial-code">+996</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="856" data-country-code="la" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__la"></div>
</div><span class="iti__country-name">Laos (ລາວ)</span><span class="iti__dial-code">+856</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="371" data-country-code="lv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lv"></div>
</div><span class="iti__country-name">Latvia (Latvija)</span><span class="iti__dial-code">+371</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="961" data-country-code="lb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lb"></div>
</div><span class="iti__country-name">Lebanon (لبنان)</span><span class="iti__dial-code">+961</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="266" data-country-code="ls" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ls"></div>
</div><span class="iti__country-name">Lesotho</span><span class="iti__dial-code">+266</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="231" data-country-code="lr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lr"></div>
</div><span class="iti__country-name">Liberia</span><span class="iti__dial-code">+231</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="218" data-country-code="ly" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ly"></div>
</div><span class="iti__country-name">Libya (ليبيا)</span><span class="iti__dial-code">+218</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="423" data-country-code="li" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__li"></div>
</div><span class="iti__country-name">Liechtenstein</span><span class="iti__dial-code">+423</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="370" data-country-code="lt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lt"></div>
</div><span class="iti__country-name">Lithuania (Lietuva)</span><span class="iti__dial-code">+370</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="352" data-country-code="lu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lu"></div>
</div><span class="iti__country-name">Luxembourg</span><span class="iti__dial-code">+352</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="853" data-country-code="mo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mo"></div>
</div><span class="iti__country-name">Macau (澳門)</span><span class="iti__dial-code">+853</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="389" data-country-code="mk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mk"></div>
</div><span class="iti__country-name">North Macedonia (Македонија)</span><span class="iti__dial-code">+389</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="261" data-country-code="mg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mg"></div>
</div><span class="iti__country-name">Madagascar (Madagasikara)</span><span class="iti__dial-code">+261</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="265" data-country-code="mw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mw"></div>
</div><span class="iti__country-name">Malawi</span><span class="iti__dial-code">+265</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="60" data-country-code="my" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__my"></div>
</div><span class="iti__country-name">Malaysia</span><span class="iti__dial-code">+60</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="960" data-country-code="mv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mv"></div>
</div><span class="iti__country-name">Maldives</span><span class="iti__dial-code">+960</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="223" data-country-code="ml" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ml"></div>
</div><span class="iti__country-name">Mali</span><span class="iti__dial-code">+223</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="356" data-country-code="mt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mt"></div>
</div><span class="iti__country-name">Malta</span><span class="iti__dial-code">+356</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="692" data-country-code="mh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mh"></div>
</div><span class="iti__country-name">Marshall Islands</span><span class="iti__dial-code">+692</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="596" data-country-code="mq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mq"></div>
</div><span class="iti__country-name">Martinique</span><span class="iti__dial-code">+596</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="222" data-country-code="mr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mr"></div>
</div><span class="iti__country-name">Mauritania (موريتانيا)</span><span class="iti__dial-code">+222</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="230" data-country-code="mu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mu"></div>
</div><span class="iti__country-name">Mauritius (Moris)</span><span class="iti__dial-code">+230</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="262" data-country-code="yt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__yt"></div>
</div><span class="iti__country-name">Mayotte</span><span class="iti__dial-code">+262</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="52" data-country-code="mx" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mx"></div>
</div><span class="iti__country-name">Mexico (México)</span><span class="iti__dial-code">+52</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="691" data-country-code="fm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fm"></div>
</div><span class="iti__country-name">Micronesia</span><span class="iti__dial-code">+691</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="373" data-country-code="md" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__md"></div>
</div><span class="iti__country-name">Moldova (Republica Moldova)</span><span class="iti__dial-code">+373</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="377" data-country-code="mc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mc"></div>
</div><span class="iti__country-name">Monaco</span><span class="iti__dial-code">+377</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="976" data-country-code="mn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mn"></div>
</div><span class="iti__country-name">Mongolia (Монгол)</span><span class="iti__dial-code">+976</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="382" data-country-code="me" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__me"></div>
</div><span class="iti__country-name">Montenegro (Crna Gora)</span><span class="iti__dial-code">+382</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ms" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ms"></div>
</div><span class="iti__country-name">Montserrat</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="212" data-country-code="ma" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ma"></div>
</div><span class="iti__country-name">Morocco (المغرب)</span><span class="iti__dial-code">+212</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="258" data-country-code="mz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mz"></div>
</div><span class="iti__country-name">Mozambique (Moçambique)</span><span class="iti__dial-code">+258</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="95" data-country-code="mm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mm"></div>
</div><span class="iti__country-name">Myanmar (Burma) (မြန်မာ)</span><span class="iti__dial-code">+95</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="264" data-country-code="na" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__na"></div>
</div><span class="iti__country-name">Namibia (Namibië)</span><span class="iti__dial-code">+264</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="674" data-country-code="nr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nr"></div>
</div><span class="iti__country-name">Nauru</span><span class="iti__dial-code">+674</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="977" data-country-code="np" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__np"></div>
</div><span class="iti__country-name">Nepal (नेपाल)</span><span class="iti__dial-code">+977</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="31" data-country-code="nl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nl"></div>
</div><span class="iti__country-name">Netherlands (Nederland)</span><span class="iti__dial-code">+31</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="687" data-country-code="nc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nc"></div>
</div><span class="iti__country-name">New Caledonia (Nouvelle-Calédonie)</span><span class="iti__dial-code">+687</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="64" data-country-code="nz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nz"></div>
</div><span class="iti__country-name">New Zealand</span><span class="iti__dial-code">+64</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="505" data-country-code="ni" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ni"></div>
</div><span class="iti__country-name">Nicaragua</span><span class="iti__dial-code">+505</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="227" data-country-code="ne" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ne"></div>
</div><span class="iti__country-name">Niger (Nijar)</span><span class="iti__dial-code">+227</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="234" data-country-code="ng" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ng"></div>
</div><span class="iti__country-name">Nigeria</span><span class="iti__dial-code">+234</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="683" data-country-code="nu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nu"></div>
</div><span class="iti__country-name">Niue</span><span class="iti__dial-code">+683</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="672" data-country-code="nf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nf"></div>
</div><span class="iti__country-name">Norfolk Island</span><span class="iti__dial-code">+672</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="850" data-country-code="kp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kp"></div>
</div><span class="iti__country-name">North Korea (조선 민주주의 인민 공화국)</span><span class="iti__dial-code">+850</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="mp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mp"></div>
</div><span class="iti__country-name">Northern Mariana Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="47" data-country-code="no" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__no"></div>
</div><span class="iti__country-name">Norway (Norge)</span><span class="iti__dial-code">+47</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="968" data-country-code="om" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__om"></div>
</div><span class="iti__country-name">Oman (عُمان)</span><span class="iti__dial-code">+968</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="92" data-country-code="pk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pk"></div>
</div><span class="iti__country-name">Pakistan (پاکستان)</span><span class="iti__dial-code">+92</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="680" data-country-code="pw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pw"></div>
</div><span class="iti__country-name">Palau</span><span class="iti__dial-code">+680</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="970" data-country-code="ps" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ps"></div>
</div><span class="iti__country-name">Palestine (فلسطين)</span><span class="iti__dial-code">+970</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="507" data-country-code="pa" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pa"></div>
</div><span class="iti__country-name">Panama (Panamá)</span><span class="iti__dial-code">+507</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="675" data-country-code="pg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pg"></div>
</div><span class="iti__country-name">Papua New Guinea</span><span class="iti__dial-code">+675</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="595" data-country-code="py" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__py"></div>
</div><span class="iti__country-name">Paraguay</span><span class="iti__dial-code">+595</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="51" data-country-code="pe" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pe"></div>
</div><span class="iti__country-name">Peru (Perú)</span><span class="iti__dial-code">+51</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="63" data-country-code="ph" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ph"></div>
</div><span class="iti__country-name">Philippines</span><span class="iti__dial-code">+63</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="48" data-country-code="pl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pl"></div>
</div><span class="iti__country-name">Poland (Polska)</span><span class="iti__dial-code">+48</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="351" data-country-code="pt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pt"></div>
</div><span class="iti__country-name">Portugal</span><span class="iti__dial-code">+351</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="pr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pr"></div>
</div><span class="iti__country-name">Puerto Rico</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="974" data-country-code="qa" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__qa"></div>
</div><span class="iti__country-name">Qatar (قطر)</span><span class="iti__dial-code">+974</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="262" data-country-code="re" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__re"></div>
</div><span class="iti__country-name">Réunion (La Réunion)</span><span class="iti__dial-code">+262</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="40" data-country-code="ro" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ro"></div>
</div><span class="iti__country-name">Romania (România)</span><span class="iti__dial-code">+40</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="7" data-country-code="ru" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ru"></div>
</div><span class="iti__country-name">Russia (Россия)</span><span class="iti__dial-code">+7</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="250" data-country-code="rw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__rw"></div>
</div><span class="iti__country-name">Rwanda</span><span class="iti__dial-code">+250</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="590" data-country-code="bl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bl"></div>
</div><span class="iti__country-name">Saint Barthélemy</span><span class="iti__dial-code">+590</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="290" data-country-code="sh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sh"></div>
</div><span class="iti__country-name">Saint Helena</span><span class="iti__dial-code">+290</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="kn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kn"></div>
</div><span class="iti__country-name">Saint Kitts and Nevis</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="lc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lc"></div>
</div><span class="iti__country-name">Saint Lucia</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="590" data-country-code="mf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mf"></div>
</div><span class="iti__country-name">Saint Martin (Saint-Martin (partie française))</span><span class="iti__dial-code">+590</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="508" data-country-code="pm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pm"></div>
</div><span class="iti__country-name">Saint Pierre and Miquelon (Saint-Pierre-et-Miquelon)</span><span class="iti__dial-code">+508</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="vc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vc"></div>
</div><span class="iti__country-name">Saint Vincent and the Grenadines</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="685" data-country-code="ws" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ws"></div>
</div><span class="iti__country-name">Samoa</span><span class="iti__dial-code">+685</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="378" data-country-code="sm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sm"></div>
</div><span class="iti__country-name">San Marino</span><span class="iti__dial-code">+378</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="239" data-country-code="st" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__st"></div>
</div><span class="iti__country-name">São Tomé and Príncipe (São Tomé e Príncipe)</span><span class="iti__dial-code">+239</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="966" data-country-code="sa" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sa"></div>
</div><span class="iti__country-name">Saudi Arabia (المملكة العربية السعودية)</span><span class="iti__dial-code">+966</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="221" data-country-code="sn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sn"></div>
</div><span class="iti__country-name">Senegal (Sénégal)</span><span class="iti__dial-code">+221</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="381" data-country-code="rs" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__rs"></div>
</div><span class="iti__country-name">Serbia (Србија)</span><span class="iti__dial-code">+381</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="248" data-country-code="sc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sc"></div>
</div><span class="iti__country-name">Seychelles</span><span class="iti__dial-code">+248</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="232" data-country-code="sl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sl"></div>
</div><span class="iti__country-name">Sierra Leone</span><span class="iti__dial-code">+232</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="65" data-country-code="sg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sg"></div>
</div><span class="iti__country-name">Singapore</span><span class="iti__dial-code">+65</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="sx" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sx"></div>
</div><span class="iti__country-name">Sint Maarten</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="421" data-country-code="sk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sk"></div>
</div><span class="iti__country-name">Slovakia (Slovensko)</span><span class="iti__dial-code">+421</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="386" data-country-code="si" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__si"></div>
</div><span class="iti__country-name">Slovenia (Slovenija)</span><span class="iti__dial-code">+386</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="677" data-country-code="sb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sb"></div>
</div><span class="iti__country-name">Solomon Islands</span><span class="iti__dial-code">+677</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="252" data-country-code="so" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__so"></div>
</div><span class="iti__country-name">Somalia (Soomaaliya)</span><span class="iti__dial-code">+252</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="27" data-country-code="za" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__za"></div>
</div><span class="iti__country-name">South Africa</span><span class="iti__dial-code">+27</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="82" data-country-code="kr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kr"></div>
</div><span class="iti__country-name">South Korea (대한민국)</span><span class="iti__dial-code">+82</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="211" data-country-code="ss" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ss"></div>
</div><span class="iti__country-name">South Sudan (جنوب السودان)</span><span class="iti__dial-code">+211</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="34" data-country-code="es" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__es"></div>
</div><span class="iti__country-name">Spain (España)</span><span class="iti__dial-code">+34</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="94" data-country-code="lk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lk"></div>
</div><span class="iti__country-name">Sri Lanka (ශ්රී ලංකාව)</span><span class="iti__dial-code">+94</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="249" data-country-code="sd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sd"></div>
</div><span class="iti__country-name">Sudan (السودان)</span><span class="iti__dial-code">+249</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="597" data-country-code="sr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sr"></div>
</div><span class="iti__country-name">Suriname</span><span class="iti__dial-code">+597</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="47" data-country-code="sj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sj"></div>
</div><span class="iti__country-name">Svalbard and Jan Mayen</span><span class="iti__dial-code">+47</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="46" data-country-code="se" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__se"></div>
</div><span class="iti__country-name">Sweden (Sverige)</span><span class="iti__dial-code">+46</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="41" data-country-code="ch" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ch"></div>
</div><span class="iti__country-name">Switzerland (Schweiz)</span><span class="iti__dial-code">+41</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="963" data-country-code="sy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sy"></div>
</div><span class="iti__country-name">Syria (سوريا)</span><span class="iti__dial-code">+963</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="886" data-country-code="tw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tw"></div>
</div><span class="iti__country-name">Taiwan (台灣)</span><span class="iti__dial-code">+886</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="992" data-country-code="tj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tj"></div>
</div><span class="iti__country-name">Tajikistan</span><span class="iti__dial-code">+992</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="255" data-country-code="tz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tz"></div>
</div><span class="iti__country-name">Tanzania</span><span class="iti__dial-code">+255</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="66" data-country-code="th" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__th"></div>
</div><span class="iti__country-name">Thailand (ไทย)</span><span class="iti__dial-code">+66</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="670" data-country-code="tl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tl"></div>
</div><span class="iti__country-name">Timor-Leste</span><span class="iti__dial-code">+670</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="228" data-country-code="tg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tg"></div>
</div><span class="iti__country-name">Togo</span><span class="iti__dial-code">+228</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="690" data-country-code="tk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tk"></div>
</div><span class="iti__country-name">Tokelau</span><span class="iti__dial-code">+690</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="676" data-country-code="to" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__to"></div>
</div><span class="iti__country-name">Tonga</span><span class="iti__dial-code">+676</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="tt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tt"></div>
</div><span class="iti__country-name">Trinidad and Tobago</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="216" data-country-code="tn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tn"></div>
</div><span class="iti__country-name">Tunisia (تونس)</span><span class="iti__dial-code">+216</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="90" data-country-code="tr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tr"></div>
</div><span class="iti__country-name">Turkey (Türkiye)</span><span class="iti__dial-code">+90</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="993" data-country-code="tm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tm"></div>
</div><span class="iti__country-name">Turkmenistan</span><span class="iti__dial-code">+993</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="tc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tc"></div>
</div><span class="iti__country-name">Turks and Caicos Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="688" data-country-code="tv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tv"></div>
</div><span class="iti__country-name">Tuvalu</span><span class="iti__dial-code">+688</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="vi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vi"></div>
</div><span class="iti__country-name">U.S. Virgin Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="256" data-country-code="ug" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ug"></div>
</div><span class="iti__country-name">Uganda</span><span class="iti__dial-code">+256</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="380" data-country-code="ua" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ua"></div>
</div><span class="iti__country-name">Ukraine (Україна)</span><span class="iti__dial-code">+380</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="971" data-country-code="ae" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ae"></div>
</div><span class="iti__country-name">United Arab Emirates (الإمارات العربية المتحدة)</span><span class="iti__dial-code">+971</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="44" data-country-code="gb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gb"></div>
</div><span class="iti__country-name">United Kingdom</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="us" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__us"></div>
</div><span class="iti__country-name">United States</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="598" data-country-code="uy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__uy"></div>
</div><span class="iti__country-name">Uruguay</span><span class="iti__dial-code">+598</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="998" data-country-code="uz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__uz"></div>
</div><span class="iti__country-name">Uzbekistan (Oʻzbekiston)</span><span class="iti__dial-code">+998</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="678" data-country-code="vu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vu"></div>
</div><span class="iti__country-name">Vanuatu</span><span class="iti__dial-code">+678</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="39" data-country-code="va" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__va"></div>
</div><span class="iti__country-name">Vatican City (Città del Vaticano)</span><span class="iti__dial-code">+39</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="58" data-country-code="ve" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ve"></div>
</div><span class="iti__country-name">Venezuela</span><span class="iti__dial-code">+58</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="84" data-country-code="vn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vn"></div>
</div><span class="iti__country-name">Vietnam (Việt Nam)</span><span class="iti__dial-code">+84</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="681" data-country-code="wf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__wf"></div>
</div><span class="iti__country-name">Wallis and Futuna (Wallis-et-Futuna)</span><span class="iti__dial-code">+681</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="212" data-country-code="eh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__eh"></div>
</div><span class="iti__country-name">Western Sahara (الصحراء الغربية)</span><span class="iti__dial-code">+212</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="967" data-country-code="ye" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ye"></div>
</div><span class="iti__country-name">Yemen (اليمن)</span><span class="iti__dial-code">+967</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="260" data-country-code="zm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__zm"></div>
</div><span class="iti__country-name">Zambia</span><span class="iti__dial-code">+260</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="263" data-country-code="zw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__zw"></div>
</div><span class="iti__country-name">Zimbabwe</span><span class="iti__dial-code">+263</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="358" data-country-code="ax" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ax"></div>
</div><span class="iti__country-name">Åland Islands</span><span class="iti__dial-code">+358</span>
</li>
</ul>
</div><input tabindex="-1" id="" type="submit" name="PhonePrefix" value="" class="footer__form-code" autocomplete="off" data-intl-tel-input-id="0">
</div>
<input tabindex="-1" type="tel" id="" name="Phone" class="footer__form-number" placeholder="000 000 000" required="">
<label class="footer__form-label" for="phone-number">Phone number</label>
</div>
<button tabindex="-1" class="btn btn-green btn-footer light"> Let’s connect <i class="fas fa-chevron-right"></i>
</button>
<span class="footer__link">✓ Receive a free trial account</span>
<input name="__RequestVerificationToken" type="hidden" value="CfDJ8E5kNGE2g5FNoC-imXX67hPElkm_zAxTY9iEvvebR9IRVtQAXqMKDzMzONjfULzjXWXal4stY6td5TgZFkIxeC3KnTkJ04ECWEVI8hgSZR37oF1XrdG3nhM45plSMxGjT2u3S0BvfmI4dA4YNqGJhxE" tabindex="-1"><input
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POST /en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/
<form action="/en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/" class="footer__form js-contact-form" data-target="request-form" enctype="multipart/form-data" id="formc5dd55e0f97b4c72915b1c96ec144fcc"
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<div class="footer__form-block">
<input tabindex="0" id="footer-name" name="FullName" class="footer__form-name" type="text" placeholder="First & Last Name" required="">
<label class="footer__form-label" for="footer-name">First & Last Name</label>
</div>
<div class="div div-first">
<div class="footer__form-block">
<input tabindex="0" id="company" name="Company" class="footer__form-company" type="text" placeholder="Company" required="">
<label class="footer__form-label" for="company">Company</label>
</div>
<div class="footer__form-block footer__form-block-job">
<input tabindex="0" id="job" name="JobTitle" class="footer__form-job" type="text" placeholder="Job title" required="">
<label class="footer__form-label" for="job">Job title</label>
</div>
</div>
<div class="div">
<div class="footer__form-block footer__form-block-mail">
<input tabindex="0" id="footer-email" name="Email" class="footer__form-mail" type="text" placeholder="Email" required="">
<label class="footer__form-label" for="footer-email">Email</label>
</div>
<button tabindex="0" type="button" class="btn btn-form-mesage">Add message?</button>
</div>
<div class="footer__message-wrap">
<div class="footer__form-block">
<textarea tabindex="-1" id="message" name="Message" class="footer__form-message" placeholder="Your message"></textarea>
<label class="footer__form-label" for="message">Your message</label>
</div>
</div>
<button class="btn btn-green btn-footer light" tabindex="0">Let’s connect <i class="fas fa-chevron-right"></i></button>
<span class="footer__link">✓ Receive a free trial account</span>
<input name="__RequestVerificationToken" type="hidden" value="CfDJ8E5kNGE2g5FNoC-imXX67hPElkm_zAxTY9iEvvebR9IRVtQAXqMKDzMzONjfULzjXWXal4stY6td5TgZFkIxeC3KnTkJ04ECWEVI8hgSZR37oF1XrdG3nhM45plSMxGjT2u3S0BvfmI4dA4YNqGJhxE" tabindex="0"><input
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POST /en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/
<form action="/en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/" class="footer__form js-contact-form" data-target="request-form" enctype="multipart/form-data" id="formc89f3d9ad0b54a8dae168c5d06ca5580"
method="post" role="form">
<div class="footer__form-block">
<input tabindex="-1" id="name-call" name="FullName" class="footer__form-name" type="text" placeholder="First & Last Name" required="">
<label class="footer__form-label" for="name-call">First & Last Name</label>
</div>
<div class="div div-first">
<div class="footer__form-block">
<input tabindex="-1" id="company-call" name="Company" class="footer__form-company" type="text" placeholder="Company" required="">
<label class="footer__form-label" for="company-call">Company</label>
</div>
<div class="footer__form-block footer__form-block-job">
<input tabindex="-1" id="job-call" name="JobTitle" class="footer__form-job" type="text" placeholder="Job title" required="">
<label class="footer__form-label" for="job-call">Job title</label>
</div>
</div>
<div class="div phone-number-div">
<div class="iti__arrow">
<i class="fas fa-sort-up"></i>
<i class="fas fa-sort-down"></i>
</div>
<div class="iti iti--allow-dropdown">
<div class="iti__flag-container">
<div class="iti__selected-flag" role="combobox" aria-controls="iti-0__country-listbox" aria-owns="iti-0__country-listbox" aria-expanded="false" tabindex="0" title="United States: +1" aria-activedescendant="iti-0__item-us-preferred">
<div class="iti__flag iti__us">+31</div>
<div class="iti__arrow"></div>
</div>
<ul class="iti__country-list iti__hide" id="iti-0__country-listbox" role="listbox" aria-label="List of countries">
<li class="iti__country iti__preferred iti__active" tabindex="-1" id="iti-0__item-us-preferred" role="option" data-dial-code="1" data-country-code="us" aria-selected="true">
<div class="iti__flag-box">
<div class="iti__flag iti__us"></div>
</div><span class="iti__country-name">United States</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__preferred" tabindex="-1" id="iti-0__item-gb-preferred" role="option" data-dial-code="44" data-country-code="gb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gb"></div>
</div><span class="iti__country-name">United Kingdom</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__divider" role="separator" aria-disabled="true"></li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-af" role="option" data-dial-code="93" data-country-code="af" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__af"></div>
</div><span class="iti__country-name">Afghanistan (افغانستان)</span><span class="iti__dial-code">+93</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-al" role="option" data-dial-code="355" data-country-code="al" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__al"></div>
</div><span class="iti__country-name">Albania (Shqipëri)</span><span class="iti__dial-code">+355</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-dz" role="option" data-dial-code="213" data-country-code="dz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dz"></div>
</div><span class="iti__country-name">Algeria (الجزائر)</span><span class="iti__dial-code">+213</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-as" role="option" data-dial-code="1" data-country-code="as" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__as"></div>
</div><span class="iti__country-name">American Samoa</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ad" role="option" data-dial-code="376" data-country-code="ad" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ad"></div>
</div><span class="iti__country-name">Andorra</span><span class="iti__dial-code">+376</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ao" role="option" data-dial-code="244" data-country-code="ao" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ao"></div>
</div><span class="iti__country-name">Angola</span><span class="iti__dial-code">+244</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ai" role="option" data-dial-code="1" data-country-code="ai" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ai"></div>
</div><span class="iti__country-name">Anguilla</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ag" role="option" data-dial-code="1" data-country-code="ag" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ag"></div>
</div><span class="iti__country-name">Antigua and Barbuda</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ar" role="option" data-dial-code="54" data-country-code="ar" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ar"></div>
</div><span class="iti__country-name">Argentina</span><span class="iti__dial-code">+54</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-am" role="option" data-dial-code="374" data-country-code="am" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__am"></div>
</div><span class="iti__country-name">Armenia (Հայաստան)</span><span class="iti__dial-code">+374</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-aw" role="option" data-dial-code="297" data-country-code="aw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__aw"></div>
</div><span class="iti__country-name">Aruba</span><span class="iti__dial-code">+297</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ac" role="option" data-dial-code="247" data-country-code="ac" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ac"></div>
</div><span class="iti__country-name">Ascension Island</span><span class="iti__dial-code">+247</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-au" role="option" data-dial-code="61" data-country-code="au" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__au"></div>
</div><span class="iti__country-name">Australia</span><span class="iti__dial-code">+61</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-at" role="option" data-dial-code="43" data-country-code="at" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__at"></div>
</div><span class="iti__country-name">Austria (Österreich)</span><span class="iti__dial-code">+43</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-az" role="option" data-dial-code="994" data-country-code="az" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__az"></div>
</div><span class="iti__country-name">Azerbaijan (Azərbaycan)</span><span class="iti__dial-code">+994</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bs" role="option" data-dial-code="1" data-country-code="bs" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bs"></div>
</div><span class="iti__country-name">Bahamas</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bh" role="option" data-dial-code="973" data-country-code="bh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bh"></div>
</div><span class="iti__country-name">Bahrain (البحرين)</span><span class="iti__dial-code">+973</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bd" role="option" data-dial-code="880" data-country-code="bd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bd"></div>
</div><span class="iti__country-name">Bangladesh (বাংলাদেশ)</span><span class="iti__dial-code">+880</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bb" role="option" data-dial-code="1" data-country-code="bb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bb"></div>
</div><span class="iti__country-name">Barbados</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-by" role="option" data-dial-code="375" data-country-code="by" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__by"></div>
</div><span class="iti__country-name">Belarus (Беларусь)</span><span class="iti__dial-code">+375</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-be" role="option" data-dial-code="32" data-country-code="be" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__be"></div>
</div><span class="iti__country-name">Belgium (België)</span><span class="iti__dial-code">+32</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bz" role="option" data-dial-code="501" data-country-code="bz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bz"></div>
</div><span class="iti__country-name">Belize</span><span class="iti__dial-code">+501</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bj" role="option" data-dial-code="229" data-country-code="bj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bj"></div>
</div><span class="iti__country-name">Benin (Bénin)</span><span class="iti__dial-code">+229</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bm" role="option" data-dial-code="1" data-country-code="bm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bm"></div>
</div><span class="iti__country-name">Bermuda</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bt" role="option" data-dial-code="975" data-country-code="bt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bt"></div>
</div><span class="iti__country-name">Bhutan (འབྲུག)</span><span class="iti__dial-code">+975</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bo" role="option" data-dial-code="591" data-country-code="bo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bo"></div>
</div><span class="iti__country-name">Bolivia</span><span class="iti__dial-code">+591</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ba" role="option" data-dial-code="387" data-country-code="ba" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ba"></div>
</div><span class="iti__country-name">Bosnia and Herzegovina (Босна и Херцеговина)</span><span class="iti__dial-code">+387</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bw" role="option" data-dial-code="267" data-country-code="bw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bw"></div>
</div><span class="iti__country-name">Botswana</span><span class="iti__dial-code">+267</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-br" role="option" data-dial-code="55" data-country-code="br" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__br"></div>
</div><span class="iti__country-name">Brazil (Brasil)</span><span class="iti__dial-code">+55</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-io" role="option" data-dial-code="246" data-country-code="io" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__io"></div>
</div><span class="iti__country-name">British Indian Ocean Territory</span><span class="iti__dial-code">+246</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-vg" role="option" data-dial-code="1" data-country-code="vg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vg"></div>
</div><span class="iti__country-name">British Virgin Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bn" role="option" data-dial-code="673" data-country-code="bn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bn"></div>
</div><span class="iti__country-name">Brunei</span><span class="iti__dial-code">+673</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bg" role="option" data-dial-code="359" data-country-code="bg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bg"></div>
</div><span class="iti__country-name">Bulgaria (България)</span><span class="iti__dial-code">+359</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bf" role="option" data-dial-code="226" data-country-code="bf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bf"></div>
</div><span class="iti__country-name">Burkina Faso</span><span class="iti__dial-code">+226</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bi" role="option" data-dial-code="257" data-country-code="bi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bi"></div>
</div><span class="iti__country-name">Burundi (Uburundi)</span><span class="iti__dial-code">+257</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-kh" role="option" data-dial-code="855" data-country-code="kh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kh"></div>
</div><span class="iti__country-name">Cambodia (កម្ពុជា)</span><span class="iti__dial-code">+855</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cm" role="option" data-dial-code="237" data-country-code="cm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cm"></div>
</div><span class="iti__country-name">Cameroon (Cameroun)</span><span class="iti__dial-code">+237</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ca" role="option" data-dial-code="1" data-country-code="ca" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ca"></div>
</div><span class="iti__country-name">Canada</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cv" role="option" data-dial-code="238" data-country-code="cv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cv"></div>
</div><span class="iti__country-name">Cape Verde (Kabu Verdi)</span><span class="iti__dial-code">+238</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bq" role="option" data-dial-code="599" data-country-code="bq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bq"></div>
</div><span class="iti__country-name">Caribbean Netherlands</span><span class="iti__dial-code">+599</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ky" role="option" data-dial-code="1" data-country-code="ky" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ky"></div>
</div><span class="iti__country-name">Cayman Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cf" role="option" data-dial-code="236" data-country-code="cf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cf"></div>
</div><span class="iti__country-name">Central African Republic (République centrafricaine)</span><span class="iti__dial-code">+236</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-td" role="option" data-dial-code="235" data-country-code="td" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__td"></div>
</div><span class="iti__country-name">Chad (Tchad)</span><span class="iti__dial-code">+235</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cl" role="option" data-dial-code="56" data-country-code="cl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cl"></div>
</div><span class="iti__country-name">Chile</span><span class="iti__dial-code">+56</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cn" role="option" data-dial-code="86" data-country-code="cn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cn"></div>
</div><span class="iti__country-name">China (中国)</span><span class="iti__dial-code">+86</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cx" role="option" data-dial-code="61" data-country-code="cx" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cx"></div>
</div><span class="iti__country-name">Christmas Island</span><span class="iti__dial-code">+61</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cc" role="option" data-dial-code="61" data-country-code="cc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cc"></div>
</div><span class="iti__country-name">Cocos (Keeling) Islands</span><span class="iti__dial-code">+61</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-co" role="option" data-dial-code="57" data-country-code="co" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__co"></div>
</div><span class="iti__country-name">Colombia</span><span class="iti__dial-code">+57</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-km" role="option" data-dial-code="269" data-country-code="km" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__km"></div>
</div><span class="iti__country-name">Comoros (جزر القمر)</span><span class="iti__dial-code">+269</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cd" role="option" data-dial-code="243" data-country-code="cd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cd"></div>
</div><span class="iti__country-name">Congo (DRC) (Jamhuri ya Kidemokrasia ya Kongo)</span><span class="iti__dial-code">+243</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cg" role="option" data-dial-code="242" data-country-code="cg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cg"></div>
</div><span class="iti__country-name">Congo (Republic) (Congo-Brazzaville)</span><span class="iti__dial-code">+242</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ck" role="option" data-dial-code="682" data-country-code="ck" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ck"></div>
</div><span class="iti__country-name">Cook Islands</span><span class="iti__dial-code">+682</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cr" role="option" data-dial-code="506" data-country-code="cr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cr"></div>
</div><span class="iti__country-name">Costa Rica</span><span class="iti__dial-code">+506</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ci" role="option" data-dial-code="225" data-country-code="ci" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ci"></div>
</div><span class="iti__country-name">Côte d’Ivoire</span><span class="iti__dial-code">+225</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-hr" role="option" data-dial-code="385" data-country-code="hr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hr"></div>
</div><span class="iti__country-name">Croatia (Hrvatska)</span><span class="iti__dial-code">+385</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cu" role="option" data-dial-code="53" data-country-code="cu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cu"></div>
</div><span class="iti__country-name">Cuba</span><span class="iti__dial-code">+53</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cw" role="option" data-dial-code="599" data-country-code="cw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cw"></div>
</div><span class="iti__country-name">Curaçao</span><span class="iti__dial-code">+599</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cy" role="option" data-dial-code="357" data-country-code="cy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cy"></div>
</div><span class="iti__country-name">Cyprus (Κύπρος)</span><span class="iti__dial-code">+357</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-cz" role="option" data-dial-code="420" data-country-code="cz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cz"></div>
</div><span class="iti__country-name">Czech Republic (Česká republika)</span><span class="iti__dial-code">+420</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-dk" role="option" data-dial-code="45" data-country-code="dk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dk"></div>
</div><span class="iti__country-name">Denmark (Danmark)</span><span class="iti__dial-code">+45</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-dj" role="option" data-dial-code="253" data-country-code="dj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dj"></div>
</div><span class="iti__country-name">Djibouti</span><span class="iti__dial-code">+253</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-dm" role="option" data-dial-code="1" data-country-code="dm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dm"></div>
</div><span class="iti__country-name">Dominica</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-do" role="option" data-dial-code="1" data-country-code="do" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__do"></div>
</div><span class="iti__country-name">Dominican Republic (República Dominicana)</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ec" role="option" data-dial-code="593" data-country-code="ec" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ec"></div>
</div><span class="iti__country-name">Ecuador</span><span class="iti__dial-code">+593</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-eg" role="option" data-dial-code="20" data-country-code="eg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__eg"></div>
</div><span class="iti__country-name">Egypt (مصر)</span><span class="iti__dial-code">+20</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sv" role="option" data-dial-code="503" data-country-code="sv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sv"></div>
</div><span class="iti__country-name">El Salvador</span><span class="iti__dial-code">+503</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gq" role="option" data-dial-code="240" data-country-code="gq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gq"></div>
</div><span class="iti__country-name">Equatorial Guinea (Guinea Ecuatorial)</span><span class="iti__dial-code">+240</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-er" role="option" data-dial-code="291" data-country-code="er" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__er"></div>
</div><span class="iti__country-name">Eritrea</span><span class="iti__dial-code">+291</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ee" role="option" data-dial-code="372" data-country-code="ee" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ee"></div>
</div><span class="iti__country-name">Estonia (Eesti)</span><span class="iti__dial-code">+372</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sz" role="option" data-dial-code="268" data-country-code="sz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sz"></div>
</div><span class="iti__country-name">Eswatini</span><span class="iti__dial-code">+268</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-et" role="option" data-dial-code="251" data-country-code="et" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__et"></div>
</div><span class="iti__country-name">Ethiopia</span><span class="iti__dial-code">+251</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-fk" role="option" data-dial-code="500" data-country-code="fk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fk"></div>
</div><span class="iti__country-name">Falkland Islands (Islas Malvinas)</span><span class="iti__dial-code">+500</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-fo" role="option" data-dial-code="298" data-country-code="fo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fo"></div>
</div><span class="iti__country-name">Faroe Islands (Føroyar)</span><span class="iti__dial-code">+298</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-fj" role="option" data-dial-code="679" data-country-code="fj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fj"></div>
</div><span class="iti__country-name">Fiji</span><span class="iti__dial-code">+679</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-fi" role="option" data-dial-code="358" data-country-code="fi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fi"></div>
</div><span class="iti__country-name">Finland (Suomi)</span><span class="iti__dial-code">+358</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-fr" role="option" data-dial-code="33" data-country-code="fr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fr"></div>
</div><span class="iti__country-name">France</span><span class="iti__dial-code">+33</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gf" role="option" data-dial-code="594" data-country-code="gf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gf"></div>
</div><span class="iti__country-name">French Guiana (Guyane française)</span><span class="iti__dial-code">+594</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pf" role="option" data-dial-code="689" data-country-code="pf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pf"></div>
</div><span class="iti__country-name">French Polynesia (Polynésie française)</span><span class="iti__dial-code">+689</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ga" role="option" data-dial-code="241" data-country-code="ga" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ga"></div>
</div><span class="iti__country-name">Gabon</span><span class="iti__dial-code">+241</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gm" role="option" data-dial-code="220" data-country-code="gm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gm"></div>
</div><span class="iti__country-name">Gambia</span><span class="iti__dial-code">+220</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ge" role="option" data-dial-code="995" data-country-code="ge" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ge"></div>
</div><span class="iti__country-name">Georgia (საქართველო)</span><span class="iti__dial-code">+995</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-de" role="option" data-dial-code="49" data-country-code="de" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__de"></div>
</div><span class="iti__country-name">Germany (Deutschland)</span><span class="iti__dial-code">+49</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gh" role="option" data-dial-code="233" data-country-code="gh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gh"></div>
</div><span class="iti__country-name">Ghana (Gaana)</span><span class="iti__dial-code">+233</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gi" role="option" data-dial-code="350" data-country-code="gi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gi"></div>
</div><span class="iti__country-name">Gibraltar</span><span class="iti__dial-code">+350</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gr" role="option" data-dial-code="30" data-country-code="gr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gr"></div>
</div><span class="iti__country-name">Greece (Ελλάδα)</span><span class="iti__dial-code">+30</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gl" role="option" data-dial-code="299" data-country-code="gl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gl"></div>
</div><span class="iti__country-name">Greenland (Kalaallit Nunaat)</span><span class="iti__dial-code">+299</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gd" role="option" data-dial-code="1" data-country-code="gd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gd"></div>
</div><span class="iti__country-name">Grenada</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gp" role="option" data-dial-code="590" data-country-code="gp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gp"></div>
</div><span class="iti__country-name">Guadeloupe</span><span class="iti__dial-code">+590</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gu" role="option" data-dial-code="1" data-country-code="gu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gu"></div>
</div><span class="iti__country-name">Guam</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gt" role="option" data-dial-code="502" data-country-code="gt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gt"></div>
</div><span class="iti__country-name">Guatemala</span><span class="iti__dial-code">+502</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gg" role="option" data-dial-code="44" data-country-code="gg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gg"></div>
</div><span class="iti__country-name">Guernsey</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gn" role="option" data-dial-code="224" data-country-code="gn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gn"></div>
</div><span class="iti__country-name">Guinea (Guinée)</span><span class="iti__dial-code">+224</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gw" role="option" data-dial-code="245" data-country-code="gw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gw"></div>
</div><span class="iti__country-name">Guinea-Bissau (Guiné Bissau)</span><span class="iti__dial-code">+245</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gy" role="option" data-dial-code="592" data-country-code="gy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gy"></div>
</div><span class="iti__country-name">Guyana</span><span class="iti__dial-code">+592</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ht" role="option" data-dial-code="509" data-country-code="ht" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ht"></div>
</div><span class="iti__country-name">Haiti</span><span class="iti__dial-code">+509</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-hn" role="option" data-dial-code="504" data-country-code="hn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hn"></div>
</div><span class="iti__country-name">Honduras</span><span class="iti__dial-code">+504</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-hk" role="option" data-dial-code="852" data-country-code="hk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hk"></div>
</div><span class="iti__country-name">Hong Kong (香港)</span><span class="iti__dial-code">+852</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-hu" role="option" data-dial-code="36" data-country-code="hu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hu"></div>
</div><span class="iti__country-name">Hungary (Magyarország)</span><span class="iti__dial-code">+36</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-is" role="option" data-dial-code="354" data-country-code="is" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__is"></div>
</div><span class="iti__country-name">Iceland (Ísland)</span><span class="iti__dial-code">+354</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-in" role="option" data-dial-code="91" data-country-code="in" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__in"></div>
</div><span class="iti__country-name">India (भारत)</span><span class="iti__dial-code">+91</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-id" role="option" data-dial-code="62" data-country-code="id" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__id"></div>
</div><span class="iti__country-name">Indonesia</span><span class="iti__dial-code">+62</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ir" role="option" data-dial-code="98" data-country-code="ir" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ir"></div>
</div><span class="iti__country-name">Iran (ایران)</span><span class="iti__dial-code">+98</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-iq" role="option" data-dial-code="964" data-country-code="iq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__iq"></div>
</div><span class="iti__country-name">Iraq (العراق)</span><span class="iti__dial-code">+964</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ie" role="option" data-dial-code="353" data-country-code="ie" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ie"></div>
</div><span class="iti__country-name">Ireland</span><span class="iti__dial-code">+353</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-im" role="option" data-dial-code="44" data-country-code="im" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__im"></div>
</div><span class="iti__country-name">Isle of Man</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-il" role="option" data-dial-code="972" data-country-code="il" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__il"></div>
</div><span class="iti__country-name">Israel (ישראל)</span><span class="iti__dial-code">+972</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-it" role="option" data-dial-code="39" data-country-code="it" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__it"></div>
</div><span class="iti__country-name">Italy (Italia)</span><span class="iti__dial-code">+39</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-jm" role="option" data-dial-code="1" data-country-code="jm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__jm"></div>
</div><span class="iti__country-name">Jamaica</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-jp" role="option" data-dial-code="81" data-country-code="jp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__jp"></div>
</div><span class="iti__country-name">Japan (日本)</span><span class="iti__dial-code">+81</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-je" role="option" data-dial-code="44" data-country-code="je" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__je"></div>
</div><span class="iti__country-name">Jersey</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-jo" role="option" data-dial-code="962" data-country-code="jo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__jo"></div>
</div><span class="iti__country-name">Jordan (الأردن)</span><span class="iti__dial-code">+962</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-kz" role="option" data-dial-code="7" data-country-code="kz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kz"></div>
</div><span class="iti__country-name">Kazakhstan (Казахстан)</span><span class="iti__dial-code">+7</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ke" role="option" data-dial-code="254" data-country-code="ke" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ke"></div>
</div><span class="iti__country-name">Kenya</span><span class="iti__dial-code">+254</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ki" role="option" data-dial-code="686" data-country-code="ki" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ki"></div>
</div><span class="iti__country-name">Kiribati</span><span class="iti__dial-code">+686</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-xk" role="option" data-dial-code="383" data-country-code="xk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__xk"></div>
</div><span class="iti__country-name">Kosovo</span><span class="iti__dial-code">+383</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-kw" role="option" data-dial-code="965" data-country-code="kw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kw"></div>
</div><span class="iti__country-name">Kuwait (الكويت)</span><span class="iti__dial-code">+965</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-kg" role="option" data-dial-code="996" data-country-code="kg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kg"></div>
</div><span class="iti__country-name">Kyrgyzstan (Кыргызстан)</span><span class="iti__dial-code">+996</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-la" role="option" data-dial-code="856" data-country-code="la" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__la"></div>
</div><span class="iti__country-name">Laos (ລາວ)</span><span class="iti__dial-code">+856</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-lv" role="option" data-dial-code="371" data-country-code="lv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lv"></div>
</div><span class="iti__country-name">Latvia (Latvija)</span><span class="iti__dial-code">+371</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-lb" role="option" data-dial-code="961" data-country-code="lb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lb"></div>
</div><span class="iti__country-name">Lebanon (لبنان)</span><span class="iti__dial-code">+961</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ls" role="option" data-dial-code="266" data-country-code="ls" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ls"></div>
</div><span class="iti__country-name">Lesotho</span><span class="iti__dial-code">+266</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-lr" role="option" data-dial-code="231" data-country-code="lr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lr"></div>
</div><span class="iti__country-name">Liberia</span><span class="iti__dial-code">+231</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ly" role="option" data-dial-code="218" data-country-code="ly" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ly"></div>
</div><span class="iti__country-name">Libya (ليبيا)</span><span class="iti__dial-code">+218</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-li" role="option" data-dial-code="423" data-country-code="li" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__li"></div>
</div><span class="iti__country-name">Liechtenstein</span><span class="iti__dial-code">+423</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-lt" role="option" data-dial-code="370" data-country-code="lt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lt"></div>
</div><span class="iti__country-name">Lithuania (Lietuva)</span><span class="iti__dial-code">+370</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-lu" role="option" data-dial-code="352" data-country-code="lu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lu"></div>
</div><span class="iti__country-name">Luxembourg</span><span class="iti__dial-code">+352</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mo" role="option" data-dial-code="853" data-country-code="mo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mo"></div>
</div><span class="iti__country-name">Macau (澳門)</span><span class="iti__dial-code">+853</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mk" role="option" data-dial-code="389" data-country-code="mk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mk"></div>
</div><span class="iti__country-name">North Macedonia (Македонија)</span><span class="iti__dial-code">+389</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mg" role="option" data-dial-code="261" data-country-code="mg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mg"></div>
</div><span class="iti__country-name">Madagascar (Madagasikara)</span><span class="iti__dial-code">+261</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mw" role="option" data-dial-code="265" data-country-code="mw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mw"></div>
</div><span class="iti__country-name">Malawi</span><span class="iti__dial-code">+265</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-my" role="option" data-dial-code="60" data-country-code="my" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__my"></div>
</div><span class="iti__country-name">Malaysia</span><span class="iti__dial-code">+60</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mv" role="option" data-dial-code="960" data-country-code="mv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mv"></div>
</div><span class="iti__country-name">Maldives</span><span class="iti__dial-code">+960</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ml" role="option" data-dial-code="223" data-country-code="ml" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ml"></div>
</div><span class="iti__country-name">Mali</span><span class="iti__dial-code">+223</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mt" role="option" data-dial-code="356" data-country-code="mt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mt"></div>
</div><span class="iti__country-name">Malta</span><span class="iti__dial-code">+356</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mh" role="option" data-dial-code="692" data-country-code="mh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mh"></div>
</div><span class="iti__country-name">Marshall Islands</span><span class="iti__dial-code">+692</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mq" role="option" data-dial-code="596" data-country-code="mq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mq"></div>
</div><span class="iti__country-name">Martinique</span><span class="iti__dial-code">+596</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mr" role="option" data-dial-code="222" data-country-code="mr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mr"></div>
</div><span class="iti__country-name">Mauritania (موريتانيا)</span><span class="iti__dial-code">+222</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mu" role="option" data-dial-code="230" data-country-code="mu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mu"></div>
</div><span class="iti__country-name">Mauritius (Moris)</span><span class="iti__dial-code">+230</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-yt" role="option" data-dial-code="262" data-country-code="yt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__yt"></div>
</div><span class="iti__country-name">Mayotte</span><span class="iti__dial-code">+262</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mx" role="option" data-dial-code="52" data-country-code="mx" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mx"></div>
</div><span class="iti__country-name">Mexico (México)</span><span class="iti__dial-code">+52</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-fm" role="option" data-dial-code="691" data-country-code="fm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fm"></div>
</div><span class="iti__country-name">Micronesia</span><span class="iti__dial-code">+691</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-md" role="option" data-dial-code="373" data-country-code="md" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__md"></div>
</div><span class="iti__country-name">Moldova (Republica Moldova)</span><span class="iti__dial-code">+373</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mc" role="option" data-dial-code="377" data-country-code="mc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mc"></div>
</div><span class="iti__country-name">Monaco</span><span class="iti__dial-code">+377</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mn" role="option" data-dial-code="976" data-country-code="mn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mn"></div>
</div><span class="iti__country-name">Mongolia (Монгол)</span><span class="iti__dial-code">+976</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-me" role="option" data-dial-code="382" data-country-code="me" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__me"></div>
</div><span class="iti__country-name">Montenegro (Crna Gora)</span><span class="iti__dial-code">+382</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ms" role="option" data-dial-code="1" data-country-code="ms" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ms"></div>
</div><span class="iti__country-name">Montserrat</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ma" role="option" data-dial-code="212" data-country-code="ma" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ma"></div>
</div><span class="iti__country-name">Morocco (المغرب)</span><span class="iti__dial-code">+212</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mz" role="option" data-dial-code="258" data-country-code="mz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mz"></div>
</div><span class="iti__country-name">Mozambique (Moçambique)</span><span class="iti__dial-code">+258</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mm" role="option" data-dial-code="95" data-country-code="mm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mm"></div>
</div><span class="iti__country-name">Myanmar (Burma) (မြန်မာ)</span><span class="iti__dial-code">+95</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-na" role="option" data-dial-code="264" data-country-code="na" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__na"></div>
</div><span class="iti__country-name">Namibia (Namibië)</span><span class="iti__dial-code">+264</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-nr" role="option" data-dial-code="674" data-country-code="nr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nr"></div>
</div><span class="iti__country-name">Nauru</span><span class="iti__dial-code">+674</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-np" role="option" data-dial-code="977" data-country-code="np" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__np"></div>
</div><span class="iti__country-name">Nepal (नेपाल)</span><span class="iti__dial-code">+977</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-nl" role="option" data-dial-code="31" data-country-code="nl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nl"></div>
</div><span class="iti__country-name">Netherlands (Nederland)</span><span class="iti__dial-code">+31</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-nc" role="option" data-dial-code="687" data-country-code="nc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nc"></div>
</div><span class="iti__country-name">New Caledonia (Nouvelle-Calédonie)</span><span class="iti__dial-code">+687</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-nz" role="option" data-dial-code="64" data-country-code="nz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nz"></div>
</div><span class="iti__country-name">New Zealand</span><span class="iti__dial-code">+64</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ni" role="option" data-dial-code="505" data-country-code="ni" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ni"></div>
</div><span class="iti__country-name">Nicaragua</span><span class="iti__dial-code">+505</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ne" role="option" data-dial-code="227" data-country-code="ne" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ne"></div>
</div><span class="iti__country-name">Niger (Nijar)</span><span class="iti__dial-code">+227</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ng" role="option" data-dial-code="234" data-country-code="ng" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ng"></div>
</div><span class="iti__country-name">Nigeria</span><span class="iti__dial-code">+234</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-nu" role="option" data-dial-code="683" data-country-code="nu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nu"></div>
</div><span class="iti__country-name">Niue</span><span class="iti__dial-code">+683</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-nf" role="option" data-dial-code="672" data-country-code="nf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nf"></div>
</div><span class="iti__country-name">Norfolk Island</span><span class="iti__dial-code">+672</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-kp" role="option" data-dial-code="850" data-country-code="kp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kp"></div>
</div><span class="iti__country-name">North Korea (조선 민주주의 인민 공화국)</span><span class="iti__dial-code">+850</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mp" role="option" data-dial-code="1" data-country-code="mp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mp"></div>
</div><span class="iti__country-name">Northern Mariana Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-no" role="option" data-dial-code="47" data-country-code="no" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__no"></div>
</div><span class="iti__country-name">Norway (Norge)</span><span class="iti__dial-code">+47</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-om" role="option" data-dial-code="968" data-country-code="om" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__om"></div>
</div><span class="iti__country-name">Oman (عُمان)</span><span class="iti__dial-code">+968</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pk" role="option" data-dial-code="92" data-country-code="pk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pk"></div>
</div><span class="iti__country-name">Pakistan (پاکستان)</span><span class="iti__dial-code">+92</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pw" role="option" data-dial-code="680" data-country-code="pw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pw"></div>
</div><span class="iti__country-name">Palau</span><span class="iti__dial-code">+680</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ps" role="option" data-dial-code="970" data-country-code="ps" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ps"></div>
</div><span class="iti__country-name">Palestine (فلسطين)</span><span class="iti__dial-code">+970</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pa" role="option" data-dial-code="507" data-country-code="pa" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pa"></div>
</div><span class="iti__country-name">Panama (Panamá)</span><span class="iti__dial-code">+507</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pg" role="option" data-dial-code="675" data-country-code="pg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pg"></div>
</div><span class="iti__country-name">Papua New Guinea</span><span class="iti__dial-code">+675</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-py" role="option" data-dial-code="595" data-country-code="py" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__py"></div>
</div><span class="iti__country-name">Paraguay</span><span class="iti__dial-code">+595</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pe" role="option" data-dial-code="51" data-country-code="pe" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pe"></div>
</div><span class="iti__country-name">Peru (Perú)</span><span class="iti__dial-code">+51</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ph" role="option" data-dial-code="63" data-country-code="ph" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ph"></div>
</div><span class="iti__country-name">Philippines</span><span class="iti__dial-code">+63</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pl" role="option" data-dial-code="48" data-country-code="pl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pl"></div>
</div><span class="iti__country-name">Poland (Polska)</span><span class="iti__dial-code">+48</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pt" role="option" data-dial-code="351" data-country-code="pt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pt"></div>
</div><span class="iti__country-name">Portugal</span><span class="iti__dial-code">+351</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pr" role="option" data-dial-code="1" data-country-code="pr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pr"></div>
</div><span class="iti__country-name">Puerto Rico</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-qa" role="option" data-dial-code="974" data-country-code="qa" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__qa"></div>
</div><span class="iti__country-name">Qatar (قطر)</span><span class="iti__dial-code">+974</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-re" role="option" data-dial-code="262" data-country-code="re" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__re"></div>
</div><span class="iti__country-name">Réunion (La Réunion)</span><span class="iti__dial-code">+262</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ro" role="option" data-dial-code="40" data-country-code="ro" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ro"></div>
</div><span class="iti__country-name">Romania (România)</span><span class="iti__dial-code">+40</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ru" role="option" data-dial-code="7" data-country-code="ru" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ru"></div>
</div><span class="iti__country-name">Russia (Россия)</span><span class="iti__dial-code">+7</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-rw" role="option" data-dial-code="250" data-country-code="rw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__rw"></div>
</div><span class="iti__country-name">Rwanda</span><span class="iti__dial-code">+250</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-bl" role="option" data-dial-code="590" data-country-code="bl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bl"></div>
</div><span class="iti__country-name">Saint Barthélemy</span><span class="iti__dial-code">+590</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sh" role="option" data-dial-code="290" data-country-code="sh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sh"></div>
</div><span class="iti__country-name">Saint Helena</span><span class="iti__dial-code">+290</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-kn" role="option" data-dial-code="1" data-country-code="kn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kn"></div>
</div><span class="iti__country-name">Saint Kitts and Nevis</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-lc" role="option" data-dial-code="1" data-country-code="lc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lc"></div>
</div><span class="iti__country-name">Saint Lucia</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-mf" role="option" data-dial-code="590" data-country-code="mf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mf"></div>
</div><span class="iti__country-name">Saint Martin (Saint-Martin (partie française))</span><span class="iti__dial-code">+590</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-pm" role="option" data-dial-code="508" data-country-code="pm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pm"></div>
</div><span class="iti__country-name">Saint Pierre and Miquelon (Saint-Pierre-et-Miquelon)</span><span class="iti__dial-code">+508</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-vc" role="option" data-dial-code="1" data-country-code="vc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vc"></div>
</div><span class="iti__country-name">Saint Vincent and the Grenadines</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ws" role="option" data-dial-code="685" data-country-code="ws" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ws"></div>
</div><span class="iti__country-name">Samoa</span><span class="iti__dial-code">+685</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sm" role="option" data-dial-code="378" data-country-code="sm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sm"></div>
</div><span class="iti__country-name">San Marino</span><span class="iti__dial-code">+378</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-st" role="option" data-dial-code="239" data-country-code="st" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__st"></div>
</div><span class="iti__country-name">São Tomé and Príncipe (São Tomé e Príncipe)</span><span class="iti__dial-code">+239</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sa" role="option" data-dial-code="966" data-country-code="sa" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sa"></div>
</div><span class="iti__country-name">Saudi Arabia (المملكة العربية السعودية)</span><span class="iti__dial-code">+966</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sn" role="option" data-dial-code="221" data-country-code="sn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sn"></div>
</div><span class="iti__country-name">Senegal (Sénégal)</span><span class="iti__dial-code">+221</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-rs" role="option" data-dial-code="381" data-country-code="rs" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__rs"></div>
</div><span class="iti__country-name">Serbia (Србија)</span><span class="iti__dial-code">+381</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sc" role="option" data-dial-code="248" data-country-code="sc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sc"></div>
</div><span class="iti__country-name">Seychelles</span><span class="iti__dial-code">+248</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sl" role="option" data-dial-code="232" data-country-code="sl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sl"></div>
</div><span class="iti__country-name">Sierra Leone</span><span class="iti__dial-code">+232</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sg" role="option" data-dial-code="65" data-country-code="sg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sg"></div>
</div><span class="iti__country-name">Singapore</span><span class="iti__dial-code">+65</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sx" role="option" data-dial-code="1" data-country-code="sx" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sx"></div>
</div><span class="iti__country-name">Sint Maarten</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sk" role="option" data-dial-code="421" data-country-code="sk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sk"></div>
</div><span class="iti__country-name">Slovakia (Slovensko)</span><span class="iti__dial-code">+421</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-si" role="option" data-dial-code="386" data-country-code="si" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__si"></div>
</div><span class="iti__country-name">Slovenia (Slovenija)</span><span class="iti__dial-code">+386</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sb" role="option" data-dial-code="677" data-country-code="sb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sb"></div>
</div><span class="iti__country-name">Solomon Islands</span><span class="iti__dial-code">+677</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-so" role="option" data-dial-code="252" data-country-code="so" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__so"></div>
</div><span class="iti__country-name">Somalia (Soomaaliya)</span><span class="iti__dial-code">+252</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-za" role="option" data-dial-code="27" data-country-code="za" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__za"></div>
</div><span class="iti__country-name">South Africa</span><span class="iti__dial-code">+27</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-kr" role="option" data-dial-code="82" data-country-code="kr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kr"></div>
</div><span class="iti__country-name">South Korea (대한민국)</span><span class="iti__dial-code">+82</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ss" role="option" data-dial-code="211" data-country-code="ss" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ss"></div>
</div><span class="iti__country-name">South Sudan (جنوب السودان)</span><span class="iti__dial-code">+211</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-es" role="option" data-dial-code="34" data-country-code="es" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__es"></div>
</div><span class="iti__country-name">Spain (España)</span><span class="iti__dial-code">+34</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-lk" role="option" data-dial-code="94" data-country-code="lk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lk"></div>
</div><span class="iti__country-name">Sri Lanka (ශ්රී ලංකාව)</span><span class="iti__dial-code">+94</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sd" role="option" data-dial-code="249" data-country-code="sd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sd"></div>
</div><span class="iti__country-name">Sudan (السودان)</span><span class="iti__dial-code">+249</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sr" role="option" data-dial-code="597" data-country-code="sr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sr"></div>
</div><span class="iti__country-name">Suriname</span><span class="iti__dial-code">+597</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sj" role="option" data-dial-code="47" data-country-code="sj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sj"></div>
</div><span class="iti__country-name">Svalbard and Jan Mayen</span><span class="iti__dial-code">+47</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-se" role="option" data-dial-code="46" data-country-code="se" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__se"></div>
</div><span class="iti__country-name">Sweden (Sverige)</span><span class="iti__dial-code">+46</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ch" role="option" data-dial-code="41" data-country-code="ch" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ch"></div>
</div><span class="iti__country-name">Switzerland (Schweiz)</span><span class="iti__dial-code">+41</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-sy" role="option" data-dial-code="963" data-country-code="sy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sy"></div>
</div><span class="iti__country-name">Syria (سوريا)</span><span class="iti__dial-code">+963</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tw" role="option" data-dial-code="886" data-country-code="tw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tw"></div>
</div><span class="iti__country-name">Taiwan (台灣)</span><span class="iti__dial-code">+886</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tj" role="option" data-dial-code="992" data-country-code="tj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tj"></div>
</div><span class="iti__country-name">Tajikistan</span><span class="iti__dial-code">+992</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tz" role="option" data-dial-code="255" data-country-code="tz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tz"></div>
</div><span class="iti__country-name">Tanzania</span><span class="iti__dial-code">+255</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-th" role="option" data-dial-code="66" data-country-code="th" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__th"></div>
</div><span class="iti__country-name">Thailand (ไทย)</span><span class="iti__dial-code">+66</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tl" role="option" data-dial-code="670" data-country-code="tl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tl"></div>
</div><span class="iti__country-name">Timor-Leste</span><span class="iti__dial-code">+670</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tg" role="option" data-dial-code="228" data-country-code="tg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tg"></div>
</div><span class="iti__country-name">Togo</span><span class="iti__dial-code">+228</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tk" role="option" data-dial-code="690" data-country-code="tk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tk"></div>
</div><span class="iti__country-name">Tokelau</span><span class="iti__dial-code">+690</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-to" role="option" data-dial-code="676" data-country-code="to" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__to"></div>
</div><span class="iti__country-name">Tonga</span><span class="iti__dial-code">+676</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tt" role="option" data-dial-code="1" data-country-code="tt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tt"></div>
</div><span class="iti__country-name">Trinidad and Tobago</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tn" role="option" data-dial-code="216" data-country-code="tn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tn"></div>
</div><span class="iti__country-name">Tunisia (تونس)</span><span class="iti__dial-code">+216</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tr" role="option" data-dial-code="90" data-country-code="tr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tr"></div>
</div><span class="iti__country-name">Turkey (Türkiye)</span><span class="iti__dial-code">+90</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tm" role="option" data-dial-code="993" data-country-code="tm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tm"></div>
</div><span class="iti__country-name">Turkmenistan</span><span class="iti__dial-code">+993</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tc" role="option" data-dial-code="1" data-country-code="tc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tc"></div>
</div><span class="iti__country-name">Turks and Caicos Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-tv" role="option" data-dial-code="688" data-country-code="tv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tv"></div>
</div><span class="iti__country-name">Tuvalu</span><span class="iti__dial-code">+688</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-vi" role="option" data-dial-code="1" data-country-code="vi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vi"></div>
</div><span class="iti__country-name">U.S. Virgin Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ug" role="option" data-dial-code="256" data-country-code="ug" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ug"></div>
</div><span class="iti__country-name">Uganda</span><span class="iti__dial-code">+256</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ua" role="option" data-dial-code="380" data-country-code="ua" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ua"></div>
</div><span class="iti__country-name">Ukraine (Україна)</span><span class="iti__dial-code">+380</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ae" role="option" data-dial-code="971" data-country-code="ae" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ae"></div>
</div><span class="iti__country-name">United Arab Emirates (الإمارات العربية المتحدة)</span><span class="iti__dial-code">+971</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-gb" role="option" data-dial-code="44" data-country-code="gb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gb"></div>
</div><span class="iti__country-name">United Kingdom</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-us" role="option" data-dial-code="1" data-country-code="us" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__us"></div>
</div><span class="iti__country-name">United States</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-uy" role="option" data-dial-code="598" data-country-code="uy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__uy"></div>
</div><span class="iti__country-name">Uruguay</span><span class="iti__dial-code">+598</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-uz" role="option" data-dial-code="998" data-country-code="uz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__uz"></div>
</div><span class="iti__country-name">Uzbekistan (Oʻzbekiston)</span><span class="iti__dial-code">+998</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-vu" role="option" data-dial-code="678" data-country-code="vu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vu"></div>
</div><span class="iti__country-name">Vanuatu</span><span class="iti__dial-code">+678</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-va" role="option" data-dial-code="39" data-country-code="va" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__va"></div>
</div><span class="iti__country-name">Vatican City (Città del Vaticano)</span><span class="iti__dial-code">+39</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ve" role="option" data-dial-code="58" data-country-code="ve" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ve"></div>
</div><span class="iti__country-name">Venezuela</span><span class="iti__dial-code">+58</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-vn" role="option" data-dial-code="84" data-country-code="vn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vn"></div>
</div><span class="iti__country-name">Vietnam (Việt Nam)</span><span class="iti__dial-code">+84</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-wf" role="option" data-dial-code="681" data-country-code="wf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__wf"></div>
</div><span class="iti__country-name">Wallis and Futuna (Wallis-et-Futuna)</span><span class="iti__dial-code">+681</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-eh" role="option" data-dial-code="212" data-country-code="eh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__eh"></div>
</div><span class="iti__country-name">Western Sahara (الصحراء الغربية)</span><span class="iti__dial-code">+212</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ye" role="option" data-dial-code="967" data-country-code="ye" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ye"></div>
</div><span class="iti__country-name">Yemen (اليمن)</span><span class="iti__dial-code">+967</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-zm" role="option" data-dial-code="260" data-country-code="zm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__zm"></div>
</div><span class="iti__country-name">Zambia</span><span class="iti__dial-code">+260</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-zw" role="option" data-dial-code="263" data-country-code="zw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__zw"></div>
</div><span class="iti__country-name">Zimbabwe</span><span class="iti__dial-code">+263</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="iti-0__item-ax" role="option" data-dial-code="358" data-country-code="ax" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ax"></div>
</div><span class="iti__country-name">Åland Islands</span><span class="iti__dial-code">+358</span>
</li>
</ul>
</div><input tabindex="-1" id="demo" type="submit" name="PhonePrefix" value="" class="footer__form-code" autocomplete="off" data-intl-tel-input-id="0">
</div>
<input tabindex="-1" type="tel" id="phone-number" name="Phone" class="footer__form-number" placeholder="000 000 000" required="">
<label class="footer__form-label" for="phone-number">Phone number</label>
</div>
<button tabindex="-1" class="btn btn-green btn-footer light"> Let’s connect <i class="fas fa-chevron-right"></i>
</button>
<span class="footer__link">✓ Receive a free trial account</span>
<input name="__RequestVerificationToken" type="hidden" value="CfDJ8E5kNGE2g5FNoC-imXX67hPElkm_zAxTY9iEvvebR9IRVtQAXqMKDzMzONjfULzjXWXal4stY6td5TgZFkIxeC3KnTkJ04ECWEVI8hgSZR37oF1XrdG3nhM45plSMxGjT2u3S0BvfmI4dA4YNqGJhxE" tabindex="-1"><input
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POST /en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/
<form action="/en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/" class="footer__form js-contact-form" data-target="request-form" enctype="multipart/form-data" id="" method="post" role="form">
<div class="footer__form-block">
<input tabindex="-1" id="" name="FullName" class="footer__form-name" type="text" placeholder="First & Last Name" required="">
<label class="footer__form-label" for="footer-name">First & Last Name</label>
</div>
<div class="div div-first">
<div class="footer__form-block">
<input tabindex="-1" id="" name="Company" class="footer__form-company" type="text" placeholder="Company" required="">
<label class="footer__form-label" for="company">Company</label>
</div>
<div class="footer__form-block footer__form-block-job">
<input tabindex="-1" id="" name="JobTitle" class="footer__form-job" type="text" placeholder="Job title" required="">
<label class="footer__form-label" for="job">Job title</label>
</div>
</div>
<div class="div">
<div class="footer__form-block footer__form-block-mail">
<input tabindex="-1" id="" name="Email" class="footer__form-mail" type="text" placeholder="Email" required="">
<label class="footer__form-label" for="footer-email">Email</label>
</div>
<button tabindex="-1" type="button" class="btn btn-form-mesage">Add message?</button>
</div>
<div class="footer__message-wrap">
<div class="footer__form-block">
<textarea tabindex="-1" id="" name="Message" class="footer__form-message" placeholder="Your message"></textarea>
<label class="footer__form-label" for="message">Your message</label>
</div>
</div>
<button class="btn btn-green btn-footer light" tabindex="-1">Let’s connect <i class="fas fa-chevron-right"></i></button>
<span class="footer__link">✓ Receive a free trial account</span>
<input name="__RequestVerificationToken" type="hidden" value="CfDJ8E5kNGE2g5FNoC-imXX67hPElkm_zAxTY9iEvvebR9IRVtQAXqMKDzMzONjfULzjXWXal4stY6td5TgZFkIxeC3KnTkJ04ECWEVI8hgSZR37oF1XrdG3nhM45plSMxGjT2u3S0BvfmI4dA4YNqGJhxE" tabindex="-1"><input
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</form>
POST /en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/
<form action="/en/solutions/creditrisksuite/resources/insights/a-comprehensive-guide-to-credit-rating-modelling/" class="footer__form js-contact-form" data-target="request-form" enctype="multipart/form-data" id="" method="post" role="form">
<div class="footer__form-block">
<input tabindex="-1" id="" name="FullName" class="footer__form-name" type="text" placeholder="First & Last Name" required="">
<label class="footer__form-label" for="name-call">First & Last Name</label>
</div>
<div class="div div-first">
<div class="footer__form-block">
<input tabindex="-1" id="" name="Company" class="footer__form-company" type="text" placeholder="Company" required="">
<label class="footer__form-label" for="company-call">Company</label>
</div>
<div class="footer__form-block footer__form-block-job">
<input tabindex="-1" id="" name="JobTitle" class="footer__form-job" type="text" placeholder="Job title" required="">
<label class="footer__form-label" for="job-call">Job title</label>
</div>
</div>
<div class="div phone-number-div">
<div class="iti__arrow">
<i class="fas fa-sort-up"></i>
<i class="fas fa-sort-down"></i>
</div>
<div class="iti iti--allow-dropdown">
<div class="iti__flag-container">
<div class="iti__selected-flag" role="combobox" aria-controls="iti-0__country-listbox" aria-owns="iti-0__country-listbox" aria-expanded="false" tabindex="0" title="United States: +1" aria-activedescendant="iti-0__item-us-preferred">
<div class="iti__flag iti__us">+31</div>
<div class="iti__arrow"></div>
</div>
<ul class="iti__country-list iti__hide" id="" role="listbox" aria-label="List of countries">
<li class="iti__country iti__preferred iti__active" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="us" aria-selected="true">
<div class="iti__flag-box">
<div class="iti__flag iti__us"></div>
</div><span class="iti__country-name">United States</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__preferred" tabindex="-1" id="" role="option" data-dial-code="44" data-country-code="gb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gb"></div>
</div><span class="iti__country-name">United Kingdom</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__divider" role="separator" aria-disabled="true"></li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="93" data-country-code="af" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__af"></div>
</div><span class="iti__country-name">Afghanistan (افغانستان)</span><span class="iti__dial-code">+93</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="355" data-country-code="al" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__al"></div>
</div><span class="iti__country-name">Albania (Shqipëri)</span><span class="iti__dial-code">+355</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="213" data-country-code="dz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dz"></div>
</div><span class="iti__country-name">Algeria (الجزائر)</span><span class="iti__dial-code">+213</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="as" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__as"></div>
</div><span class="iti__country-name">American Samoa</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="376" data-country-code="ad" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ad"></div>
</div><span class="iti__country-name">Andorra</span><span class="iti__dial-code">+376</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="244" data-country-code="ao" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ao"></div>
</div><span class="iti__country-name">Angola</span><span class="iti__dial-code">+244</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ai" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ai"></div>
</div><span class="iti__country-name">Anguilla</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ag" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ag"></div>
</div><span class="iti__country-name">Antigua and Barbuda</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="54" data-country-code="ar" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ar"></div>
</div><span class="iti__country-name">Argentina</span><span class="iti__dial-code">+54</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="374" data-country-code="am" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__am"></div>
</div><span class="iti__country-name">Armenia (Հայաստան)</span><span class="iti__dial-code">+374</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="297" data-country-code="aw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__aw"></div>
</div><span class="iti__country-name">Aruba</span><span class="iti__dial-code">+297</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="247" data-country-code="ac" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ac"></div>
</div><span class="iti__country-name">Ascension Island</span><span class="iti__dial-code">+247</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="61" data-country-code="au" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__au"></div>
</div><span class="iti__country-name">Australia</span><span class="iti__dial-code">+61</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="43" data-country-code="at" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__at"></div>
</div><span class="iti__country-name">Austria (Österreich)</span><span class="iti__dial-code">+43</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="994" data-country-code="az" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__az"></div>
</div><span class="iti__country-name">Azerbaijan (Azərbaycan)</span><span class="iti__dial-code">+994</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="bs" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bs"></div>
</div><span class="iti__country-name">Bahamas</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="973" data-country-code="bh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bh"></div>
</div><span class="iti__country-name">Bahrain (البحرين)</span><span class="iti__dial-code">+973</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="880" data-country-code="bd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bd"></div>
</div><span class="iti__country-name">Bangladesh (বাংলাদেশ)</span><span class="iti__dial-code">+880</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="bb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bb"></div>
</div><span class="iti__country-name">Barbados</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="375" data-country-code="by" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__by"></div>
</div><span class="iti__country-name">Belarus (Беларусь)</span><span class="iti__dial-code">+375</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="32" data-country-code="be" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__be"></div>
</div><span class="iti__country-name">Belgium (België)</span><span class="iti__dial-code">+32</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="501" data-country-code="bz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bz"></div>
</div><span class="iti__country-name">Belize</span><span class="iti__dial-code">+501</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="229" data-country-code="bj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bj"></div>
</div><span class="iti__country-name">Benin (Bénin)</span><span class="iti__dial-code">+229</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="bm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bm"></div>
</div><span class="iti__country-name">Bermuda</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="975" data-country-code="bt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bt"></div>
</div><span class="iti__country-name">Bhutan (འབྲུག)</span><span class="iti__dial-code">+975</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="591" data-country-code="bo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bo"></div>
</div><span class="iti__country-name">Bolivia</span><span class="iti__dial-code">+591</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="387" data-country-code="ba" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ba"></div>
</div><span class="iti__country-name">Bosnia and Herzegovina (Босна и Херцеговина)</span><span class="iti__dial-code">+387</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="267" data-country-code="bw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bw"></div>
</div><span class="iti__country-name">Botswana</span><span class="iti__dial-code">+267</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="55" data-country-code="br" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__br"></div>
</div><span class="iti__country-name">Brazil (Brasil)</span><span class="iti__dial-code">+55</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="246" data-country-code="io" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__io"></div>
</div><span class="iti__country-name">British Indian Ocean Territory</span><span class="iti__dial-code">+246</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="vg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vg"></div>
</div><span class="iti__country-name">British Virgin Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="673" data-country-code="bn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bn"></div>
</div><span class="iti__country-name">Brunei</span><span class="iti__dial-code">+673</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="359" data-country-code="bg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bg"></div>
</div><span class="iti__country-name">Bulgaria (България)</span><span class="iti__dial-code">+359</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="226" data-country-code="bf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bf"></div>
</div><span class="iti__country-name">Burkina Faso</span><span class="iti__dial-code">+226</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="257" data-country-code="bi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bi"></div>
</div><span class="iti__country-name">Burundi (Uburundi)</span><span class="iti__dial-code">+257</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="855" data-country-code="kh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kh"></div>
</div><span class="iti__country-name">Cambodia (កម្ពុជា)</span><span class="iti__dial-code">+855</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="237" data-country-code="cm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cm"></div>
</div><span class="iti__country-name">Cameroon (Cameroun)</span><span class="iti__dial-code">+237</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ca" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ca"></div>
</div><span class="iti__country-name">Canada</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="238" data-country-code="cv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cv"></div>
</div><span class="iti__country-name">Cape Verde (Kabu Verdi)</span><span class="iti__dial-code">+238</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="599" data-country-code="bq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bq"></div>
</div><span class="iti__country-name">Caribbean Netherlands</span><span class="iti__dial-code">+599</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ky" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ky"></div>
</div><span class="iti__country-name">Cayman Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="236" data-country-code="cf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cf"></div>
</div><span class="iti__country-name">Central African Republic (République centrafricaine)</span><span class="iti__dial-code">+236</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="235" data-country-code="td" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__td"></div>
</div><span class="iti__country-name">Chad (Tchad)</span><span class="iti__dial-code">+235</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="56" data-country-code="cl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cl"></div>
</div><span class="iti__country-name">Chile</span><span class="iti__dial-code">+56</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="86" data-country-code="cn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cn"></div>
</div><span class="iti__country-name">China (中国)</span><span class="iti__dial-code">+86</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="61" data-country-code="cx" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cx"></div>
</div><span class="iti__country-name">Christmas Island</span><span class="iti__dial-code">+61</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="61" data-country-code="cc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cc"></div>
</div><span class="iti__country-name">Cocos (Keeling) Islands</span><span class="iti__dial-code">+61</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="57" data-country-code="co" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__co"></div>
</div><span class="iti__country-name">Colombia</span><span class="iti__dial-code">+57</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="269" data-country-code="km" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__km"></div>
</div><span class="iti__country-name">Comoros (جزر القمر)</span><span class="iti__dial-code">+269</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="243" data-country-code="cd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cd"></div>
</div><span class="iti__country-name">Congo (DRC) (Jamhuri ya Kidemokrasia ya Kongo)</span><span class="iti__dial-code">+243</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="242" data-country-code="cg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cg"></div>
</div><span class="iti__country-name">Congo (Republic) (Congo-Brazzaville)</span><span class="iti__dial-code">+242</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="682" data-country-code="ck" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ck"></div>
</div><span class="iti__country-name">Cook Islands</span><span class="iti__dial-code">+682</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="506" data-country-code="cr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cr"></div>
</div><span class="iti__country-name">Costa Rica</span><span class="iti__dial-code">+506</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="225" data-country-code="ci" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ci"></div>
</div><span class="iti__country-name">Côte d’Ivoire</span><span class="iti__dial-code">+225</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="385" data-country-code="hr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hr"></div>
</div><span class="iti__country-name">Croatia (Hrvatska)</span><span class="iti__dial-code">+385</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="53" data-country-code="cu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cu"></div>
</div><span class="iti__country-name">Cuba</span><span class="iti__dial-code">+53</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="599" data-country-code="cw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cw"></div>
</div><span class="iti__country-name">Curaçao</span><span class="iti__dial-code">+599</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="357" data-country-code="cy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cy"></div>
</div><span class="iti__country-name">Cyprus (Κύπρος)</span><span class="iti__dial-code">+357</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="420" data-country-code="cz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__cz"></div>
</div><span class="iti__country-name">Czech Republic (Česká republika)</span><span class="iti__dial-code">+420</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="45" data-country-code="dk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dk"></div>
</div><span class="iti__country-name">Denmark (Danmark)</span><span class="iti__dial-code">+45</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="253" data-country-code="dj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dj"></div>
</div><span class="iti__country-name">Djibouti</span><span class="iti__dial-code">+253</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="dm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__dm"></div>
</div><span class="iti__country-name">Dominica</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="do" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__do"></div>
</div><span class="iti__country-name">Dominican Republic (República Dominicana)</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="593" data-country-code="ec" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ec"></div>
</div><span class="iti__country-name">Ecuador</span><span class="iti__dial-code">+593</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="20" data-country-code="eg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__eg"></div>
</div><span class="iti__country-name">Egypt (مصر)</span><span class="iti__dial-code">+20</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="503" data-country-code="sv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sv"></div>
</div><span class="iti__country-name">El Salvador</span><span class="iti__dial-code">+503</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="240" data-country-code="gq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gq"></div>
</div><span class="iti__country-name">Equatorial Guinea (Guinea Ecuatorial)</span><span class="iti__dial-code">+240</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="291" data-country-code="er" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__er"></div>
</div><span class="iti__country-name">Eritrea</span><span class="iti__dial-code">+291</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="372" data-country-code="ee" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ee"></div>
</div><span class="iti__country-name">Estonia (Eesti)</span><span class="iti__dial-code">+372</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="268" data-country-code="sz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sz"></div>
</div><span class="iti__country-name">Eswatini</span><span class="iti__dial-code">+268</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="251" data-country-code="et" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__et"></div>
</div><span class="iti__country-name">Ethiopia</span><span class="iti__dial-code">+251</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="500" data-country-code="fk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fk"></div>
</div><span class="iti__country-name">Falkland Islands (Islas Malvinas)</span><span class="iti__dial-code">+500</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="298" data-country-code="fo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fo"></div>
</div><span class="iti__country-name">Faroe Islands (Føroyar)</span><span class="iti__dial-code">+298</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="679" data-country-code="fj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fj"></div>
</div><span class="iti__country-name">Fiji</span><span class="iti__dial-code">+679</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="358" data-country-code="fi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fi"></div>
</div><span class="iti__country-name">Finland (Suomi)</span><span class="iti__dial-code">+358</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="33" data-country-code="fr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fr"></div>
</div><span class="iti__country-name">France</span><span class="iti__dial-code">+33</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="594" data-country-code="gf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gf"></div>
</div><span class="iti__country-name">French Guiana (Guyane française)</span><span class="iti__dial-code">+594</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="689" data-country-code="pf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pf"></div>
</div><span class="iti__country-name">French Polynesia (Polynésie française)</span><span class="iti__dial-code">+689</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="241" data-country-code="ga" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ga"></div>
</div><span class="iti__country-name">Gabon</span><span class="iti__dial-code">+241</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="220" data-country-code="gm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gm"></div>
</div><span class="iti__country-name">Gambia</span><span class="iti__dial-code">+220</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="995" data-country-code="ge" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ge"></div>
</div><span class="iti__country-name">Georgia (საქართველო)</span><span class="iti__dial-code">+995</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="49" data-country-code="de" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__de"></div>
</div><span class="iti__country-name">Germany (Deutschland)</span><span class="iti__dial-code">+49</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="233" data-country-code="gh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gh"></div>
</div><span class="iti__country-name">Ghana (Gaana)</span><span class="iti__dial-code">+233</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="350" data-country-code="gi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gi"></div>
</div><span class="iti__country-name">Gibraltar</span><span class="iti__dial-code">+350</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="30" data-country-code="gr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gr"></div>
</div><span class="iti__country-name">Greece (Ελλάδα)</span><span class="iti__dial-code">+30</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="299" data-country-code="gl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gl"></div>
</div><span class="iti__country-name">Greenland (Kalaallit Nunaat)</span><span class="iti__dial-code">+299</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="gd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gd"></div>
</div><span class="iti__country-name">Grenada</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="590" data-country-code="gp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gp"></div>
</div><span class="iti__country-name">Guadeloupe</span><span class="iti__dial-code">+590</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="gu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gu"></div>
</div><span class="iti__country-name">Guam</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="502" data-country-code="gt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gt"></div>
</div><span class="iti__country-name">Guatemala</span><span class="iti__dial-code">+502</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="44" data-country-code="gg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gg"></div>
</div><span class="iti__country-name">Guernsey</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="224" data-country-code="gn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gn"></div>
</div><span class="iti__country-name">Guinea (Guinée)</span><span class="iti__dial-code">+224</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="245" data-country-code="gw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gw"></div>
</div><span class="iti__country-name">Guinea-Bissau (Guiné Bissau)</span><span class="iti__dial-code">+245</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="592" data-country-code="gy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gy"></div>
</div><span class="iti__country-name">Guyana</span><span class="iti__dial-code">+592</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="509" data-country-code="ht" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ht"></div>
</div><span class="iti__country-name">Haiti</span><span class="iti__dial-code">+509</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="504" data-country-code="hn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hn"></div>
</div><span class="iti__country-name">Honduras</span><span class="iti__dial-code">+504</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="852" data-country-code="hk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hk"></div>
</div><span class="iti__country-name">Hong Kong (香港)</span><span class="iti__dial-code">+852</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="36" data-country-code="hu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__hu"></div>
</div><span class="iti__country-name">Hungary (Magyarország)</span><span class="iti__dial-code">+36</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="354" data-country-code="is" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__is"></div>
</div><span class="iti__country-name">Iceland (Ísland)</span><span class="iti__dial-code">+354</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="91" data-country-code="in" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__in"></div>
</div><span class="iti__country-name">India (भारत)</span><span class="iti__dial-code">+91</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="62" data-country-code="id" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__id"></div>
</div><span class="iti__country-name">Indonesia</span><span class="iti__dial-code">+62</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="98" data-country-code="ir" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ir"></div>
</div><span class="iti__country-name">Iran (ایران)</span><span class="iti__dial-code">+98</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="964" data-country-code="iq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__iq"></div>
</div><span class="iti__country-name">Iraq (العراق)</span><span class="iti__dial-code">+964</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="353" data-country-code="ie" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ie"></div>
</div><span class="iti__country-name">Ireland</span><span class="iti__dial-code">+353</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="44" data-country-code="im" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__im"></div>
</div><span class="iti__country-name">Isle of Man</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="972" data-country-code="il" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__il"></div>
</div><span class="iti__country-name">Israel (ישראל)</span><span class="iti__dial-code">+972</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="39" data-country-code="it" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__it"></div>
</div><span class="iti__country-name">Italy (Italia)</span><span class="iti__dial-code">+39</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="jm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__jm"></div>
</div><span class="iti__country-name">Jamaica</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="81" data-country-code="jp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__jp"></div>
</div><span class="iti__country-name">Japan (日本)</span><span class="iti__dial-code">+81</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="44" data-country-code="je" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__je"></div>
</div><span class="iti__country-name">Jersey</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="962" data-country-code="jo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__jo"></div>
</div><span class="iti__country-name">Jordan (الأردن)</span><span class="iti__dial-code">+962</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="7" data-country-code="kz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kz"></div>
</div><span class="iti__country-name">Kazakhstan (Казахстан)</span><span class="iti__dial-code">+7</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="254" data-country-code="ke" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ke"></div>
</div><span class="iti__country-name">Kenya</span><span class="iti__dial-code">+254</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="686" data-country-code="ki" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ki"></div>
</div><span class="iti__country-name">Kiribati</span><span class="iti__dial-code">+686</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="383" data-country-code="xk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__xk"></div>
</div><span class="iti__country-name">Kosovo</span><span class="iti__dial-code">+383</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="965" data-country-code="kw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kw"></div>
</div><span class="iti__country-name">Kuwait (الكويت)</span><span class="iti__dial-code">+965</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="996" data-country-code="kg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kg"></div>
</div><span class="iti__country-name">Kyrgyzstan (Кыргызстан)</span><span class="iti__dial-code">+996</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="856" data-country-code="la" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__la"></div>
</div><span class="iti__country-name">Laos (ລາວ)</span><span class="iti__dial-code">+856</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="371" data-country-code="lv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lv"></div>
</div><span class="iti__country-name">Latvia (Latvija)</span><span class="iti__dial-code">+371</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="961" data-country-code="lb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lb"></div>
</div><span class="iti__country-name">Lebanon (لبنان)</span><span class="iti__dial-code">+961</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="266" data-country-code="ls" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ls"></div>
</div><span class="iti__country-name">Lesotho</span><span class="iti__dial-code">+266</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="231" data-country-code="lr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lr"></div>
</div><span class="iti__country-name">Liberia</span><span class="iti__dial-code">+231</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="218" data-country-code="ly" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ly"></div>
</div><span class="iti__country-name">Libya (ليبيا)</span><span class="iti__dial-code">+218</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="423" data-country-code="li" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__li"></div>
</div><span class="iti__country-name">Liechtenstein</span><span class="iti__dial-code">+423</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="370" data-country-code="lt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lt"></div>
</div><span class="iti__country-name">Lithuania (Lietuva)</span><span class="iti__dial-code">+370</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="352" data-country-code="lu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lu"></div>
</div><span class="iti__country-name">Luxembourg</span><span class="iti__dial-code">+352</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="853" data-country-code="mo" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mo"></div>
</div><span class="iti__country-name">Macau (澳門)</span><span class="iti__dial-code">+853</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="389" data-country-code="mk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mk"></div>
</div><span class="iti__country-name">North Macedonia (Македонија)</span><span class="iti__dial-code">+389</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="261" data-country-code="mg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mg"></div>
</div><span class="iti__country-name">Madagascar (Madagasikara)</span><span class="iti__dial-code">+261</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="265" data-country-code="mw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mw"></div>
</div><span class="iti__country-name">Malawi</span><span class="iti__dial-code">+265</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="60" data-country-code="my" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__my"></div>
</div><span class="iti__country-name">Malaysia</span><span class="iti__dial-code">+60</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="960" data-country-code="mv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mv"></div>
</div><span class="iti__country-name">Maldives</span><span class="iti__dial-code">+960</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="223" data-country-code="ml" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ml"></div>
</div><span class="iti__country-name">Mali</span><span class="iti__dial-code">+223</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="356" data-country-code="mt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mt"></div>
</div><span class="iti__country-name">Malta</span><span class="iti__dial-code">+356</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="692" data-country-code="mh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mh"></div>
</div><span class="iti__country-name">Marshall Islands</span><span class="iti__dial-code">+692</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="596" data-country-code="mq" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mq"></div>
</div><span class="iti__country-name">Martinique</span><span class="iti__dial-code">+596</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="222" data-country-code="mr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mr"></div>
</div><span class="iti__country-name">Mauritania (موريتانيا)</span><span class="iti__dial-code">+222</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="230" data-country-code="mu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mu"></div>
</div><span class="iti__country-name">Mauritius (Moris)</span><span class="iti__dial-code">+230</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="262" data-country-code="yt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__yt"></div>
</div><span class="iti__country-name">Mayotte</span><span class="iti__dial-code">+262</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="52" data-country-code="mx" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mx"></div>
</div><span class="iti__country-name">Mexico (México)</span><span class="iti__dial-code">+52</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="691" data-country-code="fm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__fm"></div>
</div><span class="iti__country-name">Micronesia</span><span class="iti__dial-code">+691</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="373" data-country-code="md" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__md"></div>
</div><span class="iti__country-name">Moldova (Republica Moldova)</span><span class="iti__dial-code">+373</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="377" data-country-code="mc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mc"></div>
</div><span class="iti__country-name">Monaco</span><span class="iti__dial-code">+377</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="976" data-country-code="mn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mn"></div>
</div><span class="iti__country-name">Mongolia (Монгол)</span><span class="iti__dial-code">+976</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="382" data-country-code="me" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__me"></div>
</div><span class="iti__country-name">Montenegro (Crna Gora)</span><span class="iti__dial-code">+382</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="ms" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ms"></div>
</div><span class="iti__country-name">Montserrat</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="212" data-country-code="ma" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ma"></div>
</div><span class="iti__country-name">Morocco (المغرب)</span><span class="iti__dial-code">+212</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="258" data-country-code="mz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mz"></div>
</div><span class="iti__country-name">Mozambique (Moçambique)</span><span class="iti__dial-code">+258</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="95" data-country-code="mm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mm"></div>
</div><span class="iti__country-name">Myanmar (Burma) (မြန်မာ)</span><span class="iti__dial-code">+95</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="264" data-country-code="na" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__na"></div>
</div><span class="iti__country-name">Namibia (Namibië)</span><span class="iti__dial-code">+264</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="674" data-country-code="nr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nr"></div>
</div><span class="iti__country-name">Nauru</span><span class="iti__dial-code">+674</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="977" data-country-code="np" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__np"></div>
</div><span class="iti__country-name">Nepal (नेपाल)</span><span class="iti__dial-code">+977</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="31" data-country-code="nl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nl"></div>
</div><span class="iti__country-name">Netherlands (Nederland)</span><span class="iti__dial-code">+31</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="687" data-country-code="nc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nc"></div>
</div><span class="iti__country-name">New Caledonia (Nouvelle-Calédonie)</span><span class="iti__dial-code">+687</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="64" data-country-code="nz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nz"></div>
</div><span class="iti__country-name">New Zealand</span><span class="iti__dial-code">+64</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="505" data-country-code="ni" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ni"></div>
</div><span class="iti__country-name">Nicaragua</span><span class="iti__dial-code">+505</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="227" data-country-code="ne" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ne"></div>
</div><span class="iti__country-name">Niger (Nijar)</span><span class="iti__dial-code">+227</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="234" data-country-code="ng" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ng"></div>
</div><span class="iti__country-name">Nigeria</span><span class="iti__dial-code">+234</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="683" data-country-code="nu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nu"></div>
</div><span class="iti__country-name">Niue</span><span class="iti__dial-code">+683</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="672" data-country-code="nf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__nf"></div>
</div><span class="iti__country-name">Norfolk Island</span><span class="iti__dial-code">+672</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="850" data-country-code="kp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kp"></div>
</div><span class="iti__country-name">North Korea (조선 민주주의 인민 공화국)</span><span class="iti__dial-code">+850</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="mp" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mp"></div>
</div><span class="iti__country-name">Northern Mariana Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="47" data-country-code="no" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__no"></div>
</div><span class="iti__country-name">Norway (Norge)</span><span class="iti__dial-code">+47</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="968" data-country-code="om" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__om"></div>
</div><span class="iti__country-name">Oman (عُمان)</span><span class="iti__dial-code">+968</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="92" data-country-code="pk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pk"></div>
</div><span class="iti__country-name">Pakistan (پاکستان)</span><span class="iti__dial-code">+92</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="680" data-country-code="pw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pw"></div>
</div><span class="iti__country-name">Palau</span><span class="iti__dial-code">+680</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="970" data-country-code="ps" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ps"></div>
</div><span class="iti__country-name">Palestine (فلسطين)</span><span class="iti__dial-code">+970</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="507" data-country-code="pa" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pa"></div>
</div><span class="iti__country-name">Panama (Panamá)</span><span class="iti__dial-code">+507</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="675" data-country-code="pg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pg"></div>
</div><span class="iti__country-name">Papua New Guinea</span><span class="iti__dial-code">+675</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="595" data-country-code="py" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__py"></div>
</div><span class="iti__country-name">Paraguay</span><span class="iti__dial-code">+595</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="51" data-country-code="pe" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pe"></div>
</div><span class="iti__country-name">Peru (Perú)</span><span class="iti__dial-code">+51</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="63" data-country-code="ph" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ph"></div>
</div><span class="iti__country-name">Philippines</span><span class="iti__dial-code">+63</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="48" data-country-code="pl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pl"></div>
</div><span class="iti__country-name">Poland (Polska)</span><span class="iti__dial-code">+48</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="351" data-country-code="pt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pt"></div>
</div><span class="iti__country-name">Portugal</span><span class="iti__dial-code">+351</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="pr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pr"></div>
</div><span class="iti__country-name">Puerto Rico</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="974" data-country-code="qa" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__qa"></div>
</div><span class="iti__country-name">Qatar (قطر)</span><span class="iti__dial-code">+974</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="262" data-country-code="re" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__re"></div>
</div><span class="iti__country-name">Réunion (La Réunion)</span><span class="iti__dial-code">+262</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="40" data-country-code="ro" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ro"></div>
</div><span class="iti__country-name">Romania (România)</span><span class="iti__dial-code">+40</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="7" data-country-code="ru" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ru"></div>
</div><span class="iti__country-name">Russia (Россия)</span><span class="iti__dial-code">+7</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="250" data-country-code="rw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__rw"></div>
</div><span class="iti__country-name">Rwanda</span><span class="iti__dial-code">+250</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="590" data-country-code="bl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__bl"></div>
</div><span class="iti__country-name">Saint Barthélemy</span><span class="iti__dial-code">+590</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="290" data-country-code="sh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sh"></div>
</div><span class="iti__country-name">Saint Helena</span><span class="iti__dial-code">+290</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="kn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kn"></div>
</div><span class="iti__country-name">Saint Kitts and Nevis</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="lc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lc"></div>
</div><span class="iti__country-name">Saint Lucia</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="590" data-country-code="mf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__mf"></div>
</div><span class="iti__country-name">Saint Martin (Saint-Martin (partie française))</span><span class="iti__dial-code">+590</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="508" data-country-code="pm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__pm"></div>
</div><span class="iti__country-name">Saint Pierre and Miquelon (Saint-Pierre-et-Miquelon)</span><span class="iti__dial-code">+508</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="vc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vc"></div>
</div><span class="iti__country-name">Saint Vincent and the Grenadines</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="685" data-country-code="ws" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ws"></div>
</div><span class="iti__country-name">Samoa</span><span class="iti__dial-code">+685</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="378" data-country-code="sm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sm"></div>
</div><span class="iti__country-name">San Marino</span><span class="iti__dial-code">+378</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="239" data-country-code="st" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__st"></div>
</div><span class="iti__country-name">São Tomé and Príncipe (São Tomé e Príncipe)</span><span class="iti__dial-code">+239</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="966" data-country-code="sa" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sa"></div>
</div><span class="iti__country-name">Saudi Arabia (المملكة العربية السعودية)</span><span class="iti__dial-code">+966</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="221" data-country-code="sn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sn"></div>
</div><span class="iti__country-name">Senegal (Sénégal)</span><span class="iti__dial-code">+221</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="381" data-country-code="rs" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__rs"></div>
</div><span class="iti__country-name">Serbia (Србија)</span><span class="iti__dial-code">+381</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="248" data-country-code="sc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sc"></div>
</div><span class="iti__country-name">Seychelles</span><span class="iti__dial-code">+248</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="232" data-country-code="sl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sl"></div>
</div><span class="iti__country-name">Sierra Leone</span><span class="iti__dial-code">+232</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="65" data-country-code="sg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sg"></div>
</div><span class="iti__country-name">Singapore</span><span class="iti__dial-code">+65</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="sx" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sx"></div>
</div><span class="iti__country-name">Sint Maarten</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="421" data-country-code="sk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sk"></div>
</div><span class="iti__country-name">Slovakia (Slovensko)</span><span class="iti__dial-code">+421</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="386" data-country-code="si" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__si"></div>
</div><span class="iti__country-name">Slovenia (Slovenija)</span><span class="iti__dial-code">+386</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="677" data-country-code="sb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sb"></div>
</div><span class="iti__country-name">Solomon Islands</span><span class="iti__dial-code">+677</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="252" data-country-code="so" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__so"></div>
</div><span class="iti__country-name">Somalia (Soomaaliya)</span><span class="iti__dial-code">+252</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="27" data-country-code="za" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__za"></div>
</div><span class="iti__country-name">South Africa</span><span class="iti__dial-code">+27</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="82" data-country-code="kr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__kr"></div>
</div><span class="iti__country-name">South Korea (대한민국)</span><span class="iti__dial-code">+82</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="211" data-country-code="ss" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ss"></div>
</div><span class="iti__country-name">South Sudan (جنوب السودان)</span><span class="iti__dial-code">+211</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="34" data-country-code="es" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__es"></div>
</div><span class="iti__country-name">Spain (España)</span><span class="iti__dial-code">+34</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="94" data-country-code="lk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__lk"></div>
</div><span class="iti__country-name">Sri Lanka (ශ්රී ලංකාව)</span><span class="iti__dial-code">+94</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="249" data-country-code="sd" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sd"></div>
</div><span class="iti__country-name">Sudan (السودان)</span><span class="iti__dial-code">+249</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="597" data-country-code="sr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sr"></div>
</div><span class="iti__country-name">Suriname</span><span class="iti__dial-code">+597</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="47" data-country-code="sj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sj"></div>
</div><span class="iti__country-name">Svalbard and Jan Mayen</span><span class="iti__dial-code">+47</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="46" data-country-code="se" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__se"></div>
</div><span class="iti__country-name">Sweden (Sverige)</span><span class="iti__dial-code">+46</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="41" data-country-code="ch" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ch"></div>
</div><span class="iti__country-name">Switzerland (Schweiz)</span><span class="iti__dial-code">+41</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="963" data-country-code="sy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__sy"></div>
</div><span class="iti__country-name">Syria (سوريا)</span><span class="iti__dial-code">+963</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="886" data-country-code="tw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tw"></div>
</div><span class="iti__country-name">Taiwan (台灣)</span><span class="iti__dial-code">+886</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="992" data-country-code="tj" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tj"></div>
</div><span class="iti__country-name">Tajikistan</span><span class="iti__dial-code">+992</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="255" data-country-code="tz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tz"></div>
</div><span class="iti__country-name">Tanzania</span><span class="iti__dial-code">+255</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="66" data-country-code="th" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__th"></div>
</div><span class="iti__country-name">Thailand (ไทย)</span><span class="iti__dial-code">+66</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="670" data-country-code="tl" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tl"></div>
</div><span class="iti__country-name">Timor-Leste</span><span class="iti__dial-code">+670</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="228" data-country-code="tg" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tg"></div>
</div><span class="iti__country-name">Togo</span><span class="iti__dial-code">+228</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="690" data-country-code="tk" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tk"></div>
</div><span class="iti__country-name">Tokelau</span><span class="iti__dial-code">+690</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="676" data-country-code="to" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__to"></div>
</div><span class="iti__country-name">Tonga</span><span class="iti__dial-code">+676</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="tt" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tt"></div>
</div><span class="iti__country-name">Trinidad and Tobago</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="216" data-country-code="tn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tn"></div>
</div><span class="iti__country-name">Tunisia (تونس)</span><span class="iti__dial-code">+216</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="90" data-country-code="tr" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tr"></div>
</div><span class="iti__country-name">Turkey (Türkiye)</span><span class="iti__dial-code">+90</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="993" data-country-code="tm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tm"></div>
</div><span class="iti__country-name">Turkmenistan</span><span class="iti__dial-code">+993</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="tc" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tc"></div>
</div><span class="iti__country-name">Turks and Caicos Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="688" data-country-code="tv" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__tv"></div>
</div><span class="iti__country-name">Tuvalu</span><span class="iti__dial-code">+688</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="vi" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vi"></div>
</div><span class="iti__country-name">U.S. Virgin Islands</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="256" data-country-code="ug" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ug"></div>
</div><span class="iti__country-name">Uganda</span><span class="iti__dial-code">+256</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="380" data-country-code="ua" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ua"></div>
</div><span class="iti__country-name">Ukraine (Україна)</span><span class="iti__dial-code">+380</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="971" data-country-code="ae" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ae"></div>
</div><span class="iti__country-name">United Arab Emirates (الإمارات العربية المتحدة)</span><span class="iti__dial-code">+971</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="44" data-country-code="gb" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__gb"></div>
</div><span class="iti__country-name">United Kingdom</span><span class="iti__dial-code">+44</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="1" data-country-code="us" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__us"></div>
</div><span class="iti__country-name">United States</span><span class="iti__dial-code">+1</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="598" data-country-code="uy" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__uy"></div>
</div><span class="iti__country-name">Uruguay</span><span class="iti__dial-code">+598</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="998" data-country-code="uz" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__uz"></div>
</div><span class="iti__country-name">Uzbekistan (Oʻzbekiston)</span><span class="iti__dial-code">+998</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="678" data-country-code="vu" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vu"></div>
</div><span class="iti__country-name">Vanuatu</span><span class="iti__dial-code">+678</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="39" data-country-code="va" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__va"></div>
</div><span class="iti__country-name">Vatican City (Città del Vaticano)</span><span class="iti__dial-code">+39</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="58" data-country-code="ve" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ve"></div>
</div><span class="iti__country-name">Venezuela</span><span class="iti__dial-code">+58</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="84" data-country-code="vn" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__vn"></div>
</div><span class="iti__country-name">Vietnam (Việt Nam)</span><span class="iti__dial-code">+84</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="681" data-country-code="wf" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__wf"></div>
</div><span class="iti__country-name">Wallis and Futuna (Wallis-et-Futuna)</span><span class="iti__dial-code">+681</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="212" data-country-code="eh" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__eh"></div>
</div><span class="iti__country-name">Western Sahara (الصحراء الغربية)</span><span class="iti__dial-code">+212</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="967" data-country-code="ye" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ye"></div>
</div><span class="iti__country-name">Yemen (اليمن)</span><span class="iti__dial-code">+967</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="260" data-country-code="zm" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__zm"></div>
</div><span class="iti__country-name">Zambia</span><span class="iti__dial-code">+260</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="263" data-country-code="zw" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__zw"></div>
</div><span class="iti__country-name">Zimbabwe</span><span class="iti__dial-code">+263</span>
</li>
<li class="iti__country iti__standard" tabindex="-1" id="" role="option" data-dial-code="358" data-country-code="ax" aria-selected="false">
<div class="iti__flag-box">
<div class="iti__flag iti__ax"></div>
</div><span class="iti__country-name">Åland Islands</span><span class="iti__dial-code">+358</span>
</li>
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DEZE WEBSITE MAAKT GEBRUIK VAN COOKIES We gebruiken cookies om content en advertenties te personaliseren, om functies voor social media te bieden en om ons websiteverkeer te analyseren. Ook delen we informatie over uw gebruik van onze site met onze partners voor social media, adverteren en analyse. Deze partners kunnen deze gegevens combineren met andere informatie die u aan ze heeft verstrekt of die ze hebben verzameld op basis van uw gebruik van hun services. Verkoop of deel mijn persoonsgegevens niet Alleen noodzakelijke cookies Alle cookies toestaan Details tonen OK Alleen noodzakelijke cookies Selectie toestaan Alle cookies toestaan Noodzakelijk Voorkeuren Statistieken Marketing Details tonen Cookieverklaring [#IABV2SETTINGS#] Over Noodzakelijk (6) Voorkeuren (1) Statistieken (10) Marketing (29) Niet geclassificeerd (1) Noodzakelijke cookies helpen een website bruikbaarder te maken, door basisfuncties als paginanavigatie en toegang tot beveiligde gedeelten van de website mogelijk te maken. Zonder deze cookies kan de website niet naar behoren werken. NaamAanbiederDoelVervaltermijnType__cf_bmHubspotDeze cookie wordt gebruikt om onderscheid te maken tussen mensen en bots. Dit is gunstig voor de website om juiste rapporten over het gebruik van de website te maken.1 dagHTTPli_gcLinkedInSlaat de cookiestatus van de gebruiker op voor het huidige domein180 dagenHTTPbscookieLinkedInDeze cookie wordt gebruikt om de bezoeker te identificeren via een app. Hierdoor kan de bezoeker bijvoorbeeld inloggen op een website via zijn LinkedIn-account.1 jaarHTTP.AspNetCore.Antiforgery.#www.zandersinside.comHelpt Cross-Site Request Forgery (CSRF) -aanvallen te voorkomen.SessionHTTPCookieConsentCookiebotSlaat de cookiestatus van de gebruiker op voor het huidige domein1 jaarHTTPCONSENTYouTubeGebruikt om te detecteren of de bezoeker de marketingcategorie in de cookie-banner heeft geaccepteerd. Deze cookie is nodig voor GDPR-naleving van de website.2 jaarHTTP Voorkeurscookies zorgen ervoor dat een website informatie kan onthouden die van invloed is op het gedrag en de vormgeving van de website, zoals de taal van uw voorkeur of de regio waar u woont. NaamAanbiederDoelVervaltermijnTypelidcLinkedInRegistreert welk servercluster de bezoeker bedient. Dit wordt gebruikt in samenhang met trafficverdeling, om de gebruikerservaring te optimaliseren.1 dagHTTP Statistische cookies helpen eigenaren van websites begrijpen hoe bezoekers hun website gebruiken, door anoniem gegevens te verzamelen en te rapporteren. NaamAanbiederDoelVervaltermijnTypeAnalyticsSyncHistoryLinkedInGebruikt in verband met gegevenssynchronisatie met externe analyseservice-partijen.30 dagenHTTP__hsscHubspotGeeft aan of de cookiegegevens moeten worden bijgewerkt in de browser van de bezoeker.1 dagHTTP__hssrcHubspotWordt gebruikt om de browser van de bezoeker te herkennen bij terugkeer op de website.SessionHTTP__hstcHubspotStelt een unieke ID in voor de sessie. Hierdoor kan de website voor statistische doeleinden gegevens over bezoekersgedrag verkrijgen.180 dagenHTTPhubspotutkHubspotStelt een unieke ID in voor de sessie. Hierdoor kan de website voor statistische doeleinden gegevens over bezoekersgedrag verkrijgen.180 dagenHTTPln_orLinkedInRegistreert statistische gegevens over het gedrag van bezoekers aan de website. Gebruikt voor interne analyse door de beheerder van de website.1 dagHTTP_gaGoogleRegistreert een uniek ID die wordt gebruikt om statistische gegevens te genereren over hoe de bezoeker de website gebruikt.2 jaarHTTP_ga_#GoogleVerzamelt gegevens over het aantal keren dat een gebruiker de website heeft bezocht, evenals data voor het eerste en meest recente bezoek. Gebruikt door Google Analytics.2 jaarHTTP_gatGoogleGebruikt door Google Analytics om verzoeksnelheid te vertragen1 dagHTTP_gidGoogleRegistreert een uniek ID die wordt gebruikt om statistische gegevens te genereren over hoe de bezoeker de website gebruikt.1 dagHTTP Marketingcookies worden gebruikt om bezoekers te volgen wanneer ze verschillende websites bezoeken. Hun doel is advertenties weergeven die zijn toegesneden op en relevant zijn voor de individuele gebruiker. Deze advertenties worden zo waardevoller voor uitgevers en externe adverteerders. NaamAanbiederDoelVervaltermijnType__ptq.gifHubspotSends data to the marketing platform Hubspot about the visitor's device and behaviour. Tracks the visitor across devices and marketing channels.SessionPixelbcookieLinkedInGebruikt door de sociale netwerkdienst, LinkedIn, voor het volgen van het gebruik van embedded services.1 jaarHTTPli_sugrLinkedInVerzamelt gegevens over gedrag en interactie van bezoekers - Dit wordt gebruikt om de website te optimaliseren en om advertenties op de website relevanter te maken.3 maandenHTTPUserMatchHistoryLinkedInGarandeert de veiligheid van bezoekers door cross-sitevervalsing te voorkomen. Deze cookie is essentieel voor de veiligheid van de website en bezoeker.30 dagenHTTP_lfasc.lfeeder.comGebruikt in context met Account-Based-Marketing (ABM). De cookie registreert gegevens zoals IP-adressen, tijd doorgebracht op de website en paginaverzoeken voor het bezoek. Dit wordt gebruikt voor het retargeting van meerdere gebruikers die vanuit dezelfde IP-adressen binnenkomen. ABM faciliteert meestal B2B-marketingdoeleinden.PersistentHTML_lfa_expirysc.lfeeder.comBevat de vervaldatum voor de cookie met bijbehorende naam.PersistentHTML_lfa_test_cookie_stored [x2]sc.lfeeder.comGebruikt in context met Account-Based-Marketing (ABM). De cookie registreert gegevens zoals IP-adressen, tijd doorgebracht op de website en paginaverzoeken voor het bezoek. Dit wordt gebruikt voor het retargeting van meerdere gebruikers die vanuit dezelfde IP-adressen binnenkomen. ABM faciliteert meestal B2B-marketingdoeleinden.SessionHTTPLAST_RESULT_ENTRY_KEYYouTubeWordt gebruikt om de interactie van gebruikers met embedded inhoud bij te houden.SessionHTTPLogsDatabaseV2:V#||LogsRequestsStoreYouTubeIn afwachtingPersistentIDBnextIdYouTubeWordt gebruikt om de interactie van gebruikers met embedded inhoud bij te houden.SessionHTTPremote_sidYouTubeNoodzakelijk voor de implementatie en functionaliteit van YouTube-video's op de website.SessionHTTPrequestsYouTubeWordt gebruikt om de interactie van gebruikers met embedded inhoud bij te houden.SessionHTTPServiceWorkerLogsDatabase#SWHealthLogYouTubeNoodzakelijk voor de implementatie en functionaliteit van YouTube-video's op de website.PersistentIDBTESTCOOKIESENABLEDYouTubeWordt gebruikt om de interactie van gebruikers met embedded inhoud bij te houden.1 dagHTTPVISITOR_INFO1_LIVEYouTubeProbeert de bandbreedte van gebruikers te schatten op pagina's met geïntegreerde YouTube-video's.180 dagenHTTPVISITOR_PRIVACY_METADATAYouTubeIn afwachting180 dagenHTTPYSCYouTubeRegistreert een unieke ID om statistieken bij te houden van welke video's van YouTube de gebruiker heeft gezien.SessionHTTPyt.innertube::nextIdYouTubeRegistreert een unieke ID om statistieken bij te houden van welke video's van YouTube de gebruiker heeft gezien.PersistentHTMLytidb::LAST_RESULT_ENTRY_KEYYouTubeBewaart de voorkeuren van de videospeler van de gebruiker met ingesloten YouTube-videoPersistentHTMLYtIdbMeta#databasesYouTubeWordt gebruikt om de interactie van gebruikers met embedded inhoud bij te houden.PersistentIDByt-remote-cast-availableYouTubeBewaart de voorkeuren van de videospeler van de gebruiker met ingesloten YouTube-videoSessionHTMLyt-remote-cast-installedYouTubeBewaart de voorkeuren van de videospeler van de gebruiker met ingesloten YouTube-videoSessionHTMLyt-remote-connected-devicesYouTubeBewaart de voorkeuren van de videospeler van de gebruiker met ingesloten YouTube-videoPersistentHTMLyt-remote-device-idYouTubeBewaart de voorkeuren van de videospeler van de gebruiker met ingesloten YouTube-videoPersistentHTMLyt-remote-fast-check-periodYouTubeBewaart de voorkeuren van de videospeler van de gebruiker met ingesloten YouTube-videoSessionHTMLyt-remote-session-appYouTubeBewaart de voorkeuren van de videospeler van de gebruiker met ingesloten YouTube-videoSessionHTMLyt-remote-session-nameYouTubeBewaart de voorkeuren van de videospeler van de gebruiker met ingesloten YouTube-videoSessionHTML_lfasc.lfeeder.comGebruikt in context met Account-Based-Marketing (ABM). De cookie registreert gegevens zoals IP-adressen, tijd doorgebracht op de website en paginaverzoeken voor het bezoek. Dit wordt gebruikt voor het retargeting van meerdere gebruikers die vanuit dezelfde IP-adressen binnenkomen. ABM faciliteert meestal B2B-marketingdoeleinden.1 jaarHTTP Niet-geclassificeerde cookies zijn cookies die we nog aan het classificeren zijn, samen met de aanbieders van afzonderlijke cookies. NaamAanbiederDoelVervaltermijnType(naamloos)tr-rc.lfeeder.comIn afwachtingSessionPixel [#IABV2_LABEL_PURPOSES#] [#IABV2_LABEL_FEATURES#] [#IABV2_LABEL_PARTNERS#] [#IABV2_BODY_PURPOSES#] [#IABV2_BODY_FEATURES#] [#IABV2_BODY_PARTNERS#] Cookies zijn kleine tekstbestanden die door websites kunnen worden gebruikt om gebruikerservaringen efficiënter te maken. Volgens de wet mogen wij cookies op uw apparaat opslaan als ze strikt noodzakelijk zijn voor het gebruik van de site. Voor alle andere soorten cookies hebben we uw toestemming nodig. 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Cookieverklaring laatst bijgewerkt op 02-09-2023 door Cookiebot A comprehensive guide to Credit Rating Modelling Read more * Modules * Corporate rating model * Bank rating model * LGD model * ECL calculation engine * Why Zanders * Benefits * Onboarding * Cloud * Resources * Insights * FAQ * About us Login Explore our solutions TRANSFER PRICING SUITE CREDIT RISK SUITE SAVINGS MODELLING SOLUTION TREASURYNXT About us Contact us White paper | June 02, 2022 A COMPREHENSIVE GUIDE TO CREDIT RATING MODELLING Rating Model Credit Rating Credit rating agencies and the credit ratings they publish have been the subject of a lot of debate over the years. While they provide valuable insight in the creditworthiness of companies, they have been criticized for assigning high ratings to package sub-prime mortgages, for not being representative when a sudden crisis hits and the effect they have on creating ‘self fulfilling prophecies’ in times of economic downturn. For all the criticism that rating models and credit rating agencies have had through the years, they are still the most pragmatic and realistic approach for assessing default risk for your counterparties. Of course, the quality of the assessment depends to a large extent on the quality of the model used to determine the credit rating, capturing both the quantitative and qualitative factors determining counterparty credit risk. A sound credit rating model strikes a balance between these two aspects. Relying too much on quantitative outcomes ignores valuable ‘unstructured’ information, whereas an expert judgement based approach ignores the value of empirical data, and their explanatory power. In this white paper we will outline some best practice approaches to assessing default risk of a company through a credit rating. We will explore the ratios that are crucial factors in the model and provide guidance for the expert judgement aspects of the model. Zanders has applied these best practices while designing several Credit Rating models for many years. These models are already being used at over 400 companies and have been tested both in practice and against empirical data. Do you want to know more about our Credit Rating models, click here. CREDIT RATINGS AND THEIR APPLICATIONS Credit ratings are widely used throughout the financial industry, for a variety of applications. This includes the corporate finance, risk and treasury domains and beyond. While it is hardly ever a sole factor driving management decisions, the availability of a point estimation to describe something as complex as counterparty credit risk has proven a very useful piece of information for making informed decisions, without the need for a full due diligence into the books of the counterparty. Some of the specific use cases are: * Internal assessment of the creditworthiness of counterparties * Transparency of the creditworthiness of counterparties * Monitoring trends in the quality of credit portfolios * Monitoring concentration risk * Performance measurement * Determination of risk-adjusted credit approval levels and frequency of credit reviews * Formulation of credit policies, risk appetite, collateral policies, etc. * Loan pricing based on Risk Adjusted Return on Capital (RAROC) and Economic Profit (EP) * Arm’s length pricing of intercompany transactions, in line with OECD guidelines * Regulatory Capital (RC) and Economic Capital (EC) calculations * Expected Credit Loss (ECL) IFRS 9 calculations * Active Credit Portfolio Management on both portfolio and (individual) counterparty level CREDIT RATING PHILOSOPHY A fundamental starting point when applying credit ratings, is the credit rating philosophy that is followed. In general, two distinct approaches are recognized: * Through-the-Cycle (TtC) rating systems measure default risk of a counterparty by taking permanent factors, like a full economic cycle, into account based on a worst-case scenario. TtC ratings change only if there is a fundamental change in the counterparty’s situation and outlook. The models employed for the public ratings published by e.g. S&P, Fitch and Moody’s are generally more TtC focused. They tend to assign more weight to qualitative features and incorporate longer trends in the financial ratios, both of which increase stability over time. * Point-in-Time (PiT) rating systems measure default risk of a counterparty taking current, temporary factors into account. PiT ratings tend to adjust quickly to changes in the (financial) conditions of a counterparty and/or its economic environment. PiT models are more suited for shorter term risk assessments, like Expected Credit Losses. They are more focused on financial ratios, thereby capturing the more dynamic variables. Furthermore, they incorporate a shorter trend which adjusts faster over time. Most models incorporate a blend between the two approaches, acknowledging that both short term and long term effects may impact creditworthiness. RATING METHODOLOGY Modelling credit ratings is very complex, due to the wide variety of events and exposures that companies are exposed to. Operational risk, liquidity risk, poor management, a perishing business model, an external negative event, failing governments and technological innovation can all have very significant influence on the creditworthiness of companies in the short and long run. Most credit rating models therefore distinguish a range of different factors that are modelled separately and then combined into a single credit rating. The exact factors will differ per rating model. The overview below presents the factors included the Corporate Rating Model, which is used in some of the cloud-based solutions of the Zanders applications. The remainder of this article will detail the different factors, explaining the rationale behind including them. QUANTITATIVE FACTORS Quantitative risk factors are crucial to credit rating models, as they are ‘objective’ and therefore generate a large degree of comparability between different companies. Their objective nature also makes them easier to incorporate in a model on a large scale. While financials alone do not tell the whole story about a company, accounting standards have developed over time to provide a more and more comparable view of the financial state of a company, making them a more and more thrustworthy source for determining creditworthiness. To better enable comparisons of companies with different sizes, financials are often represented as ratios. FINANCIAL RATIOS Financial ratios are being used for credit risk analyses throughout the financial industry and present the basic characteristics of companies. A number of these ratios represent (directly or indirectly) creditworthiness. Zanders’ Corporate Credit Rating model uses the most common of these financial ratios, which can be categorised in five pillars: PILLAR 1 – OPERATIONS The Operations pillar consists of variables that consider the profitability and ability of a company to influence its profitability. Earnings power is a main determinant of the success or failure of a company. It measures the ability of a company to create economic value and the ability to give risk protection to its creditors. Recurrent profitability is a main line of defense against debtor-, market-, operational- and business risk losses. TURNOVER GROWTH Turnover growth is defined as the annual percentage change in Turnover, expressed as a percentage. It indicates the growth rate of a company. Both very low and very high values tend to indicate low credit quality. For low turnover growth this is clear. High turnover growth can be an indication for a risky business strategy or a start-up company with a business model that has not been tested over time. GROSS MARGIN Gross margin is defined as Gross profit divided by Turnover, expressed as a percentage. The gross margin indicates the profitability of a company. It measures how much a company earns, taking into consideration the costs that it incurs for producing its products and/or services. A higher Gross margin implies a lower default probability. OPERATING MARGIN Operating margin is defined as Earnings before Interest and Taxes (EBIT) divided by Turnover, expressed as a percentage. This ratio indicates the profitability of the company. Operating margin is a measurement of what proportion of a company's revenue is left over after paying for variable costs of production such as wages, raw materials, etc. A healthy Operating margin is required for a company to be able to pay for its fixed costs, such as interest on debt. A higher Operating margin implies a lower default probability. RETURN ON SALES Return on sales is defined as P/L for period (Net income) divided by Turnover, expressed as a percentage. Return on sales = P/L for period (Net income) / Turnover x 100%. Return on sales indicates how much profit, net of all expenses, is being produced per pound of sales. Return on sales is also known as net profit margin. A higher Return on sales implies a lower default probability. RETURN ON CAPITAL EMPLOYED Return on capital employed (ROCE) is defined as Earnings before Interest and Taxes (EBIT) divided by Total assets minus Current liabilities, expressed as a percentage. This ratio indicates how successful management has been in generating profits (before Financing costs) with all of the cash resources provided to them which carry a cost, i.e. equity plus debt. It is a basic measure of the overall performance, combining margins and efficiency in asset utilization. A higher ROCE implies a lower default probability. PILLAR 2 – LIQUIDITY The Liquidity pillar assesses the ability of a company to become liquid in the short-term. Illiquidity is almost always a direct cause of a failure, while a strong liquidity helps a company to remain sufficiently funded in times of distress. The liquidity pillar consists of variables that consider the ability of a company to convert an asset into cash quickly and without any price discount to meet its obligations. CURRENT RATIO Current ratio is defined as Current assets, including Cash and Cash equivalents, divided by Current liabilities, expressed as a number. This ratio is a rough indication of a firm's ability to service its current obligations. Generally, the higher the Current ratio, the greater the cushion between current obligations and a firm's ability to pay them. A stronger ratio reflects a numerical superiority of Current assets over Current liabilities. However, the composition and quality of Current assets are a critical factor in the analysis of an individual firm's liquidity, which is why the current ratio assessment should be considered in conjunction with the overall liquidity assessment. A higher Current ratio implies a lower default probability. QUICK RATIO The Quick ratio (also known as the Acid test ratio) is defined as Current assets, including Cash and Cash equivalents, minus Stock divided by Current liabilities, expressed as a number. The ratio indicates the degree to which a company's Current liabilities are covered by the most liquid Current assets. It is a refinement of the Current ratio and is a more conservative measure of liquidity. Generally, any value of less than 1 to 1 implies a reciprocal dependency on inventory or other current assets to liquidate short-term debt. A higher Quick ratio implies a lower default probability. STOCK DAYS Stock days is defined as the average Stock during the year times the number of days in a year divided by the Cost of goods sold, expressed as a number. This ratio indicates the average length of time that units are in stock. A low ratio is a sign of good liquidity or superior merchandising. A high ratio can be a sign of poor liquidity, possible overstocking, obsolescence, or, in contrast to these negative interpretations, a planned stock build-up in the case of material shortages. A higher Stock days ratio implies a higher default probability. DEBTOR DAYS Debtor days is defined as the average Debtors during the year times the number of days in a year divided by Turnover. Debtor days indicates the average number of days that trade debtors are outstanding. Generally, the greater number of days outstanding, the greater the probability of delinquencies in trade debtors and the more cash resources are absorbed. If a company's debtors appear to be turning slower than the industry, further research is needed and the quality of the debtors should be examined closely. A higher Debtors days ratio implies a higher default probability. CREDITOR DAYS Creditor days is defined as the average Creditors during the year as a fraction of the Cost of goods sold times the number of days in a year. It indicates the average length of time the company's trade debt is outstanding. If a company's Creditors days appear to be turning more slowly than the industry, then the company may be experiencing cash shortages, disputing invoices with suppliers, enjoying extended terms, or deliberately expanding its trade credit. The ratio comparison of company to industry suggests the existence of these or other causes. A higher Creditors days ratio implies a higher default probability. PILLAR 3 – CAPITAL STRUCTURE The Capital pillar considers how a company is financed. Capital should be sufficient to cover expected and unexpected losses. Strong capital levels provide management with financial flexibility to take advantage of certain acquisition opportunities or allow discontinuation of business lines with associated write offs. GEARING Gearing is defined as Total debt divided by Tangible net worth, expressed as a percentage. It indicates the company’s reliance on (often expensive) interest bearing debt. In smaller companies, it also highlights the owners' stake in the business relative to the banks. A higher Gearing ratio implies a higher default probability. SOLVENCY Solvency is defined as Tangible net worth (Shareholder funds – Intangibles) divided by Total assets – Intangibles, expressed as a percentage. It indicates the financial leverage of a company, i.e. it measures how much a company is relying on creditors to fund assets. The lower the ratio, the greater the financial risk. The amount of risk considered acceptable for a company depends on the nature of the business and the skills of its management, the liquidity of the assets and speed of the asset conversion cycle, and the stability of revenues and cash flows. A higher Solvency ratio implies a lower default probability. PILLAR 4 – DEBT SERVICE The debt service pillar considers the capability of a company to meet its financial obligations in the form of debt. It ties the debt obligation a company has to its earnings potential. TOTAL DEBT / EBITDA The debt service pillar considers the capability of a company to meet its financial obligations. This ratio is defined as Total debt divided by Earnings before Interest, Taxes, Depreciation, and Amortization (EBITDA). Total debt comprises Loans + Noncurrent liabilities. It indicates the total debt run-off period by showing the number of years it would take to repay all of the company's interest-bearing debt from operating profit adjusted for Depreciation and Amortization. However, EBITDA should not, of course, be considered as cash available to pay off debt. A higher Debt service ratio implies a higher default probability. INTEREST COVERAGE RATIO Interest coverage ratio is defined as Earnings before interest and taxes (EBIT) divided by interest expenses (Gross and Capitalized). It indicates the firm's ability to meet interest payments from earnings. A high ratio indicates that the borrower should have little difficulty in meeting the interest obligations of loans. This ratio also serves as an indicator of a firm's ability to service current debt and its capacity for taking on additional debt. A higher Interest coverage ratio implies a lower default probability. PILLAR 5 – SIZE In general, the larger a company is, the less vulnerable the company is, as there is, usually, more diversification in turnover. Turnover is considered the best indicator of size. In general, turnover is related to vulnerability. The higher the turnover, the less vulnerable a company (generally) is. RATIO SCORING AND MAPPING While these financial ratios provide some very useful information regarding the current state of a company, it is difficult to assess them on a stand-alone basis. They are only useful in a credit rating determination if we can compare them to the same ratios for a group of peers. Ratio scoring deals with the process of translating the financials to a score that gives an indication of the relative creditworthiness of a company against its peers. The ratios are assessed against a peer group of companies. This provides more discriminatory power during the calibration process and hence a better estimation of the risk that a company will default. Research has shown that there are two factors that are most fundamental when determining a comparable peer group. These two factors are industry type and size. The financial ratios tend to behave ‘most alike’ within these segmentations. The industry type is a good way to separate, for example, companies with a lot of tangible assets on their balance sheet (e.g. retail) versus companies with very few tangible assets (e.g. service based industries). The size reflects that larger companies are generally more robust and less likely to default in the short to medium term, as compared to smaller, less mature companies. Since ratios tend to behave differently over different industries and sizes, the ratio value score has to be calibrated for each peer group segment. When scoring a ratio, both the latest value and the long-term trend should be taken into account. The trend reflects whether a company’s financials are improving or deteriorating over time, which may be an indication of their long-term perspective. Hence, trends are also taken into account as a separate factor in the scoring function. To arrive to a total score, a set of weights needs to be determined, which indicates the relative importance of the different components. This total score is then mapped to a ordinal rating scale, which usually runs from AAA (excellent creditworthiness) to D (defaulted) to indicate the creditworthiness. Note that at this stage, the rating only incorporates the quantitative factors. It will serve as a starting point to include the qualitative factors and the overrides. "A sound credit rating model strikes a balance between quantitative and qualitative aspects. Relying too much on quantitative outcomes ignores valuable ‘unstructured’ information, whereas an expert judgement based approach ignores the value of empirical data, and their explanatory power." QUALITATIVE FACTORS Qualitative factors are crucial to include in the model. They capture the ‘softer’ criteria underlying creditworthiness. They relate, among others, to the track record, management capabilities, accounting standards and access to capital of a company. These can be hard to capture in concrete criteria, and they will differ between different credit rating models. Note that due to their qualitative nature, these factors will rely more on expert opinion and industry insights. Furthermore, some of these factors will affect larger companies more than smaller companies and vice versa. In larger companies, management structures are far more complex, track records will tend to be more extensive and access to capital is a more prominent consideration. All factors are generally assigned an ordinal scoring scale and relative weights, to arrive at a total score for the qualitative part of the assessment. A categorisation can be made between business analysis and behavioural analysis. BUSINESS ANALYSIS Business analysis deals with all aspects of a company that relate to the way they operate in the markets. Some of the factors that can be included in a credit rating model are the following: YEARS IN SAME BUSINESS Companies that have operated in the same line of business for a prolonged period of time have increased credibility of staying around for the foreseeable future. Their business model is sound enough to generate stable financials. CUSTOMER RISK Customer risk is an assessment to what extent a company is dependent on one or a small group of customers for their turnover. A large customer taking its business to a competitor can have a significant impact on such a company. ACCOUNTING RISK The companies internal accounting standards are generally a good indicator of the quality of management and internal controls. Recent or frequent incidents, delayed annual reports and a lack of detail are clear red flags. TRACK RECORD WITH CORPORATE This is mostly relevant for counterparties with whom a standing relationship exists. The track record of previous years is useful first hand experience to take into account when assessing the creditworthiness. CONTINUITY OF MANAGEMENT A company that has been under the same management for an extended period of time tends to reflect a stable company, with few internal struggles. Furthermore, this reflects a positive assessment of management by the shareholders. OPERATING ACTIVITIES AREA Companies operating on a global scale are generally more diversified and therefore less affected by most political and regulatory risks. This reflects well in their credit rating. Additionally, companies that serve a large market have a solid base that provides some security against adverse events. ACCESS TO CAPITAL Access to capital is a crucial element of the qualitative assessment. Companies with a good access to the capital markets can raise debt and equity as needed. An actively traded stock, a public rating and frequent and recent debt issuances are all signals that a company has access to capital. BEHAVIOURAL ANALYSIS Behavioural analysis aims to incorporate prior behaviour of a company in the credit rating. A separation can be made between external and internal indicators EXTERNAL INDICATORS External indicators are all information that can be acquired from external parties, relating to the behaviour of a company where it comes to honouring obligations. This could be a credit rapport from a credit rating agency, payment details from a bank, public news items, etcetera. INTERNAL INDICATORS Internal indicators concern all prior interactions you have had with a company. This includes payment delay, litigation, breaches of financial covenants etcetera. OVERRIDE FRAMEWORK Many models allow for an override of the credit rating resulting from the prior analysis. This is a more discretionary step, which should be properly substantiated and documented. Overrides generally only allow for adjusting the credit rating with one notch upward, while downward adjustment can be more sizable. Overrides can be made due to a variety of reasons, which is generally carefully separated in the model. Reasons for overrides generally include adjusting for country risk, industry adjustments, company specific risk and group support. It should be noted that some overrides are mandated by governing bodies. As an example, the OECD prescribes the overrides to be applied based on a country risk mapping table, for the purpose of arm’s length pricing of intercompany contracts. Combining all the factors and considerations mentioned in this article, applying weights and scoring functions and applying overrides, a final credit rating results. MODEL QUALITY AND FIT The model quality determines whether the model is appropriate to be used in a practical setting. From a statistical modelling perspective, a lot of considerations can be made with regard to model quality, which are outside of the scope of this article, so we will stick to a high level consideration here. The AUC (area under the ROC curve) metric is one of the most popular metrics to quantify the model fit (note this is not necessarily the same as the model quality, just as correlation does not equal causation). The AUC metric indicates, very simply put, the number of correct and incorrect predictions and plots them in a graph. The area under that graph then indicates the explanatory power of the model. A more extensive guide to the AUC metric can be found here. ALTERNATIVE MODELLING APPROACHES The model structure described above is one specific way to model credit ratings. While models may widely vary, most of these components would typically be included. During recent years, there has been an increase in the use of payment data, which is disclosed through the PSD2 regulation. This can provide a more up-to-date overview of the state of the company and can definitely be considered as an additional factor in the analysis. However, the main disadvantage of this approach is that it requires explicit approval from the counterparty to use the data, which makes it more challenging to apply on a portfolio basis. Another approach is a purely machine learning based modelling approach. If applied well, this will give the best model in terms of the AUC (area under the curve) metric, which measures the explanatory power of the model. One major disadvantage of this approach, however, is that the interpretability of the resulting model is very limited. This is something that is generally not preferred by auditors and regulatory bodies as the primary model for creditworthiness. In practice, we see these models most often as challenger models, to benchmark the explanatory power of models based on economic rationale. They can serve to spot deficiencies in the explanatory power of existing models and trigger a re-assessment of the factors included in these models. In some cases, they may also be used to create additional comfort regarding the inclusion of some factors. Furthermore, the degree to which the model depends on expert opinion is to a large extent dependent on the data available to the model developer. Most notably, the financials and historical default data of a representative group of companies is needed to properly fit the model to the empirical data. Since this data can be hard to come by, many credit rating models are based more on expert opinion than actual quantitative data. Our Corporate Credit Rating model was calibrated on a database containing the financials and default data of an extensive set of companies. This provides a solid quantitative basis for the model outcomes. CLOSING REMARKS Model credit risk and credit ratings is a complex affair. Zanders provides advice, standardized and customizable models and software solutions to tackle these challenges. Do you want to learn more about credit rating modelling? Reach out for a free consultation. Looking for a tailor made and flexible solution to become IFRS 9 compliant, find out about our Condor Credit Risk Suite, the IFRS9 compliance solution. CREDIT RISK SUITE Provides corporates and banks with the standard in credit risk, from rating models to calculation of loan loss provisions. Schedule a DEMO Learn more about how we can help your organization. Contact our team. email mecall me First & Last Name Company Job title +31 * United States+1 * United Kingdom+44 * * Afghanistan (افغانستان)+93 * Albania (Shqipëri)+355 * Algeria (الجزائر)+213 * American Samoa+1 * Andorra+376 * Angola+244 * Anguilla+1 * Antigua and Barbuda+1 * Argentina+54 * Armenia (Հայաստան)+374 * Aruba+297 * Ascension Island+247 * Australia+61 * Austria (Österreich)+43 * Azerbaijan (Azərbaycan)+994 * Bahamas+1 * Bahrain (البحرين)+973 * Bangladesh (বাংলাদেশ)+880 * Barbados+1 * Belarus (Беларусь)+375 * Belgium (België)+32 * Belize+501 * Benin (Bénin)+229 * Bermuda+1 * Bhutan (འབྲུག)+975 * Bolivia+591 * Bosnia and Herzegovina (Босна и Херцеговина)+387 * Botswana+267 * Brazil (Brasil)+55 * British Indian Ocean Territory+246 * British Virgin Islands+1 * Brunei+673 * Bulgaria (България)+359 * Burkina Faso+226 * Burundi (Uburundi)+257 * Cambodia (កម្ពុជា)+855 * Cameroon (Cameroun)+237 * Canada+1 * Cape Verde (Kabu Verdi)+238 * Caribbean Netherlands+599 * Cayman Islands+1 * 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Your message Let’s connect ✓ Receive a free trial account First & Last Name Company Job title +31 * United States+1 * United Kingdom+44 * * Afghanistan (افغانستان)+93 * Albania (Shqipëri)+355 * Algeria (الجزائر)+213 * American Samoa+1 * Andorra+376 * Angola+244 * Anguilla+1 * Antigua and Barbuda+1 * Argentina+54 * Armenia (Հայաստան)+374 * Aruba+297 * Ascension Island+247 * Australia+61 * Austria (Österreich)+43 * Azerbaijan (Azərbaycan)+994 * Bahamas+1 * Bahrain (البحرين)+973 * Bangladesh (বাংলাদেশ)+880 * Barbados+1 * Belarus (Беларусь)+375 * Belgium (België)+32 * Belize+501 * Benin (Bénin)+229 * Bermuda+1 * Bhutan (འབྲུག)+975 * Bolivia+591 * Bosnia and Herzegovina (Босна и Херцеговина)+387 * Botswana+267 * Brazil (Brasil)+55 * British Indian Ocean Territory+246 * British Virgin Islands+1 * Brunei+673 * Bulgaria (България)+359 * Burkina Faso+226 * Burundi (Uburundi)+257 * Cambodia (កម្ពុជា)+855 * Cameroon (Cameroun)+237 * Canada+1 * Cape Verde (Kabu Verdi)+238 * Caribbean 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