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Submission: On May 18 via manual from CA — Scanned from CA
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* Contact Us * Bank Your Way DREAMING OF A VACATION? Earn up to $1,100 bonus value†◊ and reward yourself with the vacation you deserve with the Scotiabank Passport® Visa Infinite* Card. about this special offer Learn more * Featured * Accounts * Credit cards * Borrowing * Investments * Learning Featured Accounts Credit cards Borrowing Investments Learning FEATURED Helping plan for your financial future. THE MOMENTUMPLUS SAVINGS ACCOUNT Open and fund a MomentumPLUS Savings Account and earn our best rate yet. Start saving now with the Momentum Plus Savings Account YOU COULD SCORE A TRIP TO THE STANLEY CUP® FINAL Enter and use an eligible Scotiabank Scene+ debit or credit card. Enter now External Created with Sketch. HOW SCOTIABANK PROTECTS YOU Scotiabank uses innovative technology to protect your accounts and personal information and we’re always working to educate our customers on what you can do to help prevent fraud. Learn more about fraud prevention NEW TO CANADA? Newcomers can earn up to $1,600* in value the first year with StartRight ™. StartRight offer details SCOTIABANK'S SCENE+TM STUDENT BUNDLE Students, earn up to $175 in welcome bonuses when you bundle your banking.* *Conditions apply. Learn more SWITCH TO ESTATEMENTS Switch to eStatements and we’ll turn it into a $250,000 donation to Nature Canada to help protect our environment. Switch now ACCOUNTS Keep your finances on track with an account that gives you flexibility and control over your money. THE ULTIMATE PACKAGE Earn a $350 welcome bonus with the Ultimate Package. It’s the ultimate in banking.2 Open your account now About The Scotiabank Ultimate Package THE PREFERRED PACKAGE Earn a $350 welcome bonus with a new bank account.2 Open your account now About The Preferred Package THE MOMENTUMPLUS SAVINGS ACCOUNT Open and fund a MomentumPLUS Savings Account and earn our best rate yet. Start saving now with the Momentum Plus Savings Account SPECIAL OFFER FOR NEW SCOTIABANK ELIGIBLE MORTGAGE Earn a $350 welcome bonus with a new Preferred Package or Ultimate Package. Plus, pay no monthly account fees for up to a year by setting recurring payments to a new or renewed Scotiabank eligible mortgage. Get offer NEW TO CANADA? Newcomers can earn up to $1,600* in savings and bonuses with StartRightTM. StartRight offer details STUDENT BANKING ADVANTAGE® PLAN A worry-free account matched for student life. Open your account now View all bank accounts View all savings accounts CREDIT CARDS Browse all the Scotia cards so you can choose the one that’s right for you. Low Interest SCOTIABANK VALUE® VISA* CARD 0% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29).2 Plus no annual fee in the first year.2 Save up to hundreds of dollars a year on interest. Annual fee: $29 Interest rates: 12.99% purchases / 12.99% cash advances View more card details for the Scotiabank Value Visa credit card Travel & lifestyle SCOTIABANK GOLD AMERICAN EXPRESS® CARD Special offer: Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points.1 Annual fee: $120 Interest rates: 20.99% purchases / 22.99% cash advances View more card details for the Scotiabank Gold American Express Card SCOTIA MOMENTUM® VISA INFINITE* CARD Special offer: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).1 No annual fee in the first year, including on additional cards.1 Annual fee: $120 Interest rates: 20.99% purchases / 22.99% cash advances View more card details for the Scotia Momentum Visa Infinite credit card TURN CREDIT CARD PURCHASES INTO BITE-SIZED PAYMENTS WITH SCOTIA SELECTPAYTM A new, flexible way to pay off your eligible Scotiabank Visa* credit card purchases of $100 or more with no interest rate and a low fee.1 Learn more about SelectPay Travel & Lifestyle SCOTIABANK PASSPORT® VISA INFINITE* CARD Special offer: Earn up to $1,100+ in value in the first 12 months, including up to 35,000 bonus Scene+ points and first year annual fee waived on your first supplementary card.1 Annual fee: $150 Interest rates: 20.99% purchases / 22.99% cash advances View more card details for the Scotiabank Passport Visa Infinite credit card Cash back SCOTIA MOMENTUM® VISA* CARD Get a 0% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $39).2 Annual fee: $39 Interest rates: 19.99% purchases / 22.99% cash advances View more card details for the Scotia Momentum Visa credit card Go to All credit cards page Browse all credit cards BORROWING From buying your first home to renovating your current space, we have a borrowing plan that’s right for you. LIFE CHANGES FAST The Scotia Total Equity® Plan (STEP) Mortgage changes with it.* A STEP Mortgage gives you the flexibility to use the equity from your home when you need it. Learn more about STEP MORTGAGE CALCULATOR How much mortgage can you afford? Launch mortgage calculator About Mortgage calculator AUTO LOAN PAYMENT CALCULATOR Looking to buy a new car? We’ll do the math for you. Launch auto loan calculator SCOTIABANK EHOME – THE ONLINE MORTGAGE HUB Get pre-approved, search for a home, and get mortgage approval online. Start your journey About Scotiabank eHOME – the online mortgage hub DISCOVER HOW TO TAKE THE NEXT STEP Find the mortgage that’s right for you. Visit our mortgage centre About Discover how to take the next STEP PROTECT YOUR BIGGEST INVESTMENT Stay on track financially if the unexpected happens with optional Scotia Mortgage Protection. Get started About Protect your biggest investment INVESTMENTS Reach your investment goals tomorrow while enjoying your life today. GUARANTEED INVESTMENT CERTIFICATES (GICS) A worry-free investment product that keeps your principal investment safe and has a guaranteed rate of return. Learn about GICs REGISTERED RETIREMENT SAVINGS PLAN (RRSP) An RRSP is a powerful tool to help grow your retirement savings and lower the income tax you pay. Learn about RRSP SAVINGS ACCELERATOR ACCOUNT Earn a competitive interest rate on your money as it grows, with no monthly account fee. Available in registered§ and non-registered plans. Accelerate your savings SCOTIAFUNDS® PORTFOLIO SOLUTIONS Our Portfolio Solutions offer a diversified mix of mutual funds in the convenience of single investment to help you grow your savings while carefully managing risk. Whether you are seeking regular income or long-term growth, there’s a portfolio solution designed to help you achieve your goals. Invest with confidence INTRODUCING SCOTIA SMART INVESTOR VIA ADVICE+ Now you can set, change, and track your financial goals and rest easy. Get started Go to Scotia Smart Investor page TAX-FREE SAVINGS ACCOUNT (TFSA) A TFSA is a great way to save for both short and long-term goals, with the flexibility to withdraw your money at any time without penalty.1 Learn about TFSA View all investment plans View all investment products LEARNING Get investment ideas, insights, and information for managing your money. 10 STEPS TO BUILDING A POST PANDEMIC PLAN FOR YOUR FAMILY It’s a great time to update your family’s financial plan. Update your financial plan Get 10 tips for updating your family’s financial plan WHAT IS A CREDIT CARD INSTALLMENT PLAN AND HOW CAN I MAKE THE MOST OF IT? A credit card installment plan is a feature that can help you to pay for purchases on your credit card over a fixed period. Learn about installment plans Learn about credit card installment plans and how to use them 4 TIPS TO HELP ORGANIZE YOUR FINANCES AND PREPARE FOR THE FUTURE How to manage your cashflow and get ready for your goals. Organize your finances Get 4 tips to help you organize your finances MANAGE YOUR BUDGET FOR UNEXPECTED EXPENSES No matter how much of a planner you are, unexpected expenses will pop up. Here’s how to budget for them. Budget for unexpected expenses Find out how to prepare and budget for unexpected expenses NEW TO DIGITAL BANKING? Our step-by-step guides can help you start banking on your phone, tablet, or desktop computer. Go digital Visit our digital banking guides for step-by-step instructions and demos to help you bank your phone, tablet, or desktop computer HOW MUCH SHOULD I HAVE IN SAVINGS? You want to save but what should your goal be? Learn more at Advice+ Get tips on how to align your savings with your goals Go to Advice+ LOCATE BRANCHES, ADVISORS, AND ABMS Get location information for Scotiabank branches, advisors, and ABMs across Canada. Find your nearest branch Scotiabank is a member of Canada Deposit Insurance Corporation (CDIC) HAVE A QUESTION? We have an answer. 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