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REAL ESTATE - HEART OF THE LAKES TEAM - HEART OF THE LAKES TEAM

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    1. Sell My Home
    2. Home Valuation

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    1. Annandale

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    1. About Us
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    3. Reviews

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Heart of the Lakes Team
The Real Estate Team with Heart

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 * Property Type
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    * Single Family Home
    * Multi-Family
    * Condo
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 * Baths
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 * Price
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    * $ 100,000
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FEATURED LISTINGS



MORE LISTINGS

Coming Soon

$ 313,000

4 Beds 2 Baths 1,494 SqFt

353 66th ST SW, Waverly, MN 55390

Single Family Home

Listed by Lisa Stroud of eXp Realty


1/51 51



Coming Soon

$ 549,900

4 Beds 2 Baths 2,456 SqFt

10386 Concord DR, Eden Prairie, MN 55347

Single Family Home

Listed by Britt Ringstrom of eXp Realty


1/42 42



Coming Soon

$ 500,000

4 Beds 3 Baths 1,748 SqFt

425 Cedar Lake RD S, Minneapolis, MN 55405

Single Family Home

Listed by Alexander Boylan of eXp Realty


1/8 8



Coming Soon

$ 525,000

5 Beds 3 Baths 3,200 SqFt

7675 Lanewood LN N, Maple Grove, MN 55311

Single Family Home

Listed by Sean Schellsmidt of eXp Realty


1/3 3



Coming Soon

$ 450,000

5 Beds 2 Baths 2,881 SqFt

10428 Morris CIR, Bloomington, MN 55437

Single Family Home

Listed by Beth Reilly of eXp Realty


1/24 24



Open 5/30 4PM-6PM

$ 289,900

4 Beds 2 Baths 1,905 SqFt

4103 Degardner CIR NW, Saint Francis, MN 55070

Single Family Home

Listed by Kristy Tachovsky of eXp Realty



MORE LISTINGS

Get Your Home Valuation Report For Free!

Find your home's value in today's market!


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RECENTLY SOLD



MORE LISTINGS

1/21 21



08/27/2021

$ 218,000 1.4%

$ 215,000

3 Beds 2 Baths 1,024 SqFt

9135 Goodrich DR, Monticello, MN 55362

Townhouse

Listed by Erica Rohde of Keller Williams Integrity NW


1/42 42



08/25/2021

$ 272,000 5%

$ 259,000

2 Beds 1 Bath 552 SqFt

9969 Norton AVE NW, Annandale, MN 55302

Single Family Home

Listed by Heather Lange of Keller Williams Integrity NW


1/49 49



06/30/2021

$ 415,000 2.4%

$ 425,000

3 Beds 4 Baths 3,028 SqFt

6155 Wildwood CT, Monticello, MN 55362

Single Family Home

Listed by Elise Dorion of Keller Williams Integrity NW



MORE LISTINGS

OUR TEAM

Justin Dorion

Agent

Sheryl Martino

Agent

Kyla Valentin

Director of Operations

Jeff Lundquist

Agent

Joe Clemence

Agent

Victoria Greene

Agent / License ID: 20492941

Cheryl Bergstrom

Agent

Elise Dorion

Team Leader

Heather Lange

Agent

Erica Rohde

Agent

Kristin Kass

Agent

Michael Hurley

Agent / License ID: 502047088

Justin Dorion

Agent

Sheryl Martino

Agent

Kyla Valentin

Director of Operations

Jeff Lundquist

Agent

Joe Clemence

Agent

Victoria Greene

Agent / License ID: 20492941


MY BLOGS

MORE ARTICLES


 * TERMS YOU SHOULD KNOW WHEN SELLING YOUR HOME
   
   Looking to sell your home? Here are 7 terms you should know ahead of time:1.
   CMA (COMPETITIVE MARKET ANALYSIS)A competitive market analysis (or CMA) is a
   tool used to estimate the value of your home by looking at recently sold,
   similar properties in your area. Your real estate agent will be able to put
   together a CMA report to help you set your listing price correctly and
   competitively!2. CAPITOL GAINSA high capital gain is something to be excited
   about! This means that you’ve made a “profit” from your home sale because
   your house sale was above the initial purchase price (what you paid for the
   house when you bought it, which means your home value went up)!3.
   DISCLOSURESWhen selling your house, it’s your legal obligation to be honest
   and reveal any known issues about the property during the time you owned the
   home. This is helpful to set expectations and will lighten your legal
   liability since the buyers will be aware of any current issues or possible
   problems.4. BIDDING WARAs a seller, this is a great thing! A bidding war
   means that there are multiple buyers competing for your property. Each buyer
   will put in their best offer and will often go above the set asking price in
   hopes to beat out the competition and win the home.5. RENT-BACKIf you need
   time to move after closing, a rent-back agreement is the perfect solution!
   This allows you to pay rent to the buyer (since after closing, they are the
   official owners of the home) until a certain date (which is specified in the
   contract). If your buyers agrees to it, rent-backs are great to buy some
   extra time before moving out!6. MARKET VALUEA home’s market value is an
   estimate of how much your home could sell for TODAY with the current market
   conditions (the amount active buyers would be willing to pay for your home).
   An appraiser will determine your home market value by looking at comparable
   home sales in your area (comps), your home’s location and features, interest
   rates, home maintenance, etc.7. APPRAISED VALUEThe appraised value of a home
   is a professional opinion of an appraiser. An appraised value determines the
   value of your home and protects the buyer from paying more than what the
   house is worth.Have questions about selling or looking for a real estate
   agent to guide you through the process? Send us a DM and we’d love to chat
   more with you!
   
   Read more


 * MOM'S DAY BRUNCH AND BUBBLY
   
   The moms of Heart of the Lakes Team and Ollie Design Co. got together for a
   'Brunch and Bubbly' to celebrate Mother's Day. These hard working ladies are
   amazing at balancing careers and kiddos as well as supporting each other
   along the way!
   
   Read more


 * 4 TYPES OF MORTGAGES FOR HOMEBUYERS
   
   One of the first steps to homeownership is to look at options for financing.
   Most homebuyers will need a mortgage to purchase a home (unless they are
   paying the full cost of the home cash).A mortgage loan is a type of loan used
   to purchase a home. Your repay this loan, along with interest, over a set
   number of years (typically 15 or 30 years).You’ll need to work with a
   mortgage lender to figure out the loan(s) you can qualify for and which would
   be best for you and your financial situation. To feel a little more prepared
   for that conversation, let's talk about four of the most common mortgages:1.
   FHA LoansGreat for first time homebuyersLow down payment and closing
   costsEasy to qualify forCredit requirement: 580+ or 500 with 10% downDown
   payment: 3.5% or 10% with 500 credit score2. VA LoansFor service members,
   veterans, and select military spousesNo mortgage insurance and low closing
   costsGovernment guaranteeCredit requirement: 580+Down payment: 0% down3. USDA
   LoansGreat for low-to-medium income householdsHas certain income and area
   requirementsLower PMI than FHA LoansCredit requirement: 640+Down payment: 0%
   down4. Conventional LoansGreat for buyers with good credit, a steady income,
   and low debt More flexibility and fixed rateDiverse options for down
   paymentCredit requirement: 620+Down payment: 5% downLooking to purchase a
   home in 2022? We’d love to answer any questions might you have and connect
   you with our preferred lender to get the process started. Send us a message
   and let’s chat!
   
   Read more

WE ARE HERE 24/7 TO ASSIST YOU WITH YOUR HOME BUYING AND SELLING NEEDS FROM
START TO FINISH.




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