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Submitted URL: http://click1.engage.consolidatedcredit.ca/cmhhtzgqnppfctdmfgstmfqzrgfqrrhltcdrmjrgcqqlhl_nyjdfqqfkynqpdtjpkwww.html
Effective URL: https://www.consolidatedcreditcanada.ca/debt-stories/phong-j-life-debt/?pid=97894&utm_source=w_s&utm_medium=email&utm_campaign=ld005
Submission: On June 10 via api from US — Scanned from CA
Effective URL: https://www.consolidatedcreditcanada.ca/debt-stories/phong-j-life-debt/?pid=97894&utm_source=w_s&utm_medium=email&utm_campaign=ld005
Submission: On June 10 via api from US — Scanned from CA
Form analysis 3 forms found in the DOM
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<h2 class="text-VTDarkBlue font-bold text-center sm:px-12 mb-2 text-sm sm:text-2xl">This Free Guide Helps You Find the Best Debt Relief Option for You</h2>
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<a href="https://www.consolidatedcreditcanada.ca/privacy-statement/" target="__blanck">Privacy Policy </a>
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</form>Text Content
Skip to content Download Consolidated Credit's Free Debt Relief Guide CLICK HERE THIS FREE GUIDE HELPS YOU FIND THE BEST DEBT RELIEF OPTION FOR YOU PLEASE PROVIDE YOUR EMAIL AND WE'LL SEND YOU THE GUIDE NOW! Email Address By submitting this form you will be subscribed to our newsletter to get the latest articles, financial tips, tools and advice delivered right to you inbox Privacy Policy Thank you for requesting this guide! Please check your inbox for download instructions. A+ Facebook (3,923 Likes) Twitter (6,489 Followers) ES Español FR Français Search Search Keyword Processing... CALL US (855) 782-3959 ES FR (844)-402-3073 * Understanding Debt * Credit Card Debt * Debt Solutions * Credit Counselling * Debt Management * Debt Consolidaton * Consumer Proposal * Bankruptcy * Home Equity * Resources * News * Reviews * Booklets * Calculators * Videos * About Us * Locations * Member Login (855) 782-3959 Home » Debt Stories » Phong J. – Life after debt PHONG J. – LIFE AFTER DEBT Phong was content with her life until things went terribly wrong. Her husband was unable to work full time because his health took an unexpected turn for the worse. Their family income was immediately slashed and then Phong became the sole provider. “My husband’s health conditions left him unable to work; this meant that I alone was the sole income provider. And my income was very small in comparison to my husband’s to say the least.” As the months went by and her husband was still unable to work, Phong was able to manage her monthly credit card bills to a point however as the years went by, her credit card debt kept growing and growing and it was getting to be too much. “At first, I was able to pay more than the monthly required minimal payments on my credit cards. However, as the years went by, the debt became too large to pay above the minimal payment each month. I tried to cope with my debt by transferring my balances to cards with lower interest rates, but this too can only work for so long. Phong was running out of options to manage her debt. Her husband was unable to work and the stress of being the sole income provider was weighing down on her. “I tried other ways to manage my debt however I was not eligible for bank loans because of my low income and the large credit card debt I was carrying…so it was just a matter of time before the debt became too much to handle.” And that it did. Phong was tired of the cycle of debt her family was thrown into. She wanted a better way out and sought the services of Consolidated Credit. “I called Consolidated Credit because I felt it was time to seek some help as I was barely able to meet my monthly minimal credit card payments and living expenses.” Phong now has a better life and her debt is the least of her concerns. “Consolidated Credit has helped me to eliminate a large chunk of my debt and reduced the remaining amount owing to very reasonable monthly payments. I manage my debt now by paying for everything in cash or debit card based on the monthly budget that I’ve established for my family.” THANK YOU FOR YOUR APPLICATION! Consolidated Credit has helped more than 500,000 Canadians in 15 years find relief from debt. Now we’re here to help you. A Trained Credit Counsellor will be calling you at the number you provided. They’ll complete your free debt and budget analysis, then discuss the best options for getting out of debt with you. If you qualify to enroll in a debt management program, your counsellor can also help you enroll immediately. For immediate assistance, please call: (855) 782-3959 Hours of Operation: Monday – Thursday 8:30AM to 8PM (EST) Friday 8:30AM to 6PM (EST) Saturday 9AM to 2PM (EST) Headquarters: 505 Consumers Road, Suite 400 Toronto, Ontario M2J 4V8 Ontario Registration #: 4705786 WHAT IS YOUR TOTAL CREDIT CARD DEBT AMOUNT? Debt Amount $10,000 PROVIDE A FEW DETAILS ABOUT YOURSELF. First Name Last Name Email Address Phone Number Postal Code The status of your payments? Current and/or just falling behind Behind less than 6 months More than 6 months behind The status of your payments? Voulez-vous parler en français? ¿Quieres hablar en español? I consent to receive electronic messages via email and to my mobile device (including SMS and MMS – charges may apply depending on your carrier, not by us, messaging frequency varies; text HELP for help, text STOP to cancel) from Consolidated Credit regarding products and services (including tips, newsletter and promotions). See Privacy Policy. You can withdraw your consent at any time. RELATED CERB REPAYMENT – WHAT TO DO IF YOU CAN’T AFFORD TO PAY THE MONEY BACK THE HISTORY OF INCOME VS INFLATION IN CANADA IN-DEMAND SKILLS THAT INCREASE INCOME BEING UNDERPAID? HOW TO KNOW AND WHAT TO DO ABOUT IT News Archive POST NAVIGATION Previous: Stretching Your Income During High Inflation Next: In-Demand Skills that Increase Income × Call Us: (855) 782-3959 Free Debt Consultation 505 Consumers Road, Suite 400 Toronto, Ontario M2J4V8 Fax: 1-800-656-4187 Ontario Registration #4705786 Email: Inquiry@consolidatedcredit.ca Call us: (844)-402-3073 MANAGING CREDIT * Credit Score * Credit Report * Budgeting * Debt Settlement * Glossary RESOURCES * Financial News * Ask the Experts * Debt Stories * Calculators * Videos LOCATIONS * British Columbia * Alberta * Ontario * Quebec * All locations... OUR COMPANY * About Us * Contact Us * Scholarship * Member Login * Community Outreach * Privacy Policy * Accessibility * GDPR Compliance We are not a loan company. We do not lend money. Copyright © 2022 Consolidated Credit Canada. All Rights Reserved. #session_pageviews_1 #capture_slider_active #capture_lightbox_active #traffic_source_is_email