www.auxilo.com
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Submitted URL: http://www.auxilo.com/
Effective URL: https://www.auxilo.com/
Submission: On December 30 via api from US — Scanned from DE
Effective URL: https://www.auxilo.com/
Submission: On December 30 via api from US — Scanned from DE
Form analysis 3 forms found in the DOM
Name: jump —
<form name="jump">
<select name="inputState" id="" class="form-select fw-medium">
<option value="educationloan-enquiry">Study Abroad</option>
<option value="educationloan-enquiry-india">Study in India</option>
<option value="https://digital.auxilo.com/skill/">Skill Development</option>
<option value="https://eil.auxilo.com/">Education Institution Loans </option>
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<option value="">Location</option>
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<option value=" Ireland"> Ireland</option>
<option value=" Italy"> Italy</option>
<option value=" Lithuania"> Lithuania</option>
<option value=" Netherlands"> Netherlands</option>
<option value=" New Zealand"> New Zealand</option>
<option value=" Poland"> Poland</option>
<option value=" Singapore"> Singapore</option>
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<select class="form-control border-0" id="university" name="university">
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</form>Text Content
1800 123 289456
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* Notices
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Aditi Sawant initiated her loan journey with us.
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Aditi Sawant initiated her loan journey with us.
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Aditi Sawant initiated her loan journey with us.
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Aditi Sawant initiated her loan journey with us.
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Login
* Student Education Loan
* Studying In India Loan
* Studying Abroad Loan
* Study in USA
* Study in Canada
* Study in Germany
* Study in Ireland
* Study in UK
* Study in Australia
* Study in Singapore
* Study in New Zealand
* Study in UAE
* Study in France
* Skill Education Loans
* Executive Education Loan
* Education Loan Re-Finance
* Privilege Loans
* Education Institution Loans
* School & College Loans
* Loans to Vocational Colleges
* Coaching Institutes Loans
* Play School Loans
* Edu SME Loans
* Partner With Us
* Skill Development
* Overseas Education
* Domestic Education
1800 123 289456
2
* AUX ALERTS
Total 24 alerts
* Notices
* Regulatory
* Promotional
Aditi Sawant initiated her loan journey with us.
2 min
Notices Lorem Ipsum is simply dummy text.
3 hr
Announcements Lorem Ipsum is simply dummy text ipsum.
3 hr
Aditi Sawant initiated her loan journey with us.
2 min
Notices Lorem Ipsum is simply dummy text.
3 hr
Announcements Lorem Ipsum is simply dummy text ipsum.
3 hr
Regulatory Lorem Ipsum is simply dummy text.
3 hr
Aditi Sawant initiated her loan journey with us.
2 min
Regulatory Lorem Ipsum is simply dummy text ipsum.
3 hr
Promotional Lorem Ipsum is simply dummy text.
3 hr
Aditi Sawant initiated her loan journey with us.
2 min
Promotional Lorem Ipsum is simply dummy.
3 hr
Aditi Sawant initiated her loan journey with us.
2 min
Login
WELCOME TO AUXILO!
Sign in to access your account and to get the most out of your experience here.
New Customer Existing Customer
Overseas Education
Domestic Education
Skill Development
Back
ACHIEVE YOUR EDUCATION GOALS
WITH OUR CUSTOMIZED LOAN SOLUTIONS
I AM APPLYING FOR
Study Abroad Study in India Skill Development Education Institution Loans
ASPIRATIONS
FULFILLED
10,000+
STUDENTS
1100+
universities
25+
countries
UNFOLD THE PATH TO YOUR DREAMS
WITH OUR EDUCATION INSTITUTION LOANS
Know more
ASPIRATIONS
FULFILLED
170+
INSTITUTIONS FUNDED
1,42,800+
LIVES TOUCHED
Previous Next
ASPIRATIONS
FULFILLED
10,000+
STUDENTS
1100+
universities
25+
countries
EDUCATION LOAN PRODUCTS
WHAT WE OFFER
* Student Education Loan
* Education Institution Loans
Higher Education Abroad
Higher Education India
Executive Education Loan
Skill Development
Privilege Loans
Education Loan Refinancing
School & College Loans
Loans to Vocational Colleges
Coaching Institutes Loans
Play School Loans
Edu SME Loans
FIND YOUR DREAM UNIVERSITY,
IN OUR STUDENT UNIVERSE
As you embark on your journey to fulfilling your aspirations. We bring to you
Auxilo Student Universe - A world full of aspirations, a world of dreams! You
can now know more about the universities we have funded students in, across
different locations. It is a comprehensive portal that transports you into a
universe of opportunities!
Explore your opportunities all over the world,
in just 2 easy steps!
Location Australia Canada France Germany Ireland Italy Lithuania Netherlands New
Zealand Poland Singapore Spain Sweden UK Ukraine USA
University
* Courses
* Our Student
view details
view details
view details
BENEFITS OF CHOOSING AUXILO STUDENT EDUCATION LOAN
100% Financing
Pre-Admission Loan
Fastest Sanctions
Pre-Visa Disbursement
Customized Loans
Fast Track Loan
Competitive Interest Rates
Score Based Benefit
Flexible Repayment
Certificate of Availability of Funds
High on Services
Transparent Processes
BENEFITS OF CHOOSING AUXILO EDUCATION INSTITUTION LOAN
Transparent & Fair Charges
Fast, Hassle-free Doorstep Services
Dedicated Relationship Manager
Diverse Collateral Options
Secured & Unsecured Loan Choices
Specialized Knowledge in Education Finance
Reviews
4.3 out of 5 (Total Reviews: 125)
WHAT STUDENTS SAY ABOUT AUXILO
HARPREET KAUR
Getting a loan without collateral security would have been a dream impossible if
finance companies weren't existing.
read more
GAGAN PREET
Auxilo helped me during last days just before my travel, as my I-20 arrived
really late and I had to arrange funds really
read more
DEBO BHOWMICK
I had a really good experience! All my queries & concerns were addressed and the
whole process went really smooth.
read more
THERATIPALLY PHANIKUMAR
I connected with Akhilesh Mishra for US Education loan. He completed processing
my Loan application within 14 days.
read more
ROHITH REDDY
Auxilo is a nice organization that provides unsecured education loans to
students wishing to study abroad.
read more
PRIYANKA RAMESH KUMAR OJHA
Amazing service given to me by Auxilo Finserve. The entire loan process took
less than a week's time to get sanctioned.
read more
AWARDS & ACCOLADES
We are proud to have been recognized for our exceptional products and services
by industry experts and organizations. Our awards and accolades serve as
testament to our commitment to excellence and customer satisfaction.
"Best Organizations for Women 2023"
- The Economics Times
"Most Promising Brand 2022"
- The Economics Times
"Best Education Loan Provider 2022"
- National Awards for Leadership & Excellence
"The Most Promising NBFC To Watch 2022"
- Business Connect
"The 25 Most Recommended Banking & Financial Solution Providers In 2020"
- Business Connect
"Best Startup to Work For, Mumbai 2020"
- SiliconIndia Startup City
"The Top 10 Financial Service Providers in India 2020"
- The CEO Story
"Most Preferred Education Loan Provider 2019"
- Higher Education Digest
GOT A QUESTION? GET ANSWERS RIGHT HERE!
SEARCH
On what basis is my Education Loan evaluated?
Auxilo uses a popular scientific method, which measures more than 15 parameters
of the student and co-applicant strength. For e.g.: Popularity of
university/course, credit worthiness of the co-applicant, etc.
How Auxilo differ from Banks?
Unlike banks, we provide the fastest sanctions, cover 100% cost of education and
without a need of margin money, we accept multiple and multi-city co-applicants
for higher loan eligibility and most importantly we structure your loan based on
merits and course potential.
What costs are covered under an Education Loan?
Auxilo covers tuition fees, examination fees, living expenses, travel expenses,
pre-admission costs, any other cost related to the course.
Can the applicant transfer his/her existing Education Loan to Auxilo?
Yes, Auxilo offers Education Loan Re-Finance options at a competitive pricing
and flexible tenures that match your requirements.
How much loan can I avail from Auxilo?
The best thing about Auxilo is that we don't have a higher limit. Convince us of
your passion to fulfill your dreams and Auxilo will fund your total cost of
education.
If the loan request has been rejected by Auxilo once, can the applicant apply
again?
Yes, the applicant can re-apply for an Auxilo Student Loan. It is important that
he/she fulfill all the documentation and required requirements before
re-applying to Auxilo.
Who can apply for an Auxilo Education Loan?
Any student who is an Indian citizen looking to pursue higher education in India
or abroad.
Types of Collateral that can be offered?
The Collateral should be any one of the following assists: Moveable Collateral.
Fixed Deposit .Immoveable Collateral , Flat, House, Bungalow, Land
(Non-Agricultural), Shop, etc.
Why should Auxilo be your Education Loan provider?
We know that education is an important investment, and everyone has the right to
quality education. Our aim is to enhance the foundation of every student?s
career. We strive to follow this goal by facilitating hassle-free education
loans to all enabling them to chase their educational dreams regardless of their
financial shortcomings.
MORE QUESTIONS?
CLICK THE LINK BELOW TO VIEW THE ANSWERS TO OUR FREQUENTLY ASKED QUESTIONS.
Company
* About Auxilo
* Leadership
* Corporate Governance
* Investor Relations
* Edevate Program
* Awards
* Media
Student Education Loan
* Higher Education India
* Higher Education Abroad
* Skill Education Loans
* Executive Education Loans
* Privilege Loans
* Education Loan Re-Finance
Education Institution Loans
* School & College Loans
* Loans to Vocational Colleges
* Coaching Institutes Loans
* Play School Loans
* Edu SME Loans
* E-Auction
Resources
* Loan Process
* Document Checklist
* Service Charges & Fees
* Auxilo Campus Essentials Pack
* Downloads
* Testimonials
* Customer Information Center
Calculators
* EMI Calculator
* Eligibility Calculator
* Loan Repayment
Contact Us
Auxilo Corporate Office
Auxilo Finserve Pvt. Ltd. Office No. 63, 6th floor, Kalpataru Square, Kondivita
Road, Andheri East, Mumbai 400059
Auxilo Branch Offices:
Mumbai, Chennai, Delhi, Bengaluru, Hyderabad, Ahmedabad, Pune
Sales Representative Office:
Visakhapatnam
Studying Abroad Loan
* Study in USA
* Study in Canada
* Study in Germany
* Study in Ireland
* Study in UK
* Study in Australia
* Study in Singapore
* Study in New Zealand
* Study in UAE
* Study in France
* Enquiry
* Customer Grievances
* Partner with Us
* Careers
* Sitemap
* Customer Service Desk
* Pay online
*
*
*
*
*
© 2020 Auxilo. All Rights Reserved.
Auxilo Finserve Pvt. Ltd. is an NBFC registered with the Reserve Bank of India.
FAQ | Contact Us | Terms and Conditions | Fair Practice & Code | Customer
Grievances | Ombudsman Scheme | Privacy Policy | Cookie Policy | Customer
Information Center
*Conditions Apply. All loans are subject to approval and credit terms of Auxilo
Finserve Pvt. Ltd.
TERMS AND CONDITIONS
Introduction
Auxilo Finserve Private Limited (“Auxilo”) is a company incorporated under the
laws of India, with its registered office at [Office No. 63, 6th floor,
Kalpataru Square, Kondivita Road, Andheri East,
Mumbai 400059, Maharashtra, INDIA] and having CIN [U65990MH2016PTC286516].
Auxilo is a non-banking financial company registered with the Reserve Bank of
India (“RBI”) which provides credit facilities to its customers through a
digital lending platform (“Financial Products”). Auxilo owns the domain name
“www.auxilo.com” as well as the digital application which is accessible on
devices which support the Platform and its application.
These terms and conditions ("Terms") forms a legally binding relationship
between Auxilo and the visitor or guest users or registered users (“User”) of
the website/mobile application (“Platform”) owned and operated by Auxilo. For
the purpose of these Terms, wherever the context so requires "You" or "Your" or
"Yourself" or "User" shall mean any natural or legal person who has agreed to
these Terms on behalf of a corporate or any other legal entity. The term "We",
"Us", "Our" shall mean Auxilo.
By clicking on the button “[Get Started ]” option or any other
button/checkbox/confirmation of similar nature, or by the virtue of usage of
Site or continued usage thereof, You agree to the following:
General
You are required to read these Terms carefully. If You access the Platform or
avail any services on the Platform, You shall be subject to the policies that
are applicable to the Platform. By mere use of the Platform, You shall be
contracting with these Terms including the other policies of Auxilo constitute
Your binding obligations, with Auxilo. In the event You do not agree to these
Terms, You should not access the Platform or avail the services available on the
Platform. You further understand that the access to the Platform and the offer
of Financial Products by Auxilo is conditional upon Your irrevocable consent and
acceptance of all the terms, conditions and obligations contained herein (as may
be amended from time to time). In the event of any conflict between the terms
and conditions of specific Financial Products and these Terms, the conditions
specific to such Financial Products shall prevail, to the extent it is
applicable. The Privacy Policy as provided at
[https://www.auxilo.com/privacy-policy.html] (“Privacy Policy”) shall be treated
as part of these Terms. You undertake that You shall carefully read through the
Privacy Policy and shall strictly comply with the terms of the Privacy Policy.
These Terms constitute an electronic contract formed under the Information
Technology Act 2000 (“IT Act”) and rules made thereunder and the amended
provisions pertaining to electronic documents / records in various statutes as
amended by the IT Act. These Terms do not require any physical, electronic or
digital signature. This document is published and shall be construed in
accordance with the provisions of the Information Technology (Reasonable
Security Practices and Procedures and Sensitive Personal Data or Information)
Rules 2011 (“SPDI Rules”) under the IT Act.
The right to use the Platform is personal to You and is not transferable to any
other person or entity. You are responsible for all use of Your User Account and
for ensuring that all use of Your User Account complies fully with the
provisions of these Terms.
Consent for Age
The use of this Platform is limited to persons who can form legally binding
contracts under Indian Contract Act, 1872. Persons who are "incompetent to
contract" within the meaning of the Indian Contract Act, 1872 including minors,
un-discharged insolvents etc. are not eligible to use the Platform. Minors i.e.
persons under the age of 18 years of age, are restricted from creating an
account as a User on the Platform and such persons shall not transact on or use
the Platform. If it is brought to the notice of Auxilo that You are under the
age of 18 years, Auxilo reserves the right to terminate Your User Account and /
or refuse to provide You with access to the Platform.
Account and Registration Obligations
You may access and use the Platform either as a registered user or as a visitor.
When You use the Platform as a registered user after creating an account (“User
Account”) in order to avail any of the Financial Products provided by Auxilo,
You will be responsible for maintaining the confidentiality and security of the
information of the User Account, and will be fully responsible for all
activities that occur under Your User Account.
You agree to immediately notify Auxilo of any unauthorized use of Your User
Account or any other breach of security in relation to Your User Account. You
also undertake to ensure that You exit from Your User Account by using the
‘log-out’ and/or ‘sign-out’ button at the end of each session. Auxilo cannot and
will not be liable for any loss or damage arising from Your failure to comply
with this section.
You may be held liable for losses incurred by Auxilo or any other user of or
visitor to the Platform due to authorized or unauthorized use of Your User
Account as a result of Your failure in keeping the information of Your User
Account secure and confidential.
You shall ensure that the information provided by You on the Platform at the
time of creating Your User Account as well as subsequently at the time of
browsing or availing the Financial Products is complete, accurate and
up-to-date. Use of another user's information for availing the Financial
Products is expressly prohibited. If You provide any information that is untrue,
inaccurate, expired or incomplete (or becomes untrue, inaccurate, expired or
incomplete), or We have reasonable grounds to suspect that such information is
untrue, inaccurate, expired or incomplete, or not in accordance with these
Terms, We reserve the right to terminate, block access or suspend for an
indefinite period of time Your membership and access to the Platform as well as
your User Account.
Financial Products
The Financial Products are available only at the discretion of Auxilo and its
affiliates, subject to the individual contractual terms and conditions of such
Financial Products on which they are offered and such Financial Products may be
withdrawn or amended at any time without notice. The full range of the Financial
Products may not be available in all locations. The User acknowledges that
certain functions of the Platform would require an active internet connection
which can be Wi-Fi or the Local Area Network (LAN) connection. Auxilo does not
assume any responsibility/liability if the Platform is not fully functional due
to absence/ insufficiency of the required internet connection.
All rates, charges and fees quoted / stated for various Financial Products and
schemes and interest rates cited as examples of rates which may be in effect
from time to time are indicative rates only and are subject to change at any
time at the sole discretion of Auxilo and applicable Indian laws. These charges,
fees and rates may change depending upon the assessment made by Auxilo in
individual cases upon receiving necessary information and documents.
Data Protection
For accessing the Platform and creating the User Account, Users are required to
provide some personal information to Auxilo. The storage, usage and transmission
of all information obtained by Auxilo through the Platform, shall at all times
be in accordance with the IT Act read with the SPDI Rules and all other
applicable laws. If Auxilo obtains any personal data or confidential information
while providing Financial Products to the Users, it shall only undertake the
processing of such personal data / sensitive information reasonably required in
connection with the performance of its obligations in relation to the Financial
Products which includes verification of the information of the Users in
accordance with the ‘Master Directions on Know Your Customer’ issued by the RBI
and in case of Aadhaar based authentication or verification, the Aadhaar and
Other Laws (Amendment) Act, 2019 and other rules and regulation framed by Unique
Identification Authority of India and confirmation of credit worthiness of such
Users. You hereby give your irrevocable consent and authorize Auxilo, to make
any enquiries with any government authority including the Unique Identification
Authority of India, Reserve Bank of India, other finance company / bank /
registered credit bureaus regarding Your credit history with them verification
of information provided to Auxilo.
Auxilo has appropriate technical and organisational measures in place to:
i. prevent unauthorised or unlawful processing of any personal data / sensitive
information;
ii. protect any personal data / sensitive information against accidental loss,
destruction or damage;
iii. ensure the reliability of its employees/contractor having access to the
personal data / sensitive information;
You can update the mobile phone number or email address registered with Auxilo
or any other information provided by You to Auxilo by submitting a request on
the Platform or sending an email at customercare@auxilo.com
Privacy
We view protection of Your privacy as a very important principle. We understand
clearly that You and Your personal information is one of Our most important
assets. Personal and sensitive data including financial information collected
(as defined under the IT Act) in stored on computers that are equipped with
reasonable technological security measures and procedures in accordance with the
IT Act and Rules thereunder. Our current Privacy Policy is available at
[https://www.auxilo.com/privacy-policy.html]. If You object to Your personal
information being transferred or used in this way please do not use the
Platform. By using the Platform, you agree and acknowledge our Cookies Policy
which is available at [https://www.auxilo.com/cookie-policy.html].
By using the Platform or availing the Financial Products, You authorize Auxilo,
directly or through third parties, to make any inquiries we consider necessary
to validate Your identity and to collect information about You in accordance
with our Privacy Policy. This may include asking You for further information
that will allow us to reasonably identify You, requiring You to take steps to
confirm ownership of Your email address, or verifying Your information against
third party databases or through other sources. We may also ask You for
identifying documents to help us validate Your identity. Auxilo reserves the
right to close, suspend, or limit access to Your User Account and/or the
Financial Products in the event we are unable to obtain or verify any necessary
information. By availing the Financial Products from Auxilo, You also agree to
provide Your consent and full cooperation in enabling Auxilo to validate Your
identity and to collect information about You in accordance with our Privacy
Policy.
You agree to provide unconditional and absolute consent to Auxilo to use and
share the information provided by You in relation to the Financial Products with
its affiliates and other partner entities in the ordinary course of business.
You also agree and consent to Auxilo to assess the information, based on Your
usage of the Platform and Auxilo agrees to take all reasonable steps to ensure
that the information received from You is secure, and is accessible only to the
relevant persons.
If, at a future date, We (or Our assets) get merged with or are acquired by
another business entity, or if We undergo re-organization, amalgamation,
restructuring of business or for any other reason whatsoever, all or some of
Your personal information may be conveyed, sold, transferred, shared or licensed
to other business entities, pursuant to such re-organisation or amalgamation or
demerger or restructuring. In the event of such a transaction or situation, the
other business entity or the new combined entity will be required to follow the
Privacy Policy with respect to Your personal information. Once you provide Your
information to Us, You provide such information to Us and our affiliate and We
and Our affiliate may use such information to provide You with various services
with respect to Your transaction.
Representations, Warranties and Undertakings
You represent and warrant that:
a. You are above 18 years of age, of sound mind and are competent to understand
and adhere to the provisions of these Terms;
b. These Terms are a legal, valid and binding obligation on You, enforceable
against You in accordance with its terms;
c. If You choose to access the Platform from locations other than India, You
shall do so at Your own risk and You would be solely liable and responsible for
compliance with applicable local laws and regulations of such
location/territory. We accept no liability whatsoever, direct, or indirect or
consequential, for non-compliance with the laws of any country other than the
Republic of India. The mere fact that the Platform can be accessed through the
internet by You in a country other than India will not be interpreted to imply
that the laws of the said country govern these Terms and/or use of the Platform;
d. You confirm that You are authorised and not restricted by any
legal/regulatory/judicial/quasi-judicial/other authority, to access the Platform
and avail of the facilities offered thereon, including to avail the Financial
Products. You agree to use the Platform only for purposes that are permitted by:
(i) these Terms; and (ii) any applicable law;
e. The information provided by You to Auxilo are correct and true;
f. You acknowledge and agree that Auxilo is entitled to remove any / all the
information on the Platform at any time in the manner deem fit by Auxilo; and
g. You understand that Auxilo does not provide any warranties in relation to the
use of Platform and shall not be made liable for any claims made by You or any
third party. In this regard, You undertake to accept and be solely liable for
your actions while using the Platform.
Third Parties and Links
We may pass Your details to other companies in our group. We may also pass Your
details to Our agents and subcontractors to help Us with any of Our uses of Your
data set out in Our Privacy Policy. For example, We may use third parties to
assist Us with delivering the Financial Products to You, to help Us to collect
payments from You, to analyse data and to provide Us with marketing or customer
service assistance. We may exchange information with third parties for the
purposes of fraud protection and credit risk reduction. We may transfer our
databases containing Your personal information if We sell our business or part
of it. Other than as set out in these Terms, We shall NOT sell or disclose Your
personal data to third parties without obtaining Your prior consent unless this
is necessary for the purposes set out in these Terms or unless We are required
to do so by law.
The Platform may contain advertising of third parties and links to other
websites or frames of other websites of the affiliates of Auxilo. The Platform
may also contain links to external websites, having further linked websites,
controlled or offered by third parties (non-affiliates of Auxilo), in order to
help you find relevant websites, services and/or products which may be of
interest to you, quickly and easily. Please be aware that We are not responsible
for the privacy practices or content of those third parties or other sites, nor
for any third party to whom We transfer Your data in accordance with these Terms
and Our Privacy Policy. The Contents displayed or products / services offered on
such linked websites or any quality of the products/ services are not endorsed,
verified or monitored by Auxilo. Auxilo are also not responsible for the owners
or operators of such external links or websites or for any products or services
they supply or for the contents of their websites and do not give or enter into
any conditions, warranties, express or implied; or other terms or
representations in relation to any of these or accept any liability in relation
to any of these (including any liability arising out of any claim that the
content of any external websites to which the Platform includes a link infringes
the intellectual property rights of any third party).
Communications and Notifications
When You use the Platform or send emails or other data, information or
communication to us, You agree and understand that You are communicating with Us
through electronic records and other methods using services of paid service
providers (including telecom service providers). Standard mobile, message, or
data rates may apply and You are responsible for any such fees. and You consent
to receive communications via electronic records from Us periodically and as and
when required. We may communicate with You by email or by such other mode of
communication, electronic or otherwise as decided by Us from time to time.
You agree that Auxilo (either directly or through its affiliate or subsidiary)
may provide You communications about Your User Account and the Financial
Products electronically or through phone calls, sms, whatsapp messenger
application, or any other electronic media as deem fit by Auxilo, or in writing.
Any electronic communications will be considered to be received by You within 24
hours of the time we email it to You or otherwise send it to Your attention
(such as via SMS or other online notification, through whatsapp messenger
application). We may assume You have received any communications sent to You by
postal mail 2 days after we send it.
You hereby express Your intent to know through telephonic calls, whatsapp
messenger application or SMS on Your mobile number mentioned in the application
form or any other alternate number of yours as well as in this undertaking, or
through any other communication mode, various loan offer schemes or loan
promotional schemes or any other promotional schemes or any other information in
relation to the existing Financial Products and hereby authorize Auxilo and its
employee, agent, associate to do so. You confirm that laws in relation to the
unsolicited communication referred in “National Do Not Call Registry” as laid
down by Telecom Regulatory Authority of India will not be applicable for such
communication/calls/ SMS/messages through whatsapp messenger application
received from Auxilo, its employees, agents and/or associates.
Use of the Platform, its Contents and Restrictions
The material, information, data, news items, texts, graphics, links,
illustrations, audio clips, video clips, etc. (“Content”) contained on the
Platform is provided for general information only and should not be used as a
basis for making commercial decisions. You are advised to exercise due caution
and/or seek independent advice before availing any Financial Product or facility
or entering into any financial obligation based on the Content contained on the
Platform.
The Platform is controlled and operated by Auxilo. The Content contained on the
Platform or other data are provided on an "as is", "as available" basis and are
protected by copyright.
All Contents on the Platform, including images, illustrations, audio clips, and
video clips, are protected by copyrights, trademarks, and other intellectual
property rights. Contents of the Platform are solely for Your personal,
non-commercial use. You must not copy, reproduce, republish, upload, post,
download, publish, transmit or distribute such material in any way, including by
email or other electronic means and whether directly or indirectly and You must
not assist any other person to do so. Without the prior written consent of
Auxilo, modification of the Contents, use of the Contents on any other website
or networked computer environment or use of the Contents for any purpose other
than personal, non-commercial use is a violation of the copyrights, trademarks
and other proprietary rights, and is prohibited. Any use of the Contents for
which You receive any remuneration, whether in money or otherwise, is a
commercial use for the purposes of this clause.
You agree and undertake to use the Platform only to find out about and/or avail
the Financial Products provided by Auxilo. By way of example, and not as a
limitation, You agree and undertake that when using the Platform or interacting
with the representatives of Auxilo, You will not:
i. defame, abuse, harass, stalk, threaten or otherwise violate the legal rights
of the representatives of Auxilo;
ii. publish, post, upload, distribute or disseminate any inappropriate, profane,
defamatory, infringing, obscene, indecent, illegal or unlawful topic, name,
material or information;
iii. upload files that contain software or other material protected by
intellectual property laws unless You own or control the rights thereto or have
received all necessary consents;
iv. upload or distribute files that contain viruses, corrupted files, or any
other similar software or programs that may damage the operation of the Platform
or another's computer;
v. conduct or forward surveys, contests, pyramid schemes or chain letters;
vi. falsify or delete any author attributions, legal or other proper notices or
proprietary designations or labels of the origin or source of software or other
material contained in a file that is uploaded;
vii. violate any code of conduct or other guidelines, which may be applicable
for or to any particular Financial Product;
viii. violate any applicable laws or regulations for the time being in force in
or outside India; and
ix. violate any of the provisions of these Terms or any other terms and
conditions for the use of the Platform contained elsewhere herein.
x. exploit any of the services. We reserve the right to refuse any of our
Financial Products to a User, terminate User Accounts, and/or cancel Financial
Products at our discretion, including but not limited to, if we believe that the
conduct of a User violates applicable law or is harmful to our interests.
xi. You shall not make any derogatory, defamatory, abusive, inappropriate,
profane or indecent statement/s and/or comment/s about Auxilo, its associates
and partners on any property owned by Auxilo.
Disclaimer of Warranties and Liability
It is in Auxilo’s interest to ensure that all the information on the Platform is
correct, but Auxilo neither warrants nor makes any representations regarding the
quality, accuracy or completeness of any data, information, product or service
or a Financial Product. In no event shall Auxilo be liable for any direct,
indirect, punitive, incidental, special, consequential damages or any other
damages resulting from: (a) the use or the inability to use the Platform by the
User; (b) unauthorized access to or alteration of the User's transmissions or
data; (c) any other matter relating to the Platform or the Financial Products;
including, without limitation, damages for loss of use, data or profits, arising
out of or in any way connected with the use of the Platform or performance of
the obligations in relation to the Financial Products availed by the Users.
You understand that any material or data downloaded from the Platform is done at
Your own risk and discretion and You will be solely responsible for any damage
to computer systems or loss of date resulting from such downloaded material.
Auxilo is not responsible for any delay or inability to use the Platform or
related services, the provision of or failure to provide Services, or for any
information, software, products, services and related graphics obtained through
the Platform, or otherwise arising out of the use of the Platform, whether based
on contract, tort, negligence, strict liability or otherwise. Further, Auxilo
shall not be held responsible for non-availability of the Platform during
periodic maintenance operations or any unplanned suspension of access to the
Platform that may occur due to technical reasons or for any reason beyond
Auxilo's control.
Any information published on the Platform including details of any Financial
Product(s) as reflected on the Platform may be displayed incorrectly due to some
technical issue or a typographical error. We do not warrant that any of the
content of the Platform is accurate, complete, reliable, current, or error-free
and assumes no liability in this regard. You expressly agree that Your use of
the Platform is at your sole risk. Neither Auxilo, its affiliates nor any of
their respective employees, agents, third party content providers or licensors
warrant that the Platform will be uninterrupted or error free; nor do they make
any warranty as to the results that may be obtained from use of the Platform, or
as to the accuracy, reliability or content of any information, service, or
merchandise provided through the Platform.
This disclaimer of liability applies to any damages or injury, caused by any
failure of performance, error, omission, interruption, deletion, defect, delay
in operation or transmission, computer virus, communication line failure, theft
or destruction or unauthorized access to, alteration of, or use of record,
whether for breach of contract, tortious behaviour, negligence, or under any
other cause of action.
Indemnity
Auxilo, its owner, licensee, affiliates, subsidiaries, group companies (as
applicable) and their respective officers, directors, agents, and employees
shall be indemnified and held harmless by You, from any claim or demand, or
actions including reasonable attorneys' fees, made by any third party or penalty
imposed due to or arising out of Your breach of these Terms, Privacy Policy and
other policies, or Your violation of any law, rules or regulations or the rights
(including infringement of intellectual property rights) of a third party.
Applicable Law
These Terms shall be governed by and interpreted and construed in accordance
with the laws of India. The place of jurisdiction shall be exclusively in
Mumbai.
Limitation of Liability
In no event will Auxilo, or any person or entity involved in creating, producing
or distributing the Platform or the Financial Products, be liable for any
damages, including, without limitation, direct, indirect, incidental, special,
consequential or punitive damages arising out of the use of or inability to use
the Platform. You hereby acknowledge that the provisions of this section shall
apply to all content on the Platform.
Grievance officer
In accordance with the IT Act and the rules made thereunder, the name and
contact details of the Grievance Officer are provided below:
Name: [Ms Namita Raja]
Address: [Auxilo Finserve Pvt. Ltd. Office No.63, 6th floor, Kalpataru Square,
Kondivita Road, Andheri (East),
Mumbai - 400059]
Phone No: [022 6246 3333]
Email id : [gro@auxilo.com]
Revision of the Terms
Auxilo shall have the right at any time to change or modify the terms and
conditions applicable to the Users' use of the Platform, or any part thereof, or
to impose new conditions, including but not limited to, adding fees and charges
for use. Such changes, modifications, additions or deletions shall be effective
immediately upon notice thereof, which may be given by any means, including but
not limited to, posting on the Platform, or by electronic or conventional mail,
or by any other means by which you obtain notice thereof. Any use of the
Platform by the User after such notice shall be deemed to constitute as
acceptance by You of such changes, modifications or additions.
General Terms and Conditions
These Terms may be varied, amended or modified, in whole or in part, by Auxilo
at any time without notice to the Users.
These Terms constitute a principal-to-principal relationship between Auxilo and
the Users and do not attempt to create any agency relationship. The Users are
being rendered by Auxilo as an independent entity and nothing contained herein
shall be deemed to create any association, partnership, joint venture or
relationship of principal and agent or master and servant, or employer and
employee between Auxilo and the Users hereto or any affiliates or subsidiaries
thereof or to provide either Auxilo or the User with the right, power or
authority, whether express or implied to create any such duty or obligation on
behalf of the other party, i.e. either Auxilo or the User.
Auxilo may assign, in whole or in part, the benefits or obligations of these
Terms to its associates of affiliates of other group company, or any other
company, in circumstances including but not limited to pursuant to a
restructuring or re-organization or demerger of its organization or operations
causing a change in management or something of the nature. Auxilo shall not
require approval or consent of the User, it can at its discretion provide an
intimation of such assignment to the Users. However, the User shall not assign,
in whole or in part, the benefits or obligations of these Terms, without the
prior written permission of Auxilo.
Auxilo shall not be liable for its failure to perform under these Terms as a
result of occurrence of any force majeure events like acts of God, fire, wars,
sabotage, civil unrest, labour unrest, action of statutory authorities or local
or central governments, change in laws, rules and regulations, affecting the
performance of Auxilo. Unless otherwise expressly stated, failure to exercise or
delay in exercising a right or remedy, hereunder shall not constitute a waiver
of the right or remedy or a waiver of any other rights or remedies, and no
single or partial exercise of any right or remedy, hereunder shall prevent any
further exercise of the right or remedy or the exercise of any other right or
remedy.
The Terms, by their nature and content are intended to survive the performance
hereof by any or all parties hereto shall so survive termination.
If any provision, hereunder becomes, in whole or in part, invalid or
unenforceable but would be valid or enforceable if some part of that provision
was deleted, that provision shall apply with such deletions as may be necessary
to make it valid. If any court/tribunal of competent jurisdiction holds any of
the provisions, hereunder unlawful or otherwise ineffective, the remainder shall
remain in full force and the unlawful or otherwise ineffective provision shall
be substituted by a new provision reflecting the intent of the provision so
substituted.
The User warrants that it shall not directly or indirectly solicit for
employment, nor offer employment to, nor enter into any contract of services
with any person employed by Auxilo.
It is agreed and clarified that the arrangement set out by these Terms between
Auxilo and the Users is on a non-exclusive basis.