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LEADERS
IN GLOBAL ENERGY INSURANCE


INSURING OVER $3 TRILLION WORTH OF ASSETS WORLDWIDE.
PROVIDING $400 MILLION IN CORNERSTONE CAPACITY.

Oil Insurance Limited (OIL) is a mutual insurance company that insures over $3
trillion dollars of global assets for its 60+ members who are engaged in energy
operations. The Company provides its members with up to $400 million of per
occurrence limits which serves as “cornerstone capacity” for their global
insurance programs.


OIL BUSINESS SECTORS



 * Offshore E&P
 * Onshore E&P
 * R&M / Chemicals







 * Pipelines
 * Electric Utilities
 * Mining







 * Pharmaceuticals
 * Wind & Solar Renewables
 * Other




NOTICE BOARD

The Connection (OIL Group Shareholder Newsletter) – February 2021 Edition

February 25, 2021February 25, 2021


The Connection (Oil Group Shareholder Newsletter) – September 2020 Edition

September 23, 2020September 23, 2020


Message to Members and other Stakeholders

August 19, 2020September 23, 2020


OIL Group Update – August 19,  2020

August 19, 2020September 23, 2020


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OIL has an Insurance Financial Strength Rating of A2 Stable from Moody’s and A
Stable from S&P

Oil Insurance Limited (“OIL”) is an insurer licensed only in Bermuda and will
only underwrite risks presented to it in Bermuda. The content contained in this
website is for the information of site visitors only and is not an offer to
sell, or solicitation to purchase, any insurance product or service or any
security.

The information presented on this website is intended to provide information
regarding certain aspects of the business of OIL but it is not intended to be a
complete description. The site visitors should not rely on specific information
on this site as the specific terms of the relevant agreements such as the OIL
Shareholders Agreement, govern OIL’s dealings with its members. The information
presented on this site should not be construed as business, tax, legal,
accounting or financial advice.

Any description of the insurance or reinsurance policies contained on this
website herein is a summary only, and does not include all terms, conditions and
exclusions of the policy described. Please refer to the relevant Shareholders
Agreement for complete details of coverage, exclusions and conditions. OIL is
not responsible for any and all liability for damages or losses of any kind,
whether direct or indirect, including actual or punitive damages, arising out of
the use of or reliance on any information contained in or obtained through this
website. OIL is entitled to change or revise the information on this website
without any notice.

© 2021 Oil Insurance Limited. All rights reserved.

P.O. Box HM 1751 · Hamilton HMGX · Bermuda

T (441)-295-0905 · F (441)-295-0351

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REFINING & MARKETING

OIL offers coverage to members involved in the Refining & Marketing business
segment.

Such activities include the manufacturing, transportation, distribution and the
wholesale and/or retail sale of motor gasoline, distillate fuels, lubricants,
chemicals and other refined products.

The refining/upgrading process relative to oil sands activities is also included
in this sector.

*For rating purposes Refining and Marketing assets are grouped with Chemical
assets by OIL.


CHEMICALS

This sector encompassing the manufacturing, transportation, distribution and the
wholesale and/or retail side of chemicals (both hydrocarbon and non-hydrocarbon
based) and other refined products derived from hydrocarbons.

*For rating purposes Chemical assets are grouped with Refining & Marketing
assets by OIL.

×
Other

OIL provides coverage for a variety of other activities that members may be
involved in that are not specific to its defined sector definitions.

×
Wind & Solar Renewables

OIL provides coverage for members engaged in the generation, storage, and
transmission of energy from wind and/solar renewable energy resources.

×
Pharmaceuticals

OIL provides coverage for members involved in the Pharmaceutical business which
includes the discovery, development, manufacturing and marketing of vaccines,
prescriptions and over-the-counter medicines.

×
Mining

OIL provides coverage to members that are engaged in the exploration for and/or
mining of mineral deposits. Coverage also includes the extraction of mining of
oil sands or coal.

×
Electric Utilities

OIL insures Electric Utility companies engaged in the generation and storage of
electrical energy.

×
Pipelines

OIL offers coverage to those members that are involved in pipeline operations
which include the transportation, processing, “terminaling” and/or storage of
crude oil, natural gas and refined petroleum and non-petroleum products.

×
Onshore E&P

OIL provides coverage to members that are involved in exploration and production
operations carried out “onshore”.

Such activities include the exploration, development, production, processing and
on-site storage of hydrocarbons.

Members are also involved in oil sands activities and coverage is provided for
the various drilling techniques (e.g. Steam Assisted Gravity Drainage or SAGD)
under this sector.

×
Offshore E&P

The broad coverage provided by OIL to members involved in “offshore” exploration
and production operations is considered valuable and is the core of many
members’ insurance needs.

Members rely on OIL to provide cover for exploration, development, production
and processing activities in various regions around the world.

×
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