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Submission: On October 02 via api from US — Scanned from CA
Submission Tags: falconsandbox
Submission: On October 02 via api from US — Scanned from CA
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Text Content
* Home * See How Much You Can Get * Mortgage Calculator Select Page * Home * See How Much You Can Get * Mortgage Calculator WANT TO BUY A HOUSE AND NEED HELP WITH THE DOWN PAYMENT? GET UP TO $30,000 IN DOWN PAYMENT MONEY. BUY A TEXAS HOME WITH LITTLE OR NO MONEY DOWN. 100% CONVENTIONAL FINANCING AVAILABLE. * WELCOME TO DOWNPAYMENTTX.ORG YOU CAN GET A HOME Texas home buyers can get down payment assistance to cover your down payment and closing costs from a variety of sources nationwide. HOW MUCH CAN YOU GET? There are millions of dollars available to cover down payment and closing costs to help home buyers in Texas. WHERE’S THE MONEY? Federal, State, and Local Housing Finance Agencies, Non Profits, Lenders, Community Action Programs, and various other institutions serving Texas home buyers. CAN YOU REALLY GET ME INTO A HOUSE WITH ZERO DOWN? Yes, many people are skeptical because they don’t really think it’s possible. We help home buyers every day get into a new or pre-owned home with zero down. Give us a call today, You’ll be surprised at how many options are available to help home buyers right now. WHAT ARE SOME OF THE DIFFERENT KINDS OF DOWN PAYMENT PROGRAMS ARE AVAILABLE TO ME? There are multiple federal, state, county, municipal, and private down payment grant programs available. Some down payment programs have budget limits, some have expiration dates. New programs get introduced on a regular basis. We match you with the down payment programs you qualify for and best meets your financial needs. HOW DO YOU QUALIFY FOR DOWN PAYMENT GRANTS? Each program and participating lender may have different credit score requirements, income levels, etc. It’s best to review all factors in qualifying for down payment money. Give us a call now or complete the secure online form to see how much down payment money you can get. CAN YOU QUALIFY FOR DOWN PAYMENT GRANTS WITH POOR CREDIT? Yes, we can work with many buyers who have credit scores as low as 600. There are many programs available to review or help you clean up bumps or bruises on your credit. WHAT TYPE OF MORTGAGES QUALIFY FOR DOWN PAYMENT ASSISTANCE? Many types including FHA, VA Loans, USDA, UHC and most Conventional loans. Call now or complete the secure form to see how much down payment assistance you can get. * DOWN PAYMENT TX VIDEO TESTIMONIALS PreviousNext PreviousNext TOP DOWN PAYMENT ASSISTANCE PROGRAMS FOR TEXAS HOME BUYERS TEXAS DOWN PAYMENT PROGRAM LIST 1. Texas State Affordable Housing Corporation (TSAHC): This organization provides down payment assistance grants and mortgage credit certificates to eligible homebuyers. 2. Homes for Texas Heroes Program: Aimed at teachers, firefighters, and other public servants, this program offers down payment assistance and reduced mortgage rates. 3. SETH 5 Star Texas Advantage Program: This program provides down payment and closing cost assistance in the form of a grant. 4. My First Texas Home: This is a Taxable Mortgage Program (TMP) that offers down payment and closing cost assistance. 5. Harris County Downpayment Assistance Program (DAP): Specifically for Harris County, this program provides financial assistance for down payment and closing costs. 6. City of Houston Down Payment Assistance Program: If you’re looking to buy within Houston, you might be eligible for this program, which offers up to $30,000 in assistance. 7. NeighborhoodLIFT: This is a collaboration between Wells Fargo Bank, NeighborWorks America, and local non-profit organizations. The program offers down payment assistance grants to eligible homebuyers. 8. Veterans Land Board: If you’re a veteran, you might be eligible for land, home, and home improvement loans. 9. USDA Rural Development Loans: If you’re considering a home in a rural area, you might be eligible for a USDA loan, which can offer 100% financing. 10. FHA Loans: While not a down payment assistance program per se, FHA loans require a lower down payment, which could be beneficial for some buyers. 11. Good Neighbor Next Door Program: This is a HUD program aimed at law enforcement officers, teachers, firefighters, and emergency medical technicians. It offers significant discounts on home prices. 12. NACA (Neighborhood Assistance Corporation of America): This is a non-profit organization that helps low-to-moderate income families achieve homeownership. They offer a mortgage with no down payment and no closing costs. 13. Chenoa Fund: This is a down payment assistance program that provides either a grant or a repayable second mortgage. 14. Local Employer Down Payment Programs: Some employers offer down payment assistance as an employee benefit. Check with your HR department to see if this is an option for you. 15. Family Gifts: While not a down payment program, many people receive down payment gifts from family. Just make sure to follow the proper legal and tax procedures. 16. Local Community Programs: Many local communities offer their own down payment assistance programs, especially for first-time homebuyers. Check with your local housing agency. 17. HomePath Ready Buyer Program: This Fannie Mae program offers first-time homebuyers up to 3% in closing cost assistance when they complete an educational course and buy a qualifying property. 18. Individual Development Account (IDA): Some non-profits offer IDAs, which are matched savings programs that can be used for down payments. 19. Bootstrap Loan Program: This Texas-specific down payment program is for families with low incomes who are willing to contribute some manual labor toward the construction of their home. 20. Mortgage Credit Certificate (MCC): While not direct down payment assistance, an MCC can increase your ability to qualify for a mortgage by reducing your tax liability. There are many options to fit individual home buyer scenarios. DownpaymentTX.org can help identify the DPA program that best fits your individual needs. Learn more by clicking the “See How Much You Can Get” button. 20 MISCONCEPTIONS ABOUT DOWN PAYMENT ASSISTANCE 20 DPA MISCONCEPTIONS 1. Only First-Time Homebuyers Qualify: Many down payment programs are available to repeat buyers as well. 2. It’s Free Money: Most down payment programs are loans or grants that may have conditions attached, like living in the home for a certain number of years. 3. Income Limits Are Too Low: Many down payment programs have surprisingly high income limits. 4. You Need Perfect Credit: While credit matters, it doesn’t have to be perfect. Each program has its own criteria. 5. It’s Only for Cheap Homes: Many programs apply to homes well above the area’s median price. 6. It’s Too Complicated: With the right guidance, navigating most down payment programs can be straightforward. 7. Only for Rural Areas: Programs exist for urban and suburban areas too. 8. You Can’t Use It with Other Programs: Often, you can combine down payment assistance with other grants and programs. 9. It Will Delay Closing: If done correctly, using down payment assistance shouldn’t delay your closing. 10. Only Banks Offer Them: Many different organizations, including non-profits and government agencies, offer programs for down payment assistance. 11. It Affects Mortgage Interest Rates: Generally, your assistance shouldn’t affect the rate you get on your primary mortgage. 12. Only Minorities Qualify: Programs are generally open to people of all backgrounds. 13. You Must Be a U.S. Citizen: Some programs are available to non-citizens as well. 14. It’s Only for Single-Family Homes: Programs often apply to condos and townhomes too. 15. You Can’t Buy a Fixer-Upper: Some programs specifically aim to help people buy and renovate older homes. 16. It’s Only for the Down Payment: Some programs can also be used to help with closing costs. 17. You’ll Be Penalized for Selling Early: While some programs require you to stay for a few years, many don’t have this requirement. 18. It’s Only for People with Kids: Many programs are available to individuals and couples without children. 19. You Can’t Have Owned a Home Before: Some programs are available to those who have owned homes in the past but don’t currently. 20. It’s a Scam: While you should be cautious and do your research, many legitimate programs are out there. Believe it or not, we have had clients walk out of open houses for builders at a new home site. We had all the numbers crunched with builder incentives and how they could purchase a new home with zero down payment. Many people cannot accept that a home can be purchased with little to no money out of pocket. There are many options to fit individual home buyer scenarios. DownpaymentTX.org can help identify the DPA program that best fits your individual needs. Learn more by clicking the “See How Much You Can Get” button or give us a call. TEXAS DOWN PAYMENT ASSISTANCE PODCAST Down Payment Texas · Down – Payment – Programs – Texas CONTACT INFO DownpaymentTX.org AroundTown Properties Inc. 2500 E TC Jester Blvd. Suite 110 Houston, TX 77008 License #: 9010116 Ph: 281-220-9960 TEXAS DOWN PAYMENT PROGRAMS VA Loans, FHA Loans, USDA Loans, CHENOA Fund, Texas Home Loan INFORMATION ABOUT BROKERAGE SERVICES Read Here TEXAS REAL ESTATE COMMISSION NOTICE Read Here TEXAS DOWN PAYMENT ASSISTANCE YOUR DATA IS SAFE * Home * Mortgage Calculator * Privacy Policy * Sitemap * Contact Us * Information © 2023 DownpaymentTX.org is for informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. Legal Disclaimer for downpaymenttx.org By completing and submitting the form provided on this website, you expressly grant permission for downpaymenttx.org, its affiliates, or a member of our lender network to contact you through the information you've provided. This may include contact via email, phone call, or text message. Please be advised of the following: 1. Text Messaging Rates: If you provide a mobile phone number for text message communications, please be aware that standard text messaging rates may apply based on your mobile phone carrier and plan. 2. Opting Out: - Email Communications: Should you wish to cease receiving email communications from us, you can opt-out at any time by clicking the "unsubscribe" link found at the bottom of any of our emails. - Text Communications: To opt-out of receiving text message communications, simply reply with the word "STOP" at any time. It is your responsibility to ensure that the contact information you provide is current and accurate. We respect your privacy and will make every effort to honor your preferences regarding communication methods and frequency. By using this website and completing the form, you acknowledge that you understand and agree to this disclaimer. DownpaymentTX.org reserves the right to amend or modify this disclaimer at any time without prior notice. It is advisable to regularly review this disclaimer for any changes or updates. Notifications