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Savings
 
Open an account
 


PUT YOUR MONEY TO WORK

 

Earn fixed returns on capital invested by opening a Wise Fixed Saver account.
Lock Your money away for 1 or 2 years and watch it grow online. Must be 18+

 
Open an account

 

*Growth is guaranteed and your money is protected for up to £85,000 via the
Financial Services compensation scheme.



 


HOW INTEREST WORKS


1

 

Turn on Interest

 

Your money is invested in an interest-earning fund that holds government-
guaranteed assets.

 



2

 

See gains monthly

 

Returns are added to your money every month. You can see the account updated
right away.

 



3

 

Check any time

 

Log in and see the funds in the account with just a click of a few buttons. No
Wise current account required.

 

 




 


THE RATES YOU’LL GET WITH US

The rate we show is how much your money will grow over the full term.
Withdrawals are not permitted, nor is reinvesting into an already opened saving
account.


1 YEAR

 


5.85% AER

 
No Fees


2 YEAR

 


5.25% AER

 
No Fees


3 YEAR

 


5.15% AER

 
No Fees


 


KEEPING YOUR MONEY SAFE

 

Our Fixed Rate Saver is designed to be stable and is considered low risk because
the assets we invest in are guaranteed by the government.

 

You are also eligible for protection up to £85,000 under the Financial Services
Compensation Scheme (FSCS).



Learn more about safety


START WITH A MINIMUM OF £10,000

 

The fixed rate saver accounts have a minimum amount required of £10,000.
However, you can save up to £85,000 as a maximum. Work out what works best for
you based on your savings goals.



Start Saving


YOUR MONEY, YOUR WAY

 

Manage your international money in a single place with a Wise account.



Open an account


TRUST US TO LOOK AFTER YOUR MONEY

We help over 10 million people move £30 billion every quarter — here’s how we
make sure it’s safe.


 
Privacy and data
 
We protect your details through strict standards and 2FA.

 
Dedicated support
 
Questions? Get 24/7 help in
14 languages.

 
Don’t take our word for it
 
With over 200,000 reviews on Trustpilot, Wise’s average score is 4.3 out of 5.





 
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© Wise Payments Limited 2024

 

Wise is authorised by the Financial Conduct Authority under the Electronic Money
Regulations 2011, Firm
Reference 900507, for the issuing of electronic money.

 

All investment services are provided by the respective Assets entity in your
location