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Submission: On November 28 via manual from IN — Scanned from AU
Effective URL: https://www.eqt.com.au/superannuation/annual-member-meetings-and-member-outcomes-statements/pagepanels/smart-future-tru...
Submission: On November 28 via manual from IN — Scanned from AU
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<div class="subTitle"> Equity Trustees was established as an independent Trustee and Executor company in 1888 and has become one of Australia’s largest specialist trustee companies. </div>
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<h2 class="heading">Smart Future Trust</h2>
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<th rowspan="1" colspan="1" style="text-align: center;">Smart Future Trust<br>
</th>
<th rowspan="1" colspan="1" style="text-align: center;">ABN: 68 964 712 340</th>
<th rowspan="1" colspan="1" style="text-align: center;">REGISTRATION NUMBER: R1000566<br>
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<th rowspan="1" colspan="1" style="text-align: left;">smartMonday <br> (Not TESF or Enterprise members)</th>
<th rowspan="1" colspan="1" style="text-align: left;">smartMonday TESF <br> (Including previous TESF members)</th>
<th rowspan="1" colspan="1" style="text-align: left;">smartMonday Enterprise <br> (Including previous Enterprise <br> members)</th>
<th rowspan="1" colspan="1" style="text-align: left;">smartMonday PENSION <br> (Including previous TESF Pension members)</th>
</tr>
<tr>
<td rowspan="1" colspan="1"><strong>Phone: </strong>1300 880 588<br>
<br>
<strong>Address: </strong>PO Box 20128<br> Melbourne, VIC 3001<br>
<br>
<strong>Email: </strong><a href="mailto:enquiries@smartmonday.aon.com">enquiries@smartmonday.aon.com</a><br>
<br>
<strong> Website: </strong><a rel="noopener noreferrer" href="https://smartmonday.com.au/Governance" target="_blank">https://smartmonday.com.au</a><br>
</td>
<td rowspan="1" colspan="1"><strong>Phone: </strong>1300 614 644<br>
<br>
<strong>Address: </strong>PO Box R713 <br> Royal Exchange NSW 1225<br>
<br>
<strong>Email: </strong><a href="mailto:assistance@smartmonday.com.au " style="color: #002871;">assistance@smartmonday.com.au </a><br>
<br>
<strong>Website: </strong><a rel="noopener noreferrer" href="https://smartmonday.com.au/Governance" target="_blank">https://smartmonday.com.au</a><br>
</td>
<td rowspan="1" colspan="1"><strong>Phone: </strong>1800 816 575<br>
<br>
<strong>Address: </strong>PO Box 1282 <br> Albury NSW 2640<br>
<strong><br> Email: </strong><a href="mailto:assistance@smartmonday.com.au ">support@smartmonday.com.au</a><br>
<br>
<strong>Website: </strong><a rel="noopener noreferrer" href="https://smartmonday.com.au/Governance" target="_blank">https://smartmonday.com.au</a><br>
</td>
<td rowspan="1" colspan="1"><strong>Phone: </strong>1300 112 403<br>
<strong><br> Address: </strong>PO Box 1282 <br> Albury NSW 2640<br>
<strong><br> Email: </strong><a href="mailto:one@smartmonday.com.au">one@smartmonday.com.au</a><br>
<br>
<strong>Website: </strong><a rel="noopener noreferrer" href="https://smartmonday.com.au/Governance" target="_blank">https://smartmonday.com.au</a><br>
</td>
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<tr>
<th rowspan="1" colspan="1" style="text-align: left;">AIA Priority Protect</th>
<th rowspan="1" colspan="1" style="text-align: left;">AIA Professional Insurance Portfolio</th>
<th rowspan="1" colspan="1" style="text-align: left;">MetLife Protect Super</th>
<th rowspan="1" colspan="1" style="text-align: left;">Zurich Insurance<br> -only Superannuation Plan</th>
</tr>
<tr>
<td rowspan="1" colspan="1"><strong>Phone: </strong>1800 333 613<br>
<br>
<strong>Address: </strong>PO Box 1305,<br> South Melbourne, VIC 3205<br>
<br>
<strong>Email: </strong><a href="mailto:Au.customer@aia.com">Au.customer@aia.com</a><br>
<br>
<strong> Website: </strong><a rel="noopener noreferrer" href="https://smartmonday.com.au/Governance" target="_blank">https://smartmonday.com.au</a><br>
</td>
<td rowspan="1" colspan="1"><strong>Phone: </strong>03 9621 7272<br>
<br>
<strong>Address: </strong>PO Box 1305,<br> South Melbourne, VIC 3205<br>
<br>
<strong>Email: </strong><a href="mailto:pip@mypip.com.au" style="color: #002871;">pip@mypip.com.au</a><br>
<br>
<strong>Website: </strong><a rel="noopener noreferrer" href="https://smartmonday.com.au/Governance" target="_blank">https://smartmonday.com.au</a><br>
</td>
<td rowspan="1" colspan="1"><strong>Phone: </strong>1800 523 523<strong><br>
<br> Address: </strong>GPO Box 3319, <br> Sydney, NSW 2001<br>
<strong><br> Email: </strong><a href="mailto:auprotect@metlife.com">auprotect@metlife.com</a><br>
<strong><br> Website: </strong><a rel="noopener noreferrer" href="https://smartmonday.com.au/Governance" target="_blank">https://smartmonday.com.au</a><br>
</td>
<td rowspan="1" colspan="1"><strong>Phone: </strong>131 551<br>
<strong><br> Address: </strong>Locked Bag 994,<br> North Sydney, NSW 2059<br>
<strong><br> Email: </strong><a href="mailto:client.service@zurich.com.au">client.service@zurich.com.au</a><br>
<strong><br> Website: </strong><a rel="noopener noreferrer" href="https://smartmonday.com.au/Governance" target="_blank">https://smartmonday.com.au</a><br>
</td>
</tr>
</tbody>
</table>
</div>
<br>
<strong>NOTE: The Aon Master Trust was renamed the Smart Future Trust effective 1 May 2022</strong><br>
<h2>2021 Aon Master Trust Annual Member Meeting</h2>
<p>The 2021 Aon Master Trust Annual Member Meeting was conducted as a virtual meeting. </p>
<p>You can view the video of the 2021 Aon Master Trust Annual Member Meeting below and
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/aon-annual-member-meeting-minutes-13-dec-2021.pdf">download the minutes of this meeting here.</a></p>
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<div style="height: 666px;">
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<iframe width="560" height="315" src="https://www.youtube.com/embed/9NCltGyXEx8" frameborder="0" allow="autoplay; encrypted-media"></iframe>
</div>
</div>
<h2>Your Superannuation Fund Member Outcomes Statement</h2>
<p>Find your superannuation product in the table below and take a look at your member outcomes statement.</p>
<p><a href="/superannuation/annual-member-meetings-and-member-outcomes-statements/member-outcomes-statement-guide">Watch this video</a> to find pointers in understanding your products Member Outcomes Statement.</p>
<div class="scrollable">
<table class="table">
<tbody>
<tr>
<th rowspan="1" colspan="1" style="text-align: left;">PRODUCT NAME<br>
</th>
<th rowspan="1" colspan="1" style="text-align: center;">MEMBER OUTCOMES STATEMENT<br>
</th>
</tr>
<tr>
<td rowspan="1" colspan="1" style="text-align: left;">smartMonday MySuper</td>
<td rowspan="1" colspan="1" style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/smartmonday-prime-mysuper-member-outcomes-statement.pdf">VIEW HERE</a></td>
</tr>
<tr>
<td rowspan="1" colspan="1">smartMonday PRIME - Choice<br>
</td>
<td rowspan="1" colspan="1" style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/smartmonday-prime-choice-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Aon Group Superannuation Plan<br>
</td>
<td style="text-align: center;"><a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/aon-group-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a>
</td>
</tr>
<tr>
<td rowspan="1" colspan="1">Brisbane Racing Club Superannuation Plan<br>
</td>
<td rowspan="1" colspan="1" style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/brisbane-racing-club-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td rowspan="1" colspan="1">Crane Australia Pty Limited Superannuation Plan<br>
</td>
<td rowspan="1" colspan="1" style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/crane-australia-pty-limited-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Aon Corporate Superannuation Plan</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/aon-corporate-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE </a></td>
</tr>
<tr>
<td rowspan="1" colspan="1">Endeavour Foundation Staff Superannuation Plan<br>
</td>
<td rowspan="1" colspan="1" style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/endeavour-foundation-staff-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>GEA Process Engineering Australia Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/gea-process-engineering-australia-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Harsco Rail Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/harsco-rail-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a> </td>
</tr>
<tr>
<td>IMB Defined Benefit Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/imb-defined-benefit-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Isuzu Australia Limited Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/isuzu-australia-limited-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Sydney Turf Club Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/sydney-turf-club-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a> </td>
</tr>
<tr>
<td>Teys Bros (Beenleigh) Pty Ltd Staff Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/teys-bros-beenleigh-pty-ltd-staff-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Thames Water Asia Pacific Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/thames-water-asia-pacific-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>United Airlines Inc Australian Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/united-airlines-inc-australian-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a>
</td>
</tr>
<tr>
<td>Yum! Australia Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/yum-australia-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a> </td>
</tr>
<tr>
<td>ASC Superannuation Plan<br>
</td>
<td style="text-align: center;"><a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/asc-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Edwards Group Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/edwards-group-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a> </td>
</tr>
<tr>
<td>Esselte Australia Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/esselte-australia-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Jasco Pty Limited Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/jasco-pty-limited-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Valvoline Australia Superannuation Plan<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/valvoline-australia-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>smartMonday DIRECT - Choice<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/smartmonday-direct-choice-member-outcomes-statement.pdf">VIEW HERE</a> </td>
</tr>
<tr>
<td>smartMonday Pension - Retirement Pension<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/smartmonday-pension-retirement-pension-member-outcomes-statement.pdf">VIEW HERE</a> </td>
</tr>
<tr>
<td>MetLife Australia Superannuation Fund<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/metlife-australia-superannuation-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>AIA Insurance Super Scheme No 2<br>
</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/aia-insurance-super-scheme-no-2-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>Zurich Insurance-only Superannuation Plan<br>
</td>
<td style="text-align: center;"><a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/zurich-insurance-only-plan-member-outcomes-statement.pdf">VIEW HERE</a><br>
</td>
</tr>
<tr>
<td>smartMonday Pension - Transition to Retirement Income Stream</td>
<td style="text-align: center;">
<a href="/-/media/equitytrustees/files/super/annual-member-meetings-and-member-outcomes-statements-2021/aon-master-trust/smartmonday-pension--transition-to-retirement-income-stream.pdf">VIEW HERE </a></td>
</tr>
</tbody>
</table>
</div>
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<th rowspan="1" colspan="1" style="text-align: center;">TRUSTEE</th>
<th rowspan="1" colspan="1" style="text-align: center;">TRUSTEE ABN</th>
<th rowspan="1" colspan="1" style="text-align: center;">TRUSTEE REGISTRATION NUMBER</th>
</tr>
<tr>
<td rowspan="1" colspan="1" style="text-align: center;">Equity Trustees Superannuation Limited</td>
<td rowspan="1" colspan="1" style="text-align: center;">50 055 641 757<br>
</td>
<td rowspan="1" colspan="1" style="text-align: center;">L0001458 <div>
</div>
</td>
</tr>
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<p>© 2021 EQT Holdings Limited ABN 22 607 797 615 is a publicly listed company on the Australian Securities Exchange (ASX: EQT) with offices in Melbourne, Bendigo, Sydney, Brisbane, Perth, London and Dublin. Equity Trustees Limited ABN
46 004 031 298 AFSL 240975, Equity Trustees Wealth Services Limited ABN 33 006 132 332 AFSL 234528, Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757, RSE L0001458, HTFS Nominees Pty Ltd ABN 78 000 880 553 AFSL
232500 RSE L0003216, EQT Legal Services Pty Ltd ABN 32 611 391 149, and EQT Responsible Entity Services Ltd ABN 94 101 103 011 are part of the EQT Holdings Limited group.</p>
<p>The information shown on this site is general information only. It does not take into account the investment objectives, financial situation or particular needs of any particular person. Before making an investment decision, you need
to consider (with or without the assistance of an adviser) whether this information is appropriate to your needs, objectives and circumstances. You should obtain a copy of the relevant product disclosure statement before making any
financial decisions in relation to these products or services. Use of the information contained on this page is governed by Australian law and is subject to the <a href="/global/website-terms-of-use">terms and conditions</a> on this
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Equity Trustees
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TRUSTEE AND WEALTH SERVICES
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CORPORATES AND FUND MANAGERS
Providing specialist corporate trustee services and independent funds
governance services in Australia, the UK and Europe to international and
Australian fund managers.
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ABOUT US
Equity Trustees was established as an independent Trustee and Executor
company in 1888 and has become one of Australia’s largest specialist trustee
companies.
* Investor Centre
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* Equity Trustees Charitable Foundation
* Reconciliation Action Plan
* Client Service Charter
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1. Home
2. Superannuation
3. Annual Member Meetings and Member Outcomes Statements
4. Smart Future Trust
SMART FUTURE TRUST
Smart Future Trust
ABN: 68 964 712 340 REGISTRATION NUMBER: R1000566
smartMonday
(Not TESF or Enterprise members) smartMonday TESF
(Including previous TESF members) smartMonday Enterprise
(Including previous Enterprise
members) smartMonday PENSION
(Including previous TESF Pension members) Phone: 1300 880 588
Address: PO Box 20128
Melbourne, VIC 3001
Email: enquiries@smartmonday.aon.com
Website: https://smartmonday.com.au
Phone: 1300 614 644
Address: PO Box R713
Royal Exchange NSW 1225
Email: assistance@smartmonday.com.au
Website: https://smartmonday.com.au
Phone: 1800 816 575
Address: PO Box 1282
Albury NSW 2640
Email: support@smartmonday.com.au
Website: https://smartmonday.com.au
Phone: 1300 112 403
Address: PO Box 1282
Albury NSW 2640
Email: one@smartmonday.com.au
Website: https://smartmonday.com.au
AIA Priority Protect AIA Professional Insurance Portfolio MetLife Protect Super
Zurich Insurance
-only Superannuation Plan Phone: 1800 333 613
Address: PO Box 1305,
South Melbourne, VIC 3205
Email: Au.customer@aia.com
Website: https://smartmonday.com.au
Phone: 03 9621 7272
Address: PO Box 1305,
South Melbourne, VIC 3205
Email: pip@mypip.com.au
Website: https://smartmonday.com.au
Phone: 1800 523 523
Address: GPO Box 3319,
Sydney, NSW 2001
Email: auprotect@metlife.com
Website: https://smartmonday.com.au
Phone: 131 551
Address: Locked Bag 994,
North Sydney, NSW 2059
Email: client.service@zurich.com.au
Website: https://smartmonday.com.au
NOTE: The Aon Master Trust was renamed the Smart Future Trust effective 1 May
2022
2021 AON MASTER TRUST ANNUAL MEMBER MEETING
The 2021 Aon Master Trust Annual Member Meeting was conducted as a virtual
meeting.
You can view the video of the 2021 Aon Master Trust Annual Member Meeting below
and download the minutes of this meeting here.
YOUR SUPERANNUATION FUND MEMBER OUTCOMES STATEMENT
Find your superannuation product in the table below and take a look at your
member outcomes statement.
Watch this video to find pointers in understanding your products Member Outcomes
Statement.
PRODUCT NAME
MEMBER OUTCOMES STATEMENT
smartMonday MySuper VIEW HERE smartMonday PRIME - Choice
VIEW HERE
Aon Group Superannuation Plan
VIEW HERE Brisbane Racing Club Superannuation Plan
VIEW HERE
Crane Australia Pty Limited Superannuation Plan
VIEW HERE
Aon Corporate Superannuation Plan VIEW HERE Endeavour Foundation Staff
Superannuation Plan
VIEW HERE
GEA Process Engineering Australia Superannuation Plan
VIEW HERE
Harsco Rail Superannuation Plan
VIEW HERE IMB Defined Benefit Superannuation Plan
VIEW HERE
Isuzu Australia Limited Superannuation Plan
VIEW HERE
Sydney Turf Club Superannuation Plan
VIEW HERE Teys Bros (Beenleigh) Pty Ltd Staff Superannuation Plan
VIEW HERE
Thames Water Asia Pacific Superannuation Plan
VIEW HERE
United Airlines Inc Australian Superannuation Plan
VIEW HERE Yum! Australia Superannuation Plan
VIEW HERE ASC Superannuation Plan
VIEW HERE
Edwards Group Superannuation Plan
VIEW HERE Esselte Australia Superannuation Plan
VIEW HERE
Jasco Pty Limited Superannuation Plan
VIEW HERE
Valvoline Australia Superannuation Plan
VIEW HERE
smartMonday DIRECT - Choice
VIEW HERE smartMonday Pension - Retirement Pension
VIEW HERE MetLife Australia Superannuation Fund
VIEW HERE
AIA Insurance Super Scheme No 2
VIEW HERE
Zurich Insurance-only Superannuation Plan
VIEW HERE
smartMonday Pension - Transition to Retirement Income Stream VIEW HERE
TRUSTEE TRUSTEE ABN TRUSTEE REGISTRATION NUMBER Equity Trustees Superannuation
Limited 50 055 641 757
L0001458
* Website Terms of Use
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* Privacy Statement
Contact Us
© 2021 EQT Holdings Limited ABN 22 607 797 615 is a publicly listed company on
the Australian Securities Exchange (ASX: EQT) with offices in Melbourne,
Bendigo, Sydney, Brisbane, Perth, London and Dublin. Equity Trustees Limited ABN
46 004 031 298 AFSL 240975, Equity Trustees Wealth Services Limited ABN 33 006
132 332 AFSL 234528, Equity Trustees Superannuation Limited ABN 50 055 641 757
AFSL 229757, RSE L0001458, HTFS Nominees Pty Ltd ABN 78 000 880 553 AFSL 232500
RSE L0003216, EQT Legal Services Pty Ltd ABN 32 611 391 149, and EQT Responsible
Entity Services Ltd ABN 94 101 103 011 are part of the EQT Holdings Limited
group.
The information shown on this site is general information only. It does not take
into account the investment objectives, financial situation or particular needs
of any particular person. Before making an investment decision, you need to
consider (with or without the assistance of an adviser) whether this information
is appropriate to your needs, objectives and circumstances. You should obtain a
copy of the relevant product disclosure statement before making any financial
decisions in relation to these products or services. Use of the information
contained on this page is governed by Australian law and is subject to the terms
and conditions on this website.
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